How to send money to Sri Lanka from Poland with the best PLN-LKR rate

We’ve analysed and compared 5 money transfer companies below for PLN/LKR transfers.

Best companies for PLN/LKR transfers

5 of 5 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze PLN/LKR exchange rates from our comparisons.

Based on 30,000 PLN transfer

Best companies for PLN/LKR transfers

All money transfer offers for PLN/LKR transfers, sorted by most LKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee 246,87 zł 1 PLN = 86.9943 LKR +0.08% vs mid-market Recipient gets 2.588.352,72 Rs Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
246,87 zł1 PLN = 86.9943 LKR
2.588.352,72 RsYou pay30.000,00 zł
Promoted
Xe

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 85.2765 LKR +2.08% vs mid-market Recipient gets 2.558.295,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 85.2765 LKR
2.558.295,00 RsYou pay30.000,00 zł

Run a live search

Showing top Poland to Sri Lanka deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 86.8316 LKR +0.27% vs mid-market Recipient gets 2.604.948,81 Rs Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Sri Lanka from Poland.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sri Lanka with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 86.8316 LKR
2.604.948,81 RsYou pay30.000,00 zł
TapTap Send

TapTap Send

Pay via Debit card
Fee 0,00 zł 1 PLN = 86.8300 LKR +0.27% vs mid-market Recipient gets 2.604.900,00 Rs Minutes
Receive to bank account

Ways to receive money in Sri Lanka with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 PLN = 86.8300 LKR
2.604.900,00 RsYou pay30.000,00 zł
Mobile moneyMinutesAvailable via:eZ Cash
Free1 PLN = 86.8300 LKR
2.604.900,00 RsYou pay30.000,00 zł
Wise

Wise

Pay via Bank transfer
Fee 246,87 zł 1 PLN = 86.9943 LKR +0.08% vs mid-market Recipient gets 2.588.352,72 Rs Next day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Poland to Sri Lanka.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
246,87 zł1 PLN = 86.9943 LKR
2.588.352,72 RsYou pay30.000,00 zł
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee 310,00 zł 1 PLN = 86.8698 LKR +0.23% vs mid-market Recipient gets 2.579.165,24 Rs Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send PLN to Sri Lanka.
Multi-currency cardReceive to bank account

Ways to receive money in Sri Lanka with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
310,00 zł1 PLN = 86.8698 LKR
2.579.165,24 RsYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 85.2765 LKR +2.08% vs mid-market Recipient gets 2.558.295,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 85.2765 LKR
2.558.295,00 RsYou pay30.000,00 zł
Xe

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 85.2765 LKR +2.08% vs mid-market Recipient gets 2.558.295,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 85.2765 LKR
2.558.295,00 RsYou pay30.000,00 zł
Xe

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 85.2765 LKR +2.08% vs mid-market Recipient gets 2.558.295,00 Rs Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 85.2765 LKR
2.558.295,00 RsYou pay30.000,00 zł
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee 940,00 zł 1 PLN = 86.8698 LKR +0.23% vs mid-market Recipient gets 2.524.437,25 Rs Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sri Lanka with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
940,00 zł1 PLN = 86.8698 LKR
2.524.437,25 RsYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 PLN = 87.066707 LKR Updates every 60 minutes.

How to send money from Poland to Sri Lanka

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most LKR on a PLN 30,000 transfer.

This heavily depends on how much you send, so I suggest to get the best PLN/LKR rate.

Fund your transfer

You can fund your transfer to Sri Lanka using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Ways to send money from Poland to Sri Lanka

5 companies send money from Poland to Sri Lanka, across app, broker, online, multi-currency account, and global account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

TapTap Send charges 0 PLN on a zł30,000 transfer and delivers 2,604,900 LKR in minutes, straight to the recipient's bank card or account.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more LKR.

The cheapest way to send money online from Poland to Sri Lanka is via Wise.

Sending 30,000 PLN gets you 2,588,352.72 LKR (after 246.87 fee and 0.08% markup).

Converting and spending

Multi-currency accounts

Multi currency accounts let you hold PLN and LKR in one account.

This is useful for travelling to Sri Lanka, getting paid in LKR, or pre-converting when PLN/LKR rate is good.

You can convert between them whenever you want, and once you have LKR there are no fees after.

The best multi-currency account for holding PLN and LKR is Wise.

For example, it converts zł30,000 at 0.08% markup and small fee.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive LKR in Sri Lanka

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 2,604,948.81 LKR.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive LKR via bank deposit and mobile money.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    ₨2,604,949

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay zł30,000.00

    ₨2,604,900

    -₨49

  3. 3
    Debit card Mobile money

    You pay zł30,000.00

    ₨2,604,900

    -₨49

  4. 4
    Credit card Bank deposit

    You pay zł30,000.00

    ₨2,558,295

    -₨46,654

Consider this when sending PLN to Sri Lanka

There are a few nuances when sending money from Poland to Sri Lanka.

Compare PLN/LKR transfer options

For a 30,000 PLN transfer to Sri Lanka, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Sri Lanka

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,604,948.81 LKR, which is 0% more than the next best option.

Fastest way to send money to Sri Lanka

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,579,165.24 LKR, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BGS deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

Live PLN-LKR Exchange Rate

Check the PLN to LKR exchange rate

A small change in the PLN/LKR rate can make a difference to the amount received, especially on regular transfers to Sri Lanka.

Mid-market rate:1 PLN = 87.235819 LKR

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 5 of them on PLN to Sri Lanka in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.