How to send money to Sri Lanka from Malaysia with the best MYR-LKR rate

Regency FX is the cheapest way to send money to Sri Lanka, giving your recipient 667,866.78 LKR from RM8,200.

If you need money fast, we suggest using Wise, your LKR transfer will arrive in within minutes.

Best companies for MYR/LKR transfers

2 of 2 providers

Last updated on 28 October 2026

Based on 8,200 MYR transfer

Best companies for MYR/LKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee RM 74.76 1 MYR = 81.5312 LKR +0.17% vs mid-market Recipient gets Rs 662,460.57 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
RM 74.761 MYR = 81.5312 LKR
Rs 662,460.57You payRM 8,200.00

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Showing top Malaysia to Sri Lanka deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee RM 0.00 1 MYR = 81.4472 LKR +0.27% vs mid-market Recipient gets Rs 667,866.78 Minutes - 24 hours
0 reviews
Cheapest
Personal account manager

Ways to receive money in Sri Lanka with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 MYR = 81.4472 LKR
Rs 667,866.78You payRM 8,200.00

Wise

Pay via Bank transfer
Fee RM 74.76 1 MYR = 81.5312 LKR +0.17% vs mid-market Recipient gets Rs 662,460.57 Within minutes
FastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
RM 74.761 MYR = 81.5312 LKR
Rs 662,460.57You payRM 8,200.00

Wise

Pay via FPX
Fee RM 74.76 1 MYR = 81.5312 LKR +0.17% vs mid-market Recipient gets Rs 662,460.57 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by fpx.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
RM 74.761 MYR = 81.5312 LKR
Rs 662,460.57You payRM 8,200.00
How Our Results Work
Mid-market rate: 1 MYR = 81.6677 LKR Updates every 60 minutes.

How to send money from Malaysia to Sri Lanka

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 30 of the 30 days it quoted RM8,200 transfers to Sri Lanka.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer and fpx.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Sri Lanka.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Sri Lanka?

How much MYR you send to Sri Lanka heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
RM 1,0000.27%RM 0.00Rs 81,466.00with fpx to bank deposit+Rs 1,038.46
RM 5,0000.21%RM 50.30Rs 403,441.63with bank transfer to bank depositRs 0.00
RM 8,200This page0.27%RM 0.00Rs 667,866.78with bank transfer to bank deposit+Rs 3,604.14
RM 10,0000.27%RM 0.00Rs 814,471.34with bank transfer to bank deposit+Rs 4,250.99

Mid-market rate: 1 MYR = 81.6677 LKR

MYR/LKR Exchange Rate History

Is today a good time to send money from Malaysia to Sri Lanka?

The cheapest way to send MYR to LKR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to Sri Lanka.

LKR received for RM 8,200, after fees

Wed, 28 Oct 2026Mid-market rateRs 669,674.90 Regency FX Rs 667,866.78Regency FXRs 667,866.78WiseRs 662,460.57

