How to send money to Ghana from Denmark with the best DKK-GHS rate

For sending money to Ghana, TapTap Send has the lowest fee at 0 DKK. Wise is cheapest overall, giving your recipient 85,884.28 GHS from 50,000 DKK, and Revolut is the fastest.

Best companies for DKK/GHS transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 50,000 DKK transfer

Best companies for DKK/GHS transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 508,10 kr 1 DKK = 1.7353 GHS Recipient gets 85.884,28 GH₵ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Ghana with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
508,10 kr1 DKK = 1.7353 GHS
85.884,28 GH₵You pay50.000,00 kr
Promoted

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 0.0000 GHS +0.27% vs mid-market Recipient gets 0,00 GH₵ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Ghana with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 0.0000 GHS
0,00 GH₵You pay50.000,00 kr

Run a live search

Showing top Denmark to Ghana deals for 50,000 DKK. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee 508,10 kr 1 DKK = 1.7353 GHS Recipient gets 85.884,28 GH₵ Same day
CheapestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Ghana with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
508,10 kr1 DKK = 1.7353 GHS
85.884,28 GH₵You pay50.000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 436,05 kr 1 DKK = 1.7243 GHS Recipient gets 85.461,47 GH₵ Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Ghana with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
436,05 kr1 DKK = 1.7243 GHS
85.461,47 GH₵You pay50.000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee 1.031,72 kr 1 DKK = 1.7353 GHS Recipient gets 84.975,64 GH₵ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Ghana with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1.031,72 kr1 DKK = 1.7353 GHS
84.975,64 GH₵You pay50.000,00 kr

Wise

Pay via Credit card
Fee 1.179,97 kr 1 DKK = 1.7353 GHS Recipient gets 84.718,37 GH₵ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Ghana with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1.179,97 kr1 DKK = 1.7353 GHS
84.718,37 GH₵You pay50.000,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 DKK = 1.6800 GHS Recipient gets 84.000,00 GH₵ Minutes
Receive to bank account

Ways to receive money in Ghana with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:AirtelTigo, MTN, Telecel, Zeepay
Free1 DKK = 1.6800 GHS
84.000,00 GH₵You pay50.000,00 kr
Bank depositMinutes
Free1 DKK = 1.6800 GHS
84.000,00 GH₵You pay50.000,00 kr
Cash pickupMinutesAvailable via:CBG Cash Pickup
Free1 DKK = 1.6800 GHS
84.000,00 GH₵You pay50.000,00 kr
TapTap WalletMinutesAvailable via:Wallet (GHS)
Free1 DKK = 1.6800 GHS
84.000,00 GH₵You pay50.000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 1.575,00 kr 1 DKK = 1.7243 GHS Recipient gets 83.497,62 GH₵ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Ghana with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
1.575,00 kr1 DKK = 1.7243 GHS
83.497,62 GH₵You pay50.000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 0.0000 GHS +0.27% vs mid-market Recipient gets 0,00 GH₵ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Ghana with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 0.0000 GHS
0,00 GH₵You pay50.000,00 kr

How to send money from Denmark to Ghana

Pick a company

The simplest way to start is to use the cheapest company, which is Wise.

Wise was the cheapest on 4 of the 26 days it quoted kr50,000 transfers to Ghana.

This is based on a kr50,000 transfer and will change depending on how much you send.

I suggest with your amount to get the best DKK/GHS rate today.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

An instant bank transfer from your Danish bank is free, up to 500,000 kroner per deposit.

Verify and send

Most companies will verify you with MitID, which takes a minute if you already use it.

Compare amounts

How much DKK are you sending to Ghana?

How much DKK you send to Ghana heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 10% of the transfers from DKK 15,000 it quoted, and in 7% of all the transfers it quoted.

Cheapest service
3.000 kr-1.16%0,00 kr5.275,77 GH₵with debit card to bank deposit+136,72 GH₵
15.000 kr0.66%0,00 kr25.873,50 GH₵with debit card to bank deposit+259,69 GH₵
50.000 krThis page508,10 kr85.884,28 GH₵with bank transfer to bank deposit+13.236,08 GH₵
DKK/GHS Exchange Rate History

Is today a good time to send money from Denmark to Ghana?

