Best companies for GBP/AMD transfers
3 of 3 providers Last updated on 28 October 2026
Based on 6,000 GBP transfer Best companies for GBP/AMD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee £227.04 1 GBP = 479.4620 AMD -0.27% vs mid-market	Recipient gets ֏2,767,914.95 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Armenia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £227.041 GBP = 479.4620 AMD ֏2,767,914.95You pay£6,000.00
Promoted Regency FX Pay via Bank transfer	Fee £0.00 1 GBP = 476.8606 AMD +0.27% vs mid-market	Recipient gets ֏2,861,163.33 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Armenia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 476.8606 AMD ֏2,861,163.33You pay£6,000.00
Run a live search Showing top United Kingdom to Armenia deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to AMD rates.
Run a live search These companies offer multi-currency accounts for spending AMD. We suggest doing a live search based on how much GBP you're planning to spend in Armenia.
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee £0.00 1 GBP = 476.8606 AMD +0.27% vs mid-market	Recipient gets ֏2,861,163.33 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Armenia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 476.8606 AMD ֏2,861,163.33You pay£6,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee £110.00 1 GBP = 477.5172 AMD +0.13% vs mid-market	Recipient gets ֏2,812,576.13 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Armenia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes £110.001 GBP = 477.5172 AMD ֏2,812,576.13You pay£6,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank transfer	Fee £227.04 1 GBP = 479.4620 AMD -0.27% vs mid-market	Recipient gets ֏2,767,914.95 Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Armenia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £227.041 GBP = 479.4620 AMD ֏2,767,914.95You pay£6,000.00
Wise Pay via Debit card	Fee £244.77 1 GBP = 479.4620 AMD -0.27% vs mid-market	Recipient gets ֏2,759,414.09 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Armenia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £244.771 GBP = 479.4620 AMD ֏2,759,414.09You pay£6,000.00
Wise Pay via Credit card	Fee £351.09 1 GBP = 479.4620 AMD -0.27% vs mid-market	Recipient gets ֏2,708,437.69 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Armenia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £351.091 GBP = 479.4620 AMD ֏2,708,437.69You pay£6,000.00
How Our Results Work Mid-market rate: 1 GBP = 478.1516 AMD Updates every 60 minutes.

Why compare

GBP/AMD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from UK to Armenia

Pick a company

For a one-off GBP transfer to Armenia, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 25 of the 25 days it quoted £6,000 transfers to Armenia.

On a 6,000 GBP transfer, Regency FX delivers the most AMD.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/AMD rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer it's normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Armenia?

How much GBP you send to Armenia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from £6,000 it quoted, and in 100% of all the transfers it quoted.


£500	1.17%	£0.00	֏236,289.55with paypal to card deposit	+֏3,173.50
£1,000	0.95%	£0.00	֏473,053.70with paypal to card deposit	+֏8,050.82
£2,000	0.14%	£30.00	֏939,650.99with debit card to bank deposit	+֏20,989.48
£6,000This page	0.27%	£0.00	֏2,861,163.33with bank transfer to bank deposit	+֏79,262.09
£10,000	0.27%	£0.00	֏4,768,035.08with bank transfer to bank deposit	+֏131,813.67
£50,000	0.25%	£0.00	֏23,822,473.50with bank transfer to bank deposit	+֏397,198.97
£250,000	0.20%	£0.00	֏119,263,934.37with bank transfer to bank deposit	+֏2,146,405.15

Mid-market rate: 1 GBP = 478.1516 AMD

GBP/AMD Exchange Rate History

Is today a good time to send money from UK to Armenia?

The cheapest way to send GBP to AMD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Armenia.

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AMD per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AMD on every transfer from UK.

Right now, Regency FX pays 2,861,163.33 AMD on 6,000 GBP, which is 7,746.06 AMD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 2,896,968.2 AMD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Armenia.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

Regency FXAppeared in 92 comparisons
Cheapest every time
RevolutAppeared in 175 comparisons
Cheapest in 34% of them
WiseAppeared in 186 comparisons
Cheapest in 3% of them

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Revolut (today's second cheapest) was the cheapest in only 34% of its comparisons, so it's rarely the cheapest option for transfers to Armenia.

Ways to send money from the UK to Armenia

There are many ways to send money to Armenia from the UK, including app, multi-currency account, global account, broker, and online, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Armenia, say weekly or monthly, an app like Revolut is the easiest and cheapest way to do it.

It charges £110 in fees, has 0.13% markup, lets you save recipient details, and AMD will arrive in minutes.

