How to send money to Sri Lanka from Switzerland with the best CHF-LKR rate
The cheapest option overall is Regency FX, giving your recipient 2,404,538.98 LKR when you send CHF 6,000.
Below we’ve compared 5 ways to send money from Switzerland to Sri Lanka.
Best companies for CHF/LKR transfers
5 of 5 providers
Last updated on 21 September 2026iThis page updates weekly. We collect, store, and analyze CHF/LKR exchange rates from our comparisons.
This page updates weekly. We collect, store, and analyze CHF/LKR exchange rates from our comparisons.
Based on 6,000 CHF transfer
Best companies for CHF/LKR transfers
All money transfer offers for CHF/LKR transfers, sorted by most LKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
All money transfer offers for CHF/LKR transfers, sorted by most LKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Sri Lanka with Xe when paying by bank transfer.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 396.9000 LKR
Rs 2'381'400.00You payCHF 6'000.00
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Showing top Switzerland to Sri Lanka deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
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Showing companies that send from a business account. Run a business search to get live CHF to LKR rates.
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These companies offer multi-currency accounts for spending LKR. We suggest doing a live search based on how much CHF you're planning to spend in Sri Lanka.
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These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 CHF = 401.841468 LKRUpdates every 60 minutes.
Transfer details
Transfer details
How to send money from Switzerland to Sri Lanka
Pick a company
Start with the cheapest, which is Regency FX at 2,404,538.98 LKR for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
Fund your transfer
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
Verify and send
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
Ways to send money from Switzerland to Sri Lanka
5 companies send money from Switzerland to Sri Lanka, across broker, app, online, multi-currency account, and global account, and more.
For one-off transfers
Online transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 2,398,084.1 LKR.
The fee is 26.92 CHF, with a 0.09% on top of CHF/LKR rate.
For spending and receiving
Multi-currency accounts
A multi-currency account is useful if you earn in Swiss francs but spend money in LKR (be it payments or travelling).
Wise converts CHF 6,000 with a 0.09% exchange-rate markup and lets you hold CHF and LKR in one account.
For regular transfers
Money transfer apps
For the monthly transfer to family, money transfers apps are the easiest to start with.
Wise charges fr.26.92 on a fr.6,000 transfer, and the money lands next day.
You can also save recipients and create automated scheduled transfers to Sri Lanka.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Currency brokers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Sri Lanka or moving your wealth, a broker like Regency FX charges no fee and works on a margin instead (0.27% on CHF/LKR).
I suggest , since the more LKR you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/LKR rate.
For companies paying across borders
Global accounts
Converting every payment separately adds extra work for Swiss businesses with regular costs in Sri Lanka.
A global account lets you hold LKR alongside CHF and pay from the balance.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 2,404,538.98 LKR.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Sri Lanka.
In Sri Lanka, they can get LKR delivered as bank deposit.
1
Bank transfer→Bank deposit
You pay fr.6,000.00
₨2,404,539
Cheapest
2
Debit card→Bank deposit
You pay fr.6,000.00
₨2,367,112
-₨37,427
3
Credit card→Bank deposit
You pay fr.6,000.00
₨2,367,112
-₨37,427
Things to know before sending CHF to Serbia
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
1
Compare CHF/RSD transfer options
For a CHF 6,000 transfer to Sri Lanka, these are the best options in our comparison.
Cheapest way to send money to Sri Lanka
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,404,538.98 LKR, which is 0.23% more than the next best option.
Fastest way to send money to Sri Lanka
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,385,794.35 LKR in within minutes.
2
Switzerland is in SEPA, but CHF is not a SEPA currency
Swiss banks can make SEPA payments in euros, but CHF transfer to a LKR requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
3
Gift tax depends on your canton
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
Live CHF-LKR Exchange Rate
Compare the CHF to LKR exchange rate
The rate you secure determines how much LKR arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 402.071314 LKR
How we analyse the market
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 5 of them sending CHF to Sri Lanka, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
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