How to send money to India from Kuwait with the best KWD-INR rate

Comparing based on your specific needs is the best way to send money from Kuwait to India with confidence.

Right now, for KWD/INR

• Xe is our top choice for KWD to INR transfers. Sending 2,159 KWD to INR will cost you .د.ك0 in fees, and you will receive 650,743.33 INR. The delivery time usually is minutes - 24 hours.

• Regency FX offers the lowest fees of the 2 available options. This cost combines the exchange rate between the Kuwaiti Dinar and Indian Rupee that is 0.27% different to the mid-market rate and the fee of 0 KWD.

• Fastest way to transfer money to India from Kuwait is with Regency FX. For example, sending .د.ك2,159 to India with Regency FX will be minutes - 24 hours. But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Our analysis, and search results, include 2 providers that operate between Kuwait and India. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Kuwait when you need to send money to India.

The exchange rate determines the price you’ll pay for Indian Rupee when you send Kuwaiti Dinar to India.

The current exchange rate between the Kuwaiti Dinar and Indian Rupee is 309.4918, but it constantly changes.

When calculating the costs of money transfers between Kuwait and India, opt for the best combination of fees and exchange rates:

• The Mid-Market and Exchange Rates: Today, the KWD-INR mid-market rate equals 309.4918 INR per Kuwaiti Dinar.

• Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Regency FX, only 0 KWD. We would recommend searching for your exact send amount to get an idea of fees.

• Amount Received: The amount received in Indian Rupee is the biggest indicator the total cost of sending money from Kuwait to India. Essentially, the more the recipient receives in India, the less it is costing to send from Kuwait.

It’s possible that waiting a day or two can help you get more INR for the same amount of Kuwaiti Dinar. But, the best way to lock in a price between Kuwait and India is by using a forward contract.

A bank transfer is the our recommended option for money transfers between Kuwait and India.

Here are all the ways to send money from Kuwait to India:

Bank transfers

Paying via a bank transfer is often the better option for sending money from Kuwait to India.

By using a money transfer company such as Regency FX for transfers from Kuwait to India, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money from Kuwait to India with a debit or a prepaid card is easy with .


is a one of the better options in the market for international debit card transfers from Kuwait to India.

Credit cards

When it comes to credit card transfers from Kuwait to India, we recommend comparing your options to get the best deal.

Always choose providers that are regulated by financial authorities in both Kuwait and India to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between Kuwait and India.

Some services have minimum or maximum thresholds on how much you can transfer from Kuwait to India.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using Xe if you need to send large amounts of KWD to India. The combination of rates and fees when sending to India is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving Kuwait, or entering India. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive money in India. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from Kuwait to India will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from Kuwait into Indian Rupee. Xe is the best company for bank transfers between Kuwait and India.

And if you need cash right away, check if cash pickup is an option for transfers between Kuwait and India.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Regency FX.

When signing up to a money transfer company to send between Kuwait and India, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in Kuwait this will be a government ID like a passport or driver's license. In India it will be a similar set of documents, although this should only be needed if you are opening a new account in India, or collecting in cash.

Big transactions between Kuwait and India, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend Xe in part due to their easy sign up process in Kuwait.

When sending large amounts of money between Kuwait and India there will be tax implications to consider.

Some transfers into Indian Rupee may need to be reported to tax authorities in India, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in India based on age, income and a few other elements. When in doubt, please contact a tax professional in Kuwait or India to discuss your personal circumstances.