Over the past month, Revolut was the cheapest app on 100% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized AMD transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 3 companies we compared, Wise is the cheapest online service and will get you դր.2,767,914.95 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 26 of the 29 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Armenia, and 24/7 support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/AMD rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Armenian Dram abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £6,000 to AMD will get you դր.2,812,576.13 after fees.

If you don’t have AMD in your account, your GBP will auto-convert whenever you pay with Revolut in Armenia.

Once you have AMD in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Armenia, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive AMD in Armenia

Pay-in and pay-out methods will affect how much GBP you deposit and how much AMD your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Armenia is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive AMD.

Depositing GBP

You have 3 pay-in options for transfers to Armenia, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is debit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Armenia

Money can reach Armenia by bank deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Armenia is with bank deposit on average.

Digital wallets

Your recipient can receive AMD directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

1

Bank transfer Bank deposit

You pay £6,000.00

դր.2,861,163

Cheapest
2

Debit card Bank deposit

You pay £6,000.00

դր.2,812,576

-դր.48,587
3

Credit card Bank deposit

You pay £6,000.00

դր.2,708,438

-դր.152,726

Consider this when sending GBP to Armenia

There are a few nuances you should consider before sending GBP to Armenia such as limits, taxes, and safety.

Compare GBP/AMD transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Armenia:

Cheapest way to send money to Armenia

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get դր.2,861,163.33, which is 1.7% more than the next best option.

Fastest way to send money to Armenia

The fastest way is to use Revolut via debit card deposit and bank deposit for pay out. You get դր.2,812,576.13 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/AMD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Regency FX will get you 2,861,163.33 AMD, that’s including £0 fee and 0.27% in exchange rate markup.

A bank like on the other hand, will get you դր.0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Armenia.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 3 regulated companies offering money transfers from the UK to Armenia in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/AMD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/AMD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Send money from United Kingdom

Send money to Armenia

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	481.4278	–	֏2,888,567.09
Regency FX Cheapest	480.1280	£0.00	֏2,880,767.96	−֏7,799.13
Revolut	478.5199	£110.00	֏2,818,482.28	−֏70,084.81
Wise	481.1490	£247.56	֏2,767,780.75	−֏120,786.34

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	482.5690	–	֏2,895,414.29
Regency FX Cheapest	481.2661	£0.00	֏2,887,596.67	−֏7,817.62
Wise	482.5490	£254.17	֏2,772,644.52	−֏122,769.77
Revolut No quote collected this day	–	–	–	–

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	481.6425	–	֏2,889,854.83
Regency FX Cheapest	480.3420	£0.00	֏2,882,052.22	−֏7,802.61
Revolut	477.5937	£110.00	֏2,813,026.82	−֏76,828.01
Wise	480.5300	£261.88	֏2,757,338.80	−֏132,516.03

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	484.1352	–	֏2,904,811.19
Regency FX Cheapest	482.8280	£0.00	֏2,896,968.20	−֏7,842.99
Revolut	476.9739	£110.00	֏2,809,376.53	−֏95,434.66
Wise	479.2340	£247.02	֏2,757,023.62	−֏147,787.57

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	480.0144	–	֏2,880,086.43
Regency FX Cheapest	478.7184	£0.00	֏2,872,310.20	−֏7,776.23
Revolut	476.8461	£170.00	֏2,780,012.78	−֏100,073.65
Wise	480.1440	£244.24	֏2,763,593.63	−֏116,492.80

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	477.8753	–	֏2,867,251.61
Regency FX Cheapest	476.5850	£0.00	֏2,859,510.03	−֏7,741.58
Revolut	476.7983	£170.00	֏2,779,733.81	−֏87,517.80
Wise	480.1440	£244.24	֏2,763,593.63	−֏103,657.98

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	479.0987	–	֏2,874,592.46
Regency FX Cheapest	477.8052	£0.00	֏2,866,831.06	−֏7,761.40
Revolut	477.1457	£110.00	֏2,810,388.46	−֏64,204.00
Wise	479.7930	£248.67	֏2,759,447.87	−֏115,144.59

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	478.2169	–	֏2,869,301.26
Regency FX Cheapest	476.9257	£0.00	֏2,861,554.14	−֏7,747.12
Revolut	476.4041	£110.00	֏2,806,020.05	−֏63,281.21
Wise	480.0210	£248.11	֏2,761,027.99	−֏108,273.27

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	479.1489	–	֏2,874,893.59
Regency FX Cheapest	477.8552	£0.00	֏2,867,131.38	−֏7,762.21
Revolut	477.3125	£110.00	֏2,811,370.65	−֏63,522.94
Wise	480.4950	£249.21	֏2,763,225.84	−֏111,667.75

