How to send money to Haiti from Canada with the best CAD-HTG rate

TapTap Send is the cheapest way to send money from Canada to Haiti based on the 6 companies we analyzed, giving your recipient 93,000 HTG from $1,000.

Best companies for CAD/HTG transfers

6 of 6 providers

Last updated on 2 September 2026 This page updates weekly. We collect, store, and analyze CAD/HTG exchange rates from our comparisons.

Based on 1,000 CAD transfer

Best companies for CAD/HTG transfers

All money transfer offers for CAD/HTG transfers, sorted by most HTG received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
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Wise

Wise

Pay via Bank Transfer
Fees: $69.48 1 CAD = 93.9590 HTG +0.09% vs mid-market Recipient gets HTG 87,430.73 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$69.481 CAD = 93.9590 HTG
HTG 87,430.73You pay$1,000.00
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MoneyGram

MoneyGram

Pay via Debit Card
Fees: $5.99 1 CAD = 91.6638 HTG +2.57% vs mid-market Recipient gets HTG 91,663.80 6-12 Hours

Ways to receive money in Haiti with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 91.6638 HTG
HTG 91,663.80You pay$1,005.99

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Showing top Canada to Haiti deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.
TapTap Send

TapTap Send

Pay via Debit Card
Fees: $0.00 1 CAD = 93.0000 HTG +1.12% vs mid-market Recipient gets HTG 93,000.00 Minutes
CheapestUsing Debit Card with TapTap Send is the cheapest way to send money to Haiti from Canada.FastestTapTap Send with Debit Card deposit is the fastest way to send CAD to Haiti.
Receive to bank account

Ways to receive money in Haiti with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:MonCash, NatCash
Free1 CAD = 93.0000 HTG
HTG 93,000.00You pay$1,000.00
Cash pickupMinutesAvailable via:Cam Transfer Cash Pickup, Unitransfer
$1.291 CAD = 93.0000 HTG
HTG 93,000.00You pay$1,001.29
Only available via Mobile App
Sendwave

Sendwave

Pay via Debit Card
Fees: $1.99 1 CAD = 92.5830 HTG +1.57% vs mid-market Recipient gets HTG 92,398.75 2 Days
Receive to bank account or cash pickup

Ways to receive money in Haiti with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile money2 Days
$1.991 CAD = 92.5830 HTG
HTG 92,398.75You pay$1,000.00
Cash pickup2 Days
$2.991 CAD = 92.3954 HTG
HTG 92,119.12You pay$1,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit Card
Fees: $5.99 1 CAD = 91.6638 HTG +2.57% vs mid-market Recipient gets HTG 91,663.80 6-12 Hours

Ways to receive money in Haiti with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 91.6638 HTG
HTG 91,663.80You pay$1,005.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit Card
Fees: $5.99 1 CAD = 91.6638 HTG +2.57% vs mid-market Recipient gets HTG 91,663.80 6-12 Hours

Ways to receive money in Haiti with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 91.6638 HTG
HTG 91,663.80You pay$1,005.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Cash deposit
Fees: $5.99 1 CAD = 91.6638 HTG +2.57% vs mid-market Recipient gets HTG 91,663.80 6-12 Hours

Ways to receive money in Haiti with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 91.6638 HTG
HTG 91,663.80You pay$1,005.99
Remitly

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 91.4300 HTG +2.82% vs mid-market Recipient gets HTG 91,430.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Haiti with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 91.4300 HTG
HTG 91,430.00You pay$1,000.00
Remitly

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 91.4300 HTG +2.82% vs mid-market Recipient gets HTG 91,430.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Haiti with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 CAD = 91.4300 HTG
HTG 91,430.00You pay$1,020.00
Remitly

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 91.4300 HTG +2.82% vs mid-market Recipient gets HTG 91,430.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Haiti with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 91.4300 HTG
HTG 91,430.00You pay$1,000.00
Remitly

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 91.4300 HTG +2.82% vs mid-market Recipient gets HTG 91,430.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Haiti with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 CAD = 91.4300 HTG
HTG 91,430.00You pay$1,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Mobile wallet
Fees: $0.00 1 CAD = 91.2800 HTG +2.99% vs mid-market Recipient gets HTG 91,280.00 6-12 Hours

Ways to receive money in Haiti with Ria Money Transfer when paying by mobile wallet.

