We’ve compared 16 companies, and found Starling Bank to be the cheapest, while Revolut the fastest.
Sending £6,000 gets you R131,110.33 with Starling Bank at 21.9597 rupees per pound, about 0.88% more than the next best option.
| 16 of 16 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze GBP/ZAR exchange rates from our comparisons. | |||
| Based on 6,000 GBP transfer Best companies for GBP/ZAR transfersAll money transfer offers for GBP/ZAR transfers, sorted by most ZAR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee £31.08 1 GBP = 21.6354 ZAR +0.01% vs mid-market | Recipient gets R 129,139.97 Same day | |
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £31.081 GBP = 21.6354 ZAR R 129,139.97You pay£6,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee £0.00 1 GBP = 21.4233 ZAR +0.99% vs mid-market | Recipient gets R 128,539.80 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 21.4233 ZAR R 128,539.80You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to South Africa deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to ZAR rates. | |||
Run a live search These companies offer multi-currency accounts for spending ZAR. We suggest doing a live search based on how much GBP you're planning to spend in South Africa. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
 Starling Bank Pay via Bank transfer | Fee £29.50 1 GBP = 21.9597 ZAR -1.48% vs mid-market | Recipient gets R 131,110.33 1-2 Hours | |
Ways to receive money in South Africa with Starling Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit1-2 HoursAvailable via:Bank Account (SWIFT) £29.501 GBP = 21.9597 ZAR R 131,110.33You pay£6,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £0.00 1 GBP = 21.6596 ZAR -0.10% vs mid-market | Recipient gets R 129,957.60 Minutes - 24 hours | |
Ways to receive money in South Africa with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 GBP = 21.6596 ZAR R 129,957.60You pay£6,000.00 Cash pickupMinutes - 24 hours Free1 GBP = 21.3314 ZAR R 127,988.40You pay£6,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 21.3134 ZAR R 127,880.40You pay£6,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £0.00 1 GBP = 21.6596 ZAR -0.10% vs mid-market | Recipient gets R 129,957.60 Minutes - 24 hours | |
Ways to receive money in South Africa with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card Free1 GBP = 21.6596 ZAR R 129,957.60You pay£6,000.00 Cash pickupMinutes - 24 hours Free1 GBP = 21.3314 ZAR R 127,988.40You pay£6,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 21.3134 ZAR R 127,880.40You pay£6,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee £0.00 1 GBP = 21.5831 ZAR +0.25% vs mid-market | Recipient gets R 129,498.35 Minutes - 3 days | |
Ways to receive money in South Africa with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 GBP = 21.5831 ZAR R 129,498.35You pay£6,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 21.5787 ZAR +0.27% vs mid-market | Recipient gets R 129,472.38 Minutes - 24 hours | |
Ways to receive money in South Africa with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 21.5787 ZAR R 129,472.38You pay£6,000.00 | |||
 TorFx Pay via Bank transfer | Fee £0.00 1 GBP = 21.5722 ZAR +0.30% vs mid-market | Recipient gets R 129,433.44 Minutes - 24 hours | |
Ways to receive money in South Africa with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 21.5722 ZAR R 129,433.44You pay£6,000.00 | |||
 TapTap Send Pay via Debit card | Fee £0.00 1 GBP = 21.5400 ZAR +0.45% vs mid-market | Recipient gets R 129,240.00 Minutes | |
Ways to receive money in South Africa with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 GBP = 21.5400 ZAR R 129,240.00You pay£6,000.00 | |||
 OFX Pay via Bank transfer | Fee £0.00 1 GBP = 21.5290 ZAR +0.50% vs mid-market | Recipient gets R 129,173.79 Minutes - 24 hours | |
Ways to receive money in South Africa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 21.5290 ZAR R 129,173.79You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £31.08 1 GBP = 21.6354 ZAR +0.01% vs mid-market | Recipient gets R 129,139.97 Same day | |
