We’ve compared 12 companies, and found WorldRemit to be the cheapest, while Revolut the fastest.
Sending £6,000 gets you ₱497,913.09 with WorldRemit at 83.0269 rupees per pound, about 0.17% more than the next best option.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/PHP transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £32.16 1 GBP = 82.8946 PHP +0.03% vs mid-market | Recipient gets ₱494,701.71 Same day | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £32.161 GBP = 82.8946 PHP ₱494,701.71You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 82.2901 PHP +0.76% vs mid-market | Recipient gets ₱493,740.60 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 82.2901 PHP ₱493,740.60You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Philippines deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to PHP rates. | |||
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much GBP you're planning to spend in Philippines. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee £2.99 1 GBP = 83.0269 PHP -0.13% vs mid-market | Recipient gets ₱497,913.09 Minutes - 2 days | |
Ways to receive money in Philippines with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days £2.991 GBP = 83.0269 PHP ₱497,913.09You pay£6,000.00 Bank depositMinutes - 2 days £1.991 GBP = 82.8406 PHP ₱496,878.93You pay£6,000.00 Mobile moneyMinutes - 2 days Free1 GBP = 82.7372 PHP ₱496,422.96You pay£6,000.00 Card depositMinutes - 2 days Free1 GBP = 81.2439 PHP ₱487,463.58You pay£6,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee £0.99 1 GBP = 82.8613 PHP +0.07% vs mid-market | Recipient gets ₱497,085.95 Minutes - 3 days | |
Ways to receive money in Philippines with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days £0.991 GBP = 82.8613 PHP ₱497,085.95You pay£6,000.00 Bank depositMinutes - 3 days £0.991 GBP = 82.8613 PHP ₱497,085.95You pay£6,000.00 Cash pickupMinutes - 3 days £1.991 GBP = 82.6544 PHP ₱495,761.80You pay£6,000.00 Card depositMinutes - 3 days Free1 GBP = 80.7086 PHP ₱484,251.66You pay£6,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 82.6923 PHP +0.27% vs mid-market | Recipient gets ₱496,153.69 Minutes - 24 hours | |
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 82.6923 PHP ₱496,153.69You pay£6,000.00 | |||
 TorFx Pay via Bank transfer | Fee £0.00 1 GBP = 82.6674 PHP +0.30% vs mid-market | Recipient gets ₱496,004.44 Minutes - 24 hours | |
Ways to receive money in Philippines with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 82.6674 PHP ₱496,004.44You pay£6,000.00 | |||
 OFX Pay via Bank transfer | Fee £0.00 1 GBP = 82.5016 PHP +0.50% vs mid-market | Recipient gets ₱495,009.45 Minutes - 24 hours | |
Ways to receive money in Philippines with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 82.5016 PHP ₱495,009.45You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £32.16 1 GBP = 82.8946 PHP +0.03% vs mid-market | Recipient gets ₱494,701.71 Same day | |
Ways to receive money in Philippines with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £32.161 GBP = 82.8946 PHP ₱494,701.71You pay£6,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee £0.96 1 GBP = 82.4400 PHP +0.58% vs mid-market | Recipient gets ₱494,560.00 Minutes - 24 hours | |
Ways to receive money in Philippines with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours £0.961 GBP = 82.4400 PHP ₱494,560.00You pay£6,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £3.99 1 GBP = 82.3199 PHP +0.72% vs mid-market | Recipient gets ₱493,919.40 Minutes - 24 hours | |
Ways to receive money in Philippines with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £3.991 GBP = 82.3199 PHP ₱493,919.40You pay£6,003.99 Bank depositMinutes - 24 hoursAvailable via:All Banks £1.991 GBP = 82.3193 PHP ₱493,915.80You pay£6,001.99 Mobile walletMinutes - 24 hoursAvailable via:GCash, Select Wallets Free1 GBP = 81.8493 PHP ₱491,095.80You pay£6,000.00 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card £1.991 GBP = 81.0908 PHP ₱486,544.80You pay£6,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £3.99 1 GBP = 82.3199 PHP +0.72% vs mid-market | Recipient gets ₱493,919.40 Minutes - 24 hours | |
