Best companies for AUD/LKR transfers
13 of 13 providers Last updated on 26 September 2026
Based on 2,000 AUD transfer Best companies for AUD/LKR transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $12.87 1 AUD = 231.7190 LKR +0.56% vs mid-market	Recipient gets Rs 460,455.78 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Sri Lanka with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.871 AUD = 231.7190 LKR Rs 460,455.78You pay$2,000.00
Ad MoneyGram Pay via Debit Card	Fees: $1.99 1 AUD = 231.0693 LKR +0.84% vs mid-market	Recipient gets Rs 462,138.60 6-12 Hours
2 reviews
Ways to receive money in Sri Lanka with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Select Banks $1.991 AUD = 231.0693 LKR Rs 462,138.60You pay$2,001.99 Cash pickup6-12 Hours $4.991 AUD = 229.7195 LKR Rs 459,439.00You pay$2,004.99
Run a live search Showing top Australia to Sri Lanka deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to LKR rates.
Run a live search These companies offer multi-currency accounts for spending LKR. We suggest doing a live search based on how much AUD you're planning to spend in Sri Lanka.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Ria Money Transfer Pay via Credit Card	Fees: $2.89 1 AUD = 233.8600 LKR -0.36% vs mid-market	Recipient gets Rs 467,044.14 6-12 Hours
0 reviews Cheapest
Ways to receive money in Sri Lanka with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 233.8600 LKR Rs 467,044.14You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 232.6900 LKR Rs 464,707.53You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 230.3400 LKR Rs 460,014.32You pay$2,000.00

Ria Money Transfer Pay via Debit Card	Fees: $2.89 1 AUD = 233.8600 LKR -0.36% vs mid-market	Recipient gets Rs 467,044.14 6-12 Hours
0 reviews
Ways to receive money in Sri Lanka with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 233.8600 LKR Rs 467,044.14You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 232.6900 LKR Rs 464,707.53You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 230.3400 LKR Rs 460,014.32You pay$2,000.00
Ria Money Transfer Pay via PayID	Fees: $2.89 1 AUD = 233.8600 LKR -0.36% vs mid-market	Recipient gets Rs 467,044.14 6-12 Hours
0 reviews
Ways to receive money in Sri Lanka with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 233.8600 LKR Rs 467,044.14You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 232.6900 LKR Rs 464,707.53You pay$2,000.00 Mobile wallet6-12 Hours $2.891 AUD = 230.3400 LKR Rs 460,014.32You pay$2,000.00
Orbit Remit Pay via Bank Transfer	Fees: $0.00 1 AUD = 232.1518 LKR +0.37% vs mid-market	Recipient gets Rs 464,303.68 2 Days
0 reviews
Ways to receive money in Sri Lanka with Orbit Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 232.1518 LKR Rs 464,303.68You pay$2,000.00
Instarem Pay via Bank Transfer	Fees: $0.00 1 AUD = 231.5272 LKR +0.64% vs mid-market	Recipient gets Rs 463,054.40 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Sri Lanka with Instarem when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 231.5272 LKR Rs 463,054.40You pay$2,000.00
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 231.5140 LKR +0.65% vs mid-market	Recipient gets Rs 463,027.99 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Sri Lanka with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 231.5140 LKR Rs 463,027.99You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 231.5140 LKR +0.65% vs mid-market	Recipient gets Rs 463,027.99 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Sri Lanka with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 231.5140 LKR Rs 463,027.99You pay$2,000.00
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 231.5075 LKR +0.65% vs mid-market	Recipient gets Rs 463,014.93 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Sri Lanka with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 231.5075 LKR Rs 463,014.93You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $1.99 1 AUD = 231.0693 LKR +0.84% vs mid-market	Recipient gets Rs 462,138.60 6-12 Hours
2 reviews
Ways to receive money in Sri Lanka with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Select Banks $1.991 AUD = 231.0693 LKR Rs 462,138.60You pay$2,001.99 Cash pickup6-12 Hours $4.991 AUD = 229.7195 LKR Rs 459,439.00You pay$2,004.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $1.99 1 AUD = 231.0693 LKR +0.84% vs mid-market	Recipient gets Rs 462,138.60 6-12 Hours
2 reviews
Ways to receive money in Sri Lanka with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Select Banks $1.991 AUD = 231.0693 LKR Rs 462,138.60You pay$2,001.99 Cash pickup6-12 Hours $4.991 AUD = 229.7195 LKR Rs 459,439.00You pay$2,004.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $32.99 1 AUD = 231.0693 LKR +0.84% vs mid-market	Recipient gets Rs 462,138.60 6-12 Hours
2 reviews
Ways to receive money in Sri Lanka with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Select Banks $32.991 AUD = 231.0693 LKR Rs 462,138.60You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 229.7195 LKR Rs 459,439.00You pay$2,032.99
Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 230.9147 LKR +0.91% vs mid-market	Recipient gets Rs 461,829.36 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Sri Lanka with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 230.9147 LKR Rs 461,829.36You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 230.6800 LKR +1.01% vs mid-market	Recipient gets Rs 461,360.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Sri Lanka with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 230.6800 LKR Rs 461,360.00You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $12.87 1 AUD = 231.7190 LKR +0.56% vs mid-market	Recipient gets Rs 460,455.78 Within minutes
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Sri Lanka with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.871 AUD = 231.7190 LKR Rs 460,455.78You pay$2,000.00

