For sending KWD online
Apps & online transfers
There aren’t many options to send KWD online.
One of the best and cheapest options is Xe
Sending .د.ك2,159 gets you 8,759,291.42 NGN with a 0 fee and 5.44% markup, usually in minutes - 24 hours.
Of the 2 services we compared from Kuwait, Regency FX is cheapest overall right now, delivering 9,224,247.35 NGN when you send KWD 2,159 to Nigeria.
If you need money fast, we suggest using Regency FX, it will get you 9,224,247.35 NGN in minutes - 24 hours.
| 2 of 2 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze KWD/NGN exchange rates from our comparisons. | |||
| Based on 2,159 KWD transfer Best companies for KWD/NGN transfersAll money transfer offers for KWD/NGN transfers, sorted by most NGN received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted Xe Pay via Bank transfer | Fee KWD 0.00 1 KWD = 4057.1058 NGN +5.44% vs mid-market | Recipient gets ₦8,759,291.42 Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 4057.1058 NGN ₦8,759,291.42You payKWD 2,159.00 | |||
| Promoted Regency FX Pay via Bank transfer | Fee KWD 0.00 1 KWD = 4272.4629 NGN +0.27% vs mid-market | Recipient gets ₦9,224,247.35 Minutes - 24 hours | |
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 4272.4629 NGN ₦9,224,247.35You payKWD 2,159.00 | |||
Run a live search Showing top Kuwait to Nigeria deals for 2,159 KWD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live KWD to NGN rates. | |||
Run a live search These companies offer multi-currency accounts for spending NGN. We suggest doing a live search based on how much KWD you're planning to spend in Nigeria. | |||
Run a live search These are managed services with real human support for large KWD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee KWD 0.00 1 KWD = 4272.4629 NGN +0.27% vs mid-market | Recipient gets ₦9,224,247.35 Minutes - 24 hours | |
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 4272.4629 NGN ₦9,224,247.35You payKWD 2,159.00 | |||
| Xe Pay via Bank transfer | Fee KWD 0.00 1 KWD = 4057.1058 NGN +5.44% vs mid-market | Recipient gets ₦8,759,291.42 Minutes - 24 hours | |
Ways to receive money in Nigeria with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 KWD = 4057.1058 NGN ₦8,759,291.42You payKWD 2,159.00 | |||
| How Our Results Work Mid-market rate: 1 KWD = 4284.029757 NGN Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.
On a 2,159 KWD transfer, Regency FX delivers the most NGN.
This will change depending on how much you actually send, so I suggest running a live search to get the best KWD/NGN rate.
You have 1 ways to deposit money, including bank transfer.
Cash still works, with a daily limit on how much.
You'll need your Civil ID to register and to send money to Nigeria.
Anything above KD 3,000 will likely need two months of bank statements, so have them ready rather than starting from scratch.
2 companies send money from Kuwait to Nigeria, mostly through broker, online, and app, and more below.
For sending KWD online
There aren’t many options to send KWD online.
One of the best and cheapest options is Xe
Sending .د.ك2,159 gets you 8,759,291.42 NGN with a 0 fee and 5.44% markup, usually in minutes - 24 hours.
Large transfers from Kuwait
For large transfers from Kuwait like buying property in Nigeria or moving your savings out, a broker like Regency FX charges no fee and works on a margin (around 0.27% on KWD/NGN).
You will need your Civil ID, salary certificate, and bank statements ready.
Anything above KD 3,000 gets asked for them now, and having it ready makes the process faster.
For business accounts
If you’re paying employees, freelancers, or contractors in India, global accounts are a much better option than money transfers services.
Companies like Xe Business, Payoneer, or Veem offer features and tools better suited to businesses in Kuwait.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending KWD 2,159 gives your recipient 9,224,247.35 NGN.
To fund your transfer, use bank transfer.
To receive NGN, the options are bank deposit.
You pay .د.ك2,159.00
₦9,224,247
Cheapest
Exchange companies are the main route out of Kuwait, and the best deal usually comes down to the KWD/NGN rate rather than the visible fee.
Cheapest way to send money to Nigeria
The cheapest option for NGN 9,224,247.35 is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 9,224,247.35 NGN, which is 5.04% more than the next best option.
Fastest way to send money to Nigeria
The fastest option is Regency FX. Pay by bank transfer and choose bank deposit in Nigeria. Your recipient gets 9,224,247.35 NGN in minutes - 24 hours.
Kuwait's exchange companies are supervised by the Central Bank of Kuwait.
A valid Civil ID is normally needed to register and send.
The company may also ask for the purpose of the transfer and source of funds, particularly when the amount is large or unusual for your account.
Keep the receipt and transfer reference until the NGN has arrived.
If an exchange company does not resolve a problem, you can submit a complaint directly through the CBK Customer Protection portal.
When in doubt, check the company in the CBK list of exchange companies.
KNET is Kuwait's domestic debit network, while WAMD moves money between participating Kuwaiti accounts using a mobile number.
Either may help you pay for the transfer to Nigeria depending on the company, but they send KWD directly to Nigeria.
Moving savings or an end-of-service payment is easier while your Civil ID, Kuwait mobile number and bank access are still active.
Ask the bank or exchange company what documents it needs before the final payment reaches your account.
A salary certificate, bank statements or the end-of-service calculation may be requested.
Even a small move in the KWD/NGN rate can change the rupee amount on a larger transfer. Use the recent range when comparing today's quotes.
Mid-market rate:1 KWD = 4,281.745312 NGN
We track 2 companies licensed by the Central Bank of Kuwait sending KWD to Nigeria.
The dinar floats rather than tracking the dollar, so the rate genuinely moves. Ours refresh in real time on live searches, alongside fees and the ways to pay and collect.
Each goes through our review first.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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