How to send money to Jamaica from the UK with the best GBP-JMD rate

We’ve compared 6 companies, and found TapTap Send to be the cheapest, while TapTap Send is the fastest.

Sending £6,000 gets you J$1,278,000 with TapTap Send at 213.0000 JMD per GBP, about 0.18% more than the next best option.

Best companies for GBP/JMD transfers

6 of 6 providers

Last updated on 10 November 2026

Based on 6,000 GBP transfer

Best companies for GBP/JMD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £308.64 1 GBP = 213.4350 JMD -0.11% vs mid-market Recipient gets $1,214,735.42 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Jamaica with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£308.641 GBP = 213.4350 JMD
$1,214,735.42You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 210.5730 JMD +1.24% vs mid-market Recipient gets $1,263,438.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Jamaica with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 210.5730 JMD
$1,263,438.00You pay£6,000.00

Run a live search

Showing top United Kingdom to Jamaica deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee £1.49 1 GBP = 213.0000 JMD +0.09% vs mid-market Recipient gets $1,278,000.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Jamaica with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
£1.491 GBP = 213.0000 JMD
$1,278,000.00You pay£6,001.49
Cash pickupMinutesAvailable via:Bank Pickup, Cash Pickup
£1.491 GBP = 213.0000 JMD
$1,278,000.00You pay£6,001.49
Mobile moneyMinutesAvailable via:Cash Pickup
£1.491 GBP = 213.0000 JMD
$1,278,000.00You pay£6,001.49
Card depositMinutesAvailable via:Pay To Card, Prepaid Card
£1.491 GBP = 213.0000 JMD
$1,278,000.00You pay£6,001.49
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 212.6207 JMD +0.27% vs mid-market Recipient gets $1,275,724.26 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Jamaica with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 212.6207 JMD
$1,275,724.26You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 211.7709 JMD +0.67% vs mid-market Recipient gets $1,270,625.40 Minutes - 24 hours

Ways to receive money in Jamaica with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 211.7709 JMD
$1,270,625.40You pay£6,004.99
Bank depositMinutes - 24 hoursAvailable via:CIBC FirstCaribbean Bank, Sagicor Bank (SBJ), Jamaica National Bank, Other Banks, National Commercial Bank+1 more
£2.991 GBP = 211.1743 JMD
$1,267,045.80You pay£6,002.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£1.991 GBP = 208.5421 JMD
$1,251,252.60You pay£6,001.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 211.7709 JMD +0.67% vs mid-market Recipient gets $1,270,625.40 Minutes - 24 hours

Ways to receive money in Jamaica with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 211.7709 JMD
$1,270,625.40You pay£6,004.99
Bank depositMinutes - 24 hoursAvailable via:CIBC FirstCaribbean Bank, Sagicor Bank (SBJ), Jamaica National Bank, Other Banks, National Commercial Bank+1 more
£2.991 GBP = 211.1743 JMD
$1,267,045.80You pay£6,002.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£1.991 GBP = 208.5421 JMD
$1,251,252.60You pay£6,001.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £4.99 1 GBP = 211.7709 JMD +0.67% vs mid-market Recipient gets $1,270,625.40 Minutes - 24 hours

Ways to receive money in Jamaica with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 211.7709 JMD
$1,270,625.40You pay£6,004.99
Bank depositMinutes - 24 hoursAvailable via:National Commercial Bank, Other Banks, Jamaica National Bank, Sagicor Bank (SBJ), Scotiabank+1 more
£2.491 GBP = 211.1743 JMD
$1,267,045.80You pay£6,002.49

