How to send money to India from the UK with the best GBP-INR rate

We’ve compared 14 companies, and found WorldRemit to be the cheapest, while Revolut is the fastest.

Sending £6,000 gets you ₹780,552.25 with WorldRemit at 130.1135 INR per GBP, about 3.15% more than the next best option.

Best companies for GBP/INR transfers

14 of 14 providers

Last updated on 10 November 2026

Based on 6,000 GBP transfer

Best companies for GBP/INR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £28.05 1 GBP = 125.9980 INR -0.24% vs mid-market Recipient gets ₹752,453.76 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£28.051 GBP = 125.9980 INR
₹752,453.76You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 125.2510 INR +0.36% vs mid-market Recipient gets ₹751,506.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 125.2510 INR
₹751,506.00You pay£6,000.00

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Only available via Mobile App

WorldRemit

Pay via Debit card
Fee £0.99 1 GBP = 130.1135 INR -3.45% vs mid-market Recipient gets ₹780,552.25 Minutes - 2 days
Cheapest
Receive to bank account or cash pickup

Ways to receive money in India with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
£0.991 GBP = 130.1135 INR
₹780,552.25You pay£6,000.00

TapTap Send

Pay via Debit card
Fee £0.99 1 GBP = 126.0000 INR -0.24% vs mid-market Recipient gets ₹756,000.00 Minutes
Receive to bank account

Ways to receive money in India with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
£0.991 GBP = 126.0000 INR
₹756,000.00You pay£6,000.99
UPIMinutesAvailable via:UPI
£0.991 GBP = 126.0000 INR
₹756,000.00You pay£6,000.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £1.49 1 GBP = 125.9465 INR -0.20% vs mid-market Recipient gets ₹755,679.00 Minutes - 24 hours

Ways to receive money in India with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
UPIMinutes - 24 hoursAvailable via:UPI
£1.491 GBP = 125.9465 INR
₹755,679.00You pay£6,001.49
Bank depositMinutes - 24 hoursAvailable via:All Banks
£1.491 GBP = 125.9465 INR
₹755,679.00You pay£6,001.49
Cash pickupMinutes - 24 hours
£1.991 GBP = 125.8049 INR
₹754,829.40You pay£6,001.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £1.99 1 GBP = 125.8385 INR -0.11% vs mid-market Recipient gets ₹755,031.00 Minutes - 24 hours

Ways to receive money in India with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
UPIMinutes - 24 hoursAvailable via:UPI
£1.991 GBP = 125.8385 INR
₹755,031.00You pay£6,001.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£1.991 GBP = 125.8385 INR
₹755,031.00You pay£6,001.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£4.991 GBP = 125.7522 INR
₹754,513.20You pay£6,004.99
Cash pickupMinutes - 24 hours
£1.991 GBP = 125.0419 INR
₹750,251.40You pay£6,001.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £1.99 1 GBP = 125.8385 INR -0.11% vs mid-market Recipient gets ₹755,031.00 Minutes - 24 hours

Ways to receive money in India with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
UPIMinutes - 24 hoursAvailable via:UPI
£1.991 GBP = 125.8385 INR
₹755,031.00You pay£6,001.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
£1.991 GBP = 125.8385 INR
₹755,031.00You pay£6,001.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£4.991 GBP = 125.7522 INR
₹754,513.20You pay£6,004.99
Cash pickupMinutes - 24 hours
£1.991 GBP = 125.0419 INR
₹750,251.40You pay£6,001.99
Only available via Mobile App

Sendwave

Pay via Debit card
Fee £1.49 1 GBP = 125.8185 INR -0.09% vs mid-market Recipient gets ₹754,723.53 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in India with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
£1.491 GBP = 125.8185 INR
₹754,723.53You pay£6,000.00
Zero fee for first transfer

Aspora

Pay via Bank transfer
Fee £3.00 1 GBP = 125.6998 INR 0.00% vs mid-market Recipient gets ₹753,821.56 Minutes - 24 hours
Receive to bank accountTailored for the Indian Diaspora

Ways to receive money in India with Aspora when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£3.001 GBP = 125.6998 INR
₹753,821.56You pay£6,000.00