MethodFee & ratesRecipient gets
Mobile wallet6-12 Hours
Free1 CAD = 91.2800 HTG
HTG 91,280.00You pay$1,000.00
Bank deposit6-12 Hours
Free1 CAD = 91.0700 HTG
HTG 91,070.00You pay$1,000.00
Cash pickup6-12 Hours
Free1 CAD = 91.0700 HTG
HTG 91,070.00You pay$1,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Bank Transfer
Fees: $0.99 1 CAD = 91.2800 HTG +2.99% vs mid-market Recipient gets HTG 91,189.63 6-12 Hours

Ways to receive money in Haiti with Ria Money Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile wallet6-12 Hours
$0.991 CAD = 91.2800 HTG
HTG 91,189.63You pay$1,000.00
Bank deposit6-12 Hours
$0.991 CAD = 91.0700 HTG
HTG 90,979.84You pay$1,000.00
Cash pickup6-12 Hours
$0.991 CAD = 91.0700 HTG
HTG 90,979.84You pay$1,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Debit Card
Fees: $5.00 1 CAD = 91.2800 HTG +2.99% vs mid-market Recipient gets HTG 90,823.60 6-12 Hours

Ways to receive money in Haiti with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 Hours
$5.001 CAD = 91.2800 HTG
HTG 90,823.60You pay$1,000.00
Bank deposit6-12 Hours
$5.001 CAD = 91.0700 HTG
HTG 90,614.65You pay$1,000.00
Cash pickup6-12 Hours
$5.001 CAD = 91.0700 HTG
HTG 90,614.65You pay$1,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Credit Card
Fees: $20.00 1 CAD = 91.2800 HTG +2.99% vs mid-market Recipient gets HTG 89,454.40 6-12 Hours

Ways to receive money in Haiti with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 Hours
$20.001 CAD = 91.2800 HTG
HTG 89,454.40You pay$1,000.00
Bank deposit6-12 Hours
$20.001 CAD = 91.0700 HTG
HTG 89,248.60You pay$1,000.00
Cash pickup6-12 Hours
$20.001 CAD = 91.0700 HTG
HTG 89,248.60You pay$1,000.00
Wise

Wise

Pay via Bank Transfer
Fees: $69.48 1 CAD = 93.9590 HTG +0.09% vs mid-market Recipient gets HTG 87,430.73 Within a week
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Canada to Haiti.
Receive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$69.481 CAD = 93.9590 HTG
HTG 87,430.73You pay$1,000.00
Wise

Wise

Pay via Interac
Fees: $74.82 1 CAD = 93.9590 HTG +0.09% vs mid-market Recipient gets HTG 86,928.99 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$74.821 CAD = 93.9590 HTG
HTG 86,928.99You pay$1,000.00
Wise

Wise

Pay via Debit Card
Fees: $79.26 1 CAD = 93.9590 HTG +0.09% vs mid-market Recipient gets HTG 86,511.81 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$79.261 CAD = 93.9590 HTG
HTG 86,511.81You pay$1,000.00
Wise

Wise

Pay via Credit Card
Fees: $92.37 1 CAD = 93.9590 HTG +0.09% vs mid-market Recipient gets HTG 85,280.01 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in Haiti with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$92.371 CAD = 93.9590 HTG
HTG 85,280.01You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 94.046316 HTG Updates every 60 minutes.

