Best companies for KWD/INR transfers
2 of 2 providers Last updated on 28 October 2026
Based on 2,159 KWD transfer Best companies for KWD/INR transfers Sort Cheapest
Promoted Xe Pay via Bank transfer	Fee KWD 0.00 1 KWD = 298.7486 INR +2.30% vs mid-market	Recipient gets ₹644,998.23 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in India with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 298.7486 INR ₹644,998.23You payKWD 2,159.00
Promoted Regency FX Pay via Bank transfer	Fee KWD 0.00 1 KWD = 304.8658 INR +0.27% vs mid-market	Recipient gets ₹658,205.20 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in India with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 304.8658 INR ₹658,205.20You payKWD 2,159.00
Run a live search Showing top Kuwait to India deals for 2,159 KWD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live KWD to INR rates.
Run a live search These companies offer multi-currency accounts for spending INR. We suggest doing a live search based on how much KWD you're planning to spend in India.
Run a live search These are managed services with real human support for large KWD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee KWD 0.00 1 KWD = 304.8658 INR +0.27% vs mid-market	Recipient gets ₹658,205.20 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in India with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 304.8658 INR ₹658,205.20You payKWD 2,159.00
Xe Pay via Bank transfer	Fee KWD 0.00 1 KWD = 298.7486 INR +2.30% vs mid-market	Recipient gets ₹644,998.23 Minutes - 24 hours
4 reviews FastestRecommended Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in India with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 298.7486 INR ₹644,998.23You payKWD 2,159.00
How Our Results Work Mid-market rate: 1 KWD = 305.6911 INR Updates every 60 minutes.

Why compare

KWD/INR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Kuwait to India

Pick a company

For a one-off transfer from Kuwait, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 30 of the 30 days it quoted KWD2,159 transfers to India.

On a 2,159 KWD transfer, Regency FX delivers the most INR.

This will change depending on how much you actually send, so I suggest running a live search to get the best KWD/INR rate.

Fund your transfer

You have 1 ways to deposit money, including bank transfer.

Cash still works, with a daily limit on how much.

Verify and send

You'll need your Civil ID to register and to send money to India.

Anything above KD 3,000 will likely need two months of bank statements, so have them ready rather than starting from scratch.

KWD/INR Exchange Rate History

Is today a good time to send money from Kuwait to India?

The cheapest way to send KWD to INR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 2,159 KWD transfers to India.

Each line shows what the recipient gets when you send KWD 2,159, after fees, as quoted by each company. The mid-market line shows what KWD 2,159 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more INR per KWD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of INR on every transfer from Kuwait.

Right now, Regency FX pays 658,205.2 INR on 2,159 KWD, which is 1,781.97 INR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 671,583 INR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to India.

We've tracked 30 comparisons to check how often today's top companies were the cheapest across 1 amounts over the past month.

Regency FXAppeared in 30 comparisons
Cheapest every time
XeAppeared in 30 comparisons
Never the cheapest

Based on 30 comparisons across 1 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most INR, and it was also the cheapest in 100% of the 30 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to India.

Xe (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to India.

Ways to send money from Kuwait to India

2 companies send money from Kuwait to India, mostly through broker, online, and app, and more below.

For sending KWD online

Apps & online transfers

There aren’t many options to send KWD online.

One of the best and cheapest options is Xe.

Sending KWD2,159 gets you 644,998.23 INR with a 0 fee and 2.3% markup, usually in minutes - 24 hours.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Large transfers from Kuwait

Currency brokers

For large transfers from Kuwait like buying property in India or moving your savings out, a broker like Regency FX charges no fee and works on a margin (around 0.27% on KWD/INR).

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You will need your Civil ID, salary certificate, and bank statements ready.

Anything above KD 3,000 gets asked for them now, and having it ready makes the process faster.

For business accounts

Global accounts

If you’re paying employees, freelancers, or contractors in India, global accounts are a much better option than money transfer services.

Companies like Xe Business, Payoneer, or Veem offer features and tools better suited to businesses in Kuwait.