Xe

Pay via Debit card
Fee £0.00 1 GBP = 210.5730 JMD +1.24% vs mid-market Recipient gets $1,263,438.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Jamaica with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 210.5730 JMD
$1,263,438.00You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 210.5730 JMD +1.24% vs mid-market Recipient gets $1,263,438.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Jamaica with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 210.5730 JMD
$1,263,438.00You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 210.5730 JMD +1.24% vs mid-market Recipient gets $1,263,438.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Jamaica with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 210.5730 JMD
$1,263,438.00You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 212.0419 JMD +0.54% vs mid-market Recipient gets $1,232,387.63 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Jamaica with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 212.0419 JMD
$1,232,387.63You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee £308.64 1 GBP = 213.4350 JMD -0.11% vs mid-market Recipient gets $1,214,735.42 Within a week
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Jamaica with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£308.641 GBP = 213.4350 JMD
$1,214,735.42You pay£6,000.00

Wise

Pay via Debit card
Fee £325.87 1 GBP = 213.4350 JMD -0.11% vs mid-market Recipient gets $1,211,057.94 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Jamaica with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£325.871 GBP = 213.4350 JMD
$1,211,057.94You pay£6,000.00

Wise

Pay via Credit card
Fee £429.23 1 GBP = 213.4350 JMD -0.11% vs mid-market Recipient gets $1,188,997.29 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Jamaica with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
£429.231 GBP = 213.4350 JMD
$1,188,997.29You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 213.1963 JMD Updates every 60 minutes.

How to send money from UK to Jamaica

Pick a company

For a one-off GBP transfer to Jamaica, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 7 of the 30 days it quoted £6,000 transfers to Jamaica.

On a 6,000 GBP transfer, TapTap Send delivers the most JMD.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/JMD rate.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Jamaica?

How much GBP you send to Jamaica heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 25% of the transfers from £6,000 it quoted, and in 25% of all the transfers it quoted.

Cheapest service
£500-1.27%£0.00$107,962.49with debit card to bank deposit+$3,752.39
£1,0000.02%£1.49$213,000.00with debit card to bank deposit+$4,729.25
£2,0000.03%£1.49$426,000.00with debit card to bank deposit+$8,388.37
£6,000This page0.09%£1.49$1,278,000.00with debit card to bank deposit+$27,742.27
£10,0000.07%£1.49$2,130,000.00with debit card to bank deposit+$46,345.82
£50,0000.07%£1.49$10,650,000.00with debit card to bank deposit+$148,108.44
£250,0000.20%£0.00$53,182,089.42with bank transfer to bank deposit+$958,937.08

Mid-market rate: 1 GBP = 213.1963 JMD

GBP/JMD Exchange Rate History

Is today a good time to send money from UK to Jamaica?

The cheapest way to send GBP to JMD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 6,000 GBP transfers to Jamaica.

JMD received for £6,000, after fees

Tue, 10 Nov 2026Mid-market rate$1,279,178.04 TapTap Send $1,278,000.00TapTap Send$1,278,000.00Regency FX$1,275,724.26MoneyGram$1,270,625.40

