How to send money to Argentina from Switzerland with the best CHF-ARS rate

The cheapest option overall is Xe, giving your recipient 11,293,456.8 ARS when you send CHF 6,000.

Below we’ve compared 5 ways to send money from Switzerland to Argentina.

Best companies for CHF/ARS transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 6,000 CHF transfer

Best companies for CHF/ARS transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 93.82 1 CHF = 1853.6500 ARS 0.00% vs mid-market Recipient gets $ 10'947'990.56 Within 3 hours
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
CHF 93.821 CHF = 1853.6500 ARS
$ 10'947'990.56You payCHF 6'000.00
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1882.2428 ARS -1.54% vs mid-market Recipient gets $ 11'293'456.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1882.2428 ARS
$ 11'293'456.80You payCHF 6'000.00

Run a live search

Showing top Switzerland to Argentina deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1882.2428 ARS -1.54% vs mid-market Recipient gets $ 11'293'456.80 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1882.2428 ARS
$ 11'293'456.80You payCHF 6'000.00

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 1882.2428 ARS -1.54% vs mid-market Recipient gets $ 11'225'696.06 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 1882.2428 ARS
$ 11'225'696.06You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 1882.2428 ARS -1.54% vs mid-market Recipient gets $ 11'225'696.06 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 1882.2428 ARS
$ 11'225'696.06You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1848.5648 ARS +0.27% vs mid-market Recipient gets $ 11'091'388.54 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Argentina with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1848.5648 ARS
$ 11'091'388.54You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 1844.3015 ARS +0.50% vs mid-market Recipient gets $ 11'065'809.28 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Argentina with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 1844.3015 ARS
$ 11'065'809.28You payCHF 6'000.00

Wise

Pay via Bank transfer
Fee CHF 93.82 1 CHF = 1853.6500 ARS 0.00% vs mid-market Recipient gets $ 10'947'990.56 Within 3 hours
FastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
CHF 93.821 CHF = 1853.6500 ARS
$ 10'947'990.56You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 1840.9850 ARS +0.68% vs mid-market Recipient gets $ 10'941'894.33 Same day
Multi-currency cardReceive to bank account

Ways to receive money in Argentina with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
CHF 56.501 CHF = 1840.9850 ARS
$ 10'941'894.33You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 CHF = 1853.5694 ARS Updates every 60 minutes.

How to send money from Switzerland to Argentina

Pick a company

Start with the cheapest, which is Xe at 11,293,456.8 ARS for a CHF 6,000 transfer.

Xe was the cheapest on 24 of the 30 days it quoted fr.6,000 transfers to Argentina.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Argentina?

How much CHF you send to Argentina heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 80% of the transfers from CHF 6,000 it quoted, and in 33% of all the transfers it quoted.

Cheapest service
CHF 1'000-7.41%CHF 0.00$ 1'995'305.16with debit card to bank deposit+$ 127'626.13
CHF 5'000-7.46%CHF 0.00$ 9'976'525.82with debit card to bank deposit+$ 559'676.93
CHF 6'000This page-1.54%CHF 0.00$ 11'293'456.80with bank transfer to bank deposit+$ 180'323.71
CHF 25'0000.25%CHF 0.00$ 46'158'596.02with bank transfer to bank deposit+$ 270'300.91

Mid-market rate: 1 CHF = 1853.5694 ARS

CHF/ARS Exchange Rate History

Is today a good time to send money from Switzerland to Argentina?

The cheapest way to send CHF to ARS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 6,000 CHF transfers to Argentina.