Wise

Pay via Bank transfer
Fee £28.05 1 GBP = 125.9980 INR -0.24% vs mid-market Recipient gets ₹752,453.76 Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£28.051 GBP = 125.9980 INR
₹752,453.76You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 125.3604 INR +0.27% vs mid-market Recipient gets ₹752,162.33 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in India with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 125.3604 INR
₹752,162.33You pay£6,000.00

TorFx

Pay via Bank transfer
Fee £0.00 1 GBP = 125.3227 INR +0.30% vs mid-market Recipient gets ₹751,936.07 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in India with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 125.3227 INR
₹751,936.07You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 125.2510 INR +0.36% vs mid-market Recipient gets ₹751,506.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 125.2510 INR
₹751,506.00You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 125.2510 INR +0.36% vs mid-market Recipient gets ₹751,506.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 125.2510 INR
₹751,506.00You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 125.2510 INR +0.36% vs mid-market Recipient gets ₹751,506.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in India with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 125.2510 INR
₹751,506.00You pay£6,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 125.0713 INR +0.50% vs mid-market Recipient gets ₹750,427.67 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in India with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 125.0713 INR
₹750,427.67You pay£6,000.00

Wise

Pay via Debit card
Fee £46.99 1 GBP = 125.9980 INR -0.24% vs mid-market Recipient gets ₹750,067.35 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£46.991 GBP = 125.9980 INR
₹750,067.35You pay£6,000.00

Currencies Direct

Pay via Bank transfer
Fee £0.00 1 GBP = 124.9837 INR +0.57% vs mid-market Recipient gets ₹749,902.20 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in India with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 124.9837 INR
₹749,902.20You pay£6,000.00

CurrencyFair

Pay via Bank transfer
Fee £0.95 1 GBP = 124.8586 INR +0.67% vs mid-market Recipient gets ₹749,031.60 Minutes - 24 hours
Receive to bank account

Ways to receive money in India with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£0.951 GBP = 124.8586 INR
₹749,031.60You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £50.35 1 GBP = 125.6896 INR +0.01% vs mid-market Recipient gets ₹747,808.86 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in India with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£50.351 GBP = 125.6896 INR
₹747,808.86You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee £160.55 1 GBP = 125.9980 INR -0.24% vs mid-market Recipient gets ₹735,759.02 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in India with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£160.551 GBP = 125.9980 INR
₹735,759.02You pay£6,000.00

Barclays

Pay via Bank transfer
Fee £0.00 1 GBP = 122.5571 INR +2.53% vs mid-market Recipient gets ₹735,342.82 Minutes - 5 days
0 reviews

Ways to receive money in India with Barclays when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 122.5571 INR
₹735,342.82You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 125.6896 INR +0.01% vs mid-market Recipient gets ₹730,507.70 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in India with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 125.6896 INR
₹730,507.70You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 GBP = 125.6998 INR Updates every 60 minutes.

How to send money from UK to India

Pick a company

For a one-off GBP transfer to India, I suggest picking the cheapest option which is WorldRemit.

WorldRemit was the cheapest on 22 of the 22 days it quoted £6,000 transfers to India.

On a 6,000 GBP transfer, WorldRemit delivers the most INR.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/INR rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to India?

How much GBP you send to India heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows WorldRemit was the cheapest in 100% of the transfers from £6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
£450-3.50%£0.99₹58,424.44with debit card to bank deposit+₹1,947.47
£500-3.51%£0.99₹64,918.28with debit card to bank deposit+₹2,161.69
£1,000-3.53%£0.99₹129,989.54with debit card to bank deposit+₹4,326.81
£2,000-3.54%£0.99₹260,107.90with debit card to bank deposit+₹9,407.25
£6,000This page-3.45%£0.99₹780,552.25with debit card to bank deposit+₹29,563.88
£10,000-0.31%£0.99₹1,260,000.00with debit card to bank deposit+₹12,301.50
£50,000-0.31%£0.99₹6,300,000.00with debit card to bank deposit+₹48,487.16
£100,000-0.35%£0.99₹12,600,000.00with debit card to bank deposit+₹96,447.64
£250,000-0.29%£0.99₹31,500,000.00with debit card to bank deposit+₹314,477.47

Mid-market rate: 1 GBP = 125.6998 INR

GBP/INR Exchange Rate History

Is today a good time to send money from UK to India?

