Best companies for KWD/IDR transfers
2 of 2 providers Last updated on 10 November 2026
Based on 2,159 KWD transfer Best companies for KWD/IDR transfers Sort Cheapest
Promoted Xe Pay via Bank transfer	Fee KWD 0.00 1 KWD = 56397.1068 IDR +2.96% vs mid-market	Recipient gets Rp 121,761,353.58 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 56397.1068 IDR Rp 121,761,353.58You payKWD 2,159.00
Promoted Regency FX Pay via Bank transfer	Fee KWD 0.00 1 KWD = 57933.8767 IDR +0.27% vs mid-market	Recipient gets Rp 125,079,239.82 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 57933.8767 IDR Rp 125,079,239.82You payKWD 2,159.00
Run a live search Showing top Kuwait to Indonesia deals for 2,159 KWD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live KWD to IDR rates.
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much KWD you're planning to spend in Indonesia.
Run a live search These are managed services with real human support for large KWD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee KWD 0.00 1 KWD = 57933.8767 IDR +0.27% vs mid-market	Recipient gets Rp 125,079,239.82 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 57933.8767 IDR Rp 125,079,239.82You payKWD 2,159.00
Xe Pay via Bank transfer	Fee KWD 0.00 1 KWD = 56397.1068 IDR +2.96% vs mid-market	Recipient gets Rp 121,761,353.58 Minutes - 24 hours
4 reviews FastestOur top pick Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 56397.1068 IDR Rp 121,761,353.58You payKWD 2,159.00
How Our Results Work Mid-market rate: 1 KWD = 58090.7217 IDR Updates every 60 minutes.

Why compare

KWD/IDR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Kuwait to Indonesia

Pick a company

For a one-off transfer from Kuwait, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 30 of the 30 days it quoted KWD2,159 transfers to Indonesia.

On a 2,159 KWD transfer, Regency FX delivers the most IDR.

This will change depending on how much you actually send, so I suggest running a live search to get the best KWD/IDR rate.

Fund your transfer

You have 1 ways to deposit money, including bank transfer.

Cash still works, with a daily limit on how much.

Verify and send

You'll need your Civil ID to register and to send money to Indonesia.

Anything above KD 3,000 will likely need two months of bank statements, so have them ready rather than starting from scratch.

KWD/IDR Exchange Rate History

Is today a good time to send money from Kuwait to Indonesia?

The cheapest way to send KWD to IDR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 2,159 KWD transfers to Indonesia.

Each line shows what the recipient gets when you send KWD 2,159, after fees, as quoted by each company. The mid-market line shows what KWD 2,159 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more IDR per KWD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of IDR on every transfer from Kuwait.

Right now, Regency FX pays 125,079,239.82 IDR on 2,159 KWD, which is 338,628.25 IDR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 125,900,165.90 IDR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.

We've tracked 30 comparisons to check how often today's top companies were the cheapest across 1 amounts over the past month.

Regency FXAppeared in 30 comparisons
Cheapest every time
XeAppeared in 29 comparisons
Never the cheapest

Based on 30 comparisons across 1 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most IDR, and it was also the cheapest in 100% of the 30 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Indonesia.

Xe (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Indonesia.

Ways to send money from Kuwait to Indonesia

2 companies send money from Kuwait to Indonesia, mostly through currency broker, online, and app, and more below.

For sending KWD online

Apps & online transfers

There aren’t many options to send KWD online.

One of the best and cheapest options is Xe.

Sending KWD2,159 gets you 121,761,353.58 IDR with a 0 fee and 2.96% markup, usually in minutes - 24 hours.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

Large transfers from Kuwait

Currency brokers

For large transfers from Kuwait like buying property in Indonesia or moving your savings out, a broker like Regency FX charges no fee and works on a margin (around 0.27% on KWD/IDR).

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You will need your Civil ID, salary certificate, and bank statements ready.

Anything above KD 3,000 gets asked for them now, and having it ready makes the process faster.

For business accounts

Global accounts

If you’re paying employees, freelancers, or contractors in Indonesia, global accounts are a much better option than money transfer services.

Companies like Xe Business, Payoneer, or Veem offer features and tools better suited to businesses in Kuwait.

Ways to fund KWD and receive IDR in Indonesia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KWD 2,159 gives your recipient 125,079,239.82 IDR.

To fund your transfer, use bank transfer.

To receive IDR, the options are bank deposit.

1

Bank transfer Bank deposit

You pay KWD2,159.00

Rp125,079,240

Cheapest

Consider this before sending KWD to Indonesia

Exchange companies are the main route out of Kuwait, and the best deal usually comes down to the KWD/IDR rate rather than the visible fee.