How to send money from Canada to Haiti

Pick a company

Start with the cheapest, which is TapTap Send at 93,000 HTG on $1,000.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 6 ways to pay, including debit card, credit card, bank transfer, interac, cash deposit, and mobile wallet.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Ways to send money from Canada to Haiti

There are 6 companies sending money to India, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring $1,000 in cash to the closest MoneyGram location, and your recipient picks up 91,663.8 HTG within minutes.

Cash transfers cost more

Cash transfer to Haiti is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

TapTap Send charges $0 in fees and adds 1.12% markup, so your $1,000 delivers 93,000 HTG in minutes.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of 6 online companies, MoneyGram is the cheapest and currently gets you 91,663.8 HTG on a $1,000 transfer after a $5.99 fee and 2.57% markup.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

For large transfers (CA$15,000+), brokers like Currencies Direct or RegencyFX charge no fee, but add a margin that gets lower the more you send. Run a live search with your real amount to see it.

If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in HTG.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in HTG, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and HTG, and convert between them at low cost.

For example, converting $1,000 costs $69.48 in fees at 0.09% markup, which gets you 87,430.73 HTG.

Ways to fund CAD and receive HTG in Haiti

With TapTap Send, paying by debit card and receiving through mobile money is the cheapest combination. Sending $1,000 gives your recipient 93,000 HTG.

Deposit CAD using debit card, credit card, bank transfer, interac, cash deposit, and mobile wallet. The recipient can receive HTG through cash pickup, bank deposit, mobile money, and mobile wallet.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

For a bank deposit payout, you will need the recipient's bank details in Haiti.

  1. 1
    debit card Mobile money

    You pay $1,000.00

    G93,000

    Cheapest

  2. 2
    debit card Cash pickup

    You pay $1,001.29

    G93,000

    G0

  3. 3
    credit card Cash pickup

    You pay $1,005.99

    G91,664

    -G1,336

  4. 4
    Cash deposit Cash pickup

    You pay $1,005.99

    G91,664

    -G1,336

  5. 5
    debit card Bank deposit

    You pay $1,000.00

    G91,430

    -G1,570

Show moreShow less
  1. 6
    credit card Bank deposit

    You pay $1,020.00

    G91,430

    -G1,570

  2. 7
    Bank transfer Bank deposit

    You pay $1,000.00

    G91,430

    -G1,570

  3. 8
    Interac Bank deposit

    You pay $1,000.00

    G91,430

    -G1,570

  4. 9
    Mobile wallet Mobile wallet

    You pay $1,000.00

    G91,280

    -G1,720

  5. 10
    Bank transfer Mobile wallet

    You pay $1,000.00

    G91,190

    -G1,810

  6. 11
    Mobile wallet Bank deposit

    You pay $1,000.00

    G91,070

    -G1,930

  7. 12
    Mobile wallet Cash pickup

    You pay $1,000.00

    G91,070

    -G1,930

  8. 13
    Bank transfer Cash pickup

    You pay $1,000.00

    G90,980

    -G2,020

  9. 14
    debit card Mobile wallet

    You pay $1,000.00

    G90,824

    -G2,176

  10. 15
    credit card Mobile wallet

    You pay $1,000.00

    G89,454

    -G3,546

Consider this when sending CAD to India

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/INR transfer options

For a $1,000 transfer to Haiti, these are the cheapest, fastest and easiest options available now.

Best way to send money to Haiti

TapTap Send is the cheapest and easiest option, funded by debit card with mobile money for the payout. Your recipient gets 93,000 HTG, which is 0.65% more than the next best option.

Fastest way to send money to Haiti

TapTap Send is fastest when you pay by debit card and choose mobile money for the payout. The transfer delivers 93,000 HTG in minutes.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Haiti.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

Live CAD-HTG Exchange Rate

Compare the Canadian Dollar to Indian Rupee exchange rate

The rate has a direct impact on the HTG amount received. The last seven days show how today's CAD quote compares with the recent market.

Mid-market rate:1 CAD = 94.44571 HTG

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 6 FINTRAC-registered companies sending CAD to Haiti, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.