The cheapest way to send DKK to GHS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 50,000 DKK transfers to Ghana.

GHS received for 50.000 kr, after fees

Wed, 28 Oct 2026Mid-market rateNo quote Wise 85.884,28 GH₵Wise85.884,28 GH₵Revolut85.461,47 GH₵TapTap Send84.000,00 GH₵

83.000
84.000
85.000
86.000
87.000
88.000
89.000
90.000
At the mid-market rateWith the cheapest optionWiseRevolutTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7677 – 88.385,40 GH₵
Regency FX Cheapest 1.7629 0,00 kr 88.146,76 GH₵ −238,64 GH₵
Wise 1.7671 644,93 kr 87.217,32 GH₵ −1.168,08 GH₵
Revolut 1.7590 500,00 kr 87.071,13 GH₵ −1.314,27 GH₵
TapTap Send 1.7200 0,00 kr 86.000,00 GH₵ −2.385,40 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7706 – 88.531,05 GH₵
Regency FX Cheapest 1.7658 0,00 kr 88.292,02 GH₵ −239,03 GH₵
Wise 1.7706 664,41 kr 87.353,60 GH₵ −1.177,45 GH₵
Revolut 1.7585 500,00 kr 87.046,53 GH₵ −1.484,52 GH₵
TapTap Send 1.7100 0,00 kr 85.500,00 GH₵ −3.031,05 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7740 – 88.700,45 GH₵
TapTap Send Cheapest 1.7900 0,00 kr 89.500,00 GH₵ +799,55 GH₵
Wise 1.7696 635,18 kr 87.354,01 GH₵ −1.346,44 GH₵
Revolut 1.7582 500,00 kr 87.030,12 GH₵ −1.670,33 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7740 – 88.701,40 GH₵
TapTap Send Cheapest 1.7900 0,00 kr 89.500,00 GH₵ +798,60 GH₵
Wise 1.7646 630,30 kr 87.119,75 GH₵ −1.581,65 GH₵
Revolut 1.7541 500,00 kr 86.828,98 GH₵ −1.872,42 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7681 – 88.406,90 GH₵
TapTap Send Cheapest 1.7900 0,00 kr 89.500,00 GH₵ +1.093,10 GH₵
Wise 1.7665 508,10 kr 87.429,42 GH₵ −977,48 GH₵
Revolut 1.7501 1.000,00 kr 85.755,28 GH₵ −2.651,62 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7642 – 88.210,85 GH₵
Regency FX Cheapest 1.7595 0,00 kr 87.972,68 GH₵ −238,17 GH₵
Wise 1.7665 508,10 kr 87.429,42 GH₵ −781,43 GH₵
Revolut 1.7501 1.000,00 kr 85.755,28 GH₵ −2.455,57 GH₵
TapTap Send 1.7100 0,00 kr 85.500,00 GH₵ −2.710,85 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7595 – 87.977,45 GH₵
Regency FX Cheapest 1.7548 0,00 kr 87.739,91 GH₵ −237,54 GH₵
Revolut 1.7446 500,00 kr 86.358,56 GH₵ −1.618,89 GH₵
Wise 1.7519 901,85 kr 86.016,03 GH₵ −1.961,42 GH₵
TapTap Send 1.7100 0,00 kr 85.500,00 GH₵ −2.477,45 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7621 – 88.106,20 GH₵
Regency FX Cheapest 1.7574 0,00 kr 87.868,31 GH₵ −237,89 GH₵
Revolut 1.7572 500,00 kr 86.982,54 GH₵ −1.123,66 GH₵
Wise 1.7640 756,76 kr 86.867,54 GH₵ −1.238,66 GH₵
TapTap Send 1.7100 0,00 kr 85.500,00 GH₵ −2.606,20 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7635 – 88.176,85 GH₵
Regency FX Cheapest 1.7588 0,00 kr 87.938,77 GH₵ −238,08 GH₵
Wise 1.7649 488,48 kr 87.383,38 GH₵ −793,47 GH₵
Revolut 1.7537 500,00 kr 86.808,77 GH₵ −1.368,08 GH₵
TapTap Send 1.7200 0,00 kr 86.000,00 GH₵ −2.176,85 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7690 – 88.451,10 GH₵
Regency FX Cheapest 1.7642 0,00 kr 88.212,28 GH₵ −238,82 GH₵
