Send Money To India

Sending money to India is relatively straightforward wherever you are in the world, whether you’re sending gifts or supporting family and friends. Understanding and comparing your options will help you get the best deal possible, which means fewer fees to pay and more money for your recipient - here’s what you need to know.

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Read time:
5 minutes
Last updated
6th Feb 2023

How To Send Money To India

Looking to find out best way to send money to India? The steps are simple and easy. Read below to get started.

Step 1:
Find a trusted provider

Use our comparison table to compare providers so you can see who offers the best all-round deal

Step 2:
Register your details

Once you’ve chosen your provider, enter a few details and you’ll be signed up in minutes

Step 3:
Transfer money

When you’re registered, you’ll be able to start sending money to India as soon as you’re ready

Sending money
Receiving money

Why use

With, you can send money abroad quickly and easily:

– Over 250,000 happy customers

– Instant or one day transfers to over 200 countries worldwide

– Over $5 million saved in fees

– 100+ provider reviews

– All providers regulated and reputable

What ways can I send money to India?

When you use a money transfer operator, you'll be able to send and receive money in India via:

MP: India ways to send 1

Bank Transfer

Transfer money directly into the recipient's bank account

MP: India ways to send 2

Cash Pickup

Send money to one of thousands of pickup locations across India

MP: India ways to send 3

Mobile Wallet

Use a mobile wallet or app to access your funds in minutes

What is the best way to send money to India?

The best way to send money to India will depend on your own needs and circumstances, but generally speaking using a money transfer operator is a quick and easy way to send funds abroad. Most MTOs let you choose from multiple ways to send money to India, whether it’s a bank transfer, cash pickup, or mobile wallet payment.

How long does it take to send money to India?

With some MTOs your money transfer to India could be complete in hours or minutes. Many will be able to send money to India on the same day or the next day - however opting for some methods like bank transfers or money orders may mean your transfer takes longer.

How much does it cost to send money to India?

It will depend on the method you choose, but most MTOs will charge a flat fee, a percentage fee, or some combination of the two. For example, Wise charge a 0.28GBP fixed fee plus a small percentage of the total transfer - for amounts up to 100,000GBP this is 0.63%. WorldRemit charge a flat fee of 1.99GBP or 2.99USD for all transfers to India. Other payment methods like bank transfers may also include an extra fee.

Why send money to India with a money transfer operator?

Sending money to India via an MTO offers the following benefits:

Easy set up

Setting up a money transfer can take minutes, far quicker and easier than sending money via bank transfers

Favourable rates

MTOs use the mid-market currency exchange rate, offering the most accurate and transparent rates for sending money abroad

Low transaction costs

Transferring money via an MTO is usually the cheapest method too, with fees lower than what many banks charge

Quick transfers

Through an MTO you can send money to India in a matter of minutes, crucial for emergency situations


MTOs offer the ability to send funds almost anywhere in the world, with many active in over 200 countries


Online MTOs offer a secure way of transferring money, offering peace of mind to both sender and recipient that the funds will arrive safely

What are common reasons for sending money to India?

Remittances from NRIs form an important part of many Indian households’ income, with reasons for sending money back to India including but not limited to:

Household expenses

Sending money to family and friends to support with day-to-day living costs such as food, rent and utility bills


Sending money to pay for costs relating to education, such as tuition fees, maintenance costs, and school books and equipment


Sending money to help with costs relating to medicine and healthcare, such as hospital treatments, doctors visits and medication

Savings and investments

Sending money to invest in foreign markets, such as stock exchanges, real estate and other areas of business

Debt repayment

Sending money to help with debt repayments such as mortgage and loan payments or credit card bills

Looking to Send Money Somewhere Else?

Sending money anywhere else in the world is as easy as sending money to India.

Artiom Pucinskij
Artiom Pucinskij
Artiom is a marketing graduate from the University of Portsmouth, Artiom’s primary experience is in SEO but he has a broad knowledge of all facets of digital marketing. He optimises the organic experience on with the content team, manages and creates unique marketing tactics, and generally supports the overall growth of the website.

Your Questions Answered

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