TapTap Send is the cheapest way to send money from Canada to Jamaica based on the 5 companies we analyzed, giving your recipient 323,932 JMD from $2,800.
| 6 of 6 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze CAD/JMD exchange rates from our comparisons. | |||
| Based on 2,800 CAD transfer Best companies for CAD/JMD transfersAll money transfer offers for CAD/JMD transfers, sorted by most JMD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $140.38 1 CAD = 114.6760 JMD +0.03% vs mid-market | Recipient gets $304,994.58 Next week | |
Ways to receive money in Jamaica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext weekAvailable via:SWIFT $140.381 CAD = 114.6760 JMD $304,994.58You pay$2,800.00 | |||
| Ad  Xe Pay via Bank Transfer | Fees: $0.00 1 CAD = 113.4242 JMD +1.13% vs mid-market | Recipient gets $317,587.76 6-12 Hours | |
Ways to receive money in Jamaica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 113.4242 JMD $317,587.76You pay$2,800.00 | |||
Run a live search Showing top Canada to Jamaica deals for 2,800 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to JMD rates. | |||
Run a live search These companies offer multi-currency accounts for spending JMD. We suggest doing a live search based on how much CAD you're planning to spend in Jamaica. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit Card | Fees: $2.79 1 CAD = 115.6900 JMD -0.85% vs mid-market | Recipient gets $323,932.00 Minutes | |
Ways to receive money in Jamaica with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes $2.791 CAD = 115.6900 JMD $323,932.00You pay$2,802.79 Cash pickupMinutesAvailable via:Bank Pickup, Cash Pickup $2.791 CAD = 115.6900 JMD $323,932.00You pay$2,802.79 Mobile moneyMinutesAvailable via:Cash Pickup $2.791 CAD = 115.6900 JMD $323,932.00You pay$2,802.79 Card depositMinutesAvailable via:Pay To Card, Prepaid Card $2.791 CAD = 115.6900 JMD $323,932.00You pay$2,802.79 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 114.3446 JMD +0.32% vs mid-market | Recipient gets $320,164.92 Next Day | |
Ways to receive money in Jamaica with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 114.3446 JMD $320,164.92You pay$2,800.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 114.3446 JMD +0.32% vs mid-market | Recipient gets $320,164.92 Next Day | |
Ways to receive money in Jamaica with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 114.3446 JMD $320,164.92You pay$2,800.00 | |||
| Xe Pay via Bank Transfer | Fees: $0.00 1 CAD = 113.4242 JMD +1.13% vs mid-market | Recipient gets $317,587.76 6-12 Hours | |
Ways to receive money in Jamaica with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 113.4242 JMD $317,587.76You pay$2,800.00 | |||
| Xe Pay via Debit Card | Fees: $8.40 1 CAD = 113.4242 JMD +1.13% vs mid-market | Recipient gets $316,635.00 6-12 Hours | |
Ways to receive money in Jamaica with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $8.401 CAD = 113.4242 JMD $316,635.00You pay$2,800.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit Card | Fees: $1.99 1 CAD = 112.5467 JMD +1.90% vs mid-market | Recipient gets $315,130.76 6-12 Hours | |
Ways to receive money in Jamaica with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:CIBC FirstCaribbean Bank, National Commercial Bank, Scotiabank, Other Banks, Sagicor Bank (SBJ)+1 more $1.991 CAD = 112.5467 JMD $315,130.76You pay$2,801.99 Cash pickup6-12 Hours $2.991 CAD = 111.8652 JMD $313,222.56You pay$2,802.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $1.99 1 CAD = 112.5467 JMD +1.90% vs mid-market | Recipient gets $315,130.76 6-12 Hours | |
Ways to receive money in Jamaica with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:CIBC FirstCaribbean Bank, National Commercial Bank, Scotiabank, Other Banks, Sagicor Bank (SBJ)+1 more $1.991 CAD = 112.5467 JMD $315,130.76You pay$2,801.99 Cash pickup6-12 Hours $2.991 CAD = 111.8652 JMD $313,222.56You pay$2,802.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $1.99 1 CAD = 112.5467 JMD +1.90% vs mid-market | Recipient gets $315,130.76 6-12 Hours | |
Ways to receive money in Jamaica with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Sagicor Bank (SBJ), Scotiabank, Jamaica National Bank, CIBC FirstCaribbean Bank, National Commercial Bank+1 more $1.991 CAD = 112.5467 JMD $315,130.76You pay$2,801.99 Cash pickup6-12 Hours $2.991 CAD = 111.8652 JMD $313,222.56You pay$2,802.99 | |||
| Xe Pay via Credit Card | Fees: $25.20 1 CAD = 113.4242 JMD +1.13% vs mid-market | Recipient gets $314,729.47 6-12 Hours | |
Ways to receive money in Jamaica with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $25.201 CAD = 113.4242 JMD $314,729.47You pay$2,800.00 | |||
 Remitbee Pay via Debit Card | Fees: $0.00 1 CAD = 112.1771 JMD +2.23% vs mid-market | Recipient gets $314,095.88 Next Day | |
Ways to receive money in Jamaica with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 112.1771 JMD $314,095.88You pay$2,800.00 | |||
