Remitbee is the cheapest way to send money from Canada to Pakistan based on the 11 companies we analyzed, giving your recipient 200,241 PKR from $1,000.
| 11 of 11 providers Last updated on 28 September 2026 | |||
| Based on 1,000 CAD transfer Best companies for CAD/PKR transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $9.36 1 CAD = 195.7770 PKR +0.10% vs mid-market | Recipient gets Rs 193,944.53 Same day | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $9.361 CAD = 195.7770 PKR Rs 193,944.53You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $0.00 1 CAD = 192.5078 PKR +1.78% vs mid-market | Recipient gets Rs 192,507.80 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 CAD = 192.5078 PKR Rs 192,507.80You pay$1,000.00 Bank deposit6-12 HoursAvailable via:All Banks Free1 CAD = 191.7023 PKR Rs 191,702.30You pay$1,000.00 Cash pickup6-12 Hours $2.991 CAD = 191.7023 PKR Rs 191,702.30You pay$1,002.99 | |||
Run a live search Showing top Canada to Pakistan deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to PKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much CAD you're planning to spend in Pakistan. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Remitbee Pay via Interac | Fees: $0.00 1 CAD = 200.2410 PKR -2.16% vs mid-market | Recipient gets Rs 200,241.00 Next Day | |
Ways to receive money in Pakistan with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 200.2410 PKR Rs 200,241.00You pay$1,000.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 200.2410 PKR -2.16% vs mid-market | Recipient gets Rs 200,241.00 Next Day | |
Ways to receive money in Pakistan with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 200.2410 PKR Rs 200,241.00You pay$1,000.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 200.2410 PKR -2.16% vs mid-market | Recipient gets Rs 200,241.00 Next Day | |
Ways to receive money in Pakistan with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 200.2410 PKR Rs 200,241.00You pay$1,000.00 | |||
| Remitbee Pay via Debit Card | Fees: $8.99 1 CAD = 200.2410 PKR -2.16% vs mid-market | Recipient gets Rs 198,440.83 Next Day | |
Ways to receive money in Pakistan with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day $8.991 CAD = 200.2410 PKR Rs 198,440.83You pay$1,000.00 | |||
 Ria Money Transfer Pay via Credit Card | Fees: $0.00 1 CAD = 197.6543 PKR -0.86% vs mid-market | Recipient gets Rs 197,654.30 6-12 Hours | |
Ways to receive money in Pakistan with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 197.6543 PKR Rs 197,654.30You pay$1,000.00 Mobile wallet6-12 Hours Free1 CAD = 197.5903 PKR Rs 197,590.30You pay$1,000.00 Cash pickup6-12 Hours Free1 CAD = 197.4535 PKR Rs 197,453.50You pay$1,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $0.00 1 CAD = 197.6543 PKR -0.86% vs mid-market | Recipient gets Rs 197,654.30 6-12 Hours | |
Ways to receive money in Pakistan with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 197.6543 PKR Rs 197,654.30You pay$1,000.00 Mobile wallet6-12 Hours Free1 CAD = 197.5903 PKR Rs 197,590.30You pay$1,000.00 Cash pickup6-12 Hours Free1 CAD = 197.4535 PKR Rs 197,453.50You pay$1,000.00 | |||
 Panda Remit Pay via Bank Transfer | Fees: $8.99 1 CAD = 198.8727 PKR -1.47% vs mid-market | Recipient gets Rs 197,084.83 6-12 Hours | |
Ways to receive money in Pakistan with Panda Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $8.991 CAD = 198.8727 PKR Rs 197,084.83You pay$1,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 195.9768 PKR 0.00% vs mid-market | Recipient gets Rs 195,976.82 Next Day | |
Ways to receive money in Pakistan with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 195.9768 PKR Rs 195,976.82You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 195.9768 PKR 0.00% vs mid-market | Recipient gets Rs 195,976.82 Next Day | |
Ways to receive money in Pakistan with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 195.9768 PKR Rs 195,976.82You pay$1,000.00 | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 194.9943 PKR +0.50% vs mid-market | Recipient gets Rs 194,994.31 6-12 Hours | |
Ways to receive money in Pakistan with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 194.9943 PKR Rs 194,994.31You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 194.9943 PKR +0.50% vs mid-market | Recipient gets Rs 194,994.31 6-12 Hours | |