1.250m
1.255m
1.260m
1.265m
1.270m
1.275m
1.280m
1.285m
At the mid-market rateWith the cheapest optionTapTap SendRegency FXMoneyGram
Exchange rateFeeRecipient getsDifference
Mid-market rate 210.0774 – $1,260,464.49
TapTap Send Cheapest 210.0000 £1.49 $1,260,000.00 −$464.49
Regency FX 209.5102 £0.00 $1,257,061.24 −$3,403.25
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 211.3276 – $1,267,965.84
Regency FX Cheapest 210.7571 £0.00 $1,264,542.33 −$3,423.51
TapTap Send 210.0000 £1.49 $1,260,000.00 −$7,965.84
MoneyGram 208.9756 £4.99 $1,253,853.60 −$14,112.24
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 210.0000 £1.49 $1,260,000.00 –
MoneyGram 209.6989 £4.99 $1,258,193.40 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 210.5867 – $1,263,520.49
Regency FX Cheapest 210.0182 £0.00 $1,260,108.98 −$3,411.51
TapTap Send 210.0000 £1.49 $1,260,000.00 −$3,520.49
MoneyGram 209.6834 £4.99 $1,258,100.40 −$5,420.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 211.8587 – $1,271,152.40
Regency FX Cheapest 211.2867 £0.00 $1,267,720.29 −$3,432.11
TapTap Send 210.0000 £1.49 $1,260,000.00 −$11,152.40
MoneyGram 209.6834 £4.99 $1,258,100.40 −$13,052.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 211.6747 – $1,270,048.45
Regency FX Cheapest 211.1032 £0.00 $1,266,619.32 −$3,429.13
MoneyGram 210.6171 £4.99 $1,263,702.60 −$6,345.85
TapTap Send 210.0000 £1.49 $1,260,000.00 −$10,048.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 211.6747 – $1,270,048.45
Regency FX Cheapest 211.1032 £0.00 $1,266,619.32 −$3,429.13
MoneyGram 210.6171 £4.99 $1,263,702.60 −$6,345.85
TapTap Send 210.0000 £1.49 $1,260,000.00 −$10,048.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.5521 – $1,275,312.46
Regency FX Cheapest 211.9782 £0.00 $1,271,869.11 −$3,443.35
MoneyGram 210.6171 £4.99 $1,263,702.60 −$11,609.86
TapTap Send 210.0000 £1.49 $1,260,000.00 −$15,312.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.1917 – $1,273,149.98
Regency FX Cheapest 211.6187 £0.00 $1,269,712.47 −$3,437.51
MoneyGram 210.2417 £4.99 $1,261,450.20 −$11,699.78
TapTap Send 210.0000 £1.49 $1,260,000.00 −$13,149.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.1682 – $1,273,009.34
Regency FX Cheapest 211.5954 £0.00 $1,269,572.21 −$3,437.13
MoneyGram 210.5469 £4.99 $1,263,281.40 −$9,727.94
TapTap Send 210.0000 £1.49 $1,260,000.00 −$13,009.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.8050 – $1,276,829.83
Western Union Cheapest 211.6578 £0.00 $1,269,946.58 −$6,883.25
MoneyGram 210.8459 £4.99 $1,265,075.40 −$11,754.43
TapTap Send 210.0000 £1.49 $1,260,000.00 −$16,829.83
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.2660 – $1,273,595.92
Regency FX Cheapest 211.6929 £0.00 $1,270,157.21 −$3,438.71
MoneyGram 211.0124 £4.99 $1,266,074.40 −$7,521.52
TapTap Send 210.0000 £1.49 $1,260,000.00 −$13,595.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.1106 – $1,272,663.61
Regency FX Cheapest 211.5379 £0.00 $1,269,227.42 −$3,436.19
MoneyGram 211.0415 £4.99 $1,266,249.00 −$6,414.61
TapTap Send 210.0000 £1.49 $1,260,000.00 −$12,663.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.1106 – $1,272,663.61
Regency FX Cheapest 211.5379 £0.00 $1,269,227.42 −$3,436.19
MoneyGram 211.0415 £4.99 $1,266,249.00 −$6,414.61
TapTap Send 210.0000 £1.49 $1,260,000.00 −$12,663.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 211.3953 – $1,268,371.63
MoneyGram Cheapest 211.0415 £4.99 $1,266,249.00 −$2,122.63
Regency FX 210.8245 £0.00 $1,264,947.02 −$3,424.61
