How to send money to Sri Lanka from Spain with the best EUR-LKR rate

Revolut is the fastest way to send money from Spain to Sri Lanka, with transfers arriving in within minutes.

For the cheapest option, Xe will get you 1,894,154.5 LKR on 5,000 EUR transfer.

Best companies for EUR/LKR transfers

7 of 7 providers

Last updated on 28 September 2026

Based on 5,000 EUR transfer

Best companies for EUR/LKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €32.83 1 EUR = 375.7350 LKR +0.10% vs mid-market Recipient gets Rs 1,866,339.62 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€32.831 EUR = 375.7350 LKR
Rs 1,866,339.62You pay€5,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 378.8309 LKR -0.72% vs mid-market Recipient gets Rs 1,894,154.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 378.8309 LKR
Rs 1,894,154.50You pay€5,000.00

Run a live search

Showing top Spain to Sri Lanka deals for 5,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 378.8309 LKR -0.72% vs mid-market Recipient gets Rs 1,894,154.50 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 378.8309 LKR
Rs 1,894,154.50You pay€5,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 378.8309 LKR -0.72% vs mid-market Recipient gets Rs 1,894,154.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 378.8309 LKR
Rs 1,894,154.50You pay€5,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 378.8309 LKR -0.72% vs mid-market Recipient gets Rs 1,894,154.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 378.8309 LKR
Rs 1,894,154.50You pay€5,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 374.2210 LKR +0.50% vs mid-market Recipient gets Rs 1,871,104.82 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sri Lanka with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 374.2210 LKR
Rs 1,871,104.82You pay€5,000.00

Wise

Pay via Bank transfer
Fee €32.83 1 EUR = 375.7350 LKR +0.10% vs mid-market Recipient gets Rs 1,866,339.62 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€32.831 EUR = 375.7350 LKR
Rs 1,866,339.62You pay€5,000.00

Western Union

Pay via Debit card
Fee €0.00 1 EUR = 373.0225 LKR +0.82% vs mid-market Recipient gets Rs 1,865,112.48 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Sri Lanka with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 373.0225 LKR
Rs 1,865,112.48You pay€5,000.00

Western Union

Pay via Bank transfer
Fee €0.00 1 EUR = 373.0225 LKR +0.82% vs mid-market Recipient gets Rs 1,865,112.48 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Sri Lanka with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 373.0225 LKR
Rs 1,865,112.48You pay€5,000.00

Wise

Pay via iDEAL/WERO
Fee €40.17 1 EUR = 375.7350 LKR +0.10% vs mid-market Recipient gets Rs 1,863,581.73 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€40.171 EUR = 375.7350 LKR
Rs 1,863,581.73You pay€5,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €9.00 1 EUR = 372.6632 LKR +0.92% vs mid-market Recipient gets Rs 1,863,316.00 Minutes - 24 hours

Ways to receive money in Sri Lanka with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€9.001 EUR = 372.6632 LKR
Rs 1,863,316.00You pay€5,009.00
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€1.991 EUR = 369.1015 LKR
Rs 1,845,507.50You pay€5,001.99
Cash pickupMinutes - 24 hours
€1.001 EUR = 368.7109 LKR
Rs 1,843,554.50You pay€5,001.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €9.00 1 EUR = 372.6632 LKR +0.92% vs mid-market Recipient gets Rs 1,863,316.00 Minutes - 24 hours

Ways to receive money in Sri Lanka with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€9.001 EUR = 372.6632 LKR
Rs 1,863,316.00You pay€5,009.00
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€1.991 EUR = 369.1015 LKR
Rs 1,845,507.50You pay€5,001.99
Cash pickupMinutes - 24 hours
€1.001 EUR = 368.7109 LKR
Rs 1,843,554.50You pay€5,001.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 372.0000 LKR +1.10% vs mid-market Recipient gets Rs 1,860,000.00 Minutes
Receive to bank account

Ways to receive money in Sri Lanka with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 372.0000 LKR
Rs 1,860,000.00You pay€5,000.00
Mobile moneyMinutesAvailable via:eZ Cash
Free1 EUR = 372.0000 LKR
Rs 1,860,000.00You pay€5,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €47.50 1 EUR = 374.9968 LKR +0.29% vs mid-market Recipient gets Rs 1,857,171.67 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Sri Lanka with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€47.501 EUR = 374.9968 LKR
Rs 1,857,171.67You pay€5,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €71.99 1 EUR = 375.7350 LKR +0.10% vs mid-market Recipient gets Rs 1,851,625.84 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€71.991 EUR = 375.7350 LKR
Rs 1,851,625.84You pay€5,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €1.99 1 EUR = 369.1015 LKR +1.88% vs mid-market Recipient gets Rs 1,845,507.50 Minutes - 24 hours

Ways to receive money in Sri Lanka with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€1.991 EUR = 369.1015 LKR
Rs 1,845,507.50You pay€5,001.99
Cash pickupMinutes - 24 hours
€1.001 EUR = 368.7109 LKR
Rs 1,843,554.50You pay€5,001.00

Wise

Pay via Credit card
Fee €101.95 1 EUR = 375.7350 LKR +0.10% vs mid-market Recipient gets Rs 1,840,368.82 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€101.951 EUR = 375.7350 LKR
Rs 1,840,368.82You pay€5,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €155.00 1 EUR = 374.9968 LKR +0.29% vs mid-market Recipient gets Rs 1,816,859.52 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sri Lanka with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€155.001 EUR = 374.9968 LKR
Rs 1,816,859.52You pay€5,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 376.1015 LKR Updates every 60 minutes.

