We’ve compared 12 companies, and found WorldRemit to be the cheapest, while Revolut is the fastest.
Sending £6,000 gets you ₱509,141.59 with WorldRemit at 84.8992 PHP per GBP, about 0.17% more than the next best option.
| 12 of 12 providers Last updated on 10 November 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/PHP transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £32.16 1 GBP = 85.1535 PHP -0.53% vs mid-market | Recipient gets ₱508,182.46 Same day | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £32.161 GBP = 85.1535 PHP ₱508,182.46You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 84.0053 PHP +0.83% vs mid-market | Recipient gets ₱504,031.80 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 84.0053 PHP ₱504,031.80You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Philippines deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to PHP rates. | |||
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much GBP you're planning to spend in Philippines. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee £2.99 1 GBP = 84.8992 PHP -0.23% vs mid-market | Recipient gets ₱509,141.59 Minutes - 2 days | |
Ways to receive money in Philippines with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days £2.991 GBP = 84.8992 PHP ₱509,141.59You pay£6,000.00 Bank depositMinutes - 2 days £1.991 GBP = 84.7088 PHP ₱508,084.11You pay£6,000.00 Mobile moneyMinutes - 2 days Free1 GBP = 84.6030 PHP ₱507,617.88You pay£6,000.00 Card depositMinutes - 2 days Free1 GBP = 82.9061 PHP ₱497,436.66You pay£6,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee £0.99 1 GBP = 84.7300 PHP -0.03% vs mid-market | Recipient gets ₱508,295.82 Minutes - 3 days | |
Ways to receive money in Philippines with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days £0.991 GBP = 84.7300 PHP ₱508,295.82You pay£6,000.00 Bank depositMinutes - 3 days £0.991 GBP = 84.7300 PHP ₱508,295.82You pay£6,000.00 Cash pickupMinutes - 3 days £1.991 GBP = 84.5183 PHP ₱506,941.79You pay£6,000.00 Card depositMinutes - 3 days Free1 GBP = 82.3598 PHP ₱494,159.04You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £32.16 1 GBP = 85.1535 PHP -0.53% vs mid-market | Recipient gets ₱508,182.46 Same day | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £32.161 GBP = 85.1535 PHP ₱508,182.46You pay£6,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £3.99 1 GBP = 84.5173 PHP +0.22% vs mid-market | Recipient gets ₱507,103.80 Minutes - 24 hours | |
Ways to receive money in Philippines with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £3.991 GBP = 84.5173 PHP ₱507,103.80You pay£6,003.99 Bank depositMinutes - 24 hoursAvailable via:All Banks £1.991 GBP = 84.4644 PHP ₱506,786.40You pay£6,001.99 Mobile walletMinutes - 24 hoursAvailable via:GCash, Select Wallets Free1 GBP = 83.5258 PHP ₱501,154.80You pay£6,000.00 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card £1.991 GBP = 82.7295 PHP ₱496,377.00You pay£6,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £3.99 1 GBP = 84.5173 PHP +0.22% vs mid-market | Recipient gets ₱507,103.80 Minutes - 24 hours | |
Ways to receive money in Philippines with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £3.991 GBP = 84.5173 PHP ₱507,103.80You pay£6,003.99 Bank depositMinutes - 24 hoursAvailable via:All Banks £1.991 GBP = 84.4644 PHP ₱506,786.40You pay£6,001.99 Mobile walletMinutes - 24 hoursAvailable via:GCash, Select Wallets Free1 GBP = 83.5258 PHP ₱501,154.80You pay£6,000.00 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card £1.991 GBP = 82.7295 PHP ₱496,377.00You pay£6,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £3.99 1 GBP = 84.5173 PHP +0.22% vs mid-market | Recipient gets ₱507,103.80 Minutes - 24 hours | |
Ways to receive money in Philippines with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £3.991 GBP = 84.5173 PHP ₱507,103.80You pay£6,003.99 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 84.4644 PHP ₱506,786.40You pay£6,000.00 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets, GCash Free1 GBP = 83.5258 PHP ₱501,154.80You pay£6,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 84.4742 PHP +0.27% vs mid-market | Recipient gets ₱506,844.91 Minutes - 24 hours | |
