How to send money to the Philippines from Denmark with the best DKK-PHP rate

For sending money to the Philippines, Regency FX has the lowest fee at 0 DKK. Wise is cheapest overall, giving your recipient 473.246,53 PHP from 50.000 DKK, and Revolut is the fastest.

Best companies for DKK/PHP transfers

7 of 7 providers

Last updated on 10 November 2026

Based on 50,000 DKK transfer

Best companies for DKK/PHP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 268,70 kr 1 DKK = 9.5161 PHP -0.54% vs mid-market Recipient gets 473.246,53 ₱ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Philippines with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
268,70 kr1 DKK = 9.5161 PHP
473.246,53 ₱You pay50.000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 DKK = 9.3849 PHP +0.84% vs mid-market Recipient gets 469.245,00 ₱ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Philippines with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 9.3849 PHP
469.245,00 ₱You pay50.000,00 kr

Run a live search

Showing top Denmark to Philippines deals for 50,000 DKK. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee 268,70 kr 1 DKK = 9.5161 PHP -0.54% vs mid-market Recipient gets 473.246,53 ₱ Same day
CheapestOur top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Philippines with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
268,70 kr1 DKK = 9.5161 PHP
473.246,53 ₱You pay50.000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 9.4390 PHP +0.27% vs mid-market Recipient gets 471.948,79 ₱ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Philippines with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 9.4390 PHP
471.948,79 ₱You pay50.000,00 kr

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 9.4361 PHP +0.30% vs mid-market Recipient gets 471.806,82 ₱ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Philippines with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 9.4361 PHP
471.806,82 ₱You pay50.000,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 DKK = 9.4100 PHP +0.58% vs mid-market Recipient gets 470.500,00 ₱ Minutes
Receive to bank account

Ways to receive money in Philippines with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 DKK = 9.4100 PHP
470.500,00 ₱You pay50.000,00 kr
Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya
Free1 DKK = 9.4100 PHP
470.500,00 ₱You pay50.000,00 kr
Mobile moneyMinutesAvailable via:Globe
Free1 DKK = 9.4100 PHP
470.500,00 ₱You pay50.000,00 kr
Card depositMinutesAvailable via:Pay To Card
6,31 kr1 DKK = 9.4100 PHP
470.500,00 ₱You pay50.006,31 kr
Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others
18,68 kr1 DKK = 9.4100 PHP
470.500,00 ₱You pay50.018,68 kr

CurrencyFair

Pay via Bank transfer
Fee 8,45 kr 1 DKK = 9.3950 PHP +0.74% vs mid-market Recipient gets 469.670,00 ₱ Minutes - 24 hours
Receive to bank account

Ways to receive money in Philippines with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
8,45 kr1 DKK = 9.3950 PHP
469.670,00 ₱You pay50.000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 DKK = 9.3849 PHP +0.84% vs mid-market Recipient gets 469.245,00 ₱ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Philippines with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 9.3849 PHP
469.245,00 ₱You pay50.000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 9.3849 PHP +0.84% vs mid-market Recipient gets 469.245,00 ₱ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Philippines with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 9.3849 PHP
469.245,00 ₱You pay50.000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 DKK = 9.3849 PHP +0.84% vs mid-market Recipient gets 469.245,00 ₱ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Philippines with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 9.3849 PHP
469.245,00 ₱You pay50.000,00 kr

Wise

Pay via Debit card
Fee 797,29 kr 1 DKK = 9.5161 PHP -0.54% vs mid-market Recipient gets 468.216,43 ₱ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Philippines with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
797,29 kr1 DKK = 9.5161 PHP
468.216,43 ₱You pay50.000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 427,85 kr 1 DKK = 9.4285 PHP +0.38% vs mid-market Recipient gets 467.390,64 ₱ Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Philippines with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
427,85 kr1 DKK = 9.4285 PHP
467.390,64 ₱You pay50.000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee 946,95 kr 1 DKK = 9.5161 PHP -0.54% vs mid-market Recipient gets 466.792,26 ₱ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Philippines with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
946,95 kr1 DKK = 9.5161 PHP
466.792,26 ₱You pay50.000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 1.575,00 kr 1 DKK = 9.4285 PHP +0.38% vs mid-market Recipient gets 456.574,75 ₱ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Philippines with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
1.575,00 kr1 DKK = 9.4285 PHP
456.574,75 ₱You pay50.000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 DKK = 9.4645 PHP Updates every 60 minutes.