The cheapest way to send GBP to INR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's WorldRemit), across 30 days of comparisons for 6,000 GBP transfers to India.

INR received for £6,000, after fees

Tue, 10 Nov 2026Mid-market rate₹754,198.66 WorldRemit ₹780,552.25 Barclays ₹735,342.82WorldRemit₹780,552.25TapTap Send₹756,000.00MoneyGram₹755,679.00Extra cost of a bank₹45,209.43

720,000
740,000
760,000
780,000
800,000
At the mid-market rateWith the cheapest optionWith a bankWorldRemitTapTap SendMoneyGram
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.6877 – ₹760,126.22
WorldRemit Cheapest 130.7503 £0.00 ₹784,501.56 +₹24,375.34
MoneyGram 126.8206 £1.49 ₹760,923.60 +₹797.38
TapTap Send No quote collected this day – – – –
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.0094 – ₹756,056.23
TapTap Send Cheapest 126.0000 £0.99 ₹756,000.00 −₹56.23
MoneyGram 125.9060 £1.49 ₹755,436.00 −₹620.23
Barclays 122.5951 £0.00 ₹735,570.55 −₹20,485.68
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 125.1578 – ₹750,946.95
TapTap Send Cheapest 126.0000 £0.99 ₹756,000.00 +₹5,053.05
MoneyGram 125.9652 £1.49 ₹755,791.20 +₹4,844.25
Barclays 121.7205 £0.00 ₹730,322.83 −₹20,624.12
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 125.7132 – ₹754,279.07
WorldRemit Cheapest 129.8389 £0.99 ₹778,904.98 +₹24,625.91
TapTap Send 126.0000 £0.99 ₹756,000.00 +₹1,720.93
MoneyGram 125.8613 £1.49 ₹755,167.80 +₹888.73
Barclays 121.7205 £0.00 ₹730,322.83 −₹23,956.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.4611 – ₹758,766.37
WorldRemit Cheapest 130.5833 £0.99 ₹783,370.46 +₹24,604.09
TapTap Send 126.0000 £0.99 ₹756,000.00 −₹2,766.37
MoneyGram 125.4920 £1.49 ₹752,952.00 −₹5,814.37
Barclays 122.9673 £0.00 ₹737,804.04 −₹20,962.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.2709 – ₹757,625.29
MoneyGram Cheapest 126.4126 £1.99 ₹758,475.60 +₹850.31
TapTap Send 126.0000 £0.99 ₹756,000.00 −₹1,625.29
Barclays 123.0915 £0.00 ₹738,549.18 −₹19,076.11
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.2709 – ₹757,625.29
WorldRemit Cheapest 130.3977 £0.99 ₹782,257.05 +₹24,631.76
MoneyGram 126.4126 £1.99 ₹758,475.60 +₹850.31
TapTap Send 126.0000 £0.99 ₹756,000.00 −₹1,625.29
Barclays 123.0915 £0.00 ₹738,549.18 −₹19,076.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.4970 – ₹758,981.92
TapTap Send Cheapest 126.6000 £0.99 ₹759,600.00 +₹618.08
MoneyGram 126.2795 £1.99 ₹757,677.00 −₹1,304.92
Barclays 122.8942 £0.00 ₹737,365.12 −₹21,616.80
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.5064 – ₹759,038.24
Aspora Cheapest 126.5064 £3.00 ₹758,658.72 −₹379.52
TapTap Send 126.4400 £0.99 ₹758,640.00 −₹398.24
MoneyGram 126.3300 £1.49 ₹757,980.00 −₹1,058.24
Barclays 122.8942 £0.00 ₹737,365.12 −₹21,673.12