ARS received for CHF 6'000, after fees

Wed, 28 Oct 2026Mid-market rate$ 11'121'416.36 Xe $ 11'293'456.80Xe$ 11'293'456.80Regency FX$ 11'091'388.54OFX$ 11'065'809.28

10.7M
10.8M
10.9M
11.0M
11.1M
11.2M
11.3M
11.4M
At the mid-market rateWith the cheapest optionXeRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 1834.4362 CHF 0.00 $ 11'006'617.20 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1828.9198 – $ 10'973'518.51
Xe Cheapest 1826.0869 CHF 0.00 $ 10'956'521.40 −$ 16'997.11
Regency FX 1823.9817 CHF 0.00 $ 10'943'890.01 −$ 29'628.50
OFX 1819.7752 CHF 0.00 $ 10'918'650.92 −$ 54'867.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 1828.6816 – $ 10'972'089.69
Regency FX Cheapest 1823.7442 CHF 0.00 $ 10'942'465.05 −$ 29'624.64
OFX 1819.5382 CHF 0.00 $ 10'917'229.24 −$ 54'860.45
Xe 1813.4247 CHF 0.00 $ 10'880'548.20 −$ 91'541.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1842.1421 – $ 11'052'852.86
Regency FX Cheapest 1837.1684 CHF 0.00 $ 11'023'010.16 −$ 29'842.70
OFX 1832.9314 CHF 0.00 $ 10'997'588.60 −$ 55'264.26
Xe 1818.8509 CHF 0.00 $ 10'913'105.40 −$ 139'747.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 1837.2003 – $ 11'023'201.85
Xe Cheapest 1833.7758 CHF 0.00 $ 11'002'654.80 −$ 20'547.05
Regency FX 1832.2399 CHF 0.00 $ 10'993'439.21 −$ 29'762.64
OFX 1828.0143 CHF 0.00 $ 10'968'085.84 −$ 55'116.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 1836.3137 – $ 11'017'882.45
Xe Cheapest 1833.7758 CHF 0.00 $ 11'002'654.80 −$ 15'227.65
Regency FX 1831.3557 CHF 0.00 $ 10'988'134.16 −$ 29'748.29
OFX 1827.1322 CHF 0.00 $ 10'962'793.03 −$ 55'089.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 1839.8429 – $ 11'039'057.55
Regency FX Cheapest 1834.8753 CHF 0.00 $ 11'009'252.09 −$ 29'805.46
OFX 1830.6437 CHF 0.00 $ 10'983'862.26 −$ 55'195.29
Xe 1826.5023 CHF 0.00 $ 10'959'013.80 −$ 80'043.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 1827.2784 – $ 10'963'670.24
Xe Cheapest 1824.3097 CHF 0.00 $ 10'945'858.20 −$ 17'812.04
Regency FX 1822.3447 CHF 0.00 $ 10'934'068.33 −$ 29'601.91
OFX 1818.1420 CHF 0.00 $ 10'908'851.89 −$ 54'818.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 1826.1226 – $ 10'956'735.43
Xe Cheapest 1832.8925 CHF 0.00 $ 10'997'355.00 +$ 40'619.57
Regency FX 1821.1920 CHF 0.00 $ 10'927'152.24 −$ 29'583.19
OFX 1816.9920 CHF 0.00 $ 10'901'951.75 −$ 54'783.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 1821.4441 – $ 10'928'664.50
Xe Cheapest 1828.9347 CHF 0.00 $ 10'973'608.20 +$ 44'943.70
Regency FX 1816.5262 CHF 0.00 $ 10'899'157.11 −$ 29'507.39
OFX 1812.3369 CHF 0.00 $ 10'874'021.18 −$ 54'643.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 1825.5944 – $ 10'953'566.23
Xe Cheapest 1821.6854 CHF 0.00 $ 10'930'112.40 −$ 23'453.83
Regency FX 1820.6653 CHF 0.00 $ 10'923'991.60 −$ 29'574.63
OFX 1816.4664 CHF 0.00 $ 10'898'798.39 −$ 54'767.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 1829.4559 – $ 10'976'735.63
Xe Cheapest 1827.3809 CHF 0.00 $ 10'964'285.40 −$ 12'450.23
Regency FX 1824.5164 CHF 0.00 $ 10'947'098.45 −$ 29'637.18
OFX 1820.3087 CHF 0.00 $ 10'921'851.96 −$ 54'883.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 1829.4559 – $ 10'976'735.63
Xe Cheapest 1827.3809 CHF 0.00 $ 10'964'285.40 −$ 12'450.23
Regency FX 1824.5164 CHF 0.00 $ 10'947'098.45 −$ 29'637.18
OFX 1820.3087 CHF 0.00 $ 10'921'851.96 −$ 54'883.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 1823.2684 – $ 10'939'610.11
Xe Cheapest 1827.3809 CHF 0.00 $ 10'964'285.40 +$ 24'675.29
Regency FX 1818.3455 CHF 0.00 $ 10'910'073.16 −$ 29'536.95
OFX 1814.1520 CHF 0.00 $ 10'884'912.06 −$ 54'698.05