How to send money from Denmark to Philippines

Pick a company

The simplest way to start is to use the cheapest company, which is Wise.

Wise was the cheapest on 2 of the 24 days it quoted kr50.000 transfers to the Philippines.

This is based on a kr50.000 transfer and will change depending on how much you send.

I suggest with your amount to get the best DKK/PHP rate today.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

An instant bank transfer from your Danish bank is free, up to 500,000 kroner per deposit.

Verify and send

Most companies will verify you with MitID, which takes a minute if you already use it.

Compare amounts

How much DKK are you sending to Philippines?

How much DKK you send to the Philippines heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 30% of the transfers from DKK 15,000 it quoted, and in 20% of all the transfers it quoted.

Cheapest service
3.000 kr-0.34%0,00 kr28.473,17 ₱with debit card to bank deposit+309,50 ₱
15.000 kr0.53%0,00 kr141.150,00 ₱with debit card to bank deposit+982,13 ₱
50.000 krThis page-0.54%268,70 kr473.246,53 ₱with bank transfer to bank deposit+4.589,76 ₱

Mid-market rate: 1 DKK = 9.4645 PHP

DKK/PHP Exchange Rate History

Is today a good time to send money from Denmark to Philippines?

The cheapest way to send DKK to PHP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 50.000 DKK transfers to the Philippines.

PHP received for 50.000 kr, after fees

Tue, 10 Nov 2026Mid-market rate473.226,50 ₱ Wise 473.246,53 ₱Wise473.246,53 ₱Regency FX471.948,79 ₱TorFx471.806,82 ₱

460.000
465.000
470.000
475.000
480.000
485.000
At the mid-market rateWith the cheapest optionWiseRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4046 – 470.232,30 ₱
Regency FX Cheapest 9.3793 0,00 kr 468.962,67 ₱ −1.269,63 ₱
TorFx 9.3764 0,00 kr 468.821,60 ₱ −1.410,70 ₱
Wise 9.4043 268,70 kr 467.690,05 ₱ −2.542,25 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3860 – 469.300,95 ₱
Regency FX Cheapest 9.3607 0,00 kr 468.033,84 ₱ −1.267,11 ₱
TorFx 9.3579 0,00 kr 467.893,05 ₱ −1.407,90 ₱
Wise 9.3866 268,70 kr 466.807,82 ₱ −2.493,13 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3678 – 468.389,40 ₱
Xe Cheapest 9.3467 0,00 kr 467.335,00 ₱ −1.054,40 ₱
Regency FX 9.3425 0,00 kr 467.124,75 ₱ −1.264,65 ₱
TorFx 9.3397 0,00 kr 466.984,23 ₱ −1.405,17 ₱
Wise 9.3669 268,70 kr 465.827,12 ₱ −2.562,28 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4532 – 472.661,40 ₱
Regency FX Cheapest 9.4277 0,00 kr 471.385,21 ₱ −1.276,19 ₱
TorFx 9.4249 0,00 kr 471.243,42 ₱ −1.417,98 ₱
Wise 9.4529 268,70 kr 470.106,00 ₱ −2.555,40 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4753 – 473.766,20 ₱
Regency FX Cheapest 9.4497 0,00 kr 472.487,03 ₱ −1.279,17 ₱
TorFx 9.4469 0,00 kr 472.344,90 ₱ −1.421,30 ₱
Wise 9.4725 268,70 kr 471.081,73 ₱ −2.684,47 ₱

