How to send money to Afghanistan from Canada with the best CAD-AFN rate

MoneyGram is the cheapest way to send money from Canada to Afghanistan based on the 1 companies we analyzed, giving your recipient 44,067.6 AFN from CA$1,000.

Best companies for CAD/AFN transfers

1 of 1 providers

Last updated on 28 October 2026

Based on 1,000 CAD transfer

Best companies for CAD/AFN transfers

Sort Cheapest

Run a live search

Showing top Canada to Afghanistan deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $1.99 1 CAD = 44.0676 AFN +4.00% vs mid-market Recipient gets ؋44,067.60 6-12 Hours
CheapestFastestRecommended

Ways to receive money in Afghanistan with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 44.0676 AFN
؋44,067.60You pay$1,001.99
Cash pickup6-12 Hours
$5.991 CAD = 44.0479 AFN
؋44,047.90You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $1.99 1 CAD = 44.0676 AFN +4.00% vs mid-market Recipient gets ؋44,067.60 6-12 Hours

Ways to receive money in Afghanistan with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 44.0676 AFN
؋44,067.60You pay$1,001.99
Cash pickup6-12 Hours
$5.991 CAD = 44.0479 AFN
؋44,047.90You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $1.99 1 CAD = 44.0676 AFN +4.00% vs mid-market Recipient gets ؋44,067.60 6-12 Hours

Ways to receive money in Afghanistan with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 CAD = 44.0676 AFN
؋44,067.60You pay$1,001.99
Cash pickup6-12 Hours
$5.991 CAD = 44.0479 AFN
؋44,047.90You pay$1,005.99
How Our Results Work
Mid-market rate: 1 CAD = 45.8678 AFN Updates every 60 minutes.

How to send money from Canada to Afghanistan

Pick a company

Start with the cheapest, which is MoneyGram at 44,067.6 AFN on CA$1,000.

MoneyGram was the cheapest on 29 of the 29 days it quoted CA$1,000 transfers to Afghanistan.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 3 ways to pay, including debit card, credit card, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Afghanistan?

How much CAD you send to Afghanistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows MoneyGram was the cheapest in 100% of the transfers up to C$1,000 it quoted, and in 65% of all the transfers it quoted.

Cheapest service
$1004.02%$1.99؋4,406.76with debit card to mobile wallet؋0.00
$5004.03%$1.99؋22,033.80with debit card to mobile wallet؋0.00
$1,000This page4.00%$1.99؋44,067.60with debit card to mobile wallet؋0.00
$3,0004.03%$1.99؋132,202.80with debit card to mobile wallet؋0.00
$10,0000.27%$0.00؋457,493.91with bank transfer to bank deposit+؋12,613.43
$50,0000.25%$0.00؋2,288,059.71with bank transfer to bank deposit+؋63,509.78

Mid-market rate: 1 CAD = 45.8678 AFN

CAD/AFN Exchange Rate History

Is today a good time to send money from Canada to Afghanistan?

The cheapest way to send CAD to AFN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram), across 30 days of comparisons for 1,000 CAD transfers to Afghanistan.

AFN received for $1,000, after fees

Wed, Oct 28, 2026Mid-market rate؋45,867.83 MoneyGram ؋44,067.60MoneyGram؋44,067.60

43,000
44,000
45,000
46,000
47,000
At the mid-market rateWith the cheapest optionMoneyGram
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.4724 – ؋45,472.42
MoneyGram Cheapest 43.7081 $1.99 ؋43,708.10 −؋1,764.32
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.8247 – ؋45,824.74
MoneyGram Cheapest 43.5912 $1.99 ؋43,591.20 −؋2,233.54
Exchange rateFees:Recipient getsDifference
Mid-market rate 44.9373 – ؋44,937.28
MoneyGram Cheapest 43.6372 $1.99 ؋43,637.20 −؋1,300.08
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.7157 – ؋45,715.68
MoneyGram Cheapest 43.3151 $5.99 ؋43,315.10 −؋2,400.58
Exchange rateFees:Recipient getsDifference
Mid-market rate 46.3209 – ؋46,320.91
MoneyGram Cheapest 43.3858 $5.99 ؋43,385.80 −؋2,935.11
Exchange rateFees:Recipient getsDifference
Mid-market rate 46.3177 – ؋46,317.66
MoneyGram Cheapest 43.3858 $5.99 ؋43,385.80 −؋2,931.86
Exchange rateFees:Recipient getsDifference
Mid-market rate 46.2393 – ؋46,239.32
MoneyGram Cheapest 43.3388 $5.99 ؋43,338.80 −؋2,900.52
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.5186 – ؋45,518.60
MoneyGram Cheapest 43.4195 $5.99 ؋43,419.50 −؋2,099.10
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.0025 – ؋45,002.46
MoneyGram Cheapest 43.1898 $1.99 ؋43,189.80 −؋1,812.66
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.5888 – ؋45,588.82
MoneyGram Cheapest 43.4004 $5.99 ؋43,400.40 −؋2,188.42
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.3812 – ؋45,381.22
MoneyGram Cheapest 43.3082 $5.99 ؋43,308.20 −؋2,073.01
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.5758 – ؋45,575.78
MoneyGram Cheapest 43.3929 $5.99 ؋43,392.90 −؋2,182.88
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.5758 – ؋45,575.78
MoneyGram Cheapest 43.3929 $5.99 ؋43,392.90 −؋2,182.88
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.6420 – ؋45,641.96
MoneyGram Cheapest 43.5167 $5.99 ؋43,516.70 −؋2,125.26
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.5639 – ؋45,563.90
MoneyGram Cheapest 43.3707 $5.99 ؋43,370.70 −؋2,193.20
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.7547 – ؋45,754.74
MoneyGram Cheapest 43.2021 $1.99 ؋43,202.10 −؋2,552.64
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.3715 – ؋45,371.50
MoneyGram Cheapest 43.3821 $5.99 ؋43,382.10 −؋1,989.40
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.8572 – ؋45,857.23
MoneyGram Cheapest 43.4200 $1.99 ؋43,420.00 −؋2,437.23
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.9123 – ؋45,912.31
MoneyGram Cheapest 43.5639 $5.99 ؋43,563.90 −؋2,348.41
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.9123 – ؋45,912.31
MoneyGram Cheapest 43.5639 $5.99 ؋43,563.90 −؋2,348.41
Exchange rateFees:Recipient getsDifference
Mid-market rate 46.1010 – ؋46,100.98
MoneyGram Cheapest 43.5345 $5.99 ؋43,534.50 −؋2,566.48
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.8071 – ؋45,807.11
MoneyGram Cheapest 43.7421 $5.99 ؋43,742.10 −؋2,065.01
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.8789 – ؋45,878.86
MoneyGram Cheapest 43.9101 $5.99 ؋43,910.10 −؋1,968.76