Ways to receive money in Philippines with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £3.991 GBP = 82.3199 PHP ₱493,919.40You pay£6,003.99 Bank depositMinutes - 24 hoursAvailable via:All Banks £1.991 GBP = 82.3193 PHP ₱493,915.80You pay£6,001.99 Mobile walletMinutes - 24 hoursAvailable via:GCash, Select Wallets Free1 GBP = 81.8493 PHP ₱491,095.80You pay£6,000.00 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card £1.991 GBP = 81.0908 PHP ₱486,544.80You pay£6,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £3.99 1 GBP = 82.3199 PHP +0.72% vs mid-market | Recipient gets ₱493,919.40 Minutes - 24 hours | |
Ways to receive money in Philippines with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £3.991 GBP = 82.3199 PHP ₱493,919.40You pay£6,003.99 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 82.3193 PHP ₱493,915.80You pay£6,000.00 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets, GCash Free1 GBP = 81.8493 PHP ₱491,095.80You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 82.2901 PHP +0.76% vs mid-market | Recipient gets ₱493,740.60 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 82.2901 PHP ₱493,740.60You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 82.2901 PHP +0.76% vs mid-market | Recipient gets ₱493,740.60 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 82.2901 PHP ₱493,740.60You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 82.2901 PHP +0.76% vs mid-market | Recipient gets ₱493,740.60 Minutes - 24 hours | |
Ways to receive money in Philippines with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 82.2901 PHP ₱493,740.60You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £51.08 1 GBP = 82.8946 PHP +0.03% vs mid-market | Recipient gets ₱493,133.34 Same day | |
Ways to receive money in Philippines with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £51.081 GBP = 82.8946 PHP ₱493,133.34You pay£6,000.00 | |||
 TapTap Send Pay via Debit card | Fee £0.00 1 GBP = 81.8000 PHP +1.36% vs mid-market | Recipient gets ₱490,800.00 Minutes | |
Ways to receive money in Philippines with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 GBP = 81.8000 PHP ₱490,800.00You pay£6,000.00 Mobile walletMinutesAvailable via:Coins.ph, GCash, Maya Free1 GBP = 81.8000 PHP ₱490,800.00You pay£6,000.00 Mobile moneyMinutesAvailable via:Globe Free1 GBP = 81.8000 PHP ₱490,800.00You pay£6,000.00 Card depositMinutesAvailable via:Pay To Card £0.731 GBP = 81.8000 PHP ₱490,800.00You pay£6,000.73 Cash pickupMinutesAvailable via:Cebuana, Palawan Pawnshop & Others £1.491 GBP = 81.8000 PHP ₱490,800.00You pay£6,001.49 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £59.00 1 GBP = 82.5187 PHP +0.48% vs mid-market | Recipient gets ₱490,243.32 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes £59.001 GBP = 82.5187 PHP ₱490,243.32You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee £164.50 1 GBP = 82.8946 PHP +0.03% vs mid-market | Recipient gets ₱483,731.44 Same day | |
Ways to receive money in Philippines with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £164.501 GBP = 82.8946 PHP ₱483,731.44You pay£6,000.00 | |||
 Barclays Pay via Bank transfer | Fee £0.00 1 GBP = 80.4331 PHP +3.04% vs mid-market | Recipient gets ₱482,598.65 Minutes - 5 days | |
Ways to receive money in Philippines with Barclays when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 80.4331 PHP ₱482,598.65You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee £188.00 1 GBP = 82.5187 PHP +0.48% vs mid-market | Recipient gets ₱479,598.42 Within minutes | |
Ways to receive money in Philippines with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes £188.001 GBP = 82.5187 PHP ₱479,598.42You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 GBP = 82.9162 PHP Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Philippines, I suggest picking the cheapest option which is WorldRemit.
