Cheapest ways to send money from Canada to US
These are the best remittance companies on the market for sending money online to the United States from Canada.
All CAD/USDexchange rates, fees, and remittance companies are updated daily. Data verified via the MoneyTransfers.com comparison engine and live feeds from money transfer companies.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"Card-to-card transfers can be received in just two minutes."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
What is the best way to send money to US from Canada?
We’ve compared 18 money transfer companies for CAD/USD transfers.
Key Currency is currently the cheapest and the best overall option. It offers the best CAD/USD exchange rate (1 CAD = 0.7077 USD) and the lowest fees of 0 CAD.
For a 10,000 CAD transfer, you will receive 7,076.95 USD with Key Currency.
If you need money quickly, Currencyflow is the fastest way to send Canadian Dollars to the United States.
It will cost you 0 CAD, and USD will arrive in minutes - 24 hours.
If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

Latest CAD to USD exchange rates
Exchange rates constantly change, so it’s very important to keep an eye on the current CAD/USD mid-market rate.
This way, you will be able to get the most US Dollars per Canadian Dollar.
Here are the latest CAD/USD conversion rates for the most popular transfer amounts.
| CAD | USD Price |
|---|---|
| 1 CAD | 0.71 |
| 5 CAD | 3.55 |
| 10 CAD | 7.10 |
| 25 CAD | 17.74 |
| 50 CAD | 35.48 |
| 100 CAD | 70.95 |
| 150 CAD | 106.43 |
| 200 CAD | 141.91 |
| 250 CAD | 177.38 |
| 300 CAD | 212.86 |
| 400 CAD | 283.81 |
| 500 CAD | 354.76 |
| 600 CAD | 425.72 |
| 700 CAD | 496.67 |
| 800 CAD | 567.62 |
| 1000 CAD | 709.53 |
| 1500 CAD | 1064.29 |
| 2000 CAD | 1419.05 |
| 2500 CAD | 1773.82 |
| 3000 CAD | 2128.58 |
| 4000 CAD | 2838.11 |
| 5000 CAD | 3547.64 |
| 10000 CAD | 7095.27 |
| 15000 CAD | 10642.91 |
| 20000 CAD | 14190.54 |
| 30000 CAD | 21285.81 |
| 40000 CAD | 28381.08 |
| 50000 CAD | 35476.35 |
| 100000 CAD | 70952.70 |
| USD | CAD Price |
|---|---|
| 1 USD | 1.41 |
| 5 USD | 7.05 |
| 10 USD | 14.09 |
| 25 USD | 35.23 |
| 50 USD | 70.47 |
| 100 USD | 140.94 |
| 150 USD | 211.41 |
| 200 USD | 281.88 |
| 250 USD | 352.35 |
| 300 USD | 422.82 |
| 400 USD | 563.76 |
| 500 USD | 704.69 |
| 600 USD | 845.63 |
| 700 USD | 986.57 |
| 800 USD | 1127.51 |
| 1000 USD | 1409.39 |
| 1500 USD | 2114.09 |
| 2000 USD | 2818.78 |
| 2500 USD | 3523.47 |
| 3000 USD | 4228.17 |
| 4000 USD | 5637.56 |
| 5000 USD | 7046.95 |
| 10000 USD | 14093.90 |
| 15000 USD | 21140.85 |
| 20000 USD | 28187.80 |
| 30000 USD | 42281.70 |
| 40000 USD | 56375.60 |
| 50000 USD | 70469.50 |
| 100000 USD | 140939.00 |
*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.
Everything you need to know about sending CAD to USD
How to send money from Canada to US
Sending money to US from Canada is quick and easy, and usually takes less than 10 minutes from start to finish.
Follow these steps to get started:
Pick the company - Pick the best money transfer company for your needs (we suggest Key Currency as it’s the cheapest) and click Visit Now*.
Register and verify your account - This will require submitting your details, and you will need to provide an ID or a passport from Canada.
Start the transfer - Once all verified, start the transfer, fill in the amount, and your recipient's details. This will include personal details and US bank account details (where they will receive US Dollars).
Add payment details - Next, add your funding details. We suggest using a Bank transfer as it’s the cheapest deposit method for CAD/USD transfers.
Verify and hit “Send” - Once all is done, scan through the details to make sure everything is correct and click the “Send” button. Your CAD will convert to USD and land in US bank account.
*We may receive a small commission when you click “Visit” links on our website. This does not influence the order of the remittance companies.
How to send money from Canada to US through a bank?
What is the cheapest way to send money to US from Canada?
The cheapest way to send money from Canada to the United States is with Key Currency.
Key Currency adds 0.25% to the interbank rate and charges 0 CAD for a 10,000 USD transfer. This means you will receive 7,076.95 USD.
In addition, we suggest using a bank transfer to deposit your funds. Based on our CAD/USD comparison, it is the cheapest payment method.
If you want to send more or less CAD to US, use our comparison form and update the amount field.

What is the fastest way to transfer money from Canada to US?
The fastest way to send CAD to the United States is with Currencyflow.
Most money transfers between Canada and the United States will take minutes - 24 hours to arrive.
However, if you are sending a large amount of money (think 10,000+ CAD), it may take slightly longer depending on your bank.
Some banks may run additional checks, so if you are expecting to send or receive large amounts of money, we suggest contacting your bank in advance.

The best apps to send CAD to United States from Canada
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 18 apps & companies for CAD/USD transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.8 / 578 reviews Android: 4.7 / 12.3K reviews | Yes (4 currencies) | |
iOS: 4.9 / 2.3M reviews Android: 4.8 / 1.29M reviews | Yes (Remitly One) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.7 / 99.8K reviews Android: 4.7 / 229K reviews | No | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No |
How to get the best exchange rate for your money transfers from Canada to United States?
Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s USD more per transfer from Canada.
Our comparison above already shows you the best exchange rates on the market for sending money from Canada to US.
To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up CAD/USD exchange rate alerts.
This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.
Want to secure the best CAD-US Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Canada to United States!
Our methodology
We’ve compared and analyzed 18 money transfer companies that support money transfers from Canada to the United States.
First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.
When testing CAD/USD transfer specialists, we’ve rated each company on a scale of 1-10 based on the following categories:
Fees & rates
Transfer speed
Safety & trust
Product offering
Transfer limits
Ease of use
Customer feedback
In addition, each company goes through an unbiased editorial process, where we look for a comprehensive list of flaws and benefits.
To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and API from the remittance companies.
This page updates daily with the latest rates and fees.
If you want to know more about our methodology and standards, check these guides:
If you want to see the full money transfer companies list, check out our company reviews page.









