How to send money to Haiti from Canada with the best CAD-HTG rate

Remitly is the cheapest way to send money from Canada to Haiti based on the 4 companies we analyzed, giving your recipient 91,920 HTG from CA$1,000.

Best companies for CAD/HTG transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 1,000 CAD transfer

Best companies for CAD/HTG transfers

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Wise

Pay via Bank Transfer
Fees: $70.46 1 CAD = 93.2117 HTG +0.12% vs mid-market Recipient gets HTG 86,644.00 Next week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
$70.461 CAD = 93.2117 HTG
HTG 86,644.00You pay$1,000.00
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Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 91.9200 HTG +1.52% vs mid-market Recipient gets HTG 91,920.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Haiti with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 91.9200 HTG
HTG 91,920.00You pay$1,000.00

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Showing top Canada to Haiti deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 91.9200 HTG +1.52% vs mid-market Recipient gets HTG 91,920.00 Within minutes
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Haiti with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 91.9200 HTG
HTG 91,920.00You pay$1,000.00

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 91.9200 HTG +1.52% vs mid-market Recipient gets HTG 91,920.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Haiti with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 91.9200 HTG
HTG 91,920.00You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 91.9200 HTG +1.52% vs mid-market Recipient gets HTG 91,920.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Haiti with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 91.9200 HTG
HTG 91,920.00You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 91.9200 HTG +1.52% vs mid-market Recipient gets HTG 91,920.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Haiti with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$20.001 CAD = 91.9200 HTG
HTG 91,920.00You pay$1,020.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $5.99 1 CAD = 91.1785 HTG +2.33% vs mid-market Recipient gets HTG 91,178.50 6-12 Hours

Ways to receive money in Haiti with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 91.1785 HTG
HTG 91,178.50You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $5.99 1 CAD = 91.1785 HTG +2.33% vs mid-market Recipient gets HTG 91,178.50 6-12 Hours

Ways to receive money in Haiti with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 91.1785 HTG
HTG 91,178.50You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $5.99 1 CAD = 91.1785 HTG +2.33% vs mid-market Recipient gets HTG 91,178.50 6-12 Hours

Ways to receive money in Haiti with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 91.1785 HTG
HTG 91,178.50You pay$1,005.99

TapTap Send

Pay via Debit Card
Fees: $0.00 1 CAD = 90.0000 HTG +3.63% vs mid-market Recipient gets HTG 90,000.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Haiti with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:MonCash, NatCash
Free1 CAD = 90.0000 HTG
HTG 90,000.00You pay$1,000.00
Cash pickupMinutesAvailable via:Cam Transfer Cash Pickup, Unitransfer
$1.291 CAD = 90.0000 HTG
HTG 90,000.00You pay$1,001.29

Wise

Pay via Bank Transfer
Fees: $70.46 1 CAD = 93.2117 HTG +0.12% vs mid-market Recipient gets HTG 86,644.00 Next week
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext weekAvailable via:SWIFT
$70.461 CAD = 93.2117 HTG
HTG 86,644.00You pay$1,000.00

Wise

Pay via Interac
Fees: $75.79 1 CAD = 93.2117 HTG +0.12% vs mid-market Recipient gets HTG 86,147.19 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$75.791 CAD = 93.2117 HTG
HTG 86,147.19You pay$1,000.00

Wise

Pay via Debit Card
Fees: $80.21 1 CAD = 93.2117 HTG +0.12% vs mid-market Recipient gets HTG 85,735.19 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$80.211 CAD = 93.2117 HTG
HTG 85,735.19You pay$1,000.00

Wise

Pay via Credit Card
Fees: $93.30 1 CAD = 93.2117 HTG +0.12% vs mid-market Recipient gets HTG 84,515.05 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$93.301 CAD = 93.2117 HTG
HTG 84,515.05You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 93.3235 HTG Updates every 60 minutes.

How to send money from Canada to Haiti

Pick a company

Start with the cheapest, which is Remitly at 91,920 HTG on CA$1,000.

Remitly was the cheapest on 16 of the 30 days it quoted CA$1,000 transfers to Haiti.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 5 ways to pay, including debit card, credit card, bank transfer, interac, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Haiti?

How much CAD you send to Haiti heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 51% of the transfers up to C$1,000 it quoted, and in 40% of all the transfers it quoted.

