How to send money to Sri Lanka from Finland with the best EUR-LKR rate

We’ve compared and analysed 6 money transfer companies in Finland.

Best companies for EUR/LKR transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/LKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €44.95 1 EUR = 369.7510 LKR +0.16% vs mid-market Recipient gets Rs 2,571,636.69 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€44.951 EUR = 369.7510 LKR
Rs 2,571,636.69You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 367.5356 LKR +0.77% vs mid-market Recipient gets Rs 2,572,749.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 367.5356 LKR
Rs 2,572,749.20You pay€7,000.00

Run a live search

Showing top Finland to Sri Lanka deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 369.3612 LKR +0.27% vs mid-market Recipient gets Rs 2,585,528.41 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sri Lanka with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 369.3612 LKR
Rs 2,585,528.41You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 369.0000 LKR +0.37% vs mid-market Recipient gets Rs 2,583,000.00 Minutes
Receive to bank account

Ways to receive money in Sri Lanka with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 369.0000 LKR
Rs 2,583,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:eZ Cash
Free1 EUR = 369.0000 LKR
Rs 2,583,000.00You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 368.5094 LKR +0.50% vs mid-market Recipient gets Rs 2,579,565.59 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sri Lanka with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 368.5094 LKR
Rs 2,579,565.59You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 367.5356 LKR +0.77% vs mid-market Recipient gets Rs 2,572,749.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 367.5356 LKR
Rs 2,572,749.20You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 367.5356 LKR +0.77% vs mid-market Recipient gets Rs 2,572,749.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 367.5356 LKR
Rs 2,572,749.20You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 367.5356 LKR +0.77% vs mid-market Recipient gets Rs 2,572,749.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 367.5356 LKR
Rs 2,572,749.20You pay€7,000.00

Wise

Pay via Bank transfer
Fee €44.95 1 EUR = 369.7510 LKR +0.16% vs mid-market Recipient gets Rs 2,571,636.69 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€44.951 EUR = 369.7510 LKR
Rs 2,571,636.69You pay€7,000.00

Wise

Pay via iDEAL
Fee €55.05 1 EUR = 369.7510 LKR +0.16% vs mid-market Recipient gets Rs 2,567,902.21 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€55.051 EUR = 369.7510 LKR
Rs 2,567,902.21You pay€7,000.00

Wise

Pay via Debit card
Fee €99.81 1 EUR = 369.7510 LKR +0.16% vs mid-market Recipient gets Rs 2,551,352.15 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€99.811 EUR = 369.7510 LKR
Rs 2,551,352.15You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 368.1135 LKR +0.61% vs mid-market Recipient gets Rs 2,550,842.83 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Sri Lanka with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 368.1135 LKR
Rs 2,550,842.83You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €141.75 1 EUR = 369.7510 LKR +0.16% vs mid-market Recipient gets Rs 2,535,844.80 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€141.751 EUR = 369.7510 LKR
Rs 2,535,844.80You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 368.1135 LKR +0.61% vs mid-market Recipient gets Rs 2,495,441.74 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sri Lanka with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 368.1135 LKR
Rs 2,495,441.74You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 370.3612 LKR Updates every 60 minutes.

How to send money from Finland to Sri Lanka

Pick a company

For a one-off EUR transfer to Sri Lanka, start with Regency FX.

Regency FX was the cheapest on 28 of the 29 days it quoted €7,000 transfers to Sri Lanka.

On a 7,000 EUR transfer, Regency FX delivers the most LKR.

The cheapest option depends on the amount, so I suggest to get the best EUR/LKR rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Select how you want the recipient to pick up the money. For transfers to Sri Lanka they can receive it via bank deposit and mobile money.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to Sri Lanka?

How much EUR you send to Sri Lanka heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 97% of the transfers from €2,000 it quoted, and in 97% of all the transfers it quoted.