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 84.4742 PHP ₱506,844.91You pay£6,000.00 | |||
 TorFx Pay via Bank transfer | Fee £0.00 1 GBP = 84.4487 PHP +0.30% vs mid-market | Recipient gets ₱506,692.45 Minutes - 24 hours | |
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 84.4487 PHP ₱506,692.45You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £51.08 1 GBP = 85.1535 PHP -0.53% vs mid-market | Recipient gets ₱506,571.36 Same day | |
Ways to receive money in Philippines with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £51.081 GBP = 85.1535 PHP ₱506,571.36You pay£6,000.00 | |||
 OFX Pay via Bank transfer | Fee £0.00 1 GBP = 84.2793 PHP +0.50% vs mid-market | Recipient gets ₱505,676.01 Minutes - 24 hours | |
Ways to receive money in Philippines with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 84.2793 PHP ₱505,676.01You pay£6,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee £0.94 1 GBP = 84.2300 PHP +0.56% vs mid-market | Recipient gets ₱505,300.00 Minutes - 24 hours | |
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours £0.941 GBP = 84.2300 PHP ₱505,300.00You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 84.0053 PHP +0.83% vs mid-market | Recipient gets ₱504,031.80 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 84.0053 PHP ₱504,031.80You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 84.0053 PHP +0.83% vs mid-market | Recipient gets ₱504,031.80 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 84.0053 PHP ₱504,031.80You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 84.0053 PHP +0.83% vs mid-market | Recipient gets ₱504,031.80 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 84.0053 PHP ₱504,031.80You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £50.35 1 GBP = 84.3885 PHP +0.37% vs mid-market | Recipient gets ₱502,081.75 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes £50.351 GBP = 84.3885 PHP ₱502,081.75You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee £0.00 1 GBP = 83.4000 PHP +1.55% vs mid-market | Recipient gets ₱500,400.00 Minutes | |
Ways to receive money in Philippines with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 GBP = 83.4000 PHP ₱500,400.00You pay£6,000.00 Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya Free1 GBP = 83.4000 PHP ₱500,400.00You pay£6,000.00 Mobile moneyMinutesAvailable via:Globe Free1 GBP = 83.4000 PHP ₱500,400.00You pay£6,000.00 Card depositMinutesAvailable via:Pay To Card £0.731 GBP = 83.4000 PHP ₱500,400.00You pay£6,000.73 Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others £1.491 GBP = 83.4000 PHP ₱500,400.00You pay£6,001.49 | |||
| Wise Pay via Credit card | Fee £164.50 1 GBP = 85.1535 PHP -0.53% vs mid-market | Recipient gets ₱496,913.25 Same day | |
Ways to receive money in Philippines with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £164.501 GBP = 85.1535 PHP ₱496,913.25You pay£6,000.00 | |||
 Barclays Pay via Bank transfer | Fee £0.00 1 GBP = 82.3711 PHP +2.79% vs mid-market | Recipient gets ₱494,226.53 Minutes - 5 days | |
Ways to receive money in Philippines with Barclays when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 82.3711 PHP ₱494,226.53You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee £188.00 1 GBP = 84.3885 PHP +0.37% vs mid-market | Recipient gets ₱490,465.68 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes £188.001 GBP = 84.3885 PHP ₱490,465.68You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 GBP = 84.7028 PHP Updates every 60 minutes. | |||
Transfer details
For a one-off GBP transfer to the Philippines, I suggest picking the cheapest option which is WorldRemit.
WorldRemit was the cheapest on 22 of the 22 days it quoted £6,000 transfers to the Philippines.
On a 6,000 GBP transfer, WorldRemit delivers the most PHP.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/PHP rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer the verification is normally instant but can take a couple of hours.