TapTap Send 210.0000 £1.49 $1,260,000.00 −$8,371.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 211.9348 – $1,271,608.74
Regency FX Cheapest 211.3626 £0.00 $1,268,175.40 −$3,433.34
MoneyGram 210.5695 £4.99 $1,263,417.00 −$8,191.74
TapTap Send 210.0000 £1.49 $1,260,000.00 −$11,608.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 211.9163 – $1,271,498.00
Regency FX Cheapest 211.3442 £0.00 $1,268,064.95 −$3,433.05
MoneyGram 210.0315 £4.99 $1,260,189.00 −$11,309.00
TapTap Send 210.0000 £1.49 $1,260,000.00 −$11,498.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 210.8821 – $1,265,292.49
Regency FX Cheapest 210.3127 £0.00 $1,261,876.20 −$3,416.29
TapTap Send 210.0000 £1.49 $1,260,000.00 −$5,292.49
MoneyGram 209.6743 £4.99 $1,258,045.80 −$7,246.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.7156 – $1,276,293.81
Regency FX Cheapest 212.1413 £0.00 $1,272,847.82 −$3,445.99
MoneyGram 210.0608 £4.99 $1,260,364.80 −$15,929.01
TapTap Send 210.0000 £1.49 $1,260,000.00 −$16,293.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.6365 – $1,275,819.19
Regency FX Cheapest 212.0624 £0.00 $1,272,374.47 −$3,444.72
MoneyGram 211.7983 £4.99 $1,270,789.80 −$5,029.39
TapTap Send 210.0000 £1.49 $1,260,000.00 −$15,819.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.6286 – $1,275,771.58
Regency FX Cheapest 212.0545 £0.00 $1,272,327.00 −$3,444.58
MoneyGram 211.7983 £4.99 $1,270,789.80 −$4,981.78
TapTap Send 210.0000 £1.49 $1,260,000.00 −$15,771.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 213.7809 – $1,282,685.18
MoneyGram Cheapest 211.7983 £4.99 $1,270,789.80 −$11,895.38
TapTap Send 210.0000 £1.49 $1,260,000.00 −$22,685.18
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 213.1286 – $1,278,771.79
Regency FX Cheapest 212.5532 £0.00 $1,275,319.10 −$3,452.69
MoneyGram 211.1126 £4.99 $1,266,675.60 −$12,096.19
TapTap Send 210.0000 £1.49 $1,260,000.00 −$18,771.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.6543 – $1,275,925.72
Regency FX Cheapest 212.0801 £0.00 $1,272,480.72 −$3,445.00
MoneyGram 211.3087 £4.99 $1,267,852.20 −$8,073.52
TapTap Send 210.0000 £1.49 $1,260,000.00 −$15,925.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 213.6318 – $1,281,791.09
Regency FX Cheapest 213.0550 £0.00 $1,278,330.26 −$3,460.83
TapTap Send 213.0000 £1.49 $1,278,000.00 −$3,791.09
MoneyGram 212.5863 £4.99 $1,275,517.80 −$6,273.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.8708 – $1,277,224.96
TapTap Send Cheapest 213.0000 £1.49 $1,278,000.00 +$775.04
MoneyGram 212.3806 £4.99 $1,274,283.60 −$2,941.36
Regency FX 212.2961 £0.00 $1,273,776.45 −$3,448.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 211.9591 – $1,271,754.84
TapTap Send Cheapest 213.0000 £1.49 $1,278,000.00 +$6,245.16
Regency FX 211.3869 £0.00 $1,268,321.10 −$3,433.74
MoneyGram 211.3516 £4.99 $1,268,109.60 −$3,645.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 212.5757 – $1,275,454.06
TapTap Send Cheapest 213.0000 £1.49 $1,278,000.00 +$2,545.94
Regency FX 212.0017 £0.00 $1,272,010.33 −$3,443.73
MoneyGram 211.3516 £4.99 $1,268,109.60 −$7,344.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 213.0923 – $1,278,553.57
TapTap Send Cheapest 213.0000 £1.49 $1,278,000.00 −$553.57
Regency FX 212.5169 £0.00 $1,275,101.48 −$3,452.09
MoneyGram 211.3516 £4.99 $1,268,109.60 −$10,443.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 213.1963 – $1,279,178.04
TapTap Send Cheapest 213.0000 £1.49 $1,278,000.00 −$1,178.04
Regency FX 212.6207 £0.00 $1,275,724.26 −$3,453.78
MoneyGram 211.7709 £4.99 $1,270,625.40 −$8,552.64