No data was collected on Sat, 17 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4699 – 473.493,50 ₱
Regency FX Cheapest 9.4443 0,00 kr 472.215,07 ₱ −1.278,43 ₱
TorFx 9.4415 0,00 kr 472.073,02 ₱ −1.420,48 ₱
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4553 – 472.762,55 ₱
Regency FX Cheapest 9.4297 0,00 kr 471.486,09 ₱ −1.276,46 ₱
TorFx 9.4269 0,00 kr 471.344,26 ₱ −1.418,29 ₱
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4776 – 473.881,35 ₱
Regency FX Cheapest 9.4520 0,00 kr 472.601,87 ₱ −1.279,48 ₱
TorFx 9.4492 0,00 kr 472.459,71 ₱ −1.421,64 ₱
Wise 9.4761 268,70 kr 471.256,29 ₱ −2.625,06 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5339 – 476.695,60 ₱
Regency FX Cheapest 9.5082 0,00 kr 475.408,52 ₱ −1.287,08 ₱
TorFx 9.5053 0,00 kr 475.265,51 ₱ −1.430,09 ₱
Wise 9.5272 268,70 kr 473.798,55 ₱ −2.897,05 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5453 – 477.263,85 ₱
Regency FX Cheapest 9.5195 0,00 kr 475.975,24 ₱ −1.288,61 ₱
TorFx 9.5166 0,00 kr 475.832,06 ₱ −1.431,79 ₱
Wise 9.5477 268,70 kr 474.821,02 ₱ −2.442,83 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5255 – 476.277,25 ₱
Xe Cheapest 9.5016 0,00 kr 475.080,00 ₱ −1.197,25 ₱
Regency FX 9.4998 0,00 kr 474.991,30 ₱ −1.285,95 ₱
TorFx 9.4970 0,00 kr 474.848,42 ₱ −1.428,83 ₱
Wise 9.5227 268,70 kr 473.577,74 ₱ −2.699,51 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5356 – 476.778,85 ₱
Regency FX Cheapest 9.5098 0,00 kr 475.491,55 ₱ −1.287,30 ₱
TorFx 9.5070 0,00 kr 475.348,51 ₱ −1.430,34 ₱
Wise 9.5341 268,70 kr 474.143,19 ₱ −2.635,66 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 9.5341 268,70 kr 474.143,19 ₱ –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5843 – 479.215,25 ₱
Regency FX Cheapest 9.5584 0,00 kr 477.921,37 ₱ −1.293,88 ₱
TorFx 9.5556 0,00 kr 477.777,60 ₱ −1.437,65 ₱
Wise 9.5841 268,70 kr 476.631,24 ₱ −2.584,01 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5693 – 478.466,00 ₱
Regency FX Cheapest 9.5435 0,00 kr 477.174,14 ₱ −1.291,86 ₱
TorFx 9.5406 0,00 kr 477.030,60 ₱ −1.435,40 ₱
Wise 9.5771 268,70 kr 476.283,13 ₱ −2.182,87 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5236 – 476.178,50 ₱
Regency FX Cheapest 9.4979 0,00 kr 474.892,82 ₱ −1.285,68 ₱
TorFx 9.4950 0,00 kr 474.749,96 ₱ −1.428,54 ₱
Wise 9.5276 268,70 kr 473.821,43 ₱ −2.357,07 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5224 – 476.120,35 ₱
Regency FX Cheapest 9.4967 0,00 kr 474.834,83 ₱ −1.285,52 ₱
TorFx 9.4938 0,00 kr 474.691,99 ₱ −1.428,36 ₱