How much GBP you send to the Philippines heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows WorldRemit was the cheapest in 100% of the transfers from £6,000 it quoted, and in 23% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £400 | -1.65% | £0.00 | ₱34,444.00with bank transfer to mobile wallet | +₱792.72 | |
| £500 | -1.66% | £0.00 | ₱43,060.00with bank transfer to mobile wallet | +₱982.66 | |
| £1,000 | -1.65% | £0.00 | ₱86,140.00with bank transfer to mobile wallet | +₱2,038.47 | |
| £2,000 | -0.34% | £0.00 | ₱169,820.00with bank transfer to mobile wallet | +₱1,806.09 | |
| £6,000This page | -0.23% | £2.99 | ₱509,141.59with debit card to cash pickup | +₱5,236.40 | |
| £10,000 | 0.21% | £3.99 | ₱845,173.00with debit card to cash pickup | +₱7,273.58 | |
| £50,000 | 0.25% | £0.00 | ₱4,218,328.15with bank transfer to bank deposit | +₱31,117.35 | |
| £250,000 | 0.20% | £0.00 | ₱21,117,140.58with bank transfer to bank deposit | +₱178,475.71 |
Mid-market rate: 1 GBP = 84.7028 PHP
The cheapest way to send GBP to PHP can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's WorldRemit), across 30 days of comparisons for 6,000 GBP transfers to the Philippines.
Tue, 10 Nov 2026Mid-market rate₱508,217.10 WorldRemit ₱509,141.59 Barclays ₱494,226.53WorldRemit₱509,141.59Sendwave₱508,295.82Wise₱508,182.46Extra cost of a bank₱14,915.06
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 83.0824 | – | ₱498,494.32 | |
| | 82.8581 | £0.00 | ₱497,148.38 | −₱1,345.94 |
| | 83.0907 | £32.16 | ₱495,872.00 | −₱2,622.32 |
| | 80.8465 | £0.00 | ₱485,078.89 | −₱13,415.43 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 83.0642 | – | ₱498,385.16 | |
| | 83.3604 | £2.99 | ₱499,913.33 | +₱1,528.17 |
| | 83.1942 | £0.99 | ₱499,082.90 | +₱697.74 |
| | 83.0834 | £32.16 | ₱495,828.44 | −₱2,556.72 |
| | 80.7804 | £0.00 | ₱484,682.12 | −₱13,703.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 82.8263 | – | ₱496,957.89 | |
| | 83.6325 | £2.99 | ₱501,544.64 | +₱4,586.75 |
| | 82.8138 | £32.16 | ₱494,219.51 | −₱2,738.38 |
| | 80.3621 | £0.00 | ₱482,172.89 | −₱14,785.00 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 83.5907 | – | ₱501,544.33 | |
| | 83.7679 | £2.99 | ₱502,356.93 | +₱812.60 |
| | 83.5708 | £32.16 | ₱498,737.16 | −₱2,807.17 |
| | 80.3621 | £0.00 | ₱482,172.89 | −₱19,371.44 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 83.9072 | – | ₱503,443.46 | |
| | 84.1005 | £2.99 | ₱504,351.54 | +₱908.08 |
| | 83.9328 | £0.99 | ₱503,513.71 | +₱70.25 |
| | 83.8807 | £32.16 | ₱500,586.60 | −₱2,856.86 |
| | 81.4804 | £0.00 | ₱488,882.52 | −₱14,560.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 83.7494 | – | ₱502,496.31 | |
| | 83.8183 | £3.99 | ₱502,909.80 | +₱413.49 |
| | 84.0127 | £32.16 | ₱501,374.35 | −₱1,121.96 |
| | 81.5664 | £0.00 | ₱489,398.45 | −₱13,097.86 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 83.7494 | – | ₱502,496.31 | |
| | 84.1005 | £2.99 | ₱504,351.54 | +₱1,855.23 |
| | 83.9328 | £0.99 | ₱503,513.71 | +₱1,017.40 |
| | 84.0127 | £32.16 | ₱501,374.35 | −₱1,121.96 |
| | 81.5664 | £0.00 | ₱489,398.45 | −₱13,097.86 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 84.0552 | – | ₱504,331.39 | |
| | 83.9235 | £3.99 | ₱503,541.00 | −₱790.39 |
| | 84.0375 | £32.16 | ₱501,522.35 | −₱2,809.04 |
