How to send money to Argentina from Spain with the best EUR-ARS rate

TapTap Send is the fastest way to send money from Spain to Argentina, and its delivery time is minutes.

For the cheapest option, TapTap Send will get you 13,090,000 ARS on a 7,000 EUR transfer.

Best companies for EUR/ARS transfers

7 of 7 providers

Last updated on 10 November 2026

Based on 7,000 EUR transfer

Best companies for EUR/ARS transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €119.87 1 EUR = 1737.3400 ARS 0.00% vs mid-market Recipient gets $11,953,125.05 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€119.871 EUR = 1737.3400 ARS
$11,953,125.05You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1632.3325 ARS +6.23% vs mid-market Recipient gets $11,426,327.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1632.3325 ARS
$11,426,327.50You pay€7,000.00

Run a live search

Showing top Spain to Argentina deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €2.49 1 EUR = 1870.0000 ARS -7.36% vs mid-market Recipient gets $13,090,000.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Argentina with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:E-Wallet
€2.491 EUR = 1870.0000 ARS
$13,090,000.00You pay€7,002.49
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €2.49 1 EUR = 1786.1528 ARS -2.77% vs mid-market Recipient gets $12,503,069.60 Minutes - 24 hours

Ways to receive money in Argentina with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.491 EUR = 1786.1528 ARS
$12,503,069.60You pay€7,002.49
Mobile walletMinutes - 24 hoursAvailable via:All Wallets
€2.491 EUR = 1702.2397 ARS
$11,915,677.90You pay€7,002.49
Cash pickupMinutes - 24 hours
€7.501 EUR = 1702.1855 ARS
$11,915,298.50You pay€7,007.50
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €2.49 1 EUR = 1786.1528 ARS -2.77% vs mid-market Recipient gets $12,503,069.60 Minutes - 24 hours

Ways to receive money in Argentina with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€2.491 EUR = 1786.1528 ARS
$12,503,069.60You pay€7,002.49
Mobile walletMinutes - 24 hoursAvailable via:All Wallets
€2.491 EUR = 1702.2397 ARS
$11,915,677.90You pay€7,002.49
Cash pickupMinutes - 24 hours
€7.501 EUR = 1702.1855 ARS
$11,915,298.50You pay€7,007.50
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €5.50 1 EUR = 1786.1528 ARS -2.77% vs mid-market Recipient gets $12,503,069.60 Minutes - 24 hours

Ways to receive money in Argentina with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€5.501 EUR = 1786.1528 ARS
$12,503,069.60You pay€7,005.50
Mobile walletMinutes - 24 hoursAvailable via:All Wallets
€5.501 EUR = 1702.2397 ARS
$11,915,677.90You pay€7,005.50
Cash pickupMinutes - 24 hours
€5.901 EUR = 1702.1855 ARS
$11,915,298.50You pay€7,005.90
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1732.6019 ARS +0.27% vs mid-market Recipient gets $12,128,213.08 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Argentina with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1732.6019 ARS
$12,128,213.08You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 1728.6061 ARS +0.50% vs mid-market Recipient gets $12,100,242.67 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Argentina with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1728.6061 ARS
$12,100,242.67You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.10 1 EUR = 1722.7648 ARS +0.84% vs mid-market Recipient gets $11,955,815.18 Next day
Multi-currency cardReceive to bank account

Ways to receive money in Argentina with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
€60.101 EUR = 1722.7648 ARS
$11,955,815.18You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee €119.87 1 EUR = 1737.3400 ARS 0.00% vs mid-market Recipient gets $11,953,125.05 Same day
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€119.871 EUR = 1737.3400 ARS
$11,953,125.05You pay€7,000.00

Wise

Pay via iDEAL
Fee €129.77 1 EUR = 1737.3400 ARS 0.00% vs mid-market Recipient gets $11,935,925.39 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€129.771 EUR = 1737.3400 ARS
$11,935,925.39You pay€7,000.00