Cheapest service
€5000.39%€0.00Rs 184,500.00with debit card to bank deposit+Rs 1,586.31
€2,0000.37%€0.00Rs 738,000.00with debit card to bank deposit+Rs 5,628.41
€7,000This page0.27%€0.00Rs 2,585,528.41with bank transfer to bank deposit+Rs 23,914.91

Mid-market rate: 1 EUR = 370.3612 LKR

EUR/LKR Exchange Rate History

Is today a good time to send money from Finland to Sri Lanka?

The cheapest way to send EUR to LKR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Sri Lanka.

LKR received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateRs 2,592,528.23 Regency FX Rs 2,585,528.41Regency FXRs 2,585,528.41TapTap SendRs 2,583,000.00OFXRs 2,579,565.59

2,57M
2,58M
2,59M
2,60M
2,61M
2,62M
2,63M
2,64M
At the mid-market rateWith the cheapest optionRegency FXTapTap SendOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 375.7393 – Rs 2,630,174.95
Regency FX Cheapest 374.7248 €0.00 Rs 2,623,073.47 −Rs 7,101.48
OFX 373.8606 €0.00 Rs 2,617,024.07 −Rs 13,150.88
TapTap Send 372.0000 €0.00 Rs 2,604,000.00 −Rs 26,174.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 376.1026 – Rs 2,632,718.49
Regency FX Cheapest 375.0872 €0.00 Rs 2,625,610.15 −Rs 7,108.34
OFX 374.2221 €0.00 Rs 2,619,554.89 −Rs 13,163.60
TapTap Send 372.0000 €0.00 Rs 2,604,000.00 −Rs 28,718.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 374.4215 – Rs 2,620,950.40
Regency FX Cheapest 373.4105 €0.00 Rs 2,613,873.83 −Rs 7,076.56
OFX 372.5494 €0.00 Rs 2,607,845.64 −Rs 13,104.75
TapTap Send 372.0000 €0.00 Rs 2,604,000.00 −Rs 16,950.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 374.0734 – Rs 2,618,513.86
Regency FX Cheapest 373.0634 €0.00 Rs 2,611,443.87 −Rs 7,069.99
OFX 372.2030 €0.00 Rs 2,605,421.29 −Rs 13,092.57
TapTap Send 369.0000 €0.00 Rs 2,583,000.00 −Rs 35,513.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.2692 – Rs 2,605,884.23
Regency FX Cheapest 371.2640 €0.00 Rs 2,598,848.34 −Rs 7,035.89
OFX 370.4078 €0.00 Rs 2,592,854.80 −Rs 13,029.43
TapTap Send 369.0000 €0.00 Rs 2,583,000.00 −Rs 22,884.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.5352 – Rs 2,600,746.29
Regency FX Cheapest 370.5320 €0.00 Rs 2,593,724.27 −Rs 7,022.02
OFX 369.6775 €0.00 Rs 2,587,742.56 −Rs 13,003.73
TapTap Send 369.0000 €0.00 Rs 2,583,000.00 −Rs 17,746.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 369.9984 – Rs 2,589,988.97
TapTap Send Cheapest 369.0000 €0.00 Rs 2,583,000.00 −Rs 6,988.97
Regency FX 368.9994 €0.00 Rs 2,582,996.00 −Rs 6,992.97
OFX 368.1484 €0.00 Rs 2,577,039.02 −Rs 12,949.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 369.8677 – Rs 2,589,074.19
Regency FX Cheapest 368.8691 €0.00 Rs 2,582,083.69 −Rs 6,990.50
OFX 368.0184 €0.00 Rs 2,576,128.82 −Rs 12,945.37
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 13,074.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.6252 – Rs 2,594,376.13
Regency FX Cheapest 369.6245 €0.00 Rs 2,587,371.32 −Rs 7,004.81
OFX 368.7720 €0.00 Rs 2,581,404.25 −Rs 12,971.88
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 18,376.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.0876 – Rs 2,590,613.38
Regency FX Cheapest 369.0884 €0.00 Rs 2,583,618.73 −Rs 6,994.65
OFX 368.2372 €0.00 Rs 2,577,660.32 −Rs 12,953.06
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 14,613.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.4481 – Rs 2,593,136.68
Regency FX Cheapest 369.4479 €0.00 Rs 2,586,135.21 −Rs 7,001.47
OFX 368.5959 €0.00 Rs 2,580,171.00 −Rs 12,965.68
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 17,136.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.7384 – Rs 2,595,169.00
Regency FX Cheapest 369.7374 €0.00 Rs 2,588,162.04 −Rs 7,006.96
OFX 368.8847 €0.00 Rs 2,582,193.15 −Rs 12,975.85
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 19,169.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.7384 – Rs 2,595,169.00
Regency FX Cheapest 369.7374 €0.00 Rs 2,588,162.04 −Rs 7,006.96
OFX 368.8847 €0.00 Rs 2,582,193.15 −Rs 12,975.85
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 19,169.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.4846 – Rs 2,593,392.28