| | 81.5782 | £0.00 | ₱489,468.93 | −₱14,862.46 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 84.1922 | – | ₱505,152.93 | |
| | 84.2662 | £0.99 | ₱505,513.96 | +₱361.03 |
| | 84.1957 | £32.16 | ₱502,466.47 | −₱2,686.46 |
| | 81.5782 | £0.00 | ₱489,468.93 | −₱15,684.00 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.0118 | – | ₱510,070.52 | |
| | 84.9105 | £0.99 | ₱509,378.82 | −₱691.70 |
| | 84.9619 | £32.16 | ₱507,039.03 | −₱3,031.49 |
| | 82.5881 | £0.00 | ₱495,528.88 | −₱14,541.64 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.1224 | – | ₱510,734.38 | |
| | 84.8926 | £0.00 | ₱509,355.40 | −₱1,378.98 |
| | 85.1303 | £32.16 | ₱508,044.01 | −₱2,690.37 |
| | 82.5881 | £0.00 | ₱495,528.88 | −₱15,205.50 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.1373 | – | ₱510,824.00 | |
| | 85.3196 | £2.99 | ₱511,662.73 | +₱838.73 |
| | 85.1070 | £32.16 | ₱507,904.96 | −₱2,919.04 |
| | 82.7368 | £0.00 | ₱496,420.65 | −₱14,403.35 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.0859 | – | ₱510,515.66 | |
| | 85.1495 | £0.99 | ₱510,812.76 | +₱297.10 |
| | 85.0860 | £32.16 | ₱507,779.63 | −₱2,736.03 |
| | 82.7144 | £0.00 | ₱496,286.40 | −₱14,229.26 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.0859 | – | ₱510,515.66 | |
| | 85.3196 | £2.99 | ₱511,662.73 | +₱1,147.07 |
| | 85.1495 | £0.99 | ₱510,812.76 | +₱297.10 |
| | 85.0860 | £32.16 | ₱507,779.63 | −₱2,736.03 |
| | 82.7144 | £0.00 | ₱496,286.40 | −₱14,229.26 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.3492 | – | ₱512,095.30 | |
| | 85.6713 | £2.99 | ₱513,771.64 | +₱1,676.34 |
| | 85.3562 | £32.16 | ₱509,392.14 | −₱2,703.16 |
| | 83.0044 | £0.00 | ₱498,026.32 | −₱14,068.98 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.4376 | – | ₱512,625.43 | |
| | 85.6271 | £0.99 | ₱513,677.77 | +₱1,052.34 |
| | 85.4973 | £32.16 | ₱510,234.21 | −₱2,391.22 |
| | 83.1321 | £0.00 | ₱498,792.74 | −₱13,832.69 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.0659 | – | ₱510,395.60 | |
| | 85.3471 | £2.99 | ₱511,827.29 | +₱1,431.69 |
| | 85.0820 | £32.16 | ₱507,755.76 | −₱2,639.84 |
| | 82.6346 | £0.00 | ₱495,807.85 | −₱14,587.75 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.0197 | – | ₱510,118.15 | |
| | 85.3267 | £2.99 | ₱511,704.83 | +₱1,586.68 |
| | 85.1565 | £0.99 | ₱510,854.82 | +₱736.67 |
| | 85.0000 | £32.16 | ₱507,266.40 | −₱2,851.75 |
| | 82.6437 | £0.00 | ₱495,862.05 | −₱14,256.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.4704 | – | ₱512,822.62 | |
| | 85.6112 | £2.99 | ₱513,411.04 | +₱588.42 |
| | 85.4405 | £0.99 | ₱512,558.17 | −₱264.45 |
| | 85.3876 | £32.16 | ₱509,579.53 | −₱3,243.09 |
| | 83.0226 | £0.00 | ₱498,135.70 | −₱14,686.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.4285 | – | ₱512,570.96 | |
| | 85.6921 | £2.99 | ₱513,896.14 | +₱1,325.18 |
| | 85.5212 | £0.99 | ₱513,042.47 | +₱471.51 |
| | 85.2833 | £32.16 | ₱508,957.09 | −₱3,613.87 |
| | 82.9000 | £0.00 | ₱497,399.71 | −₱15,171.25 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.4253 | – | ₱512,551.83 | |
| | 85.6921 | £2.99 | ₱513,896.14 | +₱1,344.31 |
| | 85.5212 | £0.99 | ₱513,042.47 | +₱490.64 |
| | 85.2833 | £32.16 | ₱508,957.09 | −₱3,594.74 |
| | 82.9000 | £0.00 | ₱497,399.71 | −₱15,152.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.3081 | – | ₱511,848.65 | |
| | 85.6006 | £2.99 | ₱513,347.53 | +₱1,498.88 |