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more JMD per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 3 of the last 30 days.

Right now, TapTap Send pays 1,278,000 JMD on 6,000 GBP, which is 1,178.04 JMD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,278,330.26 JMD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Jamaica.

We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. TapTap SendAppeared in 205 comparisons

    Cheapest in 25% of them

  2. Regency FXAppeared in 111 comparisons

    Cheapest in 76% of them

  3. MoneyGramAppeared in 175 comparisons

    Cheapest in 9% of them

Based on 209 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most JMD, but it was the cheapest in only 25% of the 205 comparisons it appeared in over the past month.

Regency FX (today's second cheapest) was the cheapest in 76% of its comparisons, so if you send money to Jamaica regularly, it's worth comparing it with TapTap Send before each transfer.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from the UK to Jamaica

There are many ways to send money to Jamaica from the UK, including app, online, currency broker, multi-currency account, global business account, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Jamaica, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.

It charges £0 in fees, has 0.09% markup, lets you save recipient details, and JMD will arrive in minutes.

Over the past month, TapTap Send was the cheapest app on 40% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized JMD transfers, around £1,000 - £5,000.

Online companies like MoneyGram often have higher limits and/or first time promos.

Of the 6 companies we compared, MoneyGram is the cheapest online service and will get you J$1,270,625.40 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 28 of the 29 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Jamaica, and real human support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/JMD rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Jamaican Dollar abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £6,000 to JMD will get you J$1,232,387.63 after fees.

If you don’t have JMD in your account, your GBP will auto-convert whenever you pay with Revolut in Jamaica.

Once you have JMD in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 73% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Jamaica, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive JMD in Jamaica

Pay-in and pay-out methods will affect how much GBP you deposit and how much JMD your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Jamaica is via TapTap Send, using a debit card to deposit GBP and bank deposit to receive JMD.

Depositing GBP

You have 3 pay-in options for transfers to Jamaica, including debit card, bank transfer, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Jamaica

Money can reach Jamaica by bank deposit, cash pickup, card deposit, and mobile money, and each delivery method comes with its own fees.

The cheapest way to receive money in Jamaica is with cash pickup on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you J$1,270,625.40 on a £6,000 transfer).

Digital wallets

Your recipient can receive JMD directly into a digital wallet (like PayPal or similar) which usually takes a few minutes to arrive.

Mobile money

You can send money directly to a mobile number in Jamaica.

and use our filters to find the company offering mobile money at the best GBP/JMD rate.

  1. 1
    Debit card Bank deposit

    You pay £6,001.49

    J$1,278,000

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay £6,001.49

    J$1,278,000

    J$0

  3. 3
    Debit card Mobile money

    You pay £6,001.49

    J$1,278,000

    J$0

  4. 4
    Debit card Card deposit

    You pay £6,001.49

    J$1,278,000

    J$0

  5. 5
    Bank transfer Bank deposit

    You pay £6,000.00

    J$1,275,724

    -J$2,276

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay £6,004.99

    J$1,270,625

    -J$7,375

  2. 7
    Credit card Cash pickup

    You pay £6,004.99

    J$1,270,625

    -J$7,375

  3. 8
    Credit card Bank deposit

    You pay £6,002.99

    J$1,267,046

    -J$10,954

  4. 9
    Credit card Card deposit

    You pay £6,001.99

    J$1,251,253

    -J$26,747

Consider this when sending GBP to Jamaica

There are a few nuances you should consider before sending GBP to Jamaica such as limits, taxes, and safety.

Compare GBP/JMD transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Jamaica:

Cheapest way to send money to Jamaica

The cheapest way is to use TapTap Send, pay in with a debit card and withdraw via bank deposit. You will get J$1,278,000, which is 0.18% more than the next best option.

Fastest way to send money to Jamaica

The fastest way is to use TapTap Send via debit card deposit and bank deposit for pay out. You get J$1,278,000 and it will arrive in minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/JMD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with TapTap Send will get you 1,278,000 JMD, that’s including £0 fee and 0.09% in exchange rate markup.

Taxes on money transfers

There is no UK tax for the act of sending money to Jamaica.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 6 regulated companies offering money transfers from the UK to Jamaica in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/JMD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 209 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/JMD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.