MoneyGram is the cheapest way to send money from Brazil to Argentina. Sending R$40,000 will get your recipient 11,992,656 ARS in minutes - 24 hours.
With MoneyGram, deposit via pix and withdraw in bank deposit to get the most ARS in Argentina.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/ARS transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee R$2,119.30 1 BRL = 294.3160 ARS -0.06% vs mid-market | Recipient gets $11,148,896.10 Within minutes | |
Ways to receive money in Argentina with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$2,119.301 BRL = 294.3160 ARS $11,148,896.10You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 293.3479 ARS +0.27% vs mid-market | Recipient gets $11,733,914.02 Minutes - 24 hours | |
Ways to receive money in Argentina with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 293.3479 ARS $11,733,914.02You payR$40,000.00 | |||
Run a live search Showing top Brazil to Argentina deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to ARS rates. | |||
Run a live search These companies offer multi-currency accounts for spending ARS. We suggest doing a live search based on how much BRL you're planning to spend in Argentina. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 299.8164 ARS -1.91% vs mid-market | Recipient gets $11,992,656.00 Minutes - 24 hours | |
Ways to receive money in Argentina with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 BRL = 299.8164 ARS $11,992,656.00You payR$40,000.00 Mobile walletMinutes - 24 hoursAvailable via:All Wallets Free1 BRL = 299.8164 ARS $11,992,656.00You payR$40,000.00 Cash pickupMinutes - 24 hours Free1 BRL = 294.7089 ARS $11,788,356.00You payR$40,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 293.3479 ARS +0.27% vs mid-market | Recipient gets $11,733,914.02 Minutes - 24 hours | |
Ways to receive money in Argentina with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 293.3479 ARS $11,733,914.02You payR$40,000.00 | |||
 TapTap Send Pay via Debit card | Fee R$0.00 1 BRL = 290.4000 ARS +1.28% vs mid-market | Recipient gets $11,616,000.00 Minutes | |
Ways to receive money in Argentina with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:E-Wallet Free1 BRL = 290.4000 ARS $11,616,000.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$2,119.30 1 BRL = 294.3160 ARS -0.06% vs mid-market | Recipient gets $11,148,896.10 Within minutes | |
Ways to receive money in Argentina with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$2,119.301 BRL = 294.3160 ARS $11,148,896.10You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$2,119.30 1 BRL = 294.3160 ARS -0.06% vs mid-market | Recipient gets $11,148,896.10 Within minutes | |
Ways to receive money in Argentina with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$2,119.301 BRL = 294.3160 ARS $11,148,896.10You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 294.1420 ARS Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is MoneyGram at 11,992,656 ARS for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 3 ways to pay, including pix, bank transfer, and debit card.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Argentina
How much BRL you send to Argentina heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R$1,000 | -5.29% | R$0.00 | $310,026.64with debit card to bank deposit | +$21,930.14 | |
| R$10,000 | -5.30% | R$0.00 | $3,100,266.40with debit card to bank deposit | +$154,197.73 | |
| R$40,000This page | -1.91% | R$0.00 | $11,992,656.00with pix to bank deposit | +$464,583.56 |
Mid-market rate: 1 BRL = 294.1420 ARS
There are 6 ways to send money to Argentina across 4 money transfer companies.
For everyday transfers
For most transfers from Brazil to Argentina, money transfer companies like MoneyGram are the cheapest way.
You can fund an online transfer with pix, bank transfer, and debit card.
MoneyGram charges R$0 and adds -1.91% markup when sending R$40,000, this will get you 11,992,656 ARS in Argentina.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/ARS rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to ARS with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
For receiving cash in Portugal
If your recipient in Argentina needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you $11,992,656 after the fees with MoneyGram.
You recipient will collect cash at the nearest MoneyGram branch in Argentina.
Holding AUD and other currencies
Wise lets you hold, convert, and spend BRL and ARS from one account.
Swapping R$40,000 with Wise will get you 11,148,896.1 ARS after all fees.
You can then spend it in Argentina or Brazil and receive ARS payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international ARS payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With MoneyGram, paying by pix and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 11,992,656 ARS.
For paying for your transfer, you have pix, bank transfer, and debit card.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Argentina directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Argentina, they can get it as bank deposit, mobile wallet, and cash pickup.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
$11,992,656
Cheapest
You pay R$40,000.00
$11,992,656
$0
You pay R$40,000.00
$11,788,356
-$204,300
You pay R$40,000.00
$11,733,914
-$258,742
You pay R$40,000.00
$11,616,000
-$376,656
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Argentina, I suggest starting with these:
Cheapest:
MoneyGram, funded by pix with bank deposit in Argentina. Your recipient gets 11,992,656 ARS, which is 2.16% more than the next best option.
Fastest:
TapTap Send, paid by debit card with mobile wallet for the payout. It delivers 11,616,000 ARS in minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Argentina.
The company then switches to local rails or uses an internal network of accounts to move BRL to Argentina.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the ARS amount before fees and tax are added. Tracking the recent BRL/ARS range makes company quotes easier to compare.
Mid-market rate:1 BRL = 292.35833 ARS
We track 4 authorised companies sending BRL to Argentina, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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