No data was collected on Thu, Oct 22, 2026.

Exchange rateFees:Recipient getsDifference
Mid-market rate 46.0141 – ؋46,014.11
MoneyGram Cheapest 43.9989 $1.99 ؋43,998.90 −؋2,015.21
Exchange rateFees:Recipient getsDifference
Mid-market rate 46.0660 – ؋46,066.04
MoneyGram Cheapest 44.0747 $1.99 ؋44,074.70 −؋1,991.34
Exchange rateFees:Recipient getsDifference
Mid-market rate 46.0660 – ؋46,066.04
MoneyGram Cheapest 44.0747 $1.99 ؋44,074.70 −؋1,991.34
Exchange rateFees:Recipient getsDifference
Mid-market rate 46.0469 – ؋46,046.93
MoneyGram Cheapest 44.1219 $1.99 ؋44,121.90 −؋1,925.03
Exchange rateFees:Recipient getsDifference
Mid-market rate 46.3522 – ؋46,352.20
MoneyGram Cheapest 44.0832 $1.99 ؋44,083.20 −؋2,269.00
Exchange rateFees:Recipient getsDifference
Mid-market rate 45.8678 – ؋45,867.83
MoneyGram Cheapest 44.0676 $1.99 ؋44,067.60 −؋1,800.23

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $1,000, after fees, as quoted by each company. The mid-market line shows what $1,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AFN per CAD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AFN on every transfer from Canada.

Right now, MoneyGram pays 44,067.6 AFN on 1,000 CAD, which is 1,800.23 AFN less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 44,121.9 AFN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Afghanistan.

We've tracked 180 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. MoneyGramAppeared in 169 comparisons

    Cheapest in 65% of them

Based on 180 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today MoneyGram is the cheapest and gets you the most AFN, and it was also the cheapest in 65% of the 169 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Afghanistan.

Ways to send money from Canada to Afghanistan

There are 1 companies sending money to Afghanistan, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring CA$1,000 in cash to the closest MoneyGram location, and your recipient picks up 44,067.6 AFN within minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

Cash transfers cost more

Cash transfer to Afghanistan is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

MoneyGram charges CA$1.99 in fees and adds 4% markup, so your CA$1,000 delivers 44,067.6 AFN in 6-12 hours.

Over the past month, MoneyGram was the cheapest app on 100% of the days it appeared for CA$1,000 transfers.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of the 1 companies we compared, MoneyGram is the cheapest online service and currently gets you 44,067.6 AFN on a CA$1,000 transfer after a CA$1.99 fee and 4% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.

If you're sending large amounts, expect more questions about the transfers, so have statements and documents ready to avoid delays.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in AFN.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

Ways to fund CAD and receive AFN in Afghanistan

With MoneyGram, paying by debit card and receiving through mobile wallet is the cheapest combination. Sending CA$1,000 gives your recipient 44,067.6 AFN.

Deposit CAD using debit card, credit card, and cash deposit.

The recipient can receive AFN through mobile wallet and cash pickup.

  1. 1
    debit card Mobile wallet

    You pay CA$1,001.99

    ؋44,068

    Cheapest

  2. 2
    credit card Mobile wallet

    You pay CA$1,001.99

    ؋44,068

    ؋0

  3. 3
    Cash deposit Mobile wallet

    You pay CA$1,001.99

    ؋44,068

    ؋0

  4. 4
    debit card Cash pickup

    You pay CA$1,005.99

    ؋44,048

    -؋20

  5. 5
    credit card Cash pickup

    You pay CA$1,005.99

    ؋44,048

    -؋20

Show moreShow less
  1. 6
    Cash deposit Cash pickup

    You pay CA$1,005.99

    ؋44,048

    -؋20

Consider this when sending CAD to Afghanistan

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/AFN transfer options

For a CA$1,000 transfer to Afghanistan, these are the cheapest, fastest and easiest options available now.

Best way to send money to Afghanistan

MoneyGram is the cheapest and easiest option, funded by debit card with mobile wallet for the payout. Your recipient gets 44,067.6 AFN, which is 0% more than the next best option.

Fastest way to send money to Afghanistan

MoneyGram is fastest when you pay by debit card and choose mobile wallet for the payout. The transfer delivers 44,067.6 AFN in 6-12 hours.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Afghanistan.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 1 FINTRAC-registered companies sending CAD to Afghanistan, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

In the past 30 days alone, we analyzed 180 comparisons across 6 amounts.

This page covers the cheapest and fastest options for CAD/AFN transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.