MoneyTransfers

How to send money to Afghanistan from Switzerland with the best CHF-AFN rate

The cheapest option overall is MoneyGram Agent, giving your recipient 14,020.4 AFN when you send CHF 200.

Below we’ve compared 2 ways to send money from Switzerland to Afghanistan.

Best companies for CHF/AFN transfers

2 of 2 providers

Last updated on 28 October 2026

Based on 200 CHF transfer

Best companies for CHF/AFN transfers

Sort Cheapest

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Showing top Switzerland to Afghanistan deals for 200 CHF. Do a live search with your exact amount for today's best rates.
Send cash via a MoneyGram agent

MoneyGram Agent

Pay via Bank transfer
Fee CHF 8.00 1 CHF = 73.0229 AFN +6.00% vs mid-market Recipient gets ؋ 14'020.40 Minutes - 3 days
0 reviews
CheapestFastest

Ways to receive money in Afghanistan with MoneyGram Agent when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
CHF 8.001 CHF = 73.0229 AFN
؋ 14'020.40You payCHF 200.00
Send cash via a Western Union agent

Western Union Agent

Pay via Bank transfer
Fee CHF 6.00 1 CHF = 72.2461 AFN +7.00% vs mid-market Recipient gets ؋ 14'015.74 Minutes - 5 days
0 reviews
Recommended

Ways to receive money in Afghanistan with Western Union Agent when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
CHF 6.001 CHF = 72.2461 AFN
؋ 14'015.74You payCHF 200.00
How Our Results Work
Mid-market rate: 1 CHF = 77.6839 AFN Updates every 60 minutes.

How to send money from Switzerland to Afghanistan

Pick a company

Start with the cheapest, which is MoneyGram Agent at 14,020.4 AFN for a CHF 200 transfer.

MoneyGram Agent was the cheapest on 30 of the 30 days it quoted fr.200 transfers to Afghanistan.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 1 ways to pay, including bank transfer.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Afghanistan?

How much CHF you send to Afghanistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows MoneyGram Agent was the cheapest in % of the transfers from CHF 6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
CHF 200This page6.00%CHF 8.00؋ 14'020.40with bank transfer to bank deposit+؋ 2.33
CHF 5'0000.27%CHF 0.00؋ 387'213.85with bank transfer to bank deposit؋ 0.00
CHF 6'0000.27%CHF 0.00؋ 465'030.37with bank transfer to bank deposit؋ 0.00
CHF 25'0000.25%CHF 0.00؋ 1'935'190.42with bank transfer to bank deposit؋ 0.00

Mid-market rate: 1 CHF = 77.6839 AFN

CHF/AFN Exchange Rate History

Is today a good time to send money from Switzerland to Afghanistan?

The cheapest way to send CHF to AFN can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram Agent), across 30 days of comparisons for 200 CHF transfers to Afghanistan.

AFN received for CHF 200, after fees

Wed, 28 Oct 2026Mid-market rate؋ 15'536.79 MoneyGram Agent ؋ 14'020.40MoneyGram Agent؋ 14'020.40Western Union Agent؋ 14'015.74