Ways to fund KWD and receive INR in India

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KWD 2,159 gives your recipient 658,205.2 INR.

To fund your transfer, use bank transfer.

To receive INR, the options are bank deposit.

1

Bank transfer Bank deposit

You pay KWD2,159.00

₹658,205

Cheapest

Consider this before sending KWD to India

Exchange companies are the main route out of Kuwait, and the best deal usually comes down to the KWD/INR rate rather than the visible fee.

Compare Kuwait to India transfer options

Cheapest way to send money to India

The cheapest option for a KWD 2,159 transfer is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 658,205.2 INR, which is 2.01% more than the next best option.

Fastest way to send money to India

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit in India. Your recipient gets 658,205.2 INR in minutes - 24 hours.

Staying safe when sending KWD

Kuwait's exchange companies are supervised by the Central Bank of Kuwait.

A valid Civil ID is normally needed to register and send.

The company may also ask for the purpose of the transfer and source of funds, particularly when the amount is large or unusual for your account.

Keep the receipt and transfer reference until the INR has arrived.

If an exchange company does not resolve a problem, you can submit a complaint directly through the CBK Customer Protection portal.

When in doubt, check the company in the CBK list of exchange companies.

KNET and WAMD do not send money abroad

KNET is Kuwait's domestic debit network, while WAMD moves money between participating Kuwaiti accounts using a mobile number.

Either may help you pay for the transfer to India depending on the company, but they can't send KWD directly to India.

Sort out a large transfer before leaving Kuwait

Moving savings or an end-of-service payment is easier while your Civil ID, Kuwait mobile number and bank access are still active.

Ask the bank or exchange company what documents it needs before the final payment reaches your account.

A salary certificate, bank statements or the end-of-service calculation may be requested.

How we analyse the market

We track 2 companies licensed by the Central Bank of Kuwait sending KWD to India.

The Kuwaiti dinar is pegged to a basket of currencies, so the KWD/INR rate still moves with the US dollar. Our rates refresh in real time on live searches, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 30 comparisons across 1 amounts.

This page covers the cheapest and fastest options for KWD/INR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Kuwait

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Send money to India

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Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	311.0772	–	₹671,615.71
Regency FX Cheapest	310.2373	KWD 0.00	₹669,802.34	−₹1,813.37
Xe	303.3736	KWD 0.00	₹654,983.60	−₹16,632.11

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	310.8641	–	₹671,155.53
Regency FX Cheapest	310.0247	KWD 0.00	₹669,343.41	−₹1,812.12
Xe	303.0687	KWD 0.00	₹654,325.32	−₹16,830.21

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	311.2325	–	₹671,951.05
Regency FX Cheapest	310.3922	KWD 0.00	₹670,136.78	−₹1,814.27
Xe	303.4133	KWD 0.00	₹655,069.31	−₹16,881.74

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	311.2991	–	₹672,094.86
Regency FX Cheapest	310.4586	KWD 0.00	₹670,280.21	−₹1,814.65
Xe	303.4263	KWD 0.00	₹655,097.38	−₹16,997.48

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	311.3238	–	₹672,148.04
Regency FX Cheapest	310.4832	KWD 0.00	₹670,333.24	−₹1,814.80
Xe	303.4087	KWD 0.00	₹655,059.38	−₹17,088.66

Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	311.9042	–	₹673,401.19
Regency FX Cheapest	311.0621	KWD 0.00	₹671,583.00	−₹1,818.19
Xe	302.9200	KWD 0.00	₹654,004.28	−₹19,396.91

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	311.3192	–	₹672,138.25
Regency FX Cheapest	310.4787	KWD 0.00	₹670,323.47	−₹1,814.78
Xe	303.9408	KWD 0.00	₹656,208.19	−₹15,930.06

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	311.7124	–	₹672,987.09
Regency FX Cheapest	310.8708	KWD 0.00	₹671,170.03	−₹1,817.06
Xe	304.4375	KWD 0.00	₹657,280.56	−₹15,706.53