Wise 1.7745 761,60 kr 87.371,57 GH₵ −1.079,53 GH₵
Revolut 1.7578 500,00 kr 87.011,45 GH₵ −1.439,65 GH₵
TapTap Send 1.7200 0,00 kr 86.000,00 GH₵ −2.451,10 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7675 – 88.377,50 GH₵
Regency FX Cheapest 1.7628 0,00 kr 88.138,88 GH₵ −238,62 GH₵
Wise 1.7663 649,81 kr 87.166,25 GH₵ −1.211,25 GH₵
Revolut 1.7553 500,00 kr 86.888,40 GH₵ −1.489,10 GH₵
TapTap Send 1.7100 0,00 kr 85.500,00 GH₵ −2.877,50 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7640 – 88.199,35 GH₵
Regency FX Cheapest 1.7592 0,00 kr 87.961,21 GH₵ −238,14 GH₵
Wise 1.7645 547,28 kr 87.261,30 GH₵ −938,05 GH₵
Revolut 1.7515 1.000,00 kr 85.821,89 GH₵ −2.377,46 GH₵
TapTap Send 1.7100 0,00 kr 85.500,00 GH₵ −2.699,35 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7640 – 88.199,35 GH₵
Regency FX Cheapest 1.7592 0,00 kr 87.961,21 GH₵ −238,14 GH₵
Wise 1.7645 547,28 kr 87.261,30 GH₵ −938,05 GH₵
Revolut 1.7515 1.000,00 kr 85.821,89 GH₵ −2.377,46 GH₵
TapTap Send 1.7100 0,00 kr 85.500,00 GH₵ −2.699,35 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7607 – 88.037,05 GH₵
Regency FX Cheapest 1.7560 0,00 kr 87.799,35 GH₵ −237,70 GH₵
Wise 1.7700 858,41 kr 86.981,11 GH₵ −1.055,94 GH₵
Revolut 1.7530 500,00 kr 86.774,09 GH₵ −1.262,96 GH₵
TapTap Send 1.7100 0,00 kr 85.500,00 GH₵ −2.537,05 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7621 – 88.103,45 GH₵
Regency FX Cheapest 1.7573 0,00 kr 87.865,57 GH₵ −237,88 GH₵
Wise 1.7506 468,87 kr 86.707,21 GH₵ −1.396,24 GH₵
Revolut 1.7418 500,00 kr 86.217,66 GH₵ −1.885,79 GH₵
TapTap Send 1.7000 0,00 kr 85.000,00 GH₵ −3.103,45 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7355 – 86.776,40 GH₵
Regency FX Cheapest 1.7308 0,00 kr 86.542,10 GH₵ −234,30 GH₵
Wise 1.7334 508,10 kr 85.787,28 GH₵ −989,12 GH₵
Revolut 1.7301 500,00 kr 85.638,79 GH₵ −1.137,61 GH₵
TapTap Send 1.6900 0,00 kr 84.500,00 GH₵ −2.276,40 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7439 – 87.192,80 GH₵
Regency FX Cheapest 1.7391 0,00 kr 86.957,38 GH₵ −235,42 GH₵
Wise 1.7444 468,87 kr 86.402,10 GH₵ −790,70 GH₵
TapTap Send 1.6900 0,00 kr 84.500,00 GH₵ −2.692,80 GH₵
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7504 – 87.520,50 GH₵
Regency FX Cheapest 1.7457 0,00 kr 87.284,19 GH₵ −236,31 GH₵
Wise 1.7519 625,42 kr 86.501,30 GH₵ −1.019,20 GH₵
TapTap Send 1.6900 0,00 kr 84.500,00 GH₵ −3.020,50 GH₵
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 1.7522 557,05 kr 86.635,42 GH₵ –
Revolut 1.7375 936,05 kr 85.248,08 GH₵ –
TapTap Send 1.7000 0,00 kr 85.000,00 GH₵ –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 1.7522 557,05 kr 86.635,42 GH₵ –
Revolut 1.7375 936,05 kr 85.248,08 GH₵ –
TapTap Send 1.7000 0,00 kr 85.000,00 GH₵ –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7564 – 87.821,25 GH₵
Regency FX Cheapest 1.7517 0,00 kr 87.584,13 GH₵ −237,12 GH₵
Revolut 1.7356 436,05 kr 86.021,65 GH₵ −1.799,60 GH₵
Wise No quote collected this day – – – –
TapTap Send No quote collected this day – – – –