13'500
14'000
14'500
15'000
15'500
16'000
16'500
At the mid-market rateWith the cheapest optionMoneyGram AgentWestern Union Agent
Exchange rateFeeRecipient getsDifference
Mid-market rate 77.4586 – ؋ 15'491.72
MoneyGram Agent Cheapest 72.8111 CHF 8.00 ؋ 13'979.73 −؋ 1'511.99
Western Union Agent 72.0365 CHF 6.00 ؋ 13'975.08 −؋ 1'516.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 77.9959 – ؋ 15'599.18
MoneyGram Agent Cheapest 73.3161 CHF 8.00 ؋ 14'076.70 −؋ 1'522.48
Western Union Agent 72.5362 CHF 6.00 ؋ 14'072.02 −؋ 1'527.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 76.5261 – ؋ 15'305.22
MoneyGram Agent Cheapest 71.9345 CHF 8.00 ؋ 13'811.43 −؋ 1'493.79
Western Union Agent 71.1693 CHF 6.00 ؋ 13'806.83 −؋ 1'498.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.6061 – ؋ 15'721.21
MoneyGram Agent Cheapest 73.8897 CHF 8.00 ؋ 14'186.82 −؋ 1'534.39
Western Union Agent 73.1036 CHF 6.00 ؋ 14'182.10 −؋ 1'539.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 79.6757 – ؋ 15'935.15
MoneyGram Agent Cheapest 74.8952 CHF 8.00 ؋ 14'379.88 −؋ 1'555.27
Western Union Agent 74.0984 CHF 6.00 ؋ 14'375.10 −؋ 1'560.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 79.4802 – ؋ 15'896.04
MoneyGram Agent Cheapest 74.7114 CHF 8.00 ؋ 14'344.59 −؋ 1'551.45
Western Union Agent 73.9166 CHF 6.00 ؋ 14'339.82 −؋ 1'556.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 79.5083 – ؋ 15'901.66
MoneyGram Agent Cheapest 74.7378 CHF 8.00 ؋ 14'349.66 −؋ 1'552.00
Western Union Agent 73.9427 CHF 6.00 ؋ 14'344.89 −؋ 1'556.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.1099 – ؋ 15'621.97
MoneyGram Agent Cheapest 73.4233 CHF 8.00 ؋ 14'097.27 −؋ 1'524.70
Western Union Agent 72.6422 CHF 6.00 ؋ 14'092.58 −؋ 1'529.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 76.8011 – ؋ 15'360.22
MoneyGram Agent Cheapest 72.1930 CHF 8.00 ؋ 13'861.06 −؋ 1'499.16
Western Union Agent 71.4250 CHF 6.00 ؋ 13'856.45 −؋ 1'503.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.0000 – ؋ 15'600.01
MoneyGram Agent Cheapest 73.3200 CHF 8.00 ؋ 14'077.45 −؋ 1'522.56
Western Union Agent 72.5400 CHF 6.00 ؋ 14'072.77 −؋ 1'527.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 77.6278 – ؋ 15'525.56
MoneyGram Agent Cheapest 72.9701 CHF 8.00 ؋ 14'010.27 −؋ 1'515.29
Western Union Agent 72.1939 CHF 6.00 ؋ 14'005.61 −؋ 1'519.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.3454 – ؋ 15'669.08
MoneyGram Agent Cheapest 73.6447 CHF 8.00 ؋ 14'139.77 −؋ 1'529.31
Western Union Agent 72.8612 CHF 6.00 ؋ 14'135.07 −؋ 1'534.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.3454 – ؋ 15'669.08
MoneyGram Agent Cheapest 73.6447 CHF 8.00 ؋ 14'139.77 −؋ 1'529.31
Western Union Agent 72.8612 CHF 6.00 ؋ 14'135.07 −؋ 1'534.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.2579 – ؋ 15'651.58
MoneyGram Agent Cheapest 73.5624 CHF 8.00 ؋ 14'123.98 −؋ 1'527.60
Western Union Agent 72.7798 CHF 6.00 ؋ 14'119.29 −؋ 1'532.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.0342 – ؋ 15'606.85
MoneyGram Agent Cheapest 73.3522 CHF 8.00 ؋ 14'083.62 −؋ 1'523.23
Western Union Agent 72.5718 CHF 6.00 ؋ 14'078.94 −؋ 1'527.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.1119 – ؋ 15'622.37
MoneyGram Agent Cheapest 73.4251 CHF 8.00 ؋ 14'097.63 −؋ 1'524.74
Western Union Agent 72.6440 CHF 6.00 ؋ 14'092.94 −؋ 1'529.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 77.6816 – ؋ 15'536.32
MoneyGram Agent Cheapest 73.0207 CHF 8.00 ؋ 14'019.97 −؋ 1'516.35
Western Union Agent 72.2439 CHF 6.00 ؋ 14'015.31 −؋ 1'521.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.6404 – ؋ 15'728.07
MoneyGram Agent Cheapest 73.9219 CHF 8.00 ؋ 14'193.01 −؋ 1'535.06
Western Union Agent 73.1355 CHF 6.00 ؋ 14'188.29 −؋ 1'539.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.6995 – ؋ 15'739.89
MoneyGram Agent Cheapest 73.9775 CHF 8.00 ؋ 14'203.68 −؋ 1'536.21
Western Union Agent 73.1905 CHF 6.00 ؋ 14'198.96 −؋ 1'540.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.6995 – ؋ 15'739.89
MoneyGram Agent Cheapest 73.9775 CHF 8.00 ؋ 14'203.68 −؋ 1'536.21
Western Union Agent 73.1905 CHF 6.00 ؋ 14'198.96 −؋ 1'540.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.8249 – ؋ 15'764.99
MoneyGram Agent Cheapest 74.0954 CHF 8.00 ؋ 14'226.32 −؋ 1'538.67
Western Union Agent 73.3072 CHF 6.00 ؋ 14'221.59 −؋ 1'543.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.1512 – ؋ 15'630.25
MoneyGram Agent Cheapest 73.4622 CHF 8.00 ؋ 14'104.74 −؋ 1'525.51
Western Union Agent 72.6807 CHF 6.00 ؋ 14'100.05 −؋ 1'530.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.0671 – ؋ 15'613.43
MoneyGram Agent Cheapest 73.3831 CHF 8.00 ؋ 14'089.56 −؋ 1'523.87
Western Union Agent 72.6024 CHF 6.00 ؋ 14'084.87 −؋ 1'528.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 79.1013 – ؋ 15'820.26
MoneyGram Agent Cheapest 74.3552 CHF 8.00 ؋ 14'276.20 −؋ 1'544.06
Western Union Agent 73.5642 CHF 6.00 ؋ 14'271.46 −؋ 1'548.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.4485 – ؋ 15'689.70
MoneyGram Agent Cheapest 73.7416 CHF 8.00 ؋ 14'158.38 −؋ 1'531.32
Western Union Agent 72.9571 CHF 6.00 ؋ 14'153.68 −؋ 1'536.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.1793 – ؋ 15'635.86
MoneyGram Agent Cheapest 73.4885 CHF 8.00 ؋ 14'109.80 −؋ 1'526.06
Western Union Agent 72.7068 CHF 6.00 ؋ 14'105.11 −؋ 1'530.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.1793 – ؋ 15'635.86
MoneyGram Agent Cheapest 73.4885 CHF 8.00 ؋ 14'109.80 −؋ 1'526.06
Western Union Agent 72.7068 CHF 6.00 ؋ 14'105.11 −؋ 1'530.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.2619 – ؋ 15'652.38
MoneyGram Agent Cheapest 73.5662 CHF 8.00 ؋ 14'124.71 −؋ 1'527.67
Western Union Agent 72.7836 CHF 6.00 ؋ 14'120.01 −؋ 1'532.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 78.5012 – ؋ 15'700.23
MoneyGram Agent Cheapest 73.7911 CHF 8.00 ؋ 14'167.89 −؋ 1'532.34
Western Union Agent 73.0061 CHF 6.00 ؋ 14'163.18 −؋ 1'537.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 77.6839 – ؋ 15'536.79
MoneyGram Agent Cheapest 73.0229 CHF 8.00 ؋ 14'020.40 −؋ 1'516.39
Western Union Agent 72.2461 CHF 6.00 ؋ 14'015.74 −؋ 1'521.05