On a 6,000 GBP transfer, WorldRemit delivers the most PHP.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/PHP rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
How much GBP you send to Philippines heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | -2.02% | £1.99 | ₱42,035.30with credit card to bank deposit | +₱933.19 | |
| £1,000 | -1.97% | £1.99 | ₱84,238.57with credit card to bank deposit | +₱2,161.86 | |
| £2,000 | -0.25% | £2.99 | ₱165,754.95with debit card to cash pickup | +₱1,828.17 | |
| £6,000This page | -0.13% | £2.99 | ₱497,913.09with debit card to cash pickup | +₱5,570.27 | |
| £10,000 | 0.27% | £0.00 | ₱825,146.62with bank transfer to bank deposit | +₱6,979.68 | |
| £250,000 | 0.20% | £0.00 | ₱20,643,789.93with bank transfer to bank deposit | +₱158,523.62 |
Mid-market rate: 1 GBP = 82.9162 PHP
There are many ways to send money to Philippines from the UK, including app, broker, online, multi-currency account, global account, in person, and bank, and more.
For small & frequent transfers
If you send small amounts back home to Philippines, say weekly or monthly, an app like WorldRemit is the easiest and cheapest way to do it.
It charges £2.99 in fees, has -0.13% markup, lets you save recipient details, and PHP will arrive in minutes.
For one off transfers
Sending money online is good for occasional medium sized PHP transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of 1 online services, Wise is the cheapest and will get you ₱494,701.71 on £6,000 transfer.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Philippines, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/PHP rate.
The markup gets better the more GBP you send, so we suggest .
For fast money transfers
Sending cash is the fastest way to send money from the UK to Philippines, but is usually a bit more more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Philippines will be able to collect ₱493,919.4 in minutes.
For spending and receiving
Multi-currency accounts let you hold and spend Philippine Pesos abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to PHP will get you ₱494,701.71 after fees.
If you don’t have PHP in your account, your GBP will auto-convert whenever you pay with Wise in Philippines.
Once you have PHP in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Philippines, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Only if you have to
Your UK bank is the most expensive way to send money to Philippines.
On a £6,000 transfer, banks like Barclays will add 3.04% markup, getting you ₱482,598.65 vs ₱497,913.09 with WorldRemit.
Pay-in and pay-out methods will affect how much GBP you deposit and how much PHP your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Philippines is via WorldRemit, using a debit card to deposit GBP and cash pickup to receive PHP.
You have 3 pay-in options for transfers to Philippines, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Philippines by bank deposit, cash pickup, card deposit, mobile money, and mobile wallet, and each delivery method comes with its own fees.
The cheapest way to receive money in Philippines is with mobile money on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup ( getting you ₱493,919.4 on £6,000 transfer).
Mobile wallets
You can receive PHP into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Philippines.
and use our filters to find the company offering mobile money at the best GBP/PHP rate.
You pay £6,000.00
₱497,913
Cheapest
You pay £6,000.00
₱497,086
-₱827
You pay £6,000.00
₱497,086
-₱827
You pay £6,000.00
₱496,154
-₱1,759
You pay £6,003.99
₱493,919
-₱3,994
You pay £6,003.99
₱493,919
-₱3,994
You pay £6,001.99
₱493,916
-₱3,997
You pay £6,000.00
₱491,096
-₱6,817
You pay £6,000.00
₱491,096
-₱6,817
You pay £6,000.00
₱491,096
-₱6,817
You pay £6,000.73
₱490,800
-₱7,113
You pay £6,001.99
₱486,545
-₱11,368
There are a few nuances you should consider before sending GBP to Philippines such as limits, taxes, and safety.
Right now, these are the best money transfer options for £6,000 transfer to Philippines:
Cheapest way to send money to Philippines
The cheapest way is to use WorldRemit, pay in with a debit card and withdraw via cash pickup. You will get ₱497,913.09, which is 0.17% more than the next best option.
Fastest way to send money to Philippines
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get ₱490,243.32 and it will arrive in within minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/PHP transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
Your cost is the fee plus the exchange-rate margin.
For example, sending ₱497,913.09 with WorldRemit will get you 497,913.09 PHP, that’s including £2.99 fee and -0.13% in exchange rate markup.
A bank like Barclays on the other hand, will get you ₱482,598.65, that’s £0 in fees but 3.04% in FX fees.
There is no UK tax for the act of sending money to Philippines.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
The exchange rate you secure impacts how much PHP you get for your GBP, so waiting a day or two can get you more Philippine Pesos.
Mid-market rate:1 GBP = 82.882121 PHP
We track 12 regulated companies offering money transfers from the UK to Philippines in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/PHP pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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