Wise Pay via Osko	Fees: $12.87 1 AUD = 231.7190 LKR +0.56% vs mid-market	Recipient gets Rs 460,455.78 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Sri Lanka with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.871 AUD = 231.7190 LKR Rs 460,455.78You pay$2,000.00
Xe Pay via Debit Card	Fees: $6.00 1 AUD = 230.9147 LKR +0.91% vs mid-market	Recipient gets Rs 460,443.87 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Sri Lanka with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 230.9147 LKR Rs 460,443.87You pay$2,000.00
Panda Remit Pay via Bank Transfer	Fees: $5.99 1 AUD = 230.7476 LKR +0.98% vs mid-market	Recipient gets Rs 460,113.02 6-12 Hours
0 reviews
Ways to receive money in Sri Lanka with Panda Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $5.991 AUD = 230.7476 LKR Rs 460,113.02You pay$2,000.00
TapTap Send Pay via Debit Card	Fees: $0.00 1 AUD = 230.0000 LKR +1.31% vs mid-market	Recipient gets Rs 460,000.00 Minutes
0 reviews Receive to bank account
Ways to receive money in Sri Lanka with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 230.0000 LKR Rs 460,000.00You pay$2,000.00 Mobile moneyMinutesAvailable via:eZ Cash Free1 AUD = 230.0000 LKR Rs 460,000.00You pay$2,000.00
Wise Pay via Debit Card	Fees: $18.39 1 AUD = 231.7190 LKR +0.56% vs mid-market	Recipient gets Rs 459,176.69 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Sri Lanka with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $18.391 AUD = 231.7190 LKR Rs 459,176.69You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 229.4000 LKR +1.57% vs mid-market	Recipient gets Rs 458,800.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Sri Lanka with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 229.4000 LKR Rs 458,800.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $20.00 1 AUD = 229.4000 LKR +1.57% vs mid-market	Recipient gets Rs 458,800.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Sri Lanka with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 229.4000 LKR Rs 458,800.00You pay$2,020.00
Xe Pay via Credit Card	Fees: $15.00 1 AUD = 230.9147 LKR +0.91% vs mid-market	Recipient gets Rs 458,365.64 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Sri Lanka with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 230.9147 LKR Rs 458,365.64You pay$2,000.00
NAB Pay via Bank Transfer	Fees: $0.00 1 AUD = 228.9066 LKR +1.78% vs mid-market	Recipient gets Rs 457,813.15 3-5 Days
0 reviews
Ways to receive money in Sri Lanka with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 228.9066 LKR Rs 457,813.15You pay$2,000.00
Instarem Pay via Debit Card	Fees: $24.00 1 AUD = 231.5272 LKR +0.64% vs mid-market	Recipient gets Rs 457,497.75 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Sri Lanka with Instarem when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $24.001 AUD = 231.5272 LKR Rs 457,497.75You pay$2,000.00

