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Table of Contents
If you and your recipient already use Revolut, an internal payment from your existing balance is usually instant.
For cash collection, Western Union is my pick, while Taptap Send suits supported mobile wallets that can receive money within minutes.
A bank deposit needs a different check, because getting Danish kroner to the transfer company can take longer than the final overseas payout.
If you already hold money in Wise, you can send to a bank account without waiting for a new Danish funding payment.
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At a glance
Revolut: usually instant payments to another Revolut account
Taptap Send: supported mobile wallets within minutes
Remitly: card-funded Express delivery where available
Western Union: cash ready for collection within minutes
TransferGo: fast delivery to eligible recipient cards
Wise: bank payments from money already held in Wise
Euro payment: your bank may offer SEPA Instant without conversion
Fast ways to send money abroad from Denmark
Sending from an existing balance
8.8
Revolut
Fees
0.3% - 1%
Exchange Rate Markup
0.1% - 0.6%
Transfer Speed
Minutes - 5 days
"Revolut has 70+ million customers globally. You can hold up to 25+ currencies in the app and send money quickly in 25+ currencies to 140+ countries."
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.
Fast mobile-wallet delivery
8.5
TapTap Send
Fees
Exchange Rate Markup
Transfer Speed
Minutes
"Taptap Send faciliates money transfers to bank accounts & mobile money wallets on popular networks with competitive rates."
Express delivery options
8.2
Remitly
Fees
None
Exchange Rate Markup
0.1% - 1.3%
Transfer Speed
Minutes - 3 days
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
Cash pickup within minutes
8.1
Western Union
Fees
None
Exchange Rate Markup
0.2% - 1.5%
Transfer Speed
1 - 5 days
Eligible recipient-card payments
8.4
TransferGo
Fees
None
Exchange Rate Markup
0.3% - 1.1%
Transfer Speed
Minutes - 24 hours
"Instant transfers to Visa & MasterCard. Over 35,000 reviews on TrustPilot."
Bank payments from an existing Wise balance
9.2
Wise
Fees
0.1% - 2.6%
Exchange Rate Markup
0%
Transfer Speed
Minutes - 24 hours
"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Revolut
Pay someone who already uses Revolut
I'd say consider Revolut for a payment to a friend abroad when both accounts are verified and the money is already available.
Payments between Revolut accounts are usually instant, so you avoid waiting for an external receiving bank to credit the transfer.
The recipient's later withdrawal to another bank has separate timing, which changes the result if they need the money outside Revolut.
For an eligible external card, delivery is usually instant or within 30 minutes, with rare receiving-bank delays extending that to 48 hours.
Choose the card option only when the app accepts the recipient's card and its arrival estimate meets your deadline.
External bank payments have their own timing, so use the transfer time below for the currency you need.
For an urgent family payment, Taptap Send works well when the recipient already has a supported mobile-money account.
For example, payments to M-PESA and Airtel Money mobile wallets in Kenya typically arrive within a few minutes, with delivery available around the clock.
A Kenyan bank deposit can take a working day, with some banks needing additional time before the money appears.
That makes the receiving method a more useful decision than choosing a company from its overall speed headline.
You can pay using supported cards from Denmark, with debit, credit and prepaid eligibility depending on the card.
Check the wallet's receiving capacity before sending a larger payment, since quick delivery cannot bypass an account limit.
Taptap Send's delivery time and recipient amount change with the destination and amount.
Remitly gives you an Express option on eligible transfers, which I think is worth considering when the recipient needs the money sooner.
Danish personal transfers can use debit or credit cards, with Apple Pay and Google Pay also available for supported payments.
For the Philippines, receiving choices include bank deposits, cash pickup and GCash or Maya mobile wallets, so choose what the recipient can use immediately.
The arrival estimate depends on that choice, and card payment does not remove identity checks or the recipient account's limits.
The comparison below shows Remitly's Economy delivery times, so check its Express quote separately when your deadline is tighter.
Western Union can make eligible cash transfers available for collection within minutes, which suits a recipient who needs physical cash today.
From Denmark, you can pay online using Trustly, a supported card or Google Pay, or fund the transfer at an agent.
FOREX shops offer local Western Union access if you need to pay cash, although visiting a shop adds time to your sending process.