How to send money from Spain to Sri Lanka

Pick a company

For a one-off transfer from Spain to Sri Lanka, I suggest picking Xe, it will get you the most Sri Lanka

The best option will change depending on the amount, so it's good to to get the best EUR/LKR rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Sri Lanka?

How much EUR you send to Sri Lanka heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
€500-1.02%€5.99Rs 187,735.85with bank transfer to bank deposit+Rs 2,267.87
€1,000-0.74%€0.00Rs 378,830.90with debit card to bank deposit+Rs 6,278.29
€2,000-0.74%€0.00Rs 757,661.80with debit card to bank deposit+Rs 12,413.32
€5,000This page-0.72%€0.00Rs 1,894,154.50with debit card to bank deposit+Rs 30,912.00
€7,0000.52%€0.00Rs 2,620,286.15with debit card to bank deposit+Rs 11,260.18
€10,0000.52%€0.00Rs 3,743,265.93with debit card to bank deposit+Rs 18,113.56

Mid-market rate: 1 EUR = 376.1015 LKR

Ways to send money from Spain to Sri Lanka

7 companies send money from Spain to Sri Lanka, across app, online, broker, multi-currency account, global account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Sri Lanka.

Xe charges €0 on a €5,000 transfer and pays out 1,894,154.5 LKR in minutes - 24 hours.

You can pay for the transfers via bank transfer, debit card, credit card, and ideal, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay Western Union the €5,000 by card or transferencia, and they can collect cash in Sri Lanka.

Worth noting, cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Sri Lanka, an online money transfer service funded from your bank account is better than any bank.

Xe turns €5,000 into 1,894,154.5 LKR with a €0 fee and -0.72% markup.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Sri Lanka. This can be things like selling property, moving a pension, moving back home, etc…

Xe charges no fee and works on a margin (~-0.72% on EUR/LKR), with a person on the phone, and offices in Spain if you'd rather sit down with someone.

For getting paid and spending abroad

Multi-currency accounts

If you often receive LKR (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive LKR like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with LKR support is offered by Wise.

For example, converting €5,000 gets you 1,866,339.62 LKR.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Sri Lanka.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive LKR in Sri Lanka

How you fund the transfer and how your recipient receives it affect the fees and how much LKR they get.

With Xe, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending €5,000 gives your recipient 1,894,154.5 LKR.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and ideal.

Bizum only supports domestic transfers in Spain, so it cannot send money to Sri Lanka directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Sri Lanka depends on the company's payout time and delivery method.

In Sri Lanka, the recipient can use bank deposit, card deposit, mobile money, and cash pickup to receive money.

Collect cash in Sri Lanka

Your recipient can collect LKR from a participating Western Union location in Sri Lanka.

  1. 1
    Debit card Bank deposit

    You pay €5,000.00

    ₨1,894,155

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €5,000.00

    ₨1,894,155

    ₨0

  3. 3
    Credit card Bank deposit

    You pay €5,000.00

    ₨1,894,155

    ₨0

  4. 4
    Ideal Bank deposit

    You pay €5,000.00

    ₨1,863,582

    -₨30,573

  5. 5
    Debit card Card deposit

    You pay €5,009.00

    ₨1,863,316

    -₨30,839

Show moreShow less
  1. 6
    Credit card Card deposit

    You pay €5,009.00

    ₨1,863,316

    -₨30,839

  2. 7
    Debit card Mobile money

    You pay €5,000.00

    ₨1,860,000

    -₨34,155

  3. 8
    Debit card Cash pickup

    You pay €5,001.00

    ₨1,843,555

    -₨50,600

  4. 9
    Bank transfer Cash pickup

    You pay €5,001.00

    ₨1,843,555

    -₨50,600

  5. 10
    Credit card Cash pickup

    You pay €5,001.00

    ₨1,843,555

    -₨50,600

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Sri Lanka.

Find the best EUR/LKR transfer

These are the current best options for sending €5,000 to Sri Lanka:

Cheapest option

Use ₨1,894,154.5, pay by debit card and choose bank deposit for the payout. Your recipient gets 1,894,154.5 LKR, which is 1.22% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 1,857,171.67 LKR in within minutes.

SEPA & LKR are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Sri Lanka is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Sri Lanka.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

Live EUR-LKR Exchange Rate

Finding the best rate to send money from Spain to Sri Lanka

The exchange rate has a direct impact on how much LKR your recipient gets. A weekly comparison makes it easier to judge today's EUR/LKR rate.

Mid-market rate:1 EUR = 376.251153 LKR

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.

We track 7 of them on EUR to LKR, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.