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £31.081 GBP = 21.6354 ZAR R 129,139.97You pay£6,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee £0.00 1 GBP = 21.5043 ZAR +0.62% vs mid-market | Recipient gets R 129,025.80 Minutes - 24 hours | |
Ways to receive money in South Africa with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 21.5043 ZAR R 129,025.80You pay£6,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee £1.16 1 GBP = 21.4820 ZAR +0.72% vs mid-market | Recipient gets R 128,867.00 Minutes - 24 hours | |
Ways to receive money in South Africa with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours £1.161 GBP = 21.4820 ZAR R 128,867.00You pay£6,000.00 | |||
 HSBC Pay via Bank transfer | Fee £0.00 1 GBP = 21.4601 ZAR +0.82% vs mid-market | Recipient gets R 128,760.77 Minutes - 5 days | |
Ways to receive money in South Africa with HSBC when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 21.4601 ZAR R 128,760.77You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £49.99 1 GBP = 21.6354 ZAR +0.01% vs mid-market | Recipient gets R 128,730.85 Same day | |
Ways to receive money in South Africa with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £49.991 GBP = 21.6354 ZAR R 128,730.85You pay£6,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £0.00 1 GBP = 21.4430 ZAR +0.90% vs mid-market | Recipient gets R 128,658.00 Minutes - 24 hours | |
Ways to receive money in South Africa with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 21.4430 ZAR R 128,658.00You pay£6,000.00 Cash pickupMinutes - 24 hours Free1 GBP = 21.4334 ZAR R 128,600.40You pay£6,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee £1.99 1 GBP = 21.4489 ZAR +0.87% vs mid-market | Recipient gets R 128,650.42 Minutes - 2 days | |
Ways to receive money in South Africa with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days £1.991 GBP = 21.4489 ZAR R 128,650.42You pay£6,000.00 Cash pickupMinutes - 2 days £0.991 GBP = 20.8855 ZAR R 125,292.56You pay£6,000.00 | |||
| Xe Pay via Debit card | Fee £0.00 1 GBP = 21.4233 ZAR +0.99% vs mid-market | Recipient gets R 128,539.80 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 21.4233 ZAR R 128,539.80You pay£6,000.00 | |||
| Xe Pay via Bank transfer | Fee £0.00 1 GBP = 21.4233 ZAR +0.99% vs mid-market | Recipient gets R 128,539.80 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 21.4233 ZAR R 128,539.80You pay£6,000.00 | |||
| Xe Pay via Credit card | Fee £0.00 1 GBP = 21.4233 ZAR +0.99% vs mid-market | Recipient gets R 128,539.80 Minutes - 24 hours | |
Ways to receive money in South Africa with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 21.4233 ZAR R 128,539.80You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £59.00 1 GBP = 21.5524 ZAR +0.39% vs mid-market | Recipient gets R 128,042.78 Within minutes | |
Ways to receive money in South Africa with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes £59.001 GBP = 21.5524 ZAR R 128,042.78You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee £0.00 1 GBP = 21.3342 ZAR +1.40% vs mid-market | Recipient gets R 128,005.39 Minutes - 2 days | |
Ways to receive money in South Africa with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 GBP = 21.3342 ZAR R 128,005.39You pay£6,000.00 | |||
 Barclays Pay via Bank transfer | Fee £0.00 1 GBP = 21.0673 ZAR +2.67% vs mid-market | Recipient gets R 126,403.53 Minutes - 5 days | |
Ways to receive money in South Africa with Barclays when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days Free1 GBP = 21.0673 ZAR R 126,403.53You pay£6,000.00 | |||
| Wise Pay via Credit card | Fee £163.49 1 GBP = 21.6354 ZAR +0.01% vs mid-market | Recipient gets R 126,275.23 Same day | |
Ways to receive money in South Africa with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer £163.491 GBP = 21.6354 ZAR R 126,275.23You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee £188.00 1 GBP = 21.5524 ZAR +0.39% vs mid-market | Recipient gets R 125,262.52 Within minutes | |
Ways to receive money in South Africa with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes £188.001 GBP = 21.5524 ZAR R 125,262.52You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 GBP = 21.637151 ZAR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to South Africa, I suggest picking the cheapest option which is Starling Bank.