I suggest choosing an open, convenient collection point before paying, then confirming that the recipient has matching identification and the tracking number.
Cash ready for collection and cash already collected are different outcomes, especially when the recipient lives far from an agent.
TransferGo
Send to an eligible recipient card
TransferGo supports sending from Denmark in DKK or EUR, with bank and card payment options for eligible transfers.
Recipient-card delivery usually takes a few minutes, while bank delivery can take a few minutes to a few hours.
I'd say check both receiving options when they are available, since a card is not automatically quicker for every destination.
Paying by card and paying into a recipient's card are separate choices, and the transfer needs to support the method you select.
For manual bank funding, use the exact reference and amount so TransferGo can match the payment to your order.
Wise
Use a funded Wise account for bank delivery
I like Wise for a bank payment when the money is already in Wise and the recipient does not need to join another service.
Sending DKK from a Danish bank normally takes one to two working days to reach Wise, before conversion and overseas delivery.
Using an existing Wise balance removes that funding wait, although conversion and the receiving bank still determine the final arrival.
Card or Trustly payment may be offered, but check the funding estimate instead of assuming the bank-authorisation screen makes the transfer instant.
Wise cannot accept DKK sent through MobilePay, so use one of the payment methods shown for your transfer.
For sending money from Denmark to the UK, GBP usually reaches the recipient the same working day after Wise receives and converts your money.
Conversion can take up to two working days, so that payout timing alone does not establish the full DKK-to-GBP arrival.
Compare Wise at DKK 3,000 and DKK 15,000 if the amount changes your available payment options.
Your payment first reaches the company, then it is processed and delivered to the recipient's bank, wallet or collection point.
My suggestion is to resolve the funding method before choosing a minutes-based payout, because the recipient cannot receive money that has not reached the service.
A supported card payment
Remitly and Taptap Send let you fund eligible Danish transfers by card, avoiding the need to arrange a separate manual bank payment.
Your bank can still require authentication or decline the payment, so keep access to the card's verification method.
Bank payment or Trustly
Trustly authorises a payment from your bank account, but the time before the transfer company receives it depends on the service and bank.
Wise's Trustly payments can take up to two working days, so use the displayed funding estimate for an urgent transfer.
An existing currency balance
Money already available in a verified Revolut or Wise account removes the wait for a new external deposit.
Currency conversion and recipient delivery remain separate stages, so holding DKK does not make every foreign-currency payment instant.
Your situation
How to fund it
Why it can save time
You need to send money home today
Supported card payment, such as Remitly Express or Taptap Send
Avoids arranging a separate manual bank payment
You already hold enough money in a verified account
Use the available Wise or Revolut balance
Removes the wait for a new deposit
You need to pay cash locally
Western Union at a Danish agent
Lets you fund without an online bank payment
Choose how the recipient will receive the money
The quickest useful transfer is the one the recipient can spend or collect, so start with the receiving method they need.
A mobile wallet
A supported mobile wallet can receive money within minutes outside bank hours, provided the recipient has an eligible account.
For transfers from Denmark to Kenya, Taptap Send's M-PESA and Airtel Money payments typically arrive within a few minutes, 24 hours a day.
Wallet credit is separate from withdrawing cash, so check cash-out access if the recipient needs notes today.
Cash pickup
Cash pickup can be ready within minutes, but the recipient needs an open collection point and the required identification.
Western Union offers this option for eligible payments from Denmark, with the destination and selected service determining availability.
If someone needs emergency spending money while travelling, an agent they can reach is more useful than an inaccessible collection location.
A bank account
Bank delivery depends on the destination's payment network and the receiving bank, as well as funding and conversion before payout.
For transfers from Denmark to the Philippines, Remitly offers bank deposits alongside wallets and cash, allowing you to match the recipient's available account.
Check the delivery estimate for that method rather than applying a wallet's minutes-based timing to a bank deposit.
A recipient card or another account with the same service
A recipient-card payment goes to the account linked to an eligible card, with TransferGo and Revolut offering supported card delivery.
A payment between Revolut users stays inside Revolut, while a later withdrawal to an external bank adds another stage.
I suggest the internal option for someone already using the account, and checking external delivery for someone who needs money in their bank.