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.7134 – ₹760,280.59
WorldRemit Cheapest 130.5646 £0.99 ₹783,258.34 +₹22,977.75
TapTap Send 127.0000 £0.99 ₹762,000.00 +₹1,719.41
MoneyGram 126.5056 £1.49 ₹759,033.60 −₹1,246.99
Barclays 123.2716 £0.00 ₹739,629.51 −₹20,651.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 127.0787 – ₹762,472.40
WorldRemit Cheapest 130.9335 £0.99 ₹785,471.38 +₹22,998.98
MoneyGram 126.4365 £1.49 ₹758,619.00 −₹3,853.40
HSBC 125.5693 £0.00 ₹753,416.04 −₹9,056.36
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 127.0179 – ₹762,107.39
WorldRemit Cheapest 131.1857 £0.99 ₹786,984.21 +₹24,876.82
TapTap Send 127.0000 £0.99 ₹762,000.00 −₹107.39
MoneyGram 126.7307 £1.49 ₹760,384.20 −₹1,723.19
Barclays 123.5916 £0.00 ₹741,549.58 −₹20,557.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.9849 – ₹761,909.18
WorldRemit Cheapest 130.8506 £0.99 ₹784,974.24 +₹23,065.06
TapTap Send 127.0000 £0.99 ₹762,000.00 +₹90.82
MoneyGram 126.8128 £1.49 ₹760,876.80 −₹1,032.38
Barclays 123.6256 £0.00 ₹741,753.67 −₹20,155.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.9849 – ₹761,909.18
WorldRemit Cheapest 130.8506 £0.99 ₹784,974.24 +₹23,065.06
TapTap Send 127.0000 £0.99 ₹762,000.00 +₹90.82
MoneyGram 126.8128 £1.49 ₹760,876.80 −₹1,032.38
Barclays 123.6256 £0.00 ₹741,753.67 −₹20,155.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 127.1114 – ₹762,668.16
Aspora Cheapest 127.1114 £3.00 ₹762,286.83 −₹381.33
MoneyGram 126.8162 £1.49 ₹760,897.20 −₹1,770.96
Barclays 123.7949 £0.00 ₹742,769.33 −₹19,898.83
WorldRemit No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.8235 – ₹760,941.20
TapTap Send Cheapest 127.3000 £0.99 ₹763,800.00 +₹2,858.80
MoneyGram 126.8500 £1.49 ₹761,100.00 +₹158.80
Barclays 123.3503 £0.00 ₹740,101.76 −₹20,839.44
WorldRemit No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.4680 – ₹758,807.91
WorldRemit Cheapest 130.3081 £0.99 ₹781,719.48 +₹22,911.57
TapTap Send 126.5000 £0.99 ₹759,000.00 +₹192.09
MoneyGram 126.4258 £1.49 ₹758,554.80 −₹253.11
Barclays 123.0480 £0.00 ₹738,287.88 −₹20,520.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.8396 – ₹761,037.83
WorldRemit Cheapest 130.8145 £0.99 ₹784,757.37 +₹23,719.54
TapTap Send 126.5000 £0.99 ₹759,000.00 −₹2,037.83
MoneyGram 126.3181 £1.49 ₹757,908.60 −₹3,129.23
Barclays 123.4633 £0.00 ₹740,780.03 −₹20,257.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 127.3488 – ₹764,092.78
WorldRemit Cheapest 131.7133 £0.99 ₹790,149.28 +₹26,056.50
TapTap Send 127.6000 £0.99 ₹765,600.00 +₹1,507.22
MoneyGram 126.5564 £1.49 ₹759,338.40 −₹4,754.38
Barclays 123.9371 £0.00 ₹743,622.36 −₹20,470.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 127.1590 – ₹762,954.16
WorldRemit Cheapest 131.3374 £0.99 ₹787,894.14 +₹24,939.98