650,000
655,000
660,000
665,000
670,000
675,000
At the mid-market rateWith the cheapest optionRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.2010 – Rs 665,848.04
Regency FX Cheapest 80.9817 RM 0.00 Rs 664,050.25 −Rs 1,797.79
Wise 81.1036 RM 74.76 Rs 658,986.21 −Rs 6,861.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.1842 – Rs 665,710.74
Regency FX Cheapest 80.9650 RM 0.00 Rs 663,913.32 −Rs 1,797.42
Wise 80.9453 RM 74.76 Rs 657,699.99 −Rs 8,010.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.1127 – Rs 665,124.18
Regency FX Cheapest 80.8937 RM 0.00 Rs 663,328.35 −Rs 1,795.83
Wise 80.8987 RM 74.76 Rs 657,321.35 −Rs 7,802.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.3551 – Rs 667,111.89
Regency FX Cheapest 81.1355 RM 0.00 Rs 665,310.69 −Rs 1,801.20
Wise 80.9110 RM 74.76 Rs 657,421.29 −Rs 9,690.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.9397 – Rs 663,705.79
Regency FX Cheapest 80.7212 RM 0.00 Rs 661,913.78 −Rs 1,792.01
Wise 80.9474 RM 74.76 Rs 657,717.05 −Rs 5,988.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.7801 – Rs 662,397.18
Regency FX Cheapest 80.5620 RM 0.00 Rs 660,608.71 −Rs 1,788.47
Wise 80.9474 RM 74.76 Rs 657,717.05 −Rs 4,680.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.8551 – Rs 663,012.19
Regency FX Cheapest 80.6368 RM 0.00 Rs 661,222.06 −Rs 1,790.13
Wise 80.8097 RM 74.76 Rs 656,598.21 −Rs 6,413.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.7281 – Rs 661,970.23
Regency FX Cheapest 80.5101 RM 0.00 Rs 660,182.91 −Rs 1,787.32
Wise 80.8565 RM 74.76 Rs 656,978.47 −Rs 4,991.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.8611 – Rs 663,061.01
Regency FX Cheapest 80.6428 RM 0.00 Rs 661,270.75 −Rs 1,790.26
Wise 81.0095 RM 74.76 Rs 658,221.63 −Rs 4,839.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.8271 – Rs 662,782.09
Regency FX Cheapest 80.6089 RM 0.00 Rs 660,992.58 −Rs 1,789.51
Wise 80.8496 RM 74.76 Rs 656,922.40 −Rs 5,859.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.6747 – Rs 661,532.24
Regency FX Cheapest 80.4568 RM 0.00 Rs 659,746.10 −Rs 1,786.14
Wise 80.8732 RM 74.76 Rs 657,114.16 −Rs 4,418.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.9901 – Rs 664,119.21
Regency FX Cheapest 80.7715 RM 0.00 Rs 662,326.08 −Rs 1,793.13
Wise 80.9733 RM 74.76 Rs 657,927.50 −Rs 6,191.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.9901 – Rs 664,119.21
Regency FX Cheapest 80.7715 RM 0.00 Rs 662,326.08 −Rs 1,793.13
Wise 80.9733 RM 74.76 Rs 657,927.50 −Rs 6,191.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.9591 – Rs 663,864.73
Regency FX Cheapest 80.7405 RM 0.00 Rs 662,072.30 −Rs 1,792.43
Wise 80.9868 RM 74.76 Rs 658,037.19 −Rs 5,827.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.1633 – Rs 665,538.71
Regency FX Cheapest 80.9441 RM 0.00 Rs 663,741.75 −Rs 1,796.96
Wise 81.0182 RM 74.76 Rs 658,292.32 −Rs 7,246.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 80.9053 – Rs 663,423.49
Regency FX Cheapest 80.6869 RM 0.00 Rs 661,632.25 −Rs 1,791.24
Wise 81.1221 RM 74.76 Rs 659,136.53 −Rs 4,286.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.0357 – Rs 664,492.56
Regency FX Cheapest 80.8169 RM 0.00 Rs 662,698.43 −Rs 1,794.13
Wise 81.1443 RM 74.76 Rs 659,316.91 −Rs 5,175.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.1090 – Rs 665,093.88
Regency FX Cheapest 80.8900 RM 0.00 Rs 663,298.13 −Rs 1,795.75
Wise 81.1099 RM 74.76 Rs 659,037.40 −Rs 6,056.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.2329 – Rs 666,110.00
Regency FX Cheapest 81.0136 RM 0.00 Rs 664,311.50 −Rs 1,798.50
Wise 81.0980 RM 74.76 Rs 658,940.71 −Rs 7,169.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.2329 – Rs 666,110.00
Regency FX Cheapest 81.0136 RM 0.00 Rs 664,311.50 −Rs 1,798.50
Wise 81.0980 RM 74.76 Rs 658,940.71 −Rs 7,169.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.3851 – Rs 667,358.11
Regency FX Cheapest 81.1654 RM 0.00 Rs 665,556.24 −Rs 1,801.87
Wise 81.1734 RM 74.76 Rs 659,553.36 −Rs 7,804.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.1865 – Rs 665,729.18
Regency FX Cheapest 80.9673 RM 0.00 Rs 663,931.71 −Rs 1,797.47
Wise 81.2575 RM 74.76 Rs 660,236.69 −Rs 5,492.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.1101 – Rs 665,102.61
Regency FX Cheapest 80.8911 RM 0.00 Rs 663,306.83 −Rs 1,795.78
Wise 81.3231 RM 74.76 Rs 660,769.71 −Rs 4,332.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.3443 – Rs 667,023.04
Regency FX Cheapest 81.1246 RM 0.00 Rs 665,222.08 −Rs 1,800.96
Wise 81.2959 RM 74.76 Rs 660,548.70 −Rs 6,474.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.2237 – Rs 666,034.57
Regency FX Cheapest 81.0044 RM 0.00 Rs 664,236.28 −Rs 1,798.29
Wise 81.3341 RM 74.76 Rs 660,859.08 −Rs 5,175.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.2219 – Rs 666,019.18
Regency FX Cheapest 81.0026 RM 0.00 Rs 664,220.93 −Rs 1,798.25
Wise 81.2890 RM 74.76 Rs 660,492.63 −Rs 5,526.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.2219 – Rs 666,019.18
Regency FX Cheapest 81.0026 RM 0.00 Rs 664,220.93 −Rs 1,798.25
Wise 81.2890 RM 74.76 Rs 660,492.63 −Rs 5,526.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.0771 – Rs 664,831.89
Regency FX Cheapest 80.8582 RM 0.00 Rs 663,036.85 −Rs 1,795.04
Wise 81.2699 RM 74.76 Rs 660,337.44 −Rs 4,494.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.4982 – Rs 668,284.89
Regency FX Cheapest 81.2781 RM 0.00 Rs 666,480.52 −Rs 1,804.37
Wise 81.3020 RM 74.76 Rs 660,598.26 −Rs 7,686.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 81.6677 – Rs 669,674.90
Regency FX Cheapest 81.4472 RM 0.00 Rs 667,866.78 −Rs 1,808.12
Wise 81.5312 RM 74.76 Rs 662,460.57 −Rs 7,214.33