Regency FX Cheapest 369.4843 €0.00 Rs 2,586,390.12 −Rs 7,002.16
OFX 368.6322 €0.00 Rs 2,580,425.32 −Rs 12,966.96
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 17,392.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.7915 – Rs 2,595,540.39
Regency FX Cheapest 369.7903 €0.00 Rs 2,588,532.43 −Rs 7,007.96
OFX 368.9375 €0.00 Rs 2,582,562.69 −Rs 12,977.70
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 19,540.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 369.6199 – Rs 2,587,339.15
Paysend Cheapest 369.0106 €0.00 Rs 2,583,074.53 −Rs 4,264.62
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 7,839.15
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.8144 – Rs 2,595,700.58
Regency FX Cheapest 369.8132 €0.00 Rs 2,588,692.18 −Rs 7,008.40
OFX 368.9603 €0.00 Rs 2,582,722.07 −Rs 12,978.51
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 16,200.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.0721 – Rs 2,604,504.36
Regency FX Cheapest 371.0675 €0.00 Rs 2,597,472.20 −Rs 7,032.16
OFX 370.2117 €0.00 Rs 2,591,481.84 −Rs 13,022.52
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 25,004.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.7262 – Rs 2,609,083.69
Regency FX Cheapest 371.7199 €0.00 Rs 2,602,039.16 −Rs 7,044.53
OFX 370.8626 €0.00 Rs 2,596,038.27 −Rs 13,045.42
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 29,583.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.7262 – Rs 2,609,083.69
Regency FX Cheapest 371.7199 €0.00 Rs 2,602,039.16 −Rs 7,044.53
OFX 370.8626 €0.00 Rs 2,596,038.27 −Rs 13,045.42
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 29,583.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.2173 – Rs 2,605,521.44
Regency FX Cheapest 371.2124 €0.00 Rs 2,598,486.53 −Rs 7,034.91
OFX 370.3563 €0.00 Rs 2,592,493.83 −Rs 13,027.61
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 26,021.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.2130 – Rs 2,605,491.15
Regency FX Cheapest 371.2080 €0.00 Rs 2,598,456.32 −Rs 7,034.83
OFX 370.3520 €0.00 Rs 2,592,463.69 −Rs 13,027.46
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 29,491.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.6034 – Rs 2,601,223.76
Regency FX Cheapest 370.6001 €0.00 Rs 2,594,200.46 −Rs 7,023.30
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 11,223.76
OFX 369.7454 €0.00 Rs 2,588,217.65 −Rs 13,006.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.8797 – Rs 2,610,157.58
Regency FX Cheapest 371.8729 €0.00 Rs 2,603,110.15 −Rs 7,047.43
OFX 371.0153 €0.00 Rs 2,597,106.79 −Rs 13,050.79
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 20,157.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.6605 – Rs 2,601,623.80
Regency FX Cheapest 370.6571 €0.00 Rs 2,594,599.42 −Rs 7,024.38
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 11,623.80
OFX 369.8022 €0.00 Rs 2,588,615.68 −Rs 13,008.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.7116 – Rs 2,601,981.21
Regency FX Cheapest 370.7080 €0.00 Rs 2,594,955.86 −Rs 7,025.35
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 11,981.21
OFX 369.8530 €0.00 Rs 2,588,971.30 −Rs 13,009.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.7116 – Rs 2,601,981.21
Regency FX Cheapest 370.7080 €0.00 Rs 2,594,955.86 −Rs 7,025.35
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 11,981.21
OFX 369.8530 €0.00 Rs 2,588,971.30 −Rs 13,009.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.3638 – Rs 2,599,546.40
Regency FX Cheapest 370.3611 €0.00 Rs 2,592,527.62 −Rs 7,018.78
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 9,546.40
OFX 369.5070 €0.00 Rs 2,586,548.67 −Rs 12,997.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.7547 – Rs 2,602,282.77
Regency FX Cheapest 370.7509 €0.00 Rs 2,595,256.60 −Rs 7,026.17
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 12,282.77
OFX 369.8959 €0.00 Rs 2,589,271.35 −Rs 13,011.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.3612 – Rs 2,592,528.23
Regency FX Cheapest 369.3612 €0.00 Rs 2,585,528.41 −Rs 6,999.82
TapTap Send 369.0000 €0.00 Rs 2,583,000.00 −Rs 9,528.23
OFX 368.5094 €0.00 Rs 2,579,565.59 −Rs 12,962.64