Cheapest service
$1000.22%$0.00HTG 9,314.00with debit card to bank deposit+HTG 655.60
$5000.23%$0.00HTG 46,570.00with debit card to bank deposit+HTG 1,732.80
$1,000This page1.52%$0.00HTG 91,920.00with debit card to bank deposit+HTG 2,398.59
$3,0000.68%$0.00HTG 278,171.10with bank transfer to bank deposit+HTG 7,536.83
$10,0000.27%$0.00HTG 930,821.26with bank transfer to bank deposit+HTG 21,941.79
$50,000$0.00HTG 4,636,185.00with bank transfer to bank deposit+HTG 589,526.02

Mid-market rate: 1 CAD = 93.3235 HTG

CAD/HTG Exchange Rate History

Is today a good time to send money from Canada to Haiti?

The cheapest way to send CAD to HTG can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 1,000 CAD transfers to Haiti.

HTG received for $1,000, after fees

Wed, Oct 28, 2026Mid-market rateHTG 93,323.54 Remitly HTG 91,920.00RemitlyHTG 91,920.00MoneyGramHTG 91,178.50TapTap SendHTG 90,000.00

88,000
89,000
90,000
91,000
92,000
93,000
94,000
At the mid-market rateWith the cheapest optionRemitlyMoneyGramTapTap Send
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.3153 – HTG 92,315.26
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 −HTG 197.16
TapTap Send 91.2900 $0.00 HTG 91,290.00 −HTG 1,025.26
MoneyGram 90.1151 $5.99 HTG 90,115.10 −HTG 2,200.16
Remitly 89.7200 $0.00 HTG 89,720.00 −HTG 2,595.26
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.3487 – HTG 92,348.69
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 −HTG 230.60
TapTap Send 91.2900 $0.00 HTG 91,290.00 −HTG 1,058.69
MoneyGram 89.9502 $5.99 HTG 89,950.20 −HTG 2,398.49
Remitly 89.7900 $0.00 HTG 89,790.00 −HTG 2,558.69
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.0977 – HTG 92,097.73
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 +HTG 20.37
TapTap Send 91.2900 $0.00 HTG 91,290.00 −HTG 807.73
MoneyGram 90.0207 $5.99 HTG 90,020.70 −HTG 2,077.03
Remitly 89.3600 $0.00 HTG 89,360.00 −HTG 2,737.73
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.5280 – HTG 92,528.04
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 −HTG 409.95
TapTap Send 91.2900 $0.00 HTG 91,290.00 −HTG 1,238.04
Remitly 89.5400 $0.00 HTG 89,540.00 −HTG 2,988.04
MoneyGram 89.5310 $5.99 HTG 89,531.00 −HTG 2,997.04
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.8874 – HTG 91,887.39
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 +HTG 230.70
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,887.39
MoneyGram 89.6832 $5.99 HTG 89,683.20 −HTG 2,204.19
Remitly 89.3700 $0.00 HTG 89,370.00 −HTG 2,517.39
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.6965 – HTG 91,696.52
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 +HTG 421.57
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,696.52
MoneyGram 89.6832 $5.99 HTG 89,683.20 −HTG 2,013.32
Remitly 89.3600 $0.00 HTG 89,360.00 −HTG 2,336.52
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.6788 – HTG 91,678.79
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 +HTG 439.31
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,678.79
MoneyGram 89.6832 $5.99 HTG 89,683.20 −HTG 1,995.59
Remitly 89.1900 $0.00 HTG 89,190.00 −HTG 2,488.79
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.5044 – HTG 91,504.41
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 +HTG 613.69
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,504.41
MoneyGram 89.5697 $5.99 HTG 89,569.70 −HTG 1,934.71
Remitly 89.1400 $0.00 HTG 89,140.00 −HTG 2,364.41
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.0391 – HTG 92,039.10
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 +HTG 78.99
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 2,039.10
Remitly 89.5000 $0.00 HTG 89,500.00 −HTG 2,539.10
MoneyGram 89.4618 $5.99 HTG 89,461.80 −HTG 2,577.30
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.7831 – HTG 91,783.08
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 +HTG 335.02
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,783.08
MoneyGram 89.7476 $5.99 HTG 89,747.60 −HTG 2,035.48
Remitly 89.2800 $0.00 HTG 89,280.00 −HTG 2,503.08
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.8354 – HTG 91,835.41
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 +HTG 282.69
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,835.41
Remitly 89.6000 $0.00 HTG 89,600.00 −HTG 2,235.41
MoneyGram 89.5655 $5.99 HTG 89,565.50 −HTG 2,269.91
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.8220 – HTG 91,822.02
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 +HTG 296.07
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,822.02
MoneyGram 89.5950 $5.99 HTG 89,595.00 −HTG 2,227.02