Instarem Pay via Credit Card	Fees: $24.00 1 AUD = 231.5272 LKR +0.64% vs mid-market	Recipient gets Rs 457,497.75 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Sri Lanka with Instarem when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $24.001 AUD = 231.5272 LKR Rs 457,497.75You pay$2,000.00
Wise Pay via Credit Card	Fees: $31.86 1 AUD = 231.7190 LKR +0.56% vs mid-market	Recipient gets Rs 456,055.43 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Sri Lanka with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $31.861 AUD = 231.7190 LKR Rs 456,055.43You pay$2,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank Transfer	Fees: $23.00 1 AUD = 230.4792 LKR +1.10% vs mid-market	Recipient gets Rs 455,657.42 Within minutes
10 reviews Fastest Receive to bank account
Ways to receive money in Sri Lanka with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $23.001 AUD = 230.4792 LKR Rs 455,657.42You pay$2,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 AUD = 233.0221 LKR Updates every 60 minutes.

Why compare

AUD/LKR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Sri Lanka

Pick a company

Start with the cheapest, which is Ria Money Transfer at 467,044.14 LKR on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including bank transfer, debit card, credit card, payid, poli, payto, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to Sri Lanka

13 money transfer companies let you send money from Australia to Sri Lanka.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Sri Lanka.

For example, sending $500 with Ria Money Transfer will get you 467,044.14 LKR after a $2.89 fee and -0.36% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Ria Money Transfer takes $2.89 in fees and -0.36% markup on a $2.89 transfer, and your LKR arrives in 6-12 hours.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/LKR, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in LKR, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and LKR in one account, and convert when the rate suits you.

Wise converts $2,000 at 0.56% markup, and the LKR sits in your account until you spend or transfer it.

Most useful if you travel often to Sri Lanka, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 1.78% markup and delivers 457,813.15 LKR, against 467,044.14 LKR via Ria Money Transfer (the cheapest option).

Ways to fund AUD and receive money in Sri Lanka

With Ria Money Transfer, paying by credit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 467,044.14 LKR.

You can fund the transfer with bank transfer, debit card, credit card, payid, poli, payto, and osko.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Sri Lanka can collect LKR through bank deposit, cash pickup, mobile wallet, and mobile money.

Your recipient can have LKR delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive LKR in a mobile wallet

Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Sri Lanka.

1

Debit card Bank deposit

You pay $2,000.00

₨467,044

Cheapest
2

Credit card Bank deposit

You pay $2,000.00

₨467,044

₨0
3

Payid Bank deposit

You pay $2,000.00

₨467,044

₨0
4

Debit card Cash pickup

You pay $2,000.00

₨464,708

-₨2,337
5

Credit card Cash pickup

You pay $2,000.00

₨464,708

-₨2,337

Show moreShow less

6

Payid Cash pickup

You pay $2,000.00

₨464,708

-₨2,337
7

Bank transfer Bank deposit

You pay $2,000.00

₨464,304

-₨2,740
8

Poli Bank deposit

You pay $2,001.99

₨462,139

-₨4,906
9

Payto Bank deposit

You pay $2,000.00

₨461,360

-₨5,684
10

Osko Bank deposit

You pay $2,000.00

₨460,456

-₨6,588
11

Debit card Mobile wallet

You pay $2,000.00

₨460,014

-₨7,030
12

Credit card Mobile wallet

You pay $2,000.00

₨460,014

-₨7,030
13

Payid Mobile wallet

You pay $2,000.00

₨460,014

-₨7,030
14

Debit card Mobile money

You pay $2,000.00

₨460,000

-₨7,044
15

Poli Cash pickup

You pay $2,004.99

₨459,439

-₨7,605

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Sri Lanka, these are the best options right now:

Cheapest

Ria Money Transfer is cheapest when funded by credit card with bank deposit for the payout. Your recipient gets 467,044.14 LKR, which is 0.59% more than the next best option.

Fastest

Revolut delivers 455,657.42 LKR in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Sri Lanka.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Sri Lanka.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-LKR Exchange Rate

Getting a better AUD to LKR rate

Small changes in the AUD/LKR rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 233.022108 LKR

How we analyse the market

We track 13 companies sending AUD to Sri Lanka, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Australia

Send money to Sri Lanka

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