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 200, after fees, as quoted by each company. The mid-market line shows what CHF 200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AFN per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AFN on every transfer from Switzerland.

Right now, MoneyGram Agent pays 14,020.4 AFN on 200 CHF, which is 1,516.39 AFN less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 14,379.88 AFN.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Afghanistan.

We've tracked 136 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. MoneyGram AgentAppeared in 30 comparisons

    Cheapest every time

  2. Western Union AgentAppeared in 30 comparisons

    Never the cheapest

Based on 136 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today MoneyGram Agent is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Switzerland to Afghanistan

2 companies send money from Switzerland to Afghanistan, across in person, and more.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

I suggest getting a few quotes before settling. Check with your private bank, TorFX, RegencyFX, Currencies Direct, and Key Currency.

Brokers charge no fees, so settle with the one that gives you the best CHF/AFN rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Afghanistan.

A global account lets you hold AFN alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive AFN in Afghanistan

With MoneyGram Agent, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 200 gives your recipient 14,020.4 AFN.

The transfer can be paid for by bank transfer.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Afghanistan.

In Afghanistan, they can get AFN delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.200.00

    ؋14,020

    Cheapest

Things to know before sending CHF to Afghanistan

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/AFN transfer options

For a CHF 200 transfer to Afghanistan, these are the best options in our comparison.

Cheapest way to send money to Afghanistan

The cheapest option is MoneyGram Agent, funded by bank transfer with bank deposit for the payout. Your recipient gets 14,020.4 AFN, which is 0.03% more than the next best option.

Fastest way to send money to Afghanistan

The fastest option is MoneyGram Agent. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 14,020.4 AFN in minutes - 3 days.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to AFN requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 2 of them sending CHF to Afghanistan, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 136 comparisons across 5 amounts.

This page covers the cheapest and fastest options for CHF/AFN transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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