We’ve compared 3 companies, and found Regency FX to be the cheapest, while Regency FX the fastest.
Sending £6,000 gets you MVR122,589.15 with Regency FX at 20.4315 rupees per pound, about 2.74% more than the next best option.
| 3 of 3 providers Last updated on 28 September 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/MVR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £200.23 1 GBP = 20.4620 MVR +0.12% vs mid-market | Recipient gets MVR 118,674.89 Within a week | |
Ways to receive money in Maldives with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £200.231 GBP = 20.4620 MVR MVR 118,674.89You pay£6,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 20.4315 MVR +0.27% vs mid-market | Recipient gets MVR 122,589.15 Minutes - 24 hours | |
Ways to receive money in Maldives with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 20.4315 MVR MVR 122,589.15You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Maldives deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to MVR rates. | |||
Run a live search These companies offer multi-currency accounts for spending MVR. We suggest doing a live search based on how much GBP you're planning to spend in Maldives. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 20.4315 MVR +0.27% vs mid-market | Recipient gets MVR 122,589.15 Minutes - 24 hours | |
Ways to receive money in Maldives with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 20.4315 MVR MVR 122,589.15You pay£6,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £4.99 1 GBP = 19.8719 MVR +3.05% vs mid-market | Recipient gets MVR 119,231.40 Minutes - 24 hours | |
Ways to receive money in Maldives with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 19.8719 MVR MVR 119,231.40You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £4.99 1 GBP = 19.8719 MVR +3.05% vs mid-market | Recipient gets MVR 119,231.40 Minutes - 24 hours | |
Ways to receive money in Maldives with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 19.8719 MVR MVR 119,231.40You pay£6,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £4.99 1 GBP = 19.8719 MVR +3.05% vs mid-market | Recipient gets MVR 119,231.40 Minutes - 24 hours | |
Ways to receive money in Maldives with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours £4.991 GBP = 19.8719 MVR MVR 119,231.40You pay£6,004.99 | |||
| Wise Pay via Bank transfer | Fee £200.23 1 GBP = 20.4620 MVR +0.12% vs mid-market | Recipient gets MVR 118,674.89 Within a week | |
Ways to receive money in Maldives with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £200.231 GBP = 20.4620 MVR MVR 118,674.89You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £218.12 1 GBP = 20.4620 MVR +0.12% vs mid-market | Recipient gets MVR 118,308.83 Within a week | |
Ways to receive money in Maldives with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £218.121 GBP = 20.4620 MVR MVR 118,308.83You pay£6,000.00 | |||
| Wise Pay via Credit card | Fee £325.40 1 GBP = 20.4620 MVR +0.12% vs mid-market | Recipient gets MVR 116,113.67 Within a week | |
Ways to receive money in Maldives with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT £325.401 GBP = 20.4620 MVR MVR 116,113.67You pay£6,000.00 | |||
| How Our Results Work Mid-market rate: 1 GBP = 20.4868 MVR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Maldives, I suggest picking the cheapest option which is Regency FX.
On a 6,000 GBP transfer, Regency FX delivers the most MVR.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/MVR rate.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
How much GBP you send to Maldives heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | 1.48% | £0.00 | MVR 10,097.93with debit card to bank deposit | +MVR 227.19 | |
| £1,000 | 0.45% | £16.00 | MVR 20,043.59with credit card to cash pickup | +MVR 313.31 | |
| £2,000 | 2.91% | £4.99 | MVR 39,743.80with debit card to cash pickup | +MVR 541.49 | |
| £6,000This page | 0.27% | £0.00 | MVR 122,589.15with bank transfer to bank deposit | +MVR 3,534.76 | |
| £250,000 | 0.20% | £0.00 | MVR 5,101,267.02with bank transfer to bank deposit | +MVR 78,454.18 |
Mid-market rate: 1 GBP = 20.4868 MVR
There are many ways to send money to Maldives from the UK, including online, app, broker, in person, multi-currency account, and global account, and more.
For small & frequent transfers
If you send small amounts back home to Maldives, say weekly or monthly, an app like MoneyGram is the easiest and cheapest way to do it.
It charges £4.99 in fees, has 3.05% markup, lets you save recipient details, and MVR will arrive in minutes.
For one off transfers
Sending money online is good for occasional medium sized MVR transfers, around £1,000 - £5,000.
Online companies like MoneyGram often have higher limits and/or first time promos.
Of 1 online services, MoneyGram is the cheapest and will get you MVR119,231.4 on £6,000 transfer.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Maldives, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/MVR rate.
The markup gets better the more GBP you send, so we suggest .
For fast money transfers
Sending cash is the fastest way to send money from the UK to Maldives, but is usually a bit more more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Maldives will be able to collect MVR119,231.4 in minutes.
For spending and receiving
Multi-currency accounts let you hold and spend Rufiyaa abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to MVR will get you MVR118,674.89 after fees.
If you don’t have MVR in your account, your GBP will auto-convert whenever you pay with Wise in Maldives.
Once you have MVR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Maldives, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Pay-in and pay-out methods will affect how much GBP you deposit and how much MVR your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Maldives is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive MVR.
You have 3 pay-in options for transfers to Maldives, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Maldives by bank deposit and cash pickup, and each delivery method comes with its own fees.
The cheapest way to receive money in Maldives is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup ( getting you MVR119,231.4 on £6,000 transfer).
Digital wallets
Your recipient can receive MVR directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.
You pay £6,000.00
MVR122,589
Cheapest
You pay £6,004.99
MVR119,231
-MVR3,358
You pay £6,004.99
MVR119,231
-MVR3,358
You pay £6,004.99
MVR119,231
-MVR3,358
You pay £6,000.00
MVR118,309
-MVR4,280
You pay £6,000.00
MVR116,114
-MVR6,475
There are a few nuances you should consider before sending GBP to Maldives such as limits, taxes, and safety.
Right now, these are the best money transfer options for £6,000 transfer to Maldives:
Cheapest way to send money to Maldives
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get MVR122,589.15, which is 2.74% more than the next best option.
Fastest way to send money to Maldives
The fastest way is to use Regency FX via bank transfer deposit and bank deposit for pay out. You get MVR122,589.15 and it will arrive in minutes - 24 hours.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/MVR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
Your cost is the fee plus the exchange-rate margin.
For example, sending MVR122,589.15 with Regency FX will get you 122,589.15 MVR, that’s including £0 fee and 0.27% in exchange rate markup.
A bank like on the other hand, will get you MVR0, that’s £ in fees but % in FX fees.
There is no UK tax for the act of sending money to Maldives.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
The exchange rate you secure impacts how much MVR you get for your GBP, so waiting a day or two can get you more Rufiyaa.
Mid-market rate:1 GBP = 20.496164 MVR
We track 3 regulated companies offering money transfers from the UK to Maldives in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/MVR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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