Ways to receive money in Pakistan with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 194.9943 PKR Rs 194,994.31You pay$1,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 CAD = 194.6971 PKR +0.65% vs mid-market | Recipient gets Rs 194,697.07 6-12 Hours | |
Ways to receive money in Pakistan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 194.6971 PKR Rs 194,697.07You pay$1,000.00 | |||
 Koho Pay via Bank Transfer | Fees: $4.92 1 CAD = 195.6400 PKR +0.17% vs mid-market | Recipient gets Rs 194,678.42 Within minutes | |
Ways to receive money in Pakistan with Koho when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $4.921 CAD = 195.6400 PKR Rs 194,678.42You pay$1,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 CAD = 194.0000 PKR +1.01% vs mid-market | Recipient gets Rs 194,000.00 Minutes | |
Ways to receive money in Pakistan with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 CAD = 194.0000 PKR Rs 194,000.00You pay$1,000.00 Cash pickupMinutesAvailable via:Bank Al-Habib Cash Pickup, Faysal Bank Cash Pickup, UBL Cash Pickup Free1 CAD = 194.0000 PKR Rs 194,000.00You pay$1,000.00 Mobile moneyMinutesAvailable via:Easypaisa, JazzCash Free1 CAD = 194.0000 PKR Rs 194,000.00You pay$1,000.00 Mobile walletMinutesAvailable via:SadaPay Free1 CAD = 194.0000 PKR Rs 194,000.00You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $9.36 1 CAD = 195.7770 PKR +0.10% vs mid-market | Recipient gets Rs 193,944.53 Same day | |
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $9.361 CAD = 195.7770 PKR Rs 193,944.53You pay$1,000.00 | |||
 Remitly Pay via Bank Transfer | Fees: $0.00 1 CAD = 193.1800 PKR +1.43% vs mid-market | Recipient gets Rs 193,180.00 2 Days | |
Ways to receive money in Pakistan with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 193.1800 PKR Rs 193,180.00You pay$1,000.00 | |||
| Remitly Pay via Interac | Fees: $0.00 1 CAD = 193.1800 PKR +1.43% vs mid-market | Recipient gets Rs 193,180.00 2 Days | |
Ways to receive money in Pakistan with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 193.1800 PKR Rs 193,180.00You pay$1,000.00 | |||
| Wise Pay via Interac | Fees: $15.06 1 CAD = 195.7770 PKR +0.10% vs mid-market | Recipient gets Rs 192,828.60 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $15.061 CAD = 195.7770 PKR Rs 192,828.60You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $0.00 1 CAD = 192.5078 PKR +1.78% vs mid-market | Recipient gets Rs 192,507.80 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 CAD = 192.5078 PKR Rs 192,507.80You pay$1,000.00 Bank deposit6-12 HoursAvailable via:All Banks Free1 CAD = 191.7023 PKR Rs 191,702.30You pay$1,000.00 Cash pickup6-12 Hours $2.991 CAD = 191.7023 PKR Rs 191,702.30You pay$1,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $0.00 1 CAD = 192.5078 PKR +1.78% vs mid-market | Recipient gets Rs 192,507.80 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 CAD = 192.5078 PKR Rs 192,507.80You pay$1,000.00 Bank deposit6-12 HoursAvailable via:All Banks Free1 CAD = 191.7023 PKR Rs 191,702.30You pay$1,000.00 Cash pickup6-12 Hours $2.991 CAD = 191.7023 PKR Rs 191,702.30You pay$1,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $0.00 1 CAD = 192.5078 PKR +1.78% vs mid-market | Recipient gets Rs 192,507.80 6-12 Hours | |
Ways to receive money in Pakistan with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets Free1 CAD = 192.5078 PKR Rs 192,507.80You pay$1,000.00 Bank deposit6-12 HoursAvailable via:All Banks Free1 CAD = 191.7023 PKR Rs 191,702.30You pay$1,000.00 Cash pickup6-12 Hours $2.991 CAD = 191.7023 PKR Rs 191,702.30You pay$1,002.99 | |||
| Wise Pay via Debit Card | Fees: $20.33 1 CAD = 195.7770 PKR +0.10% vs mid-market | Recipient gets Rs 191,796.85 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $20.331 CAD = 195.7770 PKR Rs 191,796.85You pay$1,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 CAD = 191.6100 PKR +2.25% vs mid-market | Recipient gets Rs 191,610.00 2 Days | |
Ways to receive money in Pakistan with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 191.6100 PKR Rs 191,610.00You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $10.00 1 CAD = 191.6100 PKR +2.25% vs mid-market | Recipient gets Rs 191,610.00 2 Days | |
Ways to receive money in Pakistan with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $10.001 CAD = 191.6100 PKR Rs 191,610.00You pay$1,010.00 | |||
