Best companies for MYR/THB transfers
4 of 4 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/THB transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 83.16 1 MYR = 8.2867 THB -0.01% vs mid-market	Recipient gets ฿67,262.22 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 83.161 MYR = 8