No data was collected on Tue, 20 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7470 – 87.350,30 GH₵
Regency FX Cheapest 1.7423 0,00 kr 87.114,45 GH₵ −235,85 GH₵
Wise 1.7486 542,38 kr 86.480,11 GH₵ −870,19 GH₵
Revolut 1.7367 436,05 kr 86.076,93 GH₵ −1.273,37 GH₵
TapTap Send 1.6900 0,00 kr 84.500,00 GH₵ −2.850,30 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7525 – 87.626,75 GH₵
Regency FX Cheapest 1.7478 0,00 kr 87.390,16 GH₵ −236,59 GH₵
Revolut 1.7338 436,05 kr 85.936,37 GH₵ −1.690,38 GH₵
Wise No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7340 – 86.698,75 GH₵
Regency FX Cheapest 1.7293 0,00 kr 86.464,66 GH₵ −234,09 GH₵
Revolut 1.7265 436,05 kr 85.571,48 GH₵ −1.127,27 GH₵
Wise No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 1.7416 591,26 kr 86.048,78 GH₵ –
Revolut 1.7283 936,05 kr 84.797,01 GH₵ –
TapTap Send 1.6800 0,00 kr 84.000,00 GH₵ –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7367 – 86.834,25 GH₵
Regency FX Cheapest 1.7320 0,00 kr 86.599,80 GH₵ −234,45 GH₵
Wise 1.7416 591,26 kr 86.048,78 GH₵ −785,47 GH₵
Revolut 1.7283 936,05 kr 84.797,01 GH₵ −2.037,24 GH₵
TapTap Send 1.6800 0,00 kr 84.000,00 GH₵ −2.834,25 GH₵
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7343 – 86.712,70 GH₵
Regency FX Cheapest 1.7296 0,00 kr 86.478,58 GH₵ −234,12 GH₵
Wise 1.7386 449,23 kr 86.147,48 GH₵ −565,22 GH₵
Revolut 1.7314 436,05 kr 85.812,88 GH₵ −899,82 GH₵
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.7390 – 86.948,70 GH₵
Regency FX Cheapest 1.7343 0,00 kr 86.713,94 GH₵ −234,76 GH₵
Wise 1.7348 630,30 kr 85.648,53 GH₵ −1.300,17 GH₵
Revolut No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 1.7353 508,10 kr 85.884,28 GH₵ –
Revolut 1.7243 436,05 kr 85.461,47 GH₵ –
TapTap Send 1.6800 0,00 kr 84.000,00 GH₵ –

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 50.000 kr, after fees, as quoted by each company. The mid-market line shows what 50.000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more GHS per DKK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 3 of the last 30 days.

Today's payout isn't the best this month though, since the highest receive amount was 89,500 GHS.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Ghana.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. WiseAppeared in 55 comparisons

    Cheapest in 7% of them

  2. RevolutAppeared in 51 comparisons

    Cheapest in 6% of them

  3. TapTap SendAppeared in 53 comparisons

    Cheapest in 6% of them

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most GHS, but it was the cheapest in only 7% of the 55 comparisons it appeared in over the past month.

Revolut (today's second cheapest) was the cheapest in only 6% of its comparisons, so it's rarely the cheapest option for transfers to Ghana.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Denmark to Ghana

4 companies send money from Denmark to Ghana, across app, multi-currency account, global account, online, and broker.

