Ways to Send Money Online Instantly from Italy in 2026

Services for an urgent international transfer

Postepay-funded foreign bank and wallet payments

8.5

TapTap Send

Fees

Exchange Rate Markup

Transfer Speed

Minutes

Visit

"Taptap Send faciliates money transfers to bank accounts & mobile money wallets on popular networks with competitive rates."

Eligible card-funded Express delivery

8.2

Remitly

Fees

None

Exchange Rate Markup

0.1% - 1.3%

Transfer Speed

Minutes - 3 days

Visit

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Bank recipients paid from already-held currency

9.2

Wise

Fees

0.1% - 2.6%

Exchange Rate Markup

0%

Transfer Speed

Minutes - 24 hours

Visit

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Friends abroad with an existing Revolut account

8.8

Revolut

Fees

0.3% - 1%

Exchange Rate Markup

0.1% - 0.6%

Transfer Speed

Minutes - 5 days

Visit

"Revolut has 70+ million customers globally. You can hold up to 25+ currencies in the app and send money quickly in 25+ currencies to 140+ countries."

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Online-arranged cash collection

8.1

Western Union

Fees

None

Exchange Rate Markup

0.2% - 1.5%

Transfer Speed

1 - 5 days

Visit

Taptap Send

Send with Postepay after enabling online fund transfers

Taptap Send accepts eligible Italian Postepay cards, giving you a way to fund a foreign bank or wallet payment without visiting a counter.

I'd say consider this route when your budget is already on Postepay and the recipient's receiving service is available.

Enable both online transactions and Trasferimento Fondi in the Postepay app, then approve the payment through its push notification or SMS verification.

Use your own accepted card, with debit, credit and eligible prepaid options available for European sending.

An instant bank-payment option through Plaid can also appear, with the actual bank and order determining whether it is offered.

The foreign wallet or bank then follows its own payout time, separate from the Postepay approval step.

Compare bank-transfer delivery time and recipient amount for the currencies below.

Remitly

Compare Express delivery for a card-funded family payment

Remitly offers eligible Express transfers from Italy, with debit or credit cards and Apple Pay or Google Pay available for personal funding.

I'd say compare Express when the recipient uses a bank account or wallet and your money is ready on an accepted card.

Choose the payout partner before paying, because the card authorisation alone does not establish when the recipient can use the money.

The recipient does not need a Remitly account, with bank, cash and wallet methods offered on individual destinations.

A credit-card issuer can charge extra, so include that funding cost when comparing the recipient amount.

The bank-payment table below keeps the same euro budget for comparing delivery time and the amount received.

Wise

Pay an overseas bank from money already available

A Wise balance already held in the receiving currency removes both a new external deposit and a new conversion.

I'd say consider it for an overseas bank payment when you already keep the required currency there.

For new EUR funding, Italy is eligible for open-banking payments, with instant bank funding depending on the bank and payment option offered.

An ordinary EUR bank payment can take one to two working days to reach Wise, with conversion taking up to two working days.

Follow the funding instructions for the selected transfer, then use the receiving currency's delivery time for the final bank stage.

The recipient can use their existing bank account without opening a Wise account.

Compare bank delivery time and recipient amount for €1,000 and €5,000 below.

Revolut

Pay a friend abroad from your existing Revolut balance

If the recipient already uses Revolut, an internal payment arrives immediately and avoids entering a new overseas bank beneficiary.

My suggestion is to send from an available balance for that payment, especially when the currency you need is already held.

Eligible recipient-card transfers are usually instant and can take up to 30 minutes, using the card number instead of bank details.

The accepted card and destination determine whether that receiving option is available, with card-transfer fees shown before sending.

Standard has a €1,000 monthly exchange allowance, with a one per cent excess charge and a separate one per cent weekend exchange fee.

Those exchange costs are separate from any international transfer fee, so include both when a currency conversion is needed.

Compare bank-transfer recipient amounts and delivery times below if the person prefers an ordinary account deposit.

Western Union Italy

Arrange overseas cash collection from an online order

Western Union lets you start a transfer online or in the app, with accepted card, bank or agent cash funding.

I'd say consider cash collection when the recipient needs physical money and has an accessible agent.

Eligible cash payments can be ready within minutes after funding and release, with identification and agent opening hours affecting collection.