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	311.6427	–	₹672,836.50
Regency FX Cheapest	310.8012	KWD 0.00	₹671,019.84	−₹1,816.66
Xe	305.4119	KWD 0.00	₹659,384.29	−₹13,452.21

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	311.4726	–	₹672,469.35
Regency FX Cheapest	310.6316	KWD 0.00	₹670,653.68	−₹1,815.67
Xe	302.8973	KWD 0.00	₹653,955.27	−₹18,514.08

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	310.9003	–	₹671,233.73
Regency FX Cheapest	310.0609	KWD 0.00	₹669,421.40	−₹1,812.33
Xe	302.3018	KWD 0.00	₹652,669.59	−₹18,564.14

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	311.2149	–	₹671,912.91
Regency FX Cheapest	310.3746	KWD 0.00	₹670,098.75	−₹1,814.16
Xe	299.9384	KWD 0.00	₹647,567.01	−₹24,345.90

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	307.6284	–	₹664,169.75
Regency FX Cheapest	306.7978	KWD 0.00	₹662,376.49	−₹1,793.26
Xe	299.6471	KWD 0.00	₹646,938.09	−₹17,231.66

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	305.3427	–	₹659,234.95
Regency FX Cheapest	304.5183	KWD 0.00	₹657,455.02	−₹1,779.93
Xe	297.4577	KWD 0.00	₹642,211.17	−₹17,023.78

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	304.8997	–	₹658,278.49
Regency FX Cheapest	304.0765	KWD 0.00	₹656,501.13	−₹1,777.36
Xe	297.2525	KWD 0.00	₹641,768.15	−₹16,510.34

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	305.0419	–	₹658,585.39
Regency FX Cheapest	304.2183	KWD 0.00	₹656,807.21	−₹1,778.18
Xe	297.0626	KWD 0.00	₹641,358.15	−₹17,227.24

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	305.4290	–	₹659,421.25
Regency FX Cheapest	304.6044	KWD 0.00	₹657,640.81	−₹1,780.44
Xe	296.9984	KWD 0.00	₹641,219.55	−₹18,201.70

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	305.5318	–	₹659,643.05
Regency FX Cheapest	304.7068	KWD 0.00	₹657,862.02	−₹1,781.03
Xe	294.7537	KWD 0.00	₹636,373.24	−₹23,269.81

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	305.2946	–	₹659,130.97
Regency FX Cheapest	304.4703	KWD 0.00	₹657,351.31	−₹1,779.66
Xe	297.4317	KWD 0.00	₹642,155.04	−₹16,975.93

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	305.1145	–	₹658,742.26
Regency FX Cheapest	304.2907	KWD 0.00	₹656,963.65	−₹1,778.61
Xe	296.2598	KWD 0.00	₹639,624.91	−₹19,117.35

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	305.6072	–	₹659,805.88
Regency FX Cheapest	304.7820	KWD 0.00	₹658,024.40	−₹1,781.48
Xe	295.5014	KWD 0.00	₹637,987.52	−₹21,818.36

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	305.7831	–	₹660,185.74
Regency FX Cheapest	304.9575	KWD 0.00	₹658,403.24	−₹1,782.50
Xe	296.6904	KWD 0.00	₹640,554.57	−₹19,631.17

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	305.5800	–	₹659,747.24
Regency FX Cheapest	304.7549	KWD 0.00	₹657,965.93	−₹1,781.31
Xe	297.3788	KWD 0.00	₹642,040.83	−₹17,706.41

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	305.5952	–	₹659,780.08
Regency FX Cheapest	304.7701	KWD 0.00	₹657,998.68	−₹1,781.40
Xe	295.2733	KWD 0.00	₹637,495.05	−₹22,285.03

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	306.3841	–	₹661,483.21
Regency FX Cheapest	305.5568	KWD 0.00	₹659,697.20	−₹1,786.01
Xe	298.7473	KWD 0.00	₹644,995.42	−₹16,487.79

How to send money to India from Kuwait with the best KWD-INR rate

Best companies for KWD/INR transfers