Wise

Pay via Debit card
Fee €173.56 1 EUR = 1737.3400 ARS 0.00% vs mid-market Recipient gets $11,859,847.27 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€173.561 EUR = 1737.3400 ARS
$11,859,847.27You pay€7,000.00

Wise

Pay via Credit card
Fee €214.58 1 EUR = 1737.3400 ARS 0.00% vs mid-market Recipient gets $11,788,581.58 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€214.581 EUR = 1737.3400 ARS
$11,788,581.58You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1632.3325 ARS +6.23% vs mid-market Recipient gets $11,426,327.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1632.3325 ARS
$11,426,327.50You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1632.3325 ARS +6.23% vs mid-market Recipient gets $11,426,327.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1632.3325 ARS
$11,426,327.50You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1632.3325 ARS +6.23% vs mid-market Recipient gets $11,426,327.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1632.3325 ARS
$11,426,327.50You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 1737.2926 ARS Updates every 60 minutes.

How to send money from Spain to Argentina

Pick a company

For a one-off transfer from Spain to Argentina, I suggest picking TapTap Send, it will get you the most ARS.

TapTap Send was the cheapest on 28 of the 30 days it quoted €7,000 transfers to Argentina.

The best option will change depending on the amount, so it's good to to get the best EUR/ARS rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €1,000 per transfer (some banks set it lower), which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Argentina?

How much EUR you send to Argentina heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 75% of the transfers from €5,000 it quoted, and in 54% of all the transfers it quoted.

Cheapest service
€500-7.59%€0.00$936,127.15with debit card to bank deposit+$60,481.21
€1,000-7.54%€0.00$1,872,254.31with debit card to bank deposit+$122,292.55
€2,000-7.58%€0.00$3,744,508.62with debit card to bank deposit+$234,585.88
€5,000-7.56%€0.00$9,361,271.55with debit card to bank deposit+$559,330.76
€7,000This page-7.36%€2.49$13,090,000.00with debit card to mobile wallet+$1,047,147.03
€10,000-7.36%€2.49$18,700,000.00with debit card to mobile wallet+$1,494,900.98

Mid-market rate: 1 EUR = 1737.2926 ARS

EUR/ARS Exchange Rate History

Is today a good time to send money from Spain to Argentina?

The cheapest way to send EUR to ARS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Argentina.

ARS received for €7,000, after fees

Tue, 10 Nov 2026Mid-market rate$12,161,047.91 TapTap Send $13,090,000.00TapTap Send$13,090,000.00MoneyGram$12,503,069.60Regency FX$12,128,213.08