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 1825.8440 CHF 0.00 $ 10'955'064.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1807.8103 – $ 10'846'861.73
Xe Cheapest 1822.5594 CHF 0.00 $ 10'935'356.40 +$ 88'494.67
Regency FX 1802.9292 CHF 0.00 $ 10'817'575.20 −$ 29'286.53
OFX 1798.7712 CHF 0.00 $ 10'792'627.42 −$ 54'234.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1825.5770 – $ 10'953'462.01
Xe Cheapest 1832.0072 CHF 0.00 $ 10'992'043.20 +$ 38'581.19
Regency FX 1820.6479 CHF 0.00 $ 10'923'887.66 −$ 29'574.35
OFX 1816.4491 CHF 0.00 $ 10'898'694.70 −$ 54'767.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1834.8369 – $ 11'009'021.26
Xe Cheapest 1832.0072 CHF 0.00 $ 10'992'043.20 −$ 16'978.06
Regency FX 1829.8828 CHF 0.00 $ 10'979'296.90 −$ 29'724.36
OFX 1825.6627 CHF 0.00 $ 10'953'976.15 −$ 55'045.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 1827.6526 – $ 10'965'915.43
Xe Cheapest 1843.3405 CHF 0.00 $ 11'060'043.00 +$ 94'127.57
Regency FX 1822.7179 CHF 0.00 $ 10'936'307.46 −$ 29'607.97
OFX 1818.5143 CHF 0.00 $ 10'911'085.85 −$ 54'829.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 1834.6002 – $ 11'007'601.39
Xe Cheapest 1843.3405 CHF 0.00 $ 11'060'043.00 +$ 52'441.61
Regency FX 1829.6468 CHF 0.00 $ 10'977'880.86 −$ 29'720.53
OFX 1825.4272 CHF 0.00 $ 10'952'563.38 −$ 55'038.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 1840.6163 – $ 11'043'698.01
Xe Cheapest 1843.3405 CHF 0.00 $ 11'060'043.00 +$ 16'344.99
Regency FX 1835.6467 CHF 0.00 $ 11'013'880.03 −$ 29'817.98
OFX 1831.4133 CHF 0.00 $ 10'988'479.52 −$ 55'218.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1846.7403 – $ 11'080'441.73
Xe Cheapest 1843.3405 CHF 0.00 $ 11'060'043.00 −$ 20'398.73
Regency FX 1841.7541 CHF 0.00 $ 11'050'524.54 −$ 29'917.19
OFX 1837.5066 CHF 0.00 $ 11'025'039.53 −$ 55'402.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 1849.1042 – $ 11'094'625.03
Regency FX Cheapest 1844.1116 CHF 0.00 $ 11'064'669.54 −$ 29'955.49
Xe 1842.0000 CHF 0.00 $ 11'052'000.00 −$ 42'625.03
OFX 1839.8587 CHF 0.00 $ 11'039'151.90 −$ 55'473.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 1861.5344 – $ 11'169'206.15
Regency FX Cheapest 1856.5082 CHF 0.00 $ 11'139'049.30 −$ 30'156.85
OFX 1852.2267 CHF 0.00 $ 11'113'360.12 −$ 55'846.03
Xe 1841.7767 CHF 0.00 $ 11'050'660.20 −$ 118'545.95
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 1846.4763 CHF 0.00 $ 11'078'857.80 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1846.0605 – $ 11'076'363.06
Xe Cheapest 1845.8035 CHF 0.00 $ 11'074'821.00 −$ 1'542.06
Regency FX 1841.0761 CHF 0.00 $ 11'046'456.88 −$ 29'906.18
OFX 1836.8302 CHF 0.00 $ 11'020'981.24 −$ 55'381.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 1846.0605 – $ 11'076'363.06
Xe Cheapest 1845.8035 CHF 0.00 $ 11'074'821.00 −$ 1'542.06
Regency FX 1841.0761 CHF 0.00 $ 11'046'456.88 −$ 29'906.18
OFX 1836.8302 CHF 0.00 $ 11'020'981.24 −$ 55'381.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 1851.7963 – $ 11'110'777.78
Regency FX Cheapest 1846.7964 CHF 0.00 $ 11'080'778.68 −$ 29'999.10
OFX 1842.5373 CHF 0.00 $ 11'055'223.89 −$ 55'553.89
Xe 1837.5453 CHF 0.00 $ 11'025'271.80 −$ 85'505.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 1860.1031 – $ 11'160'618.46
Xe Cheapest 1878.6144 CHF 0.00 $ 11'271'686.40 +$ 111'067.94
Regency FX 1855.0808 CHF 0.00 $ 11'130'484.79 −$ 30'133.67
OFX 1850.8026 CHF 0.00 $ 11'104'815.37 −$ 55'803.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 1853.5694 – $ 11'121'416.36
Xe Cheapest 1882.2428 CHF 0.00 $ 11'293'456.80 +$ 172'040.44
Regency FX 1848.5648 CHF 0.00 $ 11'091'388.54 −$ 30'027.82
OFX 1844.3015 CHF 0.00 $ 11'065'809.28 −$ 55'607.08