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	474.8612	–	֏2,849,167.27
Regency FX Cheapest	473.5791	£0.00	֏2,841,474.52	−֏7,692.75
Revolut	475.9939	£110.00	֏2,803,604.23	−֏45,563.04
Wise	478.6990	£238.18	֏2,758,177.47	−֏90,989.80

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	477.7624	–	֏2,866,574.30
Regency FX Cheapest	476.4724	£0.00	֏2,858,834.55	−֏7,739.75
Revolut	476.9209	£110.00	֏2,809,064.34	−֏57,509.96
Wise	480.1060	£261.87	֏2,754,910.64	−֏111,663.66

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	479.2501	–	֏2,875,500.82
Regency FX Cheapest	477.9562	£0.00	֏2,867,736.97	−֏7,763.85
Revolut	475.8958	£170.00	֏2,774,472.61	−֏101,028.21
Wise	479.3940	£241.49	֏2,760,595.14	−֏114,905.68

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	480.4926	–	֏2,882,955.60
Regency FX Cheapest	479.1953	£0.00	֏2,875,171.62	−֏7,783.98
Revolut	476.9187	£110.00	֏2,809,050.92	−֏73,904.68
Wise	480.3160	£260.78	֏2,756,639.19	−֏126,316.41

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	479.4516	–	֏2,876,709.40
Regency FX Cheapest	478.1570	£0.00	֏2,868,942.28	−֏7,767.12
Wise	480.0750	£260.78	֏2,755,256.04	−֏121,453.36
Revolut No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	475.3875	–	֏2,852,325.29
Regency FX Cheapest	474.1040	£0.00	֏2,844,624.02	−֏7,701.27
Wise	476.4670	£279.44	֏2,725,658.06	−֏126,667.23
Revolut No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	478.2390	–	֏2,869,434.02
Regency FX Cheapest	476.9478	£0.00	֏2,861,686.55	−֏7,747.47
Revolut	476.5900	£110.00	֏2,807,115.05	−֏62,318.97
Wise	479.8720	£243.69	֏2,762,291.99	−֏107,142.03

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	481.2719	–	֏2,887,631.23
Regency FX Cheapest	479.9724	£0.00	֏2,879,834.62	−֏7,796.61
Revolut	479.2186	£110.00	֏2,822,597.29	−֏65,033.94
Wise	481.8840	£248.63	֏2,771,493.18	−֏116,138.05

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Revolut Cheapest	479.5801	£170.00	֏2,795,952.05	–
Wise	482.5840	£233.70	֏2,782,724.12	–
Regency FX No quote collected this day	–	–	–	–

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	481.4015	–	֏2,888,409.25
Paysend Cheapest	477.5372	£0.00	֏2,865,222.95	−֏23,186.30
Wise	482.5840	£233.70	֏2,782,724.12	−֏105,685.13
Regency FX No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	483.2744	–	֏2,899,646.56
Regency FX Cheapest	481.9696	£0.00	֏2,891,817.51	−֏7,829.05
Revolut	480.4914	£110.00	֏2,830,094.43	−֏69,552.13
Wise	482.5310	£252.49	֏2,773,351.75	−֏126,294.81

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	482.5911	–	֏2,895,546.37
Regency FX Cheapest	481.2881	£0.00	֏2,887,728.39	−֏7,817.98
Wise	483.3720	£259.08	֏2,774,999.98	−֏120,546.39
Revolut No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	483.2949	–	֏2,899,769.13
Regency FX Cheapest	481.9900	£0.00	֏2,891,939.75	−֏7,829.38
Revolut	481.8003	£110.00	֏2,837,803.78	−֏61,965.35
Wise	484.9510	£243.08	֏2,791,824.11	−֏107,945.02

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	484.0856	–	֏2,904,513.49
Regency FX Cheapest	482.7786	£0.00	֏2,896,671.31	−֏7,842.18
Revolut	482.2839	£110.00	֏2,840,652.24	−֏63,861.25
Wise	485.7740	£246.38	֏2,794,959.00	−֏109,554.49

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Revolut Cheapest	481.1747	£110.00	֏2,834,118.95	–
Wise	483.8610	£225.88	֏2,793,871.48	–
Regency FX No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	482.5254	–	֏2,895,152.14
Regency FX Cheapest	481.2225	£0.00	֏2,887,335.23	−֏7,816.91
Revolut	479.4616	£170.00	֏2,795,260.90	−֏99,891.24
Wise	483.6120	£232.00	֏2,789,474.02	−֏105,678.12

How to send money to Armenia from UK with the best GBP-AMD rate

Best companies for GBP/AMD transfers