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5366 – 476.829,20 ₱
Regency FX Cheapest 9.5108 0,00 kr 475.541,76 ₱ −1.287,44 ₱
TorFx 9.5080 0,00 kr 475.398,71 ₱ −1.430,49 ₱
Wise 9.5370 268,70 kr 474.288,40 ₱ −2.540,80 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
CurrencyFair Cheapest 9.4450 80,00 kr 472.170,00 ₱ –
Wise No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5208 – 476.038,95 ₱
Regency FX Cheapest 9.4951 0,00 kr 474.753,64 ₱ −1.285,31 ₱
TorFx 9.4922 0,00 kr 474.610,83 ₱ −1.428,12 ₱
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5280 – 476.400,80 ₱
Regency FX Cheapest 9.5023 0,00 kr 475.114,52 ₱ −1.286,28 ₱
TorFx 9.4994 0,00 kr 474.971,60 ₱ −1.429,20 ₱
Wise 9.5325 268,70 kr 474.063,12 ₱ −2.337,68 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5090 – 475.451,80 ₱
Regency FX Cheapest 9.4834 0,00 kr 474.168,08 ₱ −1.283,72 ₱
TorFx 9.4805 0,00 kr 474.025,44 ₱ −1.426,36 ₱
Wise 9.5091 268,70 kr 472.900,90 ₱ −2.550,90 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5533 – 477.665,55 ₱
Paysend Cheapest 9.5332 0,00 kr 476.662,10 ₱ −1.003,45 ₱
Wise 9.5537 268,70 kr 475.117,42 ₱ −2.548,13 ₱
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4801 – 474.005,60 ₱
Regency FX Cheapest 9.4545 0,00 kr 472.725,78 ₱ −1.279,82 ₱
TorFx 9.4517 0,00 kr 472.583,58 ₱ −1.422,02 ₱
Wise 9.4780 268,70 kr 471.351,27 ₱ −2.654,33 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4365 – 471.824,85 ₱
Regency FX Cheapest 9.4110 0,00 kr 470.550,92 ₱ −1.273,93 ₱
TorFx 9.4082 0,00 kr 470.409,38 ₱ −1.415,47 ₱
Wise 9.4375 268,70 kr 469.340,64 ₱ −2.484,21 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4072 – 470.358,50 ₱
Regency FX Cheapest 9.3818 0,00 kr 469.088,53 ₱ −1.269,97 ₱
TorFx 9.3789 0,00 kr 468.947,42 ₱ −1.411,08 ₱
Wise 9.3997 268,70 kr 467.459,80 ₱ −2.898,70 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4072 – 470.358,50 ₱
Regency FX Cheapest 9.3818 0,00 kr 469.088,53 ₱ −1.269,97 ₱
TorFx 9.3789 0,00 kr 468.947,42 ₱ −1.411,08 ₱
Wise 9.3997 268,70 kr 467.459,80 ₱ −2.898,70 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4699 – 473.497,45 ₱
Regency FX Cheapest 9.4444 0,00 kr 472.219,01 ₱ −1.278,44 ₱
TorFx 9.4415 0,00 kr 472.076,96 ₱ −1.420,49 ₱
Wise 9.4691 268,70 kr 470.909,16 ₱ −2.588,29 ₱
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4645 – 473.226,50 ₱
Wise Cheapest 9.5161 268,70 kr 473.246,53 ₱ +20,03 ₱
Regency FX 9.4390 0,00 kr 471.948,79 ₱ −1.277,71 ₱
TorFx 9.4361 0,00 kr 471.806,82 ₱ −1.419,68 ₱

