The cheapest option overall is Western Union, giving your recipient 11,613,385.16 ARS when you send CHF 6,000.
Below we’ve compared 4 ways to send money from Switzerland to Argentina.
| 4 of 4 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze CHF/ARS exchange rates from our comparisons. | |||
| Based on 6,000 CHF transfer Best companies for CHF/ARS transfersAll money transfer offers for CHF/ARS transfers, sorted by most ARS received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 95.57 1 CHF = 1839.6600 ARS 0.00% vs mid-market | Recipient gets $ 10'862'143.69 Same day | |
Ways to receive money in Argentina with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 95.571 CHF = 1839.6600 ARS $ 10'862'143.69You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Argentina deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to ARS rates. | |||
Run a live search These companies offer multi-currency accounts for spending ARS. We suggest doing a live search based on how much CHF you're planning to spend in Argentina. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
 Western Union Pay via Debit card | Fee CHF 0.00 1 CHF = 1935.5642 ARS -5.08% vs mid-market | Recipient gets $ 11'613'385.16 Minutes - 2 days | |
Ways to receive money in Argentina with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 1935.5642 ARS $ 11'613'385.16You payCHF 6'000.00 | |||
| Western Union Pay via Bank transfer | Fee CHF 0.00 1 CHF = 1935.5642 ARS -5.08% vs mid-market | Recipient gets $ 11'613'385.16 Minutes - 2 days | |
Ways to receive money in Argentina with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 1935.5642 ARS $ 11'613'385.16You payCHF 6'000.00 | |||
 Paysend Pay via Debit card | Fee CHF 0.00 1 CHF = 1825.0503 ARS +0.80% vs mid-market | Recipient gets $ 10'950'301.52 Minutes - 24 hours | |
Ways to receive money in Argentina with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 1825.0503 ARS $ 10'950'301.52You payCHF 6'000.00 | |||
| Paysend Pay via Credit card | Fee CHF 0.00 1 CHF = 1825.0503 ARS +0.80% vs mid-market | Recipient gets $ 10'950'301.52 Minutes - 24 hours | |
Ways to receive money in Argentina with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 1825.0503 ARS $ 10'950'301.52You payCHF 6'000.00 | |||
| Wise Pay via Bank transfer | Fee CHF 95.57 1 CHF = 1839.6600 ARS 0.00% vs mid-market | Recipient gets $ 10'862'143.69 Same day | |
Ways to receive money in Argentina with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 95.571 CHF = 1839.6600 ARS $ 10'862'143.69You payCHF 6'000.00 | |||
 Ria Money Transfer Pay via Credit card | Fee CHF 3.00 1 CHF = 1800.0613 ARS +2.18% vs mid-market | Recipient gets $ 10'794'967.62 Minutes - 24 hours | |
Ways to receive money in Argentina with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 3.001 CHF = 1800.0613 ARS $ 10'794'967.62You payCHF 6'000.00 Mobile walletMinutes - 24 hours CHF 3.001 CHF = 1800.0613 ARS $ 10'794'967.62You payCHF 6'000.00 Cash pickupMinutes - 24 hours CHF 3.001 CHF = 1800.0613 ARS $ 10'794'967.62You payCHF 6'000.00 | |||
| Ria Money Transfer Pay via Debit card | Fee CHF 3.00 1 CHF = 1800.0613 ARS +2.18% vs mid-market | Recipient gets $ 10'794'967.62 Minutes - 24 hours | |
Ways to receive money in Argentina with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 3.001 CHF = 1800.0613 ARS $ 10'794'967.62You payCHF 6'000.00 Mobile walletMinutes - 24 hours CHF 3.001 CHF = 1800.0613 ARS $ 10'794'967.62You payCHF 6'000.00 Cash pickupMinutes - 24 hours CHF 3.001 CHF = 1800.0613 ARS $ 10'794'967.62You payCHF 6'000.00 | |||
| How Our Results Work Mid-market rate: 1 CHF = 1839.702754 ARS Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Western Union at 11,613,385.16 ARS for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including debit card, bank transfer, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
4 companies send money from Switzerland to Argentina, across online, app, in person, multi-currency account, and global account, and more.
For one-off transfers
Online services like Western Union are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Western Union, 6,000 CHF gets your recipient 11,613,385.16 ARS.
The fee is 0 CHF, with a -5.08% on top of CHF/ARS rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in ARS (be it payments or travelling).
Wise converts CHF 6,000 with a 0% exchange-rate markup and lets you hold CHF and ARS in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Western Union charges fr.0 on a fr.6,000 transfer, and the money lands minutes - 2 days.
You can also save recipients and create automated scheduled transfers to Argentina.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, debit card, bank transfer, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
I suggest getting a few quotes before settling. Check with your private bank, TorFX, RegencyFX, Currencies Direct, and Key Currency.
Brokers charge no fees, so settle with the one that gives you the best CHF/ARS rate.
When they need cash
Send CHF 6,000 with Western Union online or at an agent in Switzerland.
Your recipient can collect 11,613,385.16 ARS in Argentina in minutes - 2 days.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Argentina.
A global account lets you hold ARS alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Western Union, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 11,613,385.16 ARS.
The transfer can be paid for by debit card, bank transfer, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Argentina.
In Argentina, they can get ARS delivered as bank deposit, mobile wallet, and cash pickup.
They can collect cash in Argentina
The recipient should take a valid photo ID and the collection reference to a participating Western Union agent in Argentina.
You pay fr.6,000.00
$11,613,385
Cheapest
You pay fr.6,000.00
$11,613,385
$0
You pay fr.6,000.00
$10,950,302
-$663,084
You pay fr.6,000.00
$10,794,968
-$818,418
You pay fr.6,000.00
$10,794,968
-$818,418
You pay fr.6,000.00
$10,794,968
-$818,418
You pay fr.6,000.00
$10,794,968
-$818,418
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Argentina, these are the best options in our comparison.
Cheapest way to send money to Argentina
The cheapest option is Western Union, funded by debit card with bank deposit for the payout. Your recipient gets 11,613,385.16 ARS, which is 5.71% more than the next best option.
Fastest way to send money to Argentina
The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 10,862,143.69 ARS in same day.
Swiss banks can make SEPA payments in euros, but CHF transfer to a ARS requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much ARS arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 1,840.891947 ARS
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 4 of them sending CHF to Argentina, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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