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ARS per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 10 of the last 30 days.

Right now, Xe pays 11,293,456.8 ARS on 6,000 CHF, which is 172,040.44 ARS more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Argentina.

We've tracked 105 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. XeAppeared in 73 comparisons

    Cheapest in 33% of them

  2. Regency FXAppeared in 70 comparisons

    Cheapest in 47% of them

  3. OFXAppeared in 96 comparisons

    Never the cheapest

Based on 105 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most ARS, but it was the cheapest in only 33% of the 73 comparisons it appeared in over the past month.

Regency FX (today's second cheapest) was the cheapest in only 47% of its comparisons, so it's rarely the cheapest option for transfers to Argentina.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from Switzerland to Argentina

5 companies send money from Switzerland to Argentina, across app, broker, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Online services like Xe are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Xe, 6,000 CHF gets your recipient 11,293,456.8 ARS.

The fee is 0 CHF, with a -1.54% markup on top of the CHF/ARS rate.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in ARS (be it payments or travelling).

Wise converts CHF 6,000 with a 0% exchange-rate markup and lets you hold CHF and ARS in one account.

Over the past month, it came out cheapest among multi-currency accounts on 83% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Xe charges fr.0 on a fr.6,000 transfer, and the money lands minutes - 24 hours.

Over the past month, Xe was the cheapest app on 100% of the days it appeared for fr.6,000 transfers.

You can also save recipients and create automated scheduled transfers to Argentina.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Argentina or moving your wealth, a broker like Xe charges no fee and works on a margin instead (-1.54% on CHF/ARS).

I suggest , since the more ARS you send the better rate you get.

Our analysis shows Xe was the cheapest broker in 80% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/ARS rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Argentina.

A global account lets you hold ARS alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive ARS in Argentina

With Xe, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 11,293,456.8 ARS.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Argentina.

In Argentina, they can get ARS delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    AR$11,293,457

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    AR$11,225,696

    -AR$67,761

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    AR$11,225,696

    -AR$67,761

Things to know before sending CHF to Argentina

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/ARS transfer options

For a CHF 6,000 transfer to Argentina, these are the best options in our comparison.

Cheapest way to send money to Argentina

The cheapest option is Xe, funded by bank transfer with bank deposit for the payout. Your recipient gets 11,293,456.8 ARS, which is 1.79% more than the next best option.

Fastest way to send money to Argentina

The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 10,947,990.56 ARS in same day.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to ARS requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 5 of them sending CHF to Argentina, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 105 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/ARS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.