For sending a few thousand kroner

Online transfers

Online transfer services like Wise work well when you need to make a one-off payment.

A kr50,000 transfer with Wise gets you 85,884.28 GHS. This includes a kr508.1 fee and a % exchange-rate markup.

In our comparisons over the past month, it was the cheapest online service on 26 of the 26 days it quoted.

For small and frequent transfers

Money transfer apps

MobilePay works for Nordic payments, but for transfers to Ghana a money transfer app like Wise gives you much better rates.

Wise charges DKK 508.1 to send kr50,000, with delivery in same day.

Over the past month, Wise was the cheapest app on 81% of the days it appeared for kr50,000 transfers.

Apps work well for small and frequent transfers, like paying bills, sending money home, and similar.

For cross-border workers

Multi-currency accounts

If you live or work across Denmark and Ghana, you may need to use DKK and GHS.

A multi-currency account lets you keep both balances in one account.

With Wise, converting DKK 50,000 comes with a % exchange-rate markup.

Over the past month, it came out cheapest among multi-currency accounts on 92% of days.

This works best for regular spending abroad, travelling, and receiving payments.

For cross-border invoices

Global accounts

Global accounts suit Danish businesses paying suppliers or contractors in Ghana. You can also receive and hold GHS without opening a local business account.

Airwallex and Wise Business offer business multi-currency accounts and tools for recurring business payments.

Ways to fund DKK and receive GHS in Ghana

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 50,000 DKK gives your recipient 85,884.28 GHS.

To pay for your transfer in Denmark, you can use debit card, bank transfer, and credit card.

You can pay for the transfer using your Danish bank

Send DKK by bank transfer using the account and reference in your quote.

In Ghana, you can receive GHS by bank deposit, mobile money, cash pickup, and taptap wallet.

For them to get money straight to their bank account, enter the recipient's IBAN in Ghana and account-holder name.

In Ghana they can collect GHS as cash from a nearby agent location in Ghana with valid ID and the transfer reference.

  1. 1
    Bank transfer Bank deposit

    You pay kr50,000.00

    GH₵85,884

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr50,000.00

    GH₵84,976

    -GH₵909

  3. 3
    Credit card Bank deposit

    You pay kr50,000.00

    GH₵84,718

    -GH₵1,166

  4. 4
    Debit card Mobile money

    You pay kr50,000.00

    GH₵84,000

    -GH₵1,884

  5. 5
    Debit card Cash pickup

    You pay kr50,000.00

    GH₵84,000

    -GH₵1,884

Show moreShow less
  1. 6
    Debit card Taptap wallet

    You pay kr50,000.00

    GH₵84,000

    -GH₵1,884

Things to know before sending DKK to Ghana

Denmark does not use the euro, so every DKK transfer includes a currency conversion. The rate matters even when the payment starts from a Danish IBAN.

Best DKK/GHS transfer options

Cheapest way to send money to Ghana

For a kr50,000 transfer, Wise is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 85,884.28 GHS, which is 0.49% more than the next best option.

Fastest way to send money to Ghana

Revolut sends 85,461.47 GHS in within minutes when you pay by bank transfer and use bank deposit for the payout.

MobilePay is not international

MobilePay works for domestic payments and supported Nordic transfers.

You may be able to use it to pay for the transfers online, just like when depositing with any Danish bank account.

Family gifts have an annual allowance

Denmark does not tax the act of sending money abroad, but a gift can create Danish gift tax.

In 2026, most close relatives can receive up to DKK 80,600 from one donor without gift tax.

The general tax above the allowance is 15%.

Spouses are normally exempt, while different rules apply to other relationships.

The allowance also applies when the recipient lives outside Denmark.

For more info, Skattestyrelsen lists the 2026 allowances and rates.

How we analyse the market

We track 4 companies sending DKK to Ghana, registered with Finanstilsynet or passported in, and refreshed in real time on live searches.

Your money starts in kroner, so every transfer converts currency and the rate is what we lead on, alongside fees and the pay-in and payout options.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for DKK/GHS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.