MoneyGram 127.4900 £1.49 ₹764,940.00 +₹1,985.84
TapTap Send 127.3100 £0.99 ₹763,860.00 +₹905.84
Barclays 123.5556 £0.00 ₹741,333.71 −₹21,620.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 127.1543 – ₹762,925.69
WorldRemit Cheapest 131.3374 £0.99 ₹787,894.14 +₹24,968.45
TapTap Send 127.6100 £0.99 ₹765,660.00 +₹2,734.31
MoneyGram 127.4900 £1.49 ₹764,940.00 +₹2,014.31
Barclays 123.5556 £0.00 ₹741,333.71 −₹21,591.98
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
WorldRemit Cheapest 131.2868 £0.99 ₹787,590.77 –
TapTap Send 127.6100 £0.99 ₹765,660.00 –
MoneyGram 127.2618 £1.49 ₹763,570.80 –
HSBC 126.0960 £0.00 ₹756,575.95 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.9454 – ₹761,672.64
WorldRemit Cheapest 130.9908 £0.99 ₹785,814.94 +₹24,142.30
TapTap Send 127.6100 £0.99 ₹765,660.00 +₹3,987.36
MoneyGram 126.9315 £1.49 ₹761,589.00 −₹83.64
Barclays 123.5323 £0.00 ₹741,193.78 −₹20,478.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 127.7574 – ₹766,544.61
WorldRemit Cheapest 131.6067 £0.99 ₹789,509.61 +₹22,965.00
TapTap Send 127.4200 £0.99 ₹764,520.00 −₹2,024.61
MoneyGram 126.8039 £1.49 ₹760,823.40 −₹5,721.21
Barclays 123.5323 £0.00 ₹741,193.78 −₹25,350.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 127.1465 – ₹762,878.85
WorldRemit Cheapest 131.2284 £0.99 ₹787,240.72 +₹24,361.87
TapTap Send 127.3100 £0.99 ₹763,860.00 +₹981.15
MoneyGram 127.2680 £1.99 ₹763,608.00 +₹729.15
Barclays 123.7748 £0.00 ₹742,649.06 −₹20,229.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 125.9576 – ₹755,745.49
WorldRemit Cheapest 130.1652 £0.99 ₹780,862.52 +₹25,117.03
MoneyGram 126.9899 £1.49 ₹761,939.40 +₹6,193.91
TapTap Send 126.1000 £0.99 ₹756,600.00 +₹854.51
Barclays 122.6024 £0.00 ₹735,614.65 −₹20,130.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 125.6189 – ₹753,713.47
WorldRemit Cheapest 129.4644 £0.99 ₹776,658.29 +₹22,944.82
MoneyGram 125.6291 £1.49 ₹753,774.60 +₹61.13
TapTap Send 125.6100 £0.99 ₹753,660.00 −₹53.47
Barclays 122.0339 £0.00 ₹732,203.25 −₹21,510.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 125.5349 – ₹753,209.19
MoneyGram Cheapest 125.6291 £1.49 ₹753,774.60 +₹565.41
Barclays 122.0339 £0.00 ₹732,203.25 −₹21,005.94
WorldRemit No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 126.1286 – ₹756,771.82
WorldRemit Cheapest 129.7582 £0.99 ₹778,420.86 +₹21,649.04
TapTap Send 126.0000 £0.99 ₹756,000.00 −₹771.82
MoneyGram 125.5288 £1.49 ₹753,172.80 −₹3,599.02
Barclays 122.5571 £0.00 ₹735,342.82 −₹21,429.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 125.6998 – ₹754,198.66
WorldRemit Cheapest 130.1135 £0.99 ₹780,552.25 +₹26,353.59
TapTap Send 126.0000 £0.99 ₹756,000.00 +₹1,801.34
MoneyGram 125.9465 £1.49 ₹755,679.00 +₹1,480.34
Barclays 122.5571 £0.00 ₹735,342.82 −₹18,855.84