11,0M
11,5M
12,0M
12,5M
13,0M
13,5M
At the mid-market rateWith the cheapest optionTapTap SendMoneyGramRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 1699.2204 – $11,894,542.62
TapTap Send Cheapest 1805.0000 €2.49 $12,635,000.00 +$740,457.38
MoneyGram 1742.9693 €2.49 $12,200,785.10 +$306,242.48
Regency FX 1694.6325 €0.00 $11,862,427.35 −$32,115.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 1695.6022 – $11,869,215.65
TapTap Send Cheapest 1805.0000 €2.49 $12,635,000.00 +$765,784.36
MoneyGram 1734.1541 €2.49 $12,139,078.70 +$269,863.05
Regency FX 1691.0241 €0.00 $11,837,168.76 −$32,046.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 1685.6559 – $11,799,591.34
TapTap Send Cheapest 1800.0000 €2.49 $12,600,000.00 +$800,408.66
MoneyGram 1739.8490 €2.49 $12,178,943.00 +$379,351.66
Regency FX 1681.1046 €0.00 $11,767,732.44 −$31,858.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 1696.3946 – $11,874,762.42
TapTap Send Cheapest 1800.0000 €2.49 $12,600,000.00 +$725,237.58
MoneyGram 1738.0462 €2.49 $12,166,323.40 +$291,560.98
Regency FX 1691.8144 €0.00 $11,842,700.56 −$32,061.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 1700.8341 – $11,905,838.87
TapTap Send Cheapest 1810.0000 €2.49 $12,670,000.00 +$764,161.13
MoneyGram 1738.0462 €2.49 $12,166,323.40 +$260,484.53
Regency FX 1696.2419 €0.00 $11,873,693.10 −$32,145.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 1696.2683 – $11,873,877.78
TapTap Send Cheapest 1810.0000 €2.49 $12,670,000.00 +$796,122.22
MoneyGram 1748.5491 €2.49 $12,239,843.70 +$365,965.92
Regency FX 1691.6883 €0.00 $11,841,818.31 −$32,059.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 1702.7165 – $11,919,015.27
TapTap Send Cheapest 1810.0000 €2.49 $12,670,000.00 +$750,984.73
Regency FX 1698.1191 €0.00 $11,886,833.93 −$32,181.34
MoneyGram 1648.0972 €5.90 $11,536,680.40 −$382,334.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 1701.6740 – $11,911,718.12
Western Union Cheapest 1811.6976 €0.00 $12,681,883.20 +$770,165.08
TapTap Send 1810.0000 €2.49 $12,670,000.00 +$758,281.88
MoneyGram 1748.5491 €2.49 $12,239,843.70 +$328,125.58
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1711.9113 – $11,983,378.79
TapTap Send Cheapest 1810.0000 €2.49 $12,670,000.00 +$686,621.21
MoneyGram 1755.5400 €2.49 $12,288,780.00 +$305,401.21
Regency FX 1707.2891 €0.00 $11,951,023.66 −$32,355.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 1710.3609 – $11,972,526.15
TapTap Send Cheapest 1820.0000 €2.49 $12,740,000.00 +$767,473.85
MoneyGram 1749.0016 €2.49 $12,243,011.20 +$270,485.05
Regency FX 1705.7429 €0.00 $11,940,200.33 −$32,325.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 1713.9951 – $11,997,965.71
TapTap Send Cheapest 1825.0000 €2.49 $12,775,000.00 +$777,034.29
MoneyGram 1752.4055 €2.49 $12,266,838.50 +$268,872.79
Regency FX 1709.3673 €0.00 $11,965,571.20 −$32,394.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 1709.8147 – $11,968,702.68
TapTap Send Cheapest 1830.0000 €2.49 $12,810,000.00 +$841,297.32
MoneyGram 1776.5456 €2.49 $12,435,819.20 +$467,116.52
Regency FX 1705.1982 €0.00 $11,936,387.19 −$32,315.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 1706.2771 – $11,943,939.96
TapTap Send Cheapest 1840.0000 €2.49 $12,880,000.00 +$936,060.04
MoneyGram 1759.8623 €2.49 $12,319,036.10 +$375,096.14
Regency FX 1701.6702 €0.00 $11,911,691.32 −$32,248.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 1706.2771 – $11,943,939.96
TapTap Send Cheapest 1840.0000 €2.49 $12,880,000.00 +$936,060.04
MoneyGram 1759.8623 €2.49 $12,319,036.10 +$375,096.14
Regency FX 1701.6702 €0.00 $11,911,691.32 −$32,248.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 1714.3683 – $12,000,577.93
TapTap Send Cheapest 1840.0000 €2.49 $12,880,000.00 +$879,422.07
MoneyGram 1759.8623 €2.49 $12,319,036.10 +$318,458.17