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more LKR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of LKR on every transfer from Finland.

Right now, Regency FX pays 2,585,528.41 LKR on 7,000 EUR, which is 6,999.82 LKR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 2,625,610.15 LKR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Sri Lanka.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Regency FXAppeared in 29 comparisons

    Cheapest in 97% of them

  2. TapTap SendAppeared in 61 comparisons

    Cheapest in 5% of them

  3. OFXAppeared in 59 comparisons

    Cheapest in 3% of them

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 5% of its comparisons, so it's rarely the cheapest option for transfers to Sri Lanka.

Ways to send money from Finland to Sri Lanka

6 companies send money from Finland to Sri Lanka, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Xe will get you 2,572,749.2 LKR on a €7,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 5 of the 29 days it quoted.

If it's the only time you send money to Sri Lanka, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

TapTap Send charges €0 on a €7,000 transfer, and 2,583,000 LKR arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 30% of the days it appeared for €7,000 transfers.

In Sri Lanka they can receive money via bank deposit and mobile money.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and LKR balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to LKR with Wise gets you 2,571,636.69 LKR (€44.95 in fees and 0.16% markup).

This is especially useful for travel since you are spending in LKR (no extra fees from Wise, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Sri Lanka.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Sri Lanka. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0.27% markup on top of the EUR/LKR rate.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive LKR in Sri Lanka

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 2,585,528.41 LKR.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and iDEAL.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Sri Lanka directly.

For withdrawals in Sri Lanka, use bank deposit and mobile money.

Receive LKR

The name should match the account holder's bank record, so double check it before sending.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    SLRs2,585,528

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    SLRs2,583,000

    -SLRs2,528

  3. 3
    Debit card Mobile money

    You pay €7,000.00

    SLRs2,583,000

    -SLRs2,528

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    SLRs2,572,749

    -SLRs12,779

  5. 5
    iDEAL Bank deposit

    You pay €7,000.00

    SLRs2,567,902

    -SLRs17,626

What to consider before sending money from Finland to Sri Lanka

For a transfer from Finland, compare the LKR received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/LKR transfer options

For a €7,000 transfer to Sri Lanka, these are the current cheapest, fastest and easiest options.

Cheapest

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 2,585,528.41 LKR, which is 0.1% more than the next best option.

Fastest

Revolut delivers 2,550,842.83 LKR in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Sri Lanka.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 6 of them on EUR to Sri Lanka, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/LKR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.