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more INR per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 26 of the last 30 days.

Right now, WorldRemit pays 780,552.25 INR on 6,000 GBP, which is 26,353.59 INR more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 790,149.28 INR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to India.

We've tracked 269 comparisons to check how often today's top companies were the cheapest across 9 amounts over the past month.

  1. WorldRemitAppeared in 114 comparisons

    Cheapest every time

  2. TapTap SendAppeared in 264 comparisons

    Cheapest in 30% of them

  3. MoneyGramAppeared in 240 comparisons

    Cheapest in 8% of them

  4. BarclaysAppeared in 209 comparisons

    Never the cheapest

Based on 269 comparisons across 9 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today WorldRemit is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 30% of its comparisons, so it's rarely the cheapest option for transfers to India.

Ways to send money from the UK to India

There are many ways to send money to India from the UK, including app, currency broker, online, multi-currency account, global business account, in person, and bank, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to India, say weekly or monthly, an app like WorldRemit is the easiest and cheapest way to do it.

It charges £0.99 in fees, has -3.45% markup, lets you save recipient details, and INR will arrive in minutes.

Over the past month, WorldRemit was the cheapest app on 100% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized INR transfers, around £1,000 - £5,000.

Online companies like MoneyGram often have higher limits and/or first time promos.

Of the 14 companies we compared, MoneyGram is the cheapest online service and will get you ₹755,679 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 25 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to India, and real human support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/INR rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 83% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Indian Rupees abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to INR will get you ₹752,453.76 after fees.

If you don’t have INR in your account, your GBP will auto-convert whenever you pay with Wise in India.

Once you have INR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in India, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to India.

On a £6,000 transfer, banks like Barclays will add 2.53% markup, getting you ₹735,342.82 vs ₹780,552.25 with WorldRemit.

We found Barclays was the cheapest bank on 27 of the 29 days it appeared for this amount.

Ways to fund GBP and receive INR in India

Pay-in and pay-out methods will affect how much GBP you deposit and how much INR your recipient gets. Use the table below to see how different options change how much you pay and what they get.

Our data shows that WorldRemit gets your recipient 45,209.43 INR more than Barclays, today's cheapest bank, on the same £6,000.

The overall best and cheapest way to send £6,000 to India is via WorldRemit, using a debit card to deposit GBP and bank deposit to receive INR.

Depositing GBP

You have 3 pay-in options for transfers to India, including bank transfer, debit card, and credit card.

The cheapest pay-in option is debit card.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in India

Money can reach India by bank deposit, UPI, card deposit, and cash pickup, and each delivery method comes with its own fees.

The cheapest way to receive money in India is with UPI on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you ₹755,679 on a £6,000 transfer).

Digital wallets

Your recipient can receive INR directly into a digital wallet (like PayPal or similar) which usually takes a few minutes to arrive.

  1. 1
    Debit card Bank deposit

    You pay £6,000.00

    ₹780,552

    Cheapest

  2. 2
    Debit card UPI

    You pay £6,000.99

    ₹756,000

    -₹24,552

  3. 3
    Bank transfer UPI

    You pay £6,001.49

    ₹755,679

    -₹24,873

  4. 4
    Bank transfer Bank deposit

    You pay £6,001.49

    ₹755,679

    -₹24,873

  5. 5
    Credit card UPI

    You pay £6,001.99

    ₹755,031

    -₹25,521

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay £6,001.99

    ₹755,031

    -₹25,521

  2. 7
    Bank transfer Cash pickup

    You pay £6,001.99

    ₹754,829

    -₹25,723

  3. 8
    Debit card Card deposit

    You pay £6,004.99

    ₹754,513

    -₹26,039

  4. 9
    Credit card Card deposit

    You pay £6,004.99

    ₹754,513

    -₹26,039

  5. 10
    Debit card Cash pickup

    You pay £6,001.99

    ₹750,251

    -₹30,301

  6. 11
    Credit card Cash pickup

    You pay £6,001.99

    ₹750,251

    -₹30,301

Consider this when sending GBP to India

There are a few nuances you should consider before sending GBP to India such as limits, taxes, and safety.

Compare GBP/INR transfer options

Right now, these are the best money transfer options for a £6,000 transfer to India:

Cheapest way to send money to India

The cheapest way is to use WorldRemit, pay in with a debit card and withdraw via bank deposit. You will get ₹780,552.25, which is 3.15% more than the next best option.

Fastest way to send money to India

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get ₹747,808.86 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/INR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with WorldRemit will get you 780,552.25 INR, that’s including £0.99 fee and -3.45% in exchange rate markup.

A bank like Barclays on the other hand, will get you ₹735,342.82, that’s £0 in fees but 2.53% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to India.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 14 regulated companies offering money transfers from the UK to India in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/INR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 269 comparisons across 9 amounts.

This page covers the cheapest and fastest options for GBP/INR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.