| | 85.4299 | £0.99 | ₱512,494.76 | +₱646.11 |
| | 85.3467 | £32.16 | ₱509,335.45 | −₱2,513.20 |
| | 82.9000 | £0.00 | ₱497,399.71 | −₱14,448.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.1725 | – | ₱511,035.09 | |
| | 85.4353 | £2.99 | ₱512,356.29 | +₱1,321.20 |
| | 85.2649 | £0.99 | ₱511,505.17 | +₱470.08 |
| | 85.1664 | £32.16 | ₱508,259.45 | −₱2,775.64 |
| | 82.8089 | £0.00 | ₱496,853.22 | −₱14,181.87 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 85.6604 | – | ₱513,962.21 | |
| | 85.8971 | £2.99 | ₱515,125.89 | +₱1,163.68 |
| | 85.7258 | £0.99 | ₱514,270.17 | +₱307.96 |
| | 85.6084 | £32.16 | ₱510,897.23 | −₱3,064.98 |
| | 82.8089 | £0.00 | ₱496,853.22 | −₱17,108.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 84.8008 | – | ₱508,804.92 | |
| | 85.1344 | £2.99 | ₱510,552.09 | +₱1,747.17 |
| | 84.9647 | £0.99 | ₱509,703.96 | +₱899.04 |
| | 84.8581 | £32.16 | ₱506,419.56 | −₱2,385.36 |
| | 82.3656 | £0.00 | ₱494,193.42 | −₱14,611.50 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 84.4921 | – | ₱506,952.64 | |
| | 84.7411 | £2.99 | ₱508,193.28 | +₱1,240.64 |
| | 84.5721 | £0.99 | ₱507,349.11 | +₱396.47 |
| | 84.5159 | £32.16 | ₱504,377.37 | −₱2,575.27 |
| | 81.9441 | £0.00 | ₱491,664.36 | −₱15,288.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 84.2934 | – | ₱505,760.44 | |
| | 84.7411 | £2.99 | ₱508,193.28 | +₱2,432.84 |
| | 84.5721 | £0.99 | ₱507,349.11 | +₱1,588.67 |
| | 84.2029 | £32.16 | ₱502,509.43 | −₱3,251.01 |
| | 81.7722 | £0.00 | ₱490,633.15 | −₱15,127.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 84.3597 | – | ₱506,158.01 | |
| | 84.7411 | £2.99 | ₱508,193.28 | +₱2,035.27 |
| | 84.5721 | £0.99 | ₱507,349.11 | +₱1,191.10 |
| | 84.2029 | £32.16 | ₱502,509.43 | −₱3,648.58 |
| | 81.7722 | £0.00 | ₱490,633.15 | −₱15,524.86 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 84.9179 | – | ₱509,507.29 | |
| | 85.0445 | £2.99 | ₱510,012.84 | +₱505.55 |
| | 84.8749 | £0.99 | ₱509,165.61 | −₱341.68 |
| | 84.8992 | £32.16 | ₱506,664.84 | −₱2,842.45 |
| | 82.3711 | £0.00 | ₱494,226.53 | −₱15,280.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 84.7028 | – | ₱508,217.10 | |
| | 84.8992 | £2.99 | ₱509,141.59 | +₱924.49 |
| | 84.7300 | £0.99 | ₱508,295.82 | +₱78.72 |
| | 85.1535 | £32.16 | ₱508,182.46 | −₱34.64 |
| | 82.3711 | £0.00 | ₱494,226.53 | −₱13,990.57 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 84.7028 | – | ₱508,217.10 | |
|---|---|---|---|---|
| Bank No quote collected this day | – | – | – | – |
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Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more PHP per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 26 of the last 30 days.
Right now, WorldRemit pays 509,141.59 PHP on 6,000 GBP, which is 924.49 PHP more than the mid-market amount, so it's a good deal (pretty much free money).
Today's payout isn't the best this month though, since the highest receive amount was 515,125.89 PHP.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
If you need to send money now, it's a good time to send.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the Philippines.
We've tracked 238 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.
Cheapest in 29% of them
Never the cheapest
Never the cheapest
Never the cheapest
Based on 56 comparisons across 8 amounts over the last 7 days.
