Companies for transfers to United States
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Send money anytime, anywhere with the TalkRemit app. There's zero fees on your first transaction and you're able to send to family and friends in over 40 countries."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."
"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."
"Dahabshiil specialises in secure, affordable international money transfers, offering services across 120+ countries. It provides low fees, fast transactions, and mobile wallet options.
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."
"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."
"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."
Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 98.3% of Canada to the United States searches in the last 6 months, and was the top rated company out of 21 that support CAD to USD.
So for a great blend of cost, speed & features, make your Canada to the United States transfer using Wise.
How to get the best deal on your Canada to United States transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Canada to the United States.
- Choose a provider
Select the provider that offers you the best value & service for your needs
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- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Get the most from sending money from Canada to United States
Comparing providers offering services between Canada and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire CAD-USD market and have compared 21 providers offering services between Canada and the United States.
This ensures you will get the most comprehensive options for sending Canadian Dollar to the United States.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Canada to the United States transfer needs.
Cheapest way to send money to the United States from Canada: OFX
Data collected over the past six months shows that OFX is 0.7% cheaper than the second-best option.
The $0 transfer cost represents the most common fee for CAD to USD international transfers, based on data from the past six months.
If you want to secure the best rates on a CAD to the United States transfer, make sure you pick OFX to send your money online.
*The most common fee applied to CAD-USD by OFX, based on data from the past six months.
Fastest money transfers to the United States from Canada: Paysend.
Through our comparison, we found Paysend to be the fastest option for sending Canadian Dollar to US Dollar 59.6% of the time. For fast transfers between CAD and USD, Paysend is a great option.
When sending money from Canada to the United States, Paysend has an average fee of 0 CAD. Although we would recommend comparing the amount you want to send.
When testing the fastest options, we compared the 21 money transfer providers offering Canada to the United States transfers for overall speed. This included transfer times to after depositing Canadian Dollar to a money transfer account.
When you want the fastest way to send, Paysend is our recommended choice for Canada to the United States transfers.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send CAD from Canada to the United States, it’s the provider that will keep you safe and relaxed while your money moves into USD.
Understanding the cost of money transfers from Canada to United States
The total cost of sending money to United States from Canada is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for CAD-USD is 0.696 USD per Canadian Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Canadian Dollars.
Over the last three months, the average CAD-USD mid-market rate has seen each Canadian Dollar worth 0.7325 USD. Within this we see a high of 0.7435, and a low of 0.7092.
Of the 21 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting CAD to USD.
Fees: When sending money you may have to pay fees. OFX has had an average fee of 0 CAD per transfer over the last 6 months, the lowest of the 21 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Canada.
How to find the best exchange rate for Canada to United States
Timing is essential for sending money between CAD and USD. The exchange rate you secure impacts how much USD you get for your CAD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from CAD to USD has seen some fluctuation. On average, it stood at 0.7325.
During this period, the highest value recorded was 0.7435, while the lowest was 0.7092.
Wise, which is our recommended service to send money online from Canada to the United States offers an exchange rate that is only -0.02% above the mid-market rate.
Want to secure the best CAD-US Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Canada to the United States!
Payment methods available to fund your Canada to United States transfer
Bank transfers
Bank transfers are often the default option for sending money from Canada to the United States.
By using a money transfer company such as OFX for transfers from Canada to the United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, OFX is the cheapest provider for bank transfers from the 21 we tested when sending CAD to United States.
With an average fee of CAD0 to send money from Canada to United States, OFX offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Canada to the United States with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from Canada to the United States, competing among a total of 21 active money transfer companies on this route.
Credit card
When it comes to credit card transfers from Canada to the United States, Xe emerges as our top choice of the 21 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between the United States and Canada.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Canada to the United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CAD to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