Remitly 89.3000 $0.00 HTG 89,300.00 −HTG 2,522.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.8220 – HTG 91,822.02
Ria Money Transfer Cheapest 92.5810 $5.00 HTG 92,118.10 +HTG 296.07
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,822.02
MoneyGram 89.5950 $5.99 HTG 89,595.00 −HTG 2,227.02
Remitly 89.3000 $0.00 HTG 89,300.00 −HTG 2,522.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.8807 – HTG 91,880.69
Sendwave Cheapest 90.4294 $1.99 HTG 90,249.45 −HTG 1,631.24
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,880.68
MoneyGram 89.5950 $5.99 HTG 89,595.00 −HTG 2,285.68
Remitly 89.4000 $0.00 HTG 89,400.00 −HTG 2,480.68
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.9601 – HTG 91,960.13
Remitly Cheapest 90.3900 $0.00 HTG 90,390.00 −HTG 1,570.13
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,960.13
MoneyGram 89.4773 $5.99 HTG 89,477.30 −HTG 2,482.83
Exchange rateFees:Recipient getsDifference
Mid-market rate 91.9060 – HTG 91,905.97
Remitly Cheapest 90.7800 $0.00 HTG 90,780.00 −HTG 1,125.97
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 1,905.97
MoneyGram 89.4982 $5.99 HTG 89,498.20 −HTG 2,407.77
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.0414 – HTG 92,041.38
Remitly Cheapest 90.7500 $0.00 HTG 90,750.00 −HTG 1,291.38
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 2,041.38
MoneyGram 89.8287 $5.99 HTG 89,828.70 −HTG 2,212.68
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.4013 – HTG 92,401.34
Remitly Cheapest 91.0000 $0.00 HTG 91,000.00 −HTG 1,401.34
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 2,401.34
MoneyGram 89.6775 $5.99 HTG 89,677.50 −HTG 2,723.84
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.6350 – HTG 92,634.96
Remitly Cheapest 91.3000 $0.00 HTG 91,300.00 −HTG 1,334.96
MoneyGram 90.0600 $5.99 HTG 90,060.00 −HTG 2,574.96
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 2,634.96
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.6350 – HTG 92,634.96
Remitly Cheapest 91.3000 $0.00 HTG 91,300.00 −HTG 1,334.96
MoneyGram 90.0948 $5.99 HTG 90,094.80 −HTG 2,540.16
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 2,634.96
Exchange rateFees:Recipient getsDifference
Mid-market rate 93.2024 – HTG 93,202.41
Remitly Cheapest 91.5800 $0.00 HTG 91,580.00 −HTG 1,622.41
MoneyGram 90.0948 $5.99 HTG 90,094.80 −HTG 3,107.61
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 3,202.41
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.9208 – HTG 92,920.79
Remitly Cheapest 91.7600 $0.00 HTG 91,760.00 −HTG 1,160.79
MoneyGram 90.6152 $5.99 HTG 90,615.20 −HTG 2,305.59
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 2,920.79
Exchange rateFees:Recipient getsDifference
Mid-market rate 92.9695 – HTG 92,969.49
Remitly Cheapest 91.8600 $0.00 HTG 91,860.00 −HTG 1,109.49
MoneyGram 90.7537 $5.99 HTG 90,753.70 −HTG 2,215.79
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 2,969.49
Exchange rateFees:Recipient getsDifference
Mid-market rate 93.4483 – HTG 93,448.27
Remitly Cheapest 92.1600 $0.00 HTG 92,160.00 −HTG 1,288.27
MoneyGram 90.9809 $5.99 HTG 90,980.90 −HTG 2,467.37
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 3,448.27
Exchange rateFees:Recipient getsDifference
Mid-market rate 93.4311 – HTG 93,431.13
Remitly Cheapest 92.1900 $0.00 HTG 92,190.00 −HTG 1,241.13
MoneyGram 91.0282 $5.99 HTG 91,028.20 −HTG 2,402.93
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 3,431.13
Exchange rateFees:Recipient getsDifference
Mid-market rate 93.5318 – HTG 93,531.84
Remitly Cheapest 92.2800 $0.00 HTG 92,280.00 −HTG 1,251.84
MoneyGram 91.1743 $5.99 HTG 91,174.30 −HTG 2,357.54
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 3,531.84
Exchange rateFees:Recipient getsDifference
Mid-market rate 93.5318 – HTG 93,531.84
Remitly Cheapest 92.2700 $0.00 HTG 92,270.00 −HTG 1,261.84
MoneyGram 91.1743 $5.99 HTG 91,174.30 −HTG 2,357.54
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 3,531.84
Exchange rateFees:Recipient getsDifference
Mid-market rate 93.3328 – HTG 93,332.85
Remitly Cheapest 92.2700 $0.00 HTG 92,270.00 −HTG 1,062.85
MoneyGram 91.1743 $5.99 HTG 91,174.30 −HTG 2,158.54
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 3,332.85
Exchange rateFees:Recipient getsDifference
Mid-market rate 93.6095 – HTG 93,609.52
Remitly Cheapest 92.2100 $0.00 HTG 92,210.00 −HTG 1,399.52
MoneyGram 91.1689 $5.99 HTG 91,168.90 −HTG 2,440.62
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 3,609.52
Exchange rateFees:Recipient getsDifference
Mid-market rate 93.3235 – HTG 93,323.54
Remitly Cheapest 91.9200 $0.00 HTG 91,920.00 −HTG 1,403.54
MoneyGram 91.1785 $5.99 HTG 91,178.50 −HTG 2,145.04
TapTap Send 90.0000 $0.00 HTG 90,000.00 −HTG 3,323.54