| Remitbee Pay via Interac | Fees: $0.00 1 CAD = 112.1771 JMD +2.23% vs mid-market | Recipient gets $314,095.88 Next Day | |
Ways to receive money in Jamaica with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 112.1771 JMD $314,095.88You pay$2,800.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 112.1771 JMD +2.23% vs mid-market | Recipient gets $314,095.88 Next Day | |
Ways to receive money in Jamaica with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 112.1771 JMD $314,095.88You pay$2,800.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 112.1771 JMD +2.23% vs mid-market | Recipient gets $314,095.88 Next Day | |
Ways to receive money in Jamaica with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 112.1771 JMD $314,095.88You pay$2,800.00 | |||
| Wise Pay via Bank Transfer | Fees: $140.38 1 CAD = 114.6760 JMD +0.03% vs mid-market | Recipient gets $304,994.58 Next week | |
Ways to receive money in Jamaica with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext weekAvailable via:SWIFT $140.381 CAD = 114.6760 JMD $304,994.58You pay$2,800.00 | |||
| Wise Pay via Interac | Fees: $147.75 1 CAD = 114.6760 JMD +0.03% vs mid-market | Recipient gets $304,149.42 Within a week | |
Ways to receive money in Jamaica with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $147.751 CAD = 114.6760 JMD $304,149.42You pay$2,800.00 | |||
| Wise Pay via Debit Card | Fees: $169.21 1 CAD = 114.6760 JMD +0.03% vs mid-market | Recipient gets $301,688.47 Within a week | |
Ways to receive money in Jamaica with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $169.211 CAD = 114.6760 JMD $301,688.47You pay$2,800.00 | |||
| Wise Pay via Credit Card | Fees: $207.14 1 CAD = 114.6760 JMD +0.03% vs mid-market | Recipient gets $297,338.81 Within a week | |
Ways to receive money in Jamaica with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $207.141 CAD = 114.6760 JMD $297,338.81You pay$2,800.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 114.708797 JMD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is TapTap Send at 323,932 JMD on $2,800.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 5 ways to pay, including debit card, bank transfer, credit card, cash deposit, and interac.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
There are 5 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $2,800 in cash to the closest Western Union location, and your recipient picks up 320,164.92 JMD within minutes.
Cash transfers cost more
Cash transfer to Jamaica is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
TapTap Send charges $0 in fees and adds -0.85% markup, so your $2,800 delivers 323,932 JMD in minutes.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 5 online companies, Western Union is the cheapest and currently gets you 320,164.92 JMD on a $2,800 transfer after a $0 fee and 0.32% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
Brokers like Xe charge no fees but add 1.13% on CAD/JMD interbank rate.
The markup gets lower the more you send, with an account manager handling it end to end.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in JMD.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in JMD, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and JMD, and convert between them at low cost.
For example, converting $2,800 costs $140.38 in fees at 0.03% markup, which gets you 304,994.58 JMD.
With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $2,800 gives your recipient 323,932 JMD.
Deposit CAD using debit card, bank transfer, credit card, cash deposit, and interac.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive JMD through bank deposit, cash pickup, mobile money, and card deposit.
For a bank deposit payout, you will need the recipient's bank details in Jamaica.
You pay $2,802.79
J$323,932
Cheapest
You pay $2,802.79
J$323,932
J$0
You pay $2,802.79
J$323,932
J$0
You pay $2,802.79
J$323,932
J$0
You pay $2,800.00
J$320,165
-J$3,767
You pay $2,801.99
J$315,131
-J$8,801
You pay $2,801.99
J$315,131
-J$8,801
You pay $2,802.99
J$313,223
-J$10,709
You pay $2,802.99
J$313,223
-J$10,709
You pay $2,800.00
J$304,149
-J$19,783
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $2,800 transfer to Jamaica, these are the cheapest, fastest and easiest options available now.
Best way to send money to Jamaica
TapTap Send is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 323,932 JMD, which is 1.16% more than the next best option.
Fastest way to send money to Jamaica
TapTap Send is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 323,932 JMD in minutes.
An Interac e-Transfer cannot go directly to a recipient in Jamaica.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the JMD amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 114.611981 JMD
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 5 FINTRAC-registered companies sending CAD to Jamaica, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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