How to send money to Jamaica from UAE with the best AED-JMD rate

A comparison of providers offering services between the United Arab Emirates and Jamaica is paramount. Based on your specific transfer amount, the best way to send money to Jamaica could change. Comparing ensures the best price for your needs.

For services allowing you to send UAE Dirham to Jamaica we've compared 3 providers.

Here are your best money transfer options for sending money from the United Arab Emirates to Jamaica

• Xe is our recommended way to send UAE Dirham to JMD. Sending 25,710 AED to JMD will cost you .د.إ0 in fees, and your recipient will receive 1,076,724.52 JMD. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.

• To secure a cheap way to transfer AED to Jamaica, Xe is our recommendation. We found that Xe fees were 0 AED per transfer, and customers would expect an exchange rate between AED-JMD that is 1.96% different to the mid-market rate

• Fastest way to send money to Jamaica from the United Arab Emirates is with Xe. If you send .د.إ25,710 with Xe to Jamaica, the transfer time is minutes - 24 hours. This is currently the fastest option, but can vary depending on how much AED you send to Jamaica.

This coverage of the market ensure you will get the best options for your transfer to Jamaica from the United Arab Emirates.

Overall, we rated Xe as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from the United Arab Emirates to Jamaica.

A better exchange rate means more UAE Dirham being sent to Jamaica. This exchange rate determines the price you will pay when buying Jamaican Dollar.

Currently the mid-market rate between UAE Dirham and Jamaican Dollar is 43.061.

Fees and exchange rates make up the total cost of sending money from Jamaica to Jamaica. Finding a company that can offer both ensures a good deal on your transfer.

• The Mid-Market and Exchange Rates: The current AED-JMD mid-market rate is 43.061 JMD per UAE Dirham. You will get more Jamaican Dollar for your UAE Dirhams if you find a provider close to this number.

• Fees: Transfer fees are charged as part of the transfer. Xe charges the lowest fee of 0 AED at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

• Amount Received: Money transfer companies will show you the amount of Jamaican Dollar eventually received in Jamaica. You can assume that a lower cost of sending from the United Arab Emirates will result in more money received in Jamaica.

Sometimes, waiting a day or two can help you get more JMD for the same amount of UAE Dirham - but time it wrong and you might get a worse deal.

If you’re sending a large amount where this rate could make a significant difference, use a forward contract. This allows you to lock in an agreed exchange rate between the United Arab Emirates and Jamaica.

A debit card through a money transfer company is the cheapest way to send money. Generally, it’s the payment method that will get you the best price on a transfer from the United Arab Emirates to Jamaica at this moment.

Here are all the ways to send money from United Arab Emirates to Jamaica:

Bank transfers

Bank transfers are usually the best and easiest way to send money from the United Arab Emirates to Jamaica.

By using a money transfer company such as Xe for transfers from the United Arab Emirates to Jamaica, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

Debit and prepaid cards

Sending money from the United Arab Emirates to Jamaica with a debit or a prepaid card is available through .


is one of the cheaper options for debit card payments for transfers from the United Arab Emirates to Jamaica. This cost is against a total of 3 money transfer companies offering this option.

Credit cards

When it comes to credit card transfers from the United Arab Emirates to Jamaica, we recommend comparing your options to get the best deal.

Transfer limits to the United Arab Emirates and Jamaica will differ per company, this may impact the amount you can send and receive if you hit the limits.

Also, rates and fees for different AED-JMD transfer amounts could change - that’s why it’s best to compare companies for your specific transfer amount. Then, for regular transfers to Jamaica, shopping around each time can make a huge difference if you feel you are hitting limits regularly.

For sending large or regular amounts of AED to Jamaica we'd recommend using Xe. They offer a combination of rates and fees when sending from the United Arab Emirates to Jamaica that is the most competitive.

There are different ways to receive money in Jamaica.

The most popular ways are direct bank deposit into Jamaican Dollar, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all providers offering money transfers between the United Arab Emirates and Jamaica will offer every method for incoming Jamaican Dollar.

Understanding where the money will eventually go after its left the United Arab Emirates and entered Jamaica could impact the provider you use.

The most common (and generally easiest) way to send money from the United Arab Emirates to Jamaica is directly into a bank account. Xe is the best company for sending money from the United Arab Emirates to a bank account in Jamaica.

And if you need cash right away, check if cash pickup is an option for transfers between United Arab Emirates and Jamaica.

Mobile wallets, P2P services and payment apps like PayPal, Xoom, and CashApp are popular because they offer convenience to those who already have them, but they come with more limitations and higher costs.

When sending Jamaican Dollars to Jamaica, you will need to verify your ID at the sign up stage.

The documents you need will vary by money transfer company and in some cases you might need a couple of options.

For the most part however, in the United Arab Emirates ID can be verified through a government issued ID such as a passport or driver's license.

In Jamaica, if the recipient needs an ID to collect money - both should be accepted. We’d recommend checking in advance before sending for any specific requirements on receiving money.

Large transactions between the United Arab Emirates and Jamaica, are subject to additional checks such as proof of funds. This is for anti-money laundering purposes.

Xe is one of our recommended providers for transfers to Jamaica from the United Arab Emirates due to the ease of sign up and ID verification.

When sending money between United Arab Emirates and Jamaica there will be tax declarations to consider.

Some transfers into Jamaican Dollar may need to be reported to tax authorities in Jamaica, particularly where inheritance or property purchases are involved (or anywhere else there are additional legal requirements).

Depending on age and income in particular, tax limits and personal allowances will change in Jamaica.

When in doubt, please contact a tax professional in the United Arab Emirates or Jamaica to discuss the personal circumstances of the transfer. This ensures you are not missing any specific tax declarations associated with your circumstances.