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 50.000 kr, after fees, as quoted by each company. The mid-market line shows what 50.000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PHP per DKK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Wise pays 473.246,53 PHP on 50.000 DKK, which is 20,03 PHP more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 477.921,37 PHP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the Philippines.

We've tracked 88 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. WiseAppeared in 82 comparisons

    Cheapest in 20% of them

  2. Regency FXAppeared in 26 comparisons

    Cheapest in 88% of them

  3. TorFxAppeared in 26 comparisons

    Never the cheapest

Based on 88 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most PHP, but it was the cheapest in only 20% of the 82 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Denmark to Philippines

7 companies send money from Denmark to the Philippines, across app, currency broker, online, multi-currency account, and global business account.

For sending a few thousand kroner

Online transfers

Online transfer services like Wise work well when you need to make a one-off payment.

A kr50.000 transfer with Wise gets you 473.246,53 PHP. This includes a kr268,70 fee and a -0,54% exchange-rate markup.

In our comparisons over the past month, it was the cheapest online service on 15 of the 24 days it quoted.

For small and frequent transfers

Money transfer apps

MobilePay works for Nordic payments, but for transfers to the Philippines a money transfer app like Wise gives you much better rates.

Wise charges DKK 268,70 to send kr50.000, with delivery in next day.

Over the past month, Wise was the cheapest app on 58% of the days it appeared for kr50.000 transfers.

Apps work well for small and frequent transfers, like paying bills, sending money home, and similar.

For cross-border workers

Multi-currency accounts

If you live or work across Denmark and the Philippines, you may need to use DKK and PHP.

A multi-currency account lets you keep both balances in one account.

With Wise, converting DKK 50.000 comes with a -0,54% exchange-rate markup.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

This works best for regular spending abroad, travelling, and receiving payments.

For cross-border invoices

Global accounts

Global accounts suit Danish businesses paying suppliers or contractors in the Philippines. You can also receive and hold PHP without opening a local business account.

Airwallex and Wise Business offer business multi-currency accounts and tools for recurring business payments.

Ways to fund DKK and receive PHP in Philippines

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 50.000 DKK gives your recipient 473.246,53 PHP.

To pay for your transfer in Denmark, you can use bank transfer, debit card, and credit card.

You can pay for the transfer using your Danish bank

Send DKK by bank transfer using the account and reference in your quote.

In the Philippines, you can receive PHP by bank deposit, mobile wallet, mobile money, card deposit, and cash pickup.

For them to get money straight to their bank account, enter the recipient's IBAN in the Philippines and account-holder name.

In the Philippines they can collect PHP as cash from a nearby agent location in the Philippines with valid ID and the transfer reference.

  1. 1
    Bank transfer Bank deposit

    You pay kr50,000.00

    ₱473,247

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr50,000.00

    ₱470,500

    -₱2,747

  3. 3
    Debit card Mobile wallet

    You pay kr50,000.00

    ₱470,500

    -₱2,747

  4. 4
    Debit card Mobile money

    You pay kr50,000.00

    ₱470,500

    -₱2,747

  5. 5
    Debit card Card deposit

    You pay kr50,006.31

    ₱470,500

    -₱2,747

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay kr50,018.68

    ₱470,500

    -₱2,747

  2. 7
    Credit card Bank deposit

    You pay kr50,000.00

    ₱469,245

    -₱4,002

Things to know before sending DKK to Philippines

Denmark does not use the euro, so every DKK transfer includes a currency conversion. The rate matters even when the payment starts from a Danish IBAN.

Best DKK/PHP transfer options

Cheapest way to send money to the Philippines

For a kr50.000 transfer, Wise is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 473.246,53 PHP, which is 0,27% more than the next best option.

Fastest way to send money to the Philippines

Revolut sends 467.390,64 PHP in within minutes when you pay by bank transfer and use bank deposit for the payout.

MobilePay is not international

MobilePay works for domestic payments and supported Nordic transfers.

You may be able to use it to pay for the transfers online, just like when depositing with any Danish bank account.

Family gifts have an annual allowance

Denmark does not tax the act of sending money abroad, but a gift can create Danish gift tax.

In 2026, most close relatives can receive up to DKK 80,600 from one donor without gift tax.

The general tax above the allowance is 15%.

Spouses are normally exempt, while different rules apply to other relationships.

The allowance also applies when the recipient lives outside Denmark.

For more info, Skattestyrelsen lists the 2026 allowances and rates.

How we analyse the market

We track 7 companies sending DKK to the Philippines, registered with Finanstilsynet or passported in, and refreshed in real time on live searches.

Your money starts in kroner, so every transfer converts currency and the rate is what we lead on, alongside fees and the pay-in and payout options.

In the past 30 days alone, we analysed 88 comparisons across 3 amounts.

This page covers the cheapest and fastest options for DKK/PHP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.