Regency FX 1709.7395 €0.00 $11,968,176.37 −$32,401.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 1718.8082 – $12,031,657.06
TapTap Send Cheapest 1840.0000 €2.49 $12,880,000.00 +$848,342.94
MoneyGram 1798.3140 €2.49 $12,588,198.00 +$556,540.94
Regency FX 1714.1674 €0.00 $11,999,171.59 −$32,485.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 1711.5351 – $11,980,745.68
TapTap Send Cheapest 1835.0000 €2.49 $12,845,000.00 +$864,254.32
MoneyGram 1751.9807 €2.49 $12,263,864.90 +$283,119.22
Regency FX 1706.9140 €0.00 $11,948,397.67 −$32,348.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 1716.9871 – $12,018,910.02
TapTap Send Cheapest 1840.0000 €2.49 $12,880,000.00 +$861,089.98
MoneyGram 1755.1163 €2.49 $12,285,814.10 +$266,904.08
Regency FX 1712.3513 €0.00 $11,986,458.96 −$32,451.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 1723.0012 – $12,061,008.14
TapTap Send Cheapest 1840.0000 €2.49 $12,880,000.00 +$818,991.86
MoneyGram 1765.4077 €2.49 $12,357,853.90 +$296,845.76
Regency FX 1718.3491 €0.00 $12,028,443.42 −$32,564.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 1720.6375 – $12,044,462.61
TapTap Send Cheapest 1850.0000 €2.49 $12,950,000.00 +$905,537.39
MoneyGram 1756.4339 €2.49 $12,295,037.30 +$250,574.69
Regency FX 1715.9918 €0.00 $12,011,942.56 −$32,520.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 1712.5837 – $11,988,085.71
TapTap Send Cheapest 1850.0000 €2.49 $12,950,000.00 +$961,914.29
MoneyGram 1756.4339 €2.49 $12,295,037.30 +$306,951.59
Regency FX 1707.9597 €0.00 $11,955,717.88 −$32,367.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 1720.1430 – $12,041,000.93
TapTap Send Cheapest 1850.0000 €2.49 $12,950,000.00 +$908,999.07
MoneyGram 1756.4339 €2.49 $12,295,037.30 +$254,036.37
Regency FX 1715.4986 €0.00 $12,008,490.23 −$32,510.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 1729.5404 – $12,106,782.60
TapTap Send Cheapest 1850.0000 €2.49 $12,950,000.00 +$843,217.40
MoneyGram 1800.1253 €2.49 $12,600,877.10 +$494,094.50
Regency FX 1724.8706 €0.00 $12,074,094.29 −$32,688.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 1743.7594 – $12,206,315.71
Western Union Cheapest 1852.1844 €0.00 $12,965,290.66 +$758,974.95
TapTap Send 1850.0000 €2.49 $12,950,000.00 +$743,684.29
MoneyGram 1778.4928 €2.49 $12,449,449.60 +$243,133.89
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1740.5834 – $12,184,083.65
TapTap Send Cheapest 1860.0000 €2.49 $13,020,000.00 +$835,916.35
MoneyGram 1808.2008 €2.49 $12,657,405.60 +$473,321.95
Regency FX 1735.8838 €0.00 $12,151,186.63 −$32,897.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 1727.1090 – $12,089,763.20
TapTap Send Cheapest 1870.0000 €2.49 $13,090,000.00 +$1,000,236.80
MoneyGram 1797.7846 €2.49 $12,584,492.20 +$494,729.00
Regency FX 1722.4458 €0.00 $12,057,120.84 −$32,642.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 1721.7213 – $12,052,049.09
TapTap Send Cheapest 1870.0000 €2.49 $13,090,000.00 +$1,037,950.91
MoneyGram 1782.9610 €2.49 $12,480,727.00 +$428,677.91
Regency FX 1717.0727 €0.00 $12,019,508.56 −$32,540.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 1721.7213 – $12,052,049.09
TapTap Send Cheapest 1870.0000 €2.49 $13,090,000.00 +$1,037,950.91
MoneyGram 1782.9610 €2.49 $12,480,727.00 +$428,677.91
Regency FX 1717.0727 €0.00 $12,019,508.56 −$32,540.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 1729.0556 – $12,103,388.85
TapTap Send Cheapest 1870.0000 €2.49 $13,090,000.00 +$986,611.15
MoneyGram 1782.9610 €2.49 $12,480,727.00 +$377,338.15
Regency FX 1724.3871 €0.00 $12,070,709.70 −$32,679.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 1737.2926 – $12,161,047.91
TapTap Send Cheapest 1870.0000 €2.49 $13,090,000.00 +$928,952.09
MoneyGram 1786.1528 €2.49 $12,503,069.60 +$342,021.69
Regency FX 1732.6019 €0.00 $12,128,213.08 −$32,834.83