Cheapest in 23% of them
Cheapest in 3% of them
Cheapest in 1% of them
Never the cheapest
Based on 238 comparisons across 8 amounts over the last 30 days.
Cheapest in 39% of them
Cheapest in 13% of them
Cheapest in 0% of them
Never the cheapest
Based on 563 comparisons across 8 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today WorldRemit is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
There are many ways to send money to the Philippines from the UK, including app, currency broker, online, multi-currency account, global business account, in person, and bank, and more.
For small & frequent transfers
If you send small amounts back home to the Philippines, say weekly or monthly, an app like WorldRemit is the easiest and cheapest way to do it.
It charges £2.99 in fees, has -0.23% markup, lets you save recipient details, and PHP will arrive in minutes.
Over the past month, WorldRemit was the cheapest app on 100% of the days it appeared for £6,000 transfers.
For one off transfers
Sending money online is good for occasional medium sized PHP transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of the 12 companies we compared, Wise is the cheapest online service and will get you ₱508,182.46 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 4 of the 30 days it quoted.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to the Philippines, and real human support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/PHP rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 94% of the transfers from £6,000 it quoted.
For spending and receiving
Multi-currency accounts let you hold and spend Philippine Pesos abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to PHP will get you ₱508,182.46 after fees.
If you don’t have PHP in your account, your GBP will auto-convert whenever you pay with Wise in the Philippines.
Once you have PHP in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in the Philippines, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Only if you have to
Your UK bank is the most expensive way to send money to the Philippines.
On a £6,000 transfer, banks like Barclays will add 2.79% markup, getting you ₱494,226.53 vs ₱509,141.59 with WorldRemit.
We found Barclays was the cheapest bank on 30 of the 30 days it appeared for this amount.
Pay-in and pay-out methods will affect how much GBP you deposit and how much PHP your recipient gets. Use the table below to see how different options change how much you pay and what they get.
Our data shows that WorldRemit gets your recipient 14,915.06 PHP more than Barclays, today's cheapest bank, on the same £6,000.
The overall best and cheapest way to send £6,000 to the Philippines is via WorldRemit, using a debit card to deposit GBP and cash pickup to receive PHP.
You have 3 pay-in options for transfers to the Philippines, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach the Philippines by bank deposit, cash pickup, card deposit, mobile money, and mobile wallet, and each delivery method comes with its own fees.
The cheapest way to receive money in the Philippines is with cash pickup on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you ₱507,103.80 on a £6,000 transfer).
Mobile wallets
You can receive PHP into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in the Philippines.
and use our filters to find the company offering mobile money at the best GBP/PHP rate.
You pay £6,000.00
₱509,142
Cheapest
You pay £6,000.00
₱508,296
-₱846
You pay £6,000.00
₱508,296
-₱846
You pay £6,000.00
₱508,182
-₱959
You pay £6,003.99
₱507,104
-₱2,038
You pay £6,003.99
₱507,104
-₱2,038
You pay £6,001.99
₱506,786
-₱2,355
You pay £6,000.00
₱501,155
-₱7,987
You pay £6,000.00
₱501,155
-₱7,987
You pay £6,000.00
₱501,155
-₱7,987
You pay £6,000.73
₱500,400
-₱8,742
You pay £6,001.99
₱496,377
-₱12,765
There are a few nuances you should consider before sending GBP to the Philippines such as limits, taxes, and safety.
Right now, these are the best money transfer options for a £6,000 transfer to the Philippines:
Cheapest way to send money to the Philippines
The cheapest way is to use WorldRemit, pay in with a debit card and withdraw via cash pickup. You will get ₱509,141.59, which is 0.17% more than the next best option.
Fastest way to send money to the Philippines
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get ₱502,081.75 and it will arrive in within minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/PHP transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with WorldRemit will get you 509,141.59 PHP, that’s including £2.99 fee and -0.23% in exchange rate markup.
A bank like Barclays on the other hand, will get you ₱494,226.53, that’s £0 in fees but 2.79% in FX fees.
There is no UK tax for the act of sending money to the Philippines.
And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
We track 12 regulated companies offering money transfers from the UK to the Philippines in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/PHP pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 238 comparisons across 8 amounts.
This page covers the cheapest and fastest options for GBP/PHP transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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