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $1,000, after fees, as quoted by each company. The mid-market line shows what $1,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more HTG per CAD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 10 of the last 30 days.

Right now, Remitly pays 91,920 HTG on 1,000 CAD, which is 1,403.54 HTG less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 92,280 HTG.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Haiti.

We've tracked 179 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. RemitlyAppeared in 99 comparisons

    Cheapest in 40% of them

  2. MoneyGramAppeared in 170 comparisons

    Cheapest in 3% of them

  3. TapTap SendAppeared in 167 comparisons

    Cheapest in 10% of them

Based on 179 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest and gets you the most HTG, but it was the cheapest in only 40% of the 99 comparisons it appeared in over the past month.

MoneyGram (today's second cheapest) was the cheapest in only 3% of its comparisons, so it's rarely the cheapest option for transfers to Haiti.

If it's a one-off transfer, go with Remitly, since it's the cheapest right now.

Ways to send money from Canada to Haiti

There are 4 companies sending money to Haiti, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring CA$1,000 in cash to the closest Remitly location, and your recipient picks up 91,920 HTG within minutes.

Our data shows Remitly came out cheapest among in-person options on 53% of days in the past month.

Cash transfers cost more

Cash transfer to Haiti is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Remitly charges CA$0 in fees and adds 1.52% markup, so your CA$1,000 delivers 91,920 HTG in within an hour.

Over the past month, Remitly was the cheapest app on 53% of the days it appeared for CA$1,000 transfers.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of the 4 companies we compared, Remitly is the cheapest online service and currently gets you 91,920 HTG on a CA$1,000 transfer after a CA$0 fee and 1.52% markup.

In our comparisons over the past month, it was the cheapest online service on 16 of the 30 days it quoted.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.

If you're sending large amounts, expect more questions about the transfers, so have statements and documents ready to avoid delays.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in HTG.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in HTG, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and HTG, and convert between them at low cost.

For example, converting $1,000 costs $70.46 in fees at 0.12% markup, which gets you 86,644 HTG.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund CAD and receive HTG in Haiti

With Remitly, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CA$1,000 gives your recipient 91,920 HTG.

Deposit CAD using debit card, credit card, bank transfer, interac, and cash deposit.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive HTG through cash pickup, bank deposit, and mobile money.

For a bank deposit payout, you will need the recipient's bank details in Haiti.

  1. 1
    debit card Bank deposit

    You pay CA$1,000.00

    G91,920

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay CA$1,000.00

    G91,920

    G0

  3. 3
    Interac Bank deposit

    You pay CA$1,000.00

    G91,920

    G0

  4. 4
    credit card Bank deposit

    You pay CA$1,020.00

    G91,920

    G0

  5. 5
    debit card Cash pickup

    You pay CA$1,005.99

    G91,179

    -G742

Show moreShow less
  1. 6
    credit card Cash pickup

    You pay CA$1,005.99

    G91,179

    -G742

  2. 7
    Cash deposit Cash pickup

    You pay CA$1,005.99

    G91,179

    -G742

  3. 8
    debit card Mobile money

    You pay CA$1,000.00

    G90,000

    -G1,920

Consider this when sending CAD to Haiti

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/HTG transfer options

For a CA$1,000 transfer to Haiti, these are the cheapest, fastest and easiest options available now.

Best way to send money to Haiti

Remitly is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 91,920 HTG, which is 0.81% more than the next best option.

Fastest way to send money to Haiti

TapTap Send is fastest when you pay by debit card and choose mobile money for the payout. The transfer delivers 90,000 HTG in minutes.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Haiti.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 4 FINTRAC-registered companies sending CAD to Haiti, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

In the past 30 days alone, we analyzed 179 comparisons across 6 amounts.

This page covers the cheapest and fastest options for CAD/HTG transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.