Compare Kuwait to Indonesia transfer options

Cheapest way to send money to Indonesia

The cheapest option for a KWD 2,159 transfer is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 125,079,239.82 IDR, which is 2.65% more than the next best option.

Fastest way to send money to Indonesia

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit in Indonesia. Your recipient gets 125,079,239.82 IDR in minutes - 24 hours.

Staying safe when sending KWD

Kuwait's exchange companies are supervised by the Central Bank of Kuwait.

A valid Civil ID is normally needed to register and send.

The company may also ask for the purpose of the transfer and source of funds, particularly when the amount is large or unusual for your account.

Keep the receipt and transfer reference until the IDR has arrived.

If an exchange company does not resolve a problem, you can submit a complaint directly through the CBK Customer Protection portal.

When in doubt, check the company in the CBK list of exchange companies.

KNET and WAMD do not send money abroad

KNET is Kuwait's domestic debit network, while WAMD moves money between participating Kuwaiti accounts using a mobile number.

Either may help you pay for the transfer to Indonesia depending on the company, but they can't send KWD directly to Indonesia.

Sort out a large transfer before leaving Kuwait

Moving savings or an end-of-service payment is easier while your Civil ID, Kuwait mobile number and bank access are still active.

Ask the bank or exchange company what documents it needs before the final payment reaches your account.

A salary certificate, bank statements or the end-of-service calculation may be requested.

How we analyse the market

We track 2 companies licensed by the Central Bank of Kuwait sending KWD to Indonesia.

The Kuwaiti dinar is pegged to a basket of currencies, so the KWD/IDR rate still moves with the US dollar. Our rates refresh in real time on live searches, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 30 comparisons across 1 amounts.

This page covers the cheapest and fastest options for KWD/IDR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	57592.6248	–	Rp 124,342,476.84
Regency FX Cheapest	57437.1247	KWD 0.00	Rp 124,006,752.15	−Rp 335,724.69
Xe	56092.9309	KWD 0.00	Rp 121,104,637.81	−Rp 3,237,839.03

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	57445.4397	–	Rp 124,024,704.33
Regency FX Cheapest	57290.3370	KWD 0.00	Rp 123,689,837.62	−Rp 334,866.71
Xe	56092.5680	KWD 0.00	Rp 121,103,854.31	−Rp 2,920,850.02

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	57418.0628	–	Rp 123,965,597.55
Regency FX Cheapest	57263.0340	KWD 0.00	Rp 123,630,890.44	−Rp 334,707.11
Xe	56080.4551	KWD 0.00	Rp 121,077,702.56	−Rp 2,887,894.99

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	57640.8893	–	Rp 124,446,680.02
Regency FX Cheapest	57485.2589	KWD 0.00	Rp 124,110,673.99	−Rp 336,006.03
Xe	56223.5146	KWD 0.00	Rp 121,386,568.02	−Rp 3,060,112.00

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	57984.7667	–	Rp 125,189,111.26
Regency FX Cheapest	57828.2078	KWD 0.00	Rp 124,851,100.66	−Rp 338,010.60
Xe No quote collected this day	–	–	–	–

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58081.7716	–	Rp 125,398,544.88
Regency FX Cheapest	57924.9508	KWD 0.00	Rp 125,059,968.80	−Rp 338,576.08
Xe	55820.4512	KWD 0.00	Rp 120,516,354.14	−Rp 4,882,190.74

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58061.4529	–	Rp 125,354,676.81
Regency FX Cheapest	57904.6870	KWD 0.00	Rp 125,016,219.19	−Rp 338,457.62
Xe	56756.4260	KWD 0.00	Rp 122,537,123.73	−Rp 2,817,553.08

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	57916.1986	–	Rp 125,041,072.75
Regency FX Cheapest	57759.8249	KWD 0.00	Rp 124,703,461.86	−Rp 337,610.89
Xe	56553.9585	KWD 0.00	Rp 122,099,996.40	−Rp 2,941,076.35

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58109.4867	–	Rp 125,458,381.87
Regency FX Cheapest	57952.5911	KWD 0.00	Rp 125,119,644.24	−Rp 338,737.63
Xe	56614.0293	KWD 0.00	Rp 122,229,689.26	−Rp 3,228,692.61

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58266.9143	–	Rp 125,798,267.96
Regency FX Cheapest	58109.5936	KWD 0.00	Rp 125,458,612.64	−Rp 339,655.32
Xe	56372.7189	KWD 0.00	Rp 121,708,700.11	−Rp 4,089,567.85

