Best companies for KWD/PHP transfers
2 of 2 providers Last updated on 28 September 2026
Based on 2,159 KWD transfer Best companies for KWD/PHP transfers Sort Cheapest
Promoted Xe Pay via Bank transfer	Fee KWD 0.00 1 KWD = 197.4931 PHP +2.49% vs mid-market	Recipient gets ₱426,387.60 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 197.4931 PHP ₱426,387.60You payKWD 2,159.00
Promoted Regency FX Pay via Bank transfer	Fee KWD 0.00 1 KWD = 201.9277 PHP +0.27% vs mid-market	Recipient gets ₱435,961.99 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 201.9277 PHP ₱435,961.99You payKWD 2,159.00
Run a live search Showing top Kuwait to Philippines deals for 2,159 KWD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live KWD to PHP rates.
Run a live search These companies offer multi-currency accounts for spending PHP. We suggest doing a live search based on how much KWD you're planning to spend in Philippines.
Run a live search These are managed services with real human support for large KWD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee KWD 0.00 1 KWD = 201.9277 PHP +0.27% vs mid-market	Recipient gets ₱435,961.99 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Philippines with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 201.9277 PHP ₱435,961.99You payKWD 2,159.00
Xe Pay via Bank transfer	Fee KWD 0.00 1 KWD = 197.4931 PHP +2.49% vs mid-market	Recipient gets ₱426,387.60 Minutes - 24 hours
4 reviews FastestRecommended Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Philippines with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 197.4931 PHP ₱426,387.60You payKWD 2,159.00
How Our Results Work Mid-market rate: 1 KWD = 202.4744 PHP Updates every 60 minutes.

Why compare

KWD/PHP exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Kuwait to Philippines

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

On a 2,159 KWD transfer, Regency FX delivers the most PHP.

This will change depending on how much you actually send, so I suggest running a live search to get the best KWD/PHP rate.

Fund your transfer

You have 1 ways to deposit money, including bank transfer.

Cash still works, with a daily limit on how much.

Verify and send

You'll need your Civil ID to register and to send money to the Philippines.

Anything above KD 3,000 will likely need two months of bank statements, so have them ready rather than starting from scratch.

Ways to send money from Kuwait to Philippines

2 companies send money from Kuwait to Philippines, mostly through broker, online, and app, and more below.

For sending KWD online

Apps & online transfers

There aren’t many options to send KWD online.

One of the best and cheapest options is Xe

Sending .د.ك2,159 gets you 426,387.6 PHP with a 0 fee and 2.49% markup, usually in minutes - 24 hours.

Large transfers from Kuwait

Currency brokers

For large transfers from Kuwait like buying property in Philippines or moving your savings out, a broker like Regency FX charges no fee and works on a margin (around 0.27% on KWD/PHP).

You will need your Civil ID, salary certificate, and bank statements ready.

Anything above KD 3,000 gets asked for them now, and having it ready makes the process faster.

For business accounts

Global accounts

If you’re paying employees, freelancers, or contractors in India, global accounts are a much better option than money transfers services.

Companies like Xe Business, Payoneer, or Veem offer features and tools better suited to businesses in Kuwait.

Ways to fund KWD and receive PHP in Philippines

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KWD 2,159 gives your recipient 435,961.99 PHP.

To fund your transfer, use bank transfer.

To receive PHP, the options are bank deposit.

1

Bank transfer Bank deposit

You pay .د.ك2,159.00

₱435,962

Cheapest

Consider this before sending KWD to Philippines

Exchange companies are the main route out of Kuwait, and the best deal usually comes down to the KWD/PHP rate rather than the visible fee.

Compare Kuwait to Philippines transfer options

Cheapest way to send money to Philippines

The cheapest option for PHP 435,961.99 is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 435,961.99 PHP, which is 2.2% more than the next best option.

Fastest way to send money to Philippines

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit in Philippines. Your recipient gets 435,961.99 PHP in minutes - 24 hours.

Staying safe when sending KWD

Kuwait's exchange companies are supervised by the Central Bank of Kuwait.

A valid Civil ID is normally needed to register and send.

The company may also ask for the purpose of the transfer and source of funds, particularly when the amount is large or unusual for your account.

Keep the receipt and transfer reference until the PHP has arrived.

If an exchange company does not resolve a problem, you can submit a complaint directly through the CBK Customer Protection portal.

When in doubt, check the company in the CBK list of exchange companies.

KNET and WAMD do not send money abroad

KNET is Kuwait's domestic debit network, while WAMD moves money between participating Kuwaiti accounts using a mobile number.

Either may help you pay for the transfer to Philippines depending on the company, but they send KWD directly to Philippines.

Sort out a large transfer before leaving Kuwait

Moving savings or an end-of-service payment is easier while your Civil ID, Kuwait mobile number and bank access are still active.

Ask the bank or exchange company what documents it needs before the final payment reaches your account.

A salary certificate, bank statements or the end-of-service calculation may be requested.

Live KWD-PHP Exchange Rate

Compare the KWD to PHP exchange rate

Even a small move in the KWD/PHP rate can change the rupee amount on a larger transfer. Use the recent range when comparing today's quotes.

Mid-market rate:1 KWD = 202.367425 PHP

How we analyse the market

We track 2 companies licensed by the Central Bank of Kuwait sending KWD to Philippines.

The dinar floats rather than tracking the dollar, so the rate genuinely moves. Ours refresh in real time on live searches, alongside fees and the ways to pay and collect.

Each goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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How to send money to Philippines from Kuwait with the best KWD-PHP rate

Best companies for KWD/PHP transfers