You can also use the Poste distribution channel with an enabled nominative debit or prepaid Postepay card linked to your mobile number.

That channel has its own €1,000 daily and €3,000 monthly limits, so compare it with the direct Western Union route for your amount.

Share the MTCN once the payment is ready and match the recipient's name to their identification.

How to fund your transfer quickly

For a euro payment, sending directly from your bank can remove the need to fund a separate remittance account.

For a currency conversion, prepare the accepted bank or card method before relying on the overseas delivery time.

A Postepay card payment and a bank transfer from a Postepay account with IBAN are different funding routes.

Use the option offered for your order, then include any processing or conversion before the recipient's payout.

Receiving euros, foreign currency or cash

Bank accounts

An eligible SEPA Instant payment credits euros quickly, including across borders, while a local-currency payment may use another network.

For sending money from Italy to France, a participating euro account can receive a BancoPosta or eligible Postepay instant payment within ten seconds.

If the person needs another currency, compare that bank payout rather than assuming the euro transfer's timing carries over.

Mobile wallets

A wallet suits someone who already spends from its local balance, with the registered account and receiving limit checked before sending.

For sending money from Italy to Morocco, Taptap Send can deliver to an Orange Money mobile wallet within a few minutes for payments of MAD100 to MAD1,000.

Choose the active wallet the recipient already uses and include cash-out costs only if they need physical money afterward.

Another user's account or recipient card

An internal transfer works when you both already use the same service, while recipient-card delivery uses an accepted card network.

Revolut provides both routes, letting the person receive without changing their existing setup for a one-off payment.

Cash collection

Cash collection is useful when a bank deposit would not help the recipient, with the chosen agent and collection hours checked first.

For sending money from Italy to Albania, Western Union's cash option can be ready within minutes, while its bank route generally takes one to two business days.

That gives you a concrete receiving-method choice rather than treating every payment to the same country as equally fast.

Prepare the payment before sending

Sending money within Italy

SEPA Instant also works for an eligible domestic euro account, without arranging a currency conversion or overseas remittance.

For a smaller phone-number payment, BANCOMAT Pay can be another local option when both your banks offer the service.

Compare the cost of arriving on time

Compare recipient amounts for €1,000, then choose a receiving method and delivery time that meet your deadline.

Last updated at 16/10/2026

EUR RON

Mid Market Rate €1 = lei 5.3354

Transfer Amount €1,000

1

Remitly

2

Profee

3

Revolut

Currency pair

They get (after fees)

Delivery time

EUR / RON

lei 5,337.50

Within a week

Visit

EUR / RON

lei 5,314.12

Minutes - 24 hours

Visit

EUR / RON

lei 5,312.99

Within minutes

Visit

EUR ALL

Mid Market Rate €1 = ALL 91.3565

Transfer Amount €1,000

1

Revolut

2

MoneyGram

3

Xe

Currency pair

They get (after fees)

Delivery time

EUR / ALL

ALL 9,013,479.00

Within minutes

Visit

EUR / ALL

ALL 90,535.40

Minutes - 24 hours

Visit

EUR / ALL

ALL 89,724.20

Minutes - 24 hours

Visit

EUR MAD

Mid Market Rate €1 = MAD 11.0072

Transfer Amount €1,000

1

Remitly

2

TapTap Send

3

Western Union

Currency pair

They get (after fees)

Delivery time

EUR / MAD

MAD 11,050.00

Within a week

Visit

EUR / MAD

MAD 11,000.00

Minutes

Visit

EUR / MAD

MAD 10,971.64

Minutes - 2 days

Visit

EUR BDT

Mid Market Rate €1 = ৳138.0793

Transfer Amount €1,000

1

Western Union

2

Remitly

3

TapTap Send

Currency pair

They get (after fees)

Delivery time

EUR / BDT

৳138,630.00

Minutes - 2 days

Visit

EUR / BDT

৳138,630.00

Within a week

Visit

EUR / BDT

৳138,100.00

Minutes

Visit

Include the transfer fee, exchange pricing and any card-funding charge, with credit-card issuer or recipient withdrawal costs checked when relevant.

For a flexible deadline, compare the cheapest ways to send money abroad from Italy before confirming the transfer.

Compare the available rates for your euro payment, then check whether the receiving method and arrival estimate fit your plans.