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more LKR per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of LKR on every transfer from Malaysia.

Right now, Regency FX pays 667,866.78 LKR on 8,200 MYR, which is 1,808.12 LKR less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Sri Lanka.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Regency FXAppeared in 46 comparisons

    Cheapest every time

  2. WiseAppeared in 92 comparisons

    Cheapest in 28% of them

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most LKR, and it was also the cheapest in 100% of the 46 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Sri Lanka.

Wise (today's second cheapest) was the cheapest in only 28% of its comparisons, so it's rarely the cheapest option for transfers to Sri Lanka.

Ways to send money from Malaysia to Sri Lanka

There are 5 ways to send money from Malaysia to Sri Lanka across 2 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 74.76 and 0.17% markup to send MYR 8,200 and your recipient gets SLRs662,460.57 in within minutes.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Sri Lanka.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/LKR exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Sri Lanka, tuition fees, or moving savings from Malaysia to Sri Lanka.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Sri Lanka, or travel there often.

Wise lets you hold MYR and LKR in one account, and convert between them when you need.

When converting MYR to LKR, 8,200 MYR will get you 662,460.57 LKR (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive LKR in Sri Lanka

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 667,866.78 LKR.

You can fund your transfer in MYR through bank transfer and fpx.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Sri Lanka.

The processing fee may include SST, so double check the final LKR amount first.

The recipient can receive LKR through bank deposit.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Sri Lanka.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

  1. 1
    Bank transfer Bank deposit

    You pay RM8,200.00

    SLRs667,867

    Cheapest

  2. 2
    Fpx Bank deposit

    You pay RM8,200.00

    SLRs662,461

    -SLRs5,406

Things to check before sending MYR to Sri Lanka

Here are a few things to know about money transfers from Malaysia to Sri Lanka.

Best ways to send MYR to Sri Lanka

For a RM 8,200 transfer, these are the best options:

  1. Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 667,866.78 LKR, which is 0.81% more than the next best option.

  2. Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 662,460.57 LKR in within minutes.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 2 of them on MYR to Sri Lanka, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/LKR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.