| Wise Pay via Credit Card | Fees: $35.02 1 CAD = 195.7770 PKR +0.10% vs mid-market | Recipient gets Rs 188,920.89 Within minutes | |
Ways to receive money in Pakistan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $35.021 CAD = 195.7770 PKR Rs 188,920.89You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 195.9709 PKR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Remitbee at 200,241 PKR on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including debit card, bank transfer, credit card, interac, bill payment, and cash deposit.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
How much CAD you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $100 | -2.20% | $0.00 | Rs 20,024.10with interac to bank deposit | +Rs 797.96 | |
| $500 | -2.20% | $0.00 | Rs 100,120.50with interac to bank deposit | +Rs 2,838.98 | |
| $1,000This page | -2.16% | $0.00 | Rs 200,241.00with interac to bank deposit | +Rs 5,382.23 | |
| $10,000 | -2.18% | $0.00 | Rs 2,002,410.00with interac to bank deposit | +Rs 47,175.38 | |
| $50,000 | -2.17% | $0.00 | Rs 10,012,050.00with interac to bank deposit | +Rs 225,614.08 |
Mid-market rate: 1 CAD = 195.9709 PKR
There are 11 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Ria Money Transfer location, and your recipient picks up 197,654.3 PKR within minutes.
Cash transfers cost more
Cash transfer to Pakistan is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Remitbee charges $0 in fees and adds -2.16% markup, so your $1,000 delivers 200,241 PKR in next day.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 11 online companies, Remitbee is the cheapest and currently gets you 200,241 PKR on a $1,000 transfer after a $0 fee and -2.16% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
Brokers like OFX charge no fees but add 0.65% on CAD/PKR interbank rate.
The markup gets lower the more you send, with an account manager handling it end to end.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
If you already have one
Some neobanks in Canada include international transfers with no transfer fee as part of the account.
Koho sends your $1,000 for $4.92 in fees with 0.17% markup.
It's a good option for small ocasional transfers, but I still suggest .
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in PKR.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in PKR, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and PKR, and convert between them at low cost.
For example, converting $1,000 costs $9.36 in fees at 0.1% markup, which gets you 193,944.53 PKR.
With Remitbee, paying by interac and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 200,241 PKR.
Deposit CAD using debit card, bank transfer, credit card, interac, bill payment, and cash deposit.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive PKR through bank deposit, mobile wallet, cash pickup, and mobile money.
For a bank deposit payout, you will need the recipient's bank details in Pakistan.
You pay $1,000.00
₨200,241
Cheapest
You pay $1,000.00
₨200,241
₨0
You pay $1,000.00
₨200,241
₨0
You pay $1,000.00
₨198,441
-₨1,800
You pay $1,000.00
₨197,654
-₨2,587
You pay $1,000.00
₨197,590
-₨2,651
You pay $1,000.00
₨197,590
-₨2,651
You pay $1,000.00
₨197,454
-₨2,788
You pay $1,000.00
₨197,454
-₨2,788
You pay $1,000.00
₨194,000
-₨6,241
You pay $1,000.00
₨192,508
-₨7,733
You pay $1,000.00
₨191,702
-₨8,539
You pay $1,002.99
₨191,702
-₨8,539
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Pakistan, these are the cheapest, fastest and easiest options available now.
Best way to send money to Pakistan
Remitbee is the cheapest and easiest option, funded by interac with bank deposit for the payout. Your recipient gets 200,241 PKR, which is 1.29% more than the next best option.
Fastest way to send money to Pakistan
TapTap Send is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 194,000 PKR in minutes.
An Interac e-Transfer cannot go directly to a recipient in Pakistan.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the PKR amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 195.597422 PKR
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 11 FINTRAC-registered companies sending CAD to Pakistan, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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