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58185.6508	–	Rp 125,622,820.01
Regency FX Cheapest	58028.5495	KWD 0.00	Rp 125,283,638.40	−Rp 339,181.61
Xe	56699.7994	KWD 0.00	Rp 122,414,866.90	−Rp 3,207,953.11

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58237.5557	–	Rp 125,734,882.78
Regency FX Cheapest	58080.3143	KWD 0.00	Rp 125,395,398.60	−Rp 339,484.18
Xe	55971.2303	KWD 0.00	Rp 120,841,886.22	−Rp 4,892,996.56

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58330.2079	–	Rp 125,934,918.85
Regency FX Cheapest	58172.7163	KWD 0.00	Rp 125,594,894.56	−Rp 340,024.29
Xe	56652.5583	KWD 0.00	Rp 122,312,873.37	−Rp 3,622,045.48

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58421.3754	–	Rp 126,131,749.53
Regency FX Cheapest	58263.6377	KWD 0.00	Rp 125,791,193.81	−Rp 340,555.72
Xe	56749.7219	KWD 0.00	Rp 122,522,649.58	−Rp 3,609,099.95

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58405.5883	–	Rp 126,097,665.08
Regency FX Cheapest	58247.8932	KWD 0.00	Rp 125,757,201.38	−Rp 340,463.70
Xe	56853.5286	KWD 0.00	Rp 122,746,768.25	−Rp 3,350,896.83

Thu, Oct 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58386.0715	–	Rp 126,055,528.27
Regency FX Cheapest	58228.4291	KWD 0.00	Rp 125,715,178.35	−Rp 340,349.92
Xe	56706.6353	KWD 0.00	Rp 122,429,625.61	−Rp 3,625,902.66

Fri, Oct 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58396.3673	–	Rp 126,077,757.09
Regency FX Cheapest	58238.6971	KWD 0.00	Rp 125,737,347.15	−Rp 340,409.94
Xe	56545.5741	KWD 0.00	Rp 122,081,894.48	−Rp 3,995,862.61

Sat, Oct 31, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58275.9462	–	Rp 125,817,767.77
Regency FX Cheapest	58118.6011	KWD 0.00	Rp 125,478,059.80	−Rp 339,707.97
Xe	56373.2955	KWD 0.00	Rp 121,709,944.98	−Rp 4,107,822.79

Sun, Nov 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58254.7359	–	Rp 125,771,974.86
Regency FX Cheapest	58097.4481	KWD 0.00	Rp 125,432,390.52	−Rp 339,584.34
Xe	56388.7784	KWD 0.00	Rp 121,743,372.57	−Rp 4,028,602.29

Mon, Nov 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58329.0941	–	Rp 125,932,514.13
Regency FX Cheapest	58171.6055	KWD 0.00	Rp 125,592,496.35	−Rp 340,017.78
Xe	56562.6635	KWD 0.00	Rp 122,118,790.50	−Rp 3,813,723.63

Tue, Nov 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58358.5166	–	Rp 125,996,037.34
Regency FX Cheapest	58200.9486	KWD 0.00	Rp 125,655,848.04	−Rp 340,189.30
Xe	56464.6483	KWD 0.00	Rp 121,907,175.68	−Rp 4,088,861.66

Wed, Nov 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58471.9855	–	Rp 126,241,016.64
Regency FX Cheapest	58314.1111	KWD 0.00	Rp 125,900,165.90	−Rp 340,850.74
Xe	56621.6046	KWD 0.00	Rp 122,246,044.33	−Rp 3,994,972.31

Thu, Nov 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58142.5555	–	Rp 125,529,777.39
Regency FX Cheapest	57985.5706	KWD 0.00	Rp 125,190,846.99	−Rp 338,930.40
Xe	56441.9446	KWD 0.00	Rp 121,858,158.39	−Rp 3,671,619.00

Fri, Nov 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58373.3327	–	Rp 126,028,025.37
Regency FX Cheapest	58215.7247	KWD 0.00	Rp 125,687,749.70	−Rp 340,275.67
Xe	56665.3227	KWD 0.00	Rp 122,340,431.71	−Rp 3,687,593.66

Sat, Nov 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	58230.3562	–	Rp 125,719,339.14
Regency FX Cheapest	58073.1343	KWD 0.00	Rp 125,379,896.93	−Rp 339,442.21
Xe	55976.3850	KWD 0.00	Rp 120,853,015.22	−Rp 4,866,323.92

How to send money to Indonesia from Kuwait with the best KWD-IDR rate

Best companies for KWD/IDR transfers