Instant bank and Nordic payments
For an eligible euro payment abroad, your Danish bank may offer SEPA Instant if the money does not need conversion.
Danske Bank supports this option through online and mobile banking around the clock, with no transfer fee for the qualifying payment.
Check the account and currency first, because this does not make a DKK-to-foreign-currency bank payment instantly available.
For a payment to friends in Sweden, Norway or Finland, MobilePay supports cross-border payments to participating Vipps or MobilePay users.
You both need the relevant app and a receiving card, and the recipient receives their local currency.
The cross-border sending charge is 4%, plus your bank's currency conversion, so convenience can be expensive for a larger amount.
For money staying within Denmark, a domestic instant bank transfer can arrive immediately, with the national system operating around the clock.
Its system limit is DKK 500,000, although your bank's own payment limit may be lower.
Use our guide to transferring money between banks in Denmark when both accounts are domestic.
Avoid delays before an urgent transfer
Verify before the payment becomes urgent
Complete account verification ahead of the deadline, and prepare any requested documents before sending a larger amount.
Check the bank funding time
If paying through Trustly, include its possible two-working-day funding wait before choosing an urgent foreign payout.
Resolve the recipient's access
Check wallet capacity or agent opening hours before paying, then keep the transfer reference so you can follow its status.
If an instant payment is delayed
Check whether the service is waiting for your payment, reviewing the transfer or has already paid the receiving bank.
If funding has not arrived, confirm the bank payment completed and that its amount and reference match the instructions.
If documents are requested, provide them through the service before sending another payment for the same recipient.
Once the money has been paid out, the recipient's bank or collection point may need to resolve the remaining delay.
Does faster delivery cost more?
Compare the recipient amount for DKK 3,000 below, then choose an available service whose delivery estimate meets your deadline.
Last updated at 16/10/2026
DKK EUR
Mid Market Rate1 kr = €0.1338
Transfer Amount3.000 kr
1
Revolut
2
Remitly
3
Wise
Currency pair
They get (after fees)
Delivery time
DKK / EUR
€400.06
Within minutes
DKK / EUR
€399.90
Within minutes
DKK / EUR
€399.36
Within a week
DKK GBP
Mid Market Rate1 kr = 0,1129 £
Transfer Amount3.000 kr
1
Revolut
2
Currencies Direct
3
Wise
Currency pair
They get (after fees)
Delivery time
DKK / GBP
337,34 £
Within minutes
DKK / GBP
337,20 £
Minutes - 24 hours
DKK / GBP
336,94 £
Within a week
DKK INR
Mid Market Rate1 kr = 14,2702 ₹
Transfer Amount3.000 kr
1
Profee
2
Remitly
3
TapTap Send
Currency pair
They get (after fees)
Delivery time
DKK / INR
43.159,00 ₹
Minutes - 24 hours
DKK / INR
42.870,00 ₹
Within a week
DKK / INR
42.720,00 ₹
Minutes
DKK PHP
Mid Market Rate1 kr = 9,4657 ₱
Transfer Amount3.000 kr
1
Western Union
2
Remitly
3
TapTap Send
Currency pair
They get (after fees)
Delivery time
DKK / PHP
28.860,94 ₱
Minutes - 2 days
DKK / PHP
28.348,50 ₱
Within minutes
DKK / PHP
28.230,00 ₱
Minutes
The results are ordered by cost, while Express delivery, card funding and different receiving methods can change the final quote.
Use the comparison to check your transfer cost, then confirm the complete arrival time before committing to an urgent payment.
Compare transfers from Denmark
Enter your destination and DKK amount to compare available transfer rates and fees, then confirm the arrival estimate with the selected service.
Our methodology & why trust us
We selected services available for personal transfers from Denmark using official eligibility, funding and delivery information alongside our comparison results.
The assessment follows the whole payment, including DKK funding, conversion and when the recipient can use the money.
Company-wide instant-transfer figures do not establish the quickest service for every destination, so the choices reflect specific receiving needs.
Our tables show delivery times and recipient amounts, with Remitly Economy results distinguished from its separately quoted Express option.
The automatic comparison orders results by cost, while cash, card and wallet examples use the method-specific timing explained in the guide.
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