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ARS per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.

Right now, TapTap Send pays 13,090,000 ARS on 7,000 EUR, which is 928,952.09 ARS more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Argentina.

We've tracked 179 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. TapTap SendAppeared in 179 comparisons

    Cheapest in 54% of them

  2. MoneyGramAppeared in 177 comparisons

    Never the cheapest

  3. Regency FXAppeared in 58 comparisons

    Never the cheapest

Based on 179 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most ARS, and it was also the cheapest in 54% of the 179 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Argentina.

MoneyGram (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Argentina.

Ways to send money from Spain to Argentina

7 companies send money from Spain to Argentina, across app, online, currency broker, multi-currency account, global business account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Argentina.

TapTap Send charges €2.49 on a €7,000 transfer and pays out 13,090,000 ARS in minutes, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

Over the past month, TapTap Send was the cheapest app on 93% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Argentina.

Our data shows MoneyGram came out cheapest among in-person options on 93% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Argentina, an online money transfer service funded from your bank account is better than any bank.

MoneyGram turns €7,000 into 12,503,069.60 ARS with a €2.49 fee and -2.77% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 30 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Argentina. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Regency FX was the cheapest broker in 97% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive ARS (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive ARS like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with ARS support is offered by Revolut.

Over the past month, it came out cheapest among multi-currency accounts on 69% of days.

For example, converting €7,000 gets you 11,955,815.18 ARS.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Argentina.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive ARS in Argentina

How you fund the transfer and how your recipient receives it affect the fees and how much ARS they get.

With TapTap Send, paying by debit card and receiving through a mobile wallet is the cheapest combination. Sending €7,000 gives your recipient 13,090,000 ARS.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Argentina directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Argentina depends on the company's payout time and delivery method.

In Argentina, the recipient can use bank deposit, mobile wallet, and cash pickup to receive money.

Payout is available through E-Wallet.

Collect cash in Argentina

Your recipient can collect ARS from a participating MoneyGram location in Argentina.

  1. 1
    Debit card Mobile wallet

    You pay €7,002.49

    AR$13,090,000

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,002.49

    AR$12,503,070

    -AR$586,930

  3. 3
    Credit card Bank deposit

    You pay €7,002.49

    AR$12,503,070

    -AR$586,930

  4. 4
    Bank transfer Bank deposit

    You pay €7,005.50

    AR$12,503,070

    -AR$586,930

  5. 5
    iDEAL Bank deposit

    You pay €7,000.00

    AR$11,935,925

    -AR$1,154,075

Show moreShow less
  1. 6
    Credit card Mobile wallet

    You pay €7,002.49

    AR$11,915,678

    -AR$1,174,322

  2. 7
    Bank transfer Mobile wallet

    You pay €7,005.50

    AR$11,915,678

    -AR$1,174,322

  3. 8
    Debit card Cash pickup

    You pay €7,007.50

    AR$11,915,299

    -AR$1,174,702

  4. 9
    Credit card Cash pickup

    You pay €7,007.50

    AR$11,915,299

    -AR$1,174,702

  5. 10
    Bank transfer Cash pickup

    You pay €7,005.90

    AR$11,915,299

    -AR$1,174,702

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Argentina.

Find the best EUR/ARS transfer

These are the current best options for sending €7,000 to Argentina:

Cheapest option

Use TapTap Send, pay by debit card and choose mobile wallet for the payout. Your recipient gets 13,090,000 ARS, which is 4.48% more than the next best option.

Fastest option

With TapTap Send, a debit card payment to mobile wallet gives your recipient 13,090,000 ARS, and its delivery time is minutes.

SEPA & ARS are different

SEPA and SEPA Instant only work with euro payments, and Bizum largely operates in Spain.

Sending EUR to Argentina is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Argentina.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 7 of them on EUR to ARS, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 179 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/ARS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.