On a 6,000 GBP transfer, Starling Bank delivers the most ZAR.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/ZAR rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
There are many ways to send money to South Africa from the UK, including broker, app, online, multi-currency account, global account, bank, in person, and challenger bank, and more.
For small & frequent transfers
If you send small amounts back home to South Africa, say weekly or monthly, an app like MoneyGram is the easiest and cheapest way to do it.
It charges £0 in fees, has -0.1% markup, lets you save recipient details, and ZAR will arrive in minutes.
For one off transfers
Sending money online is good for occasional medium sized ZAR transfers, around £1,000 - £5,000.
Online companies like MoneyGram often have higher limits and/or first time promos.
Of 1 online services, MoneyGram is the cheapest and will get you R129,957.6 on £6,000 transfer.
For large transfers
Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to South Africa, and 24/7 support.
Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/ZAR rate.
The markup gets better the more GBP you send, so we suggest .
For fast money transfers
Sending cash is the fastest way to send money from the UK to South Africa, but is usually a bit more more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in South Africa will be able to collect R129,957.6 in minutes.
For spending and receiving
Multi-currency accounts let you hold and spend Rands abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to ZAR will get you R129,139.97 after fees.
If you don’t have ZAR in your account, your GBP will auto-convert whenever you pay with Wise in South Africa.
Once you have ZAR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Cheaper than a high-street bank
If you already bank with Starling Bank, it’s rarely the cheapest way to send money to South Africa, but it’s fine for an occasional small transfer.
On a £6,000 transfer, Starling Bank will get you R131,110.33.
It charges £29.5 in fees and adds -1.48% to the mid-market rate.
It is cheaper than using a traditional bank like HSBC (which charges R128,760.77 in fees with 0.82% markup), but still more expensive than a money transfer company.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in South Africa, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Only if you have to
Your UK bank is the most expensive way to send money to South Africa.
On a £6,000 transfer, banks like HSBC will add 0.82% markup, getting you R128,760.77 vs R131,110.33 with Starling Bank.
Pay-in and pay-out methods will affect how much GBP you deposit and how much ZAR your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to South Africa is via Starling Bank, using a bank transfer to deposit GBP and bank deposit to receive ZAR.
You have 3 pay-in options for transfers to South Africa, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach South Africa by bank deposit, cash pickup, and card deposit, and each delivery method comes with its own fees.
The cheapest way to receive money in South Africa is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup ( getting you R129,957.6 on £6,000 transfer).
Digital wallets
Your recipient can receive ZAR directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.
You pay £6,000.00
R131,110
Cheapest
You pay £6,000.00
R129,958
-R1,153
You pay £6,000.00
R129,958
-R1,153
You pay £6,000.00
R129,240
-R1,870
You pay £6,000.00
R128,600
-R2,510
You pay £6,000.00
R128,540
-R2,571
You pay £6,000.00
R127,988
-R3,122
You pay £6,000.00
R127,988
-R3,122
There are a few nuances you should consider before sending GBP to South Africa such as limits, taxes, and safety.
Right now, these are the best money transfer options for £6,000 transfer to South Africa:
Cheapest way to send money to South Africa
The cheapest way is to use Starling Bank, pay in with a bank transfer and withdraw via bank deposit. You will get R131,110.33, which is 0.88% more than the next best option.
Fastest way to send money to South Africa
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get R128,042.78 and it will arrive in within minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/ZAR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
Your cost is the fee plus the exchange-rate margin.
For example, sending R131,110.33 with Starling Bank will get you 131,110.33 ZAR, that’s including £29.5 fee and -1.48% in exchange rate markup.
A bank like HSBC on the other hand, will get you R128,760.77, that’s £0 in fees but 0.82% in FX fees.
There is no UK tax for the act of sending money to South Africa.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
The exchange rate you secure impacts how much ZAR you get for your GBP, so waiting a day or two can get you more Rands.
Mid-market rate:1 GBP = 21.603878 ZAR
We track 16 regulated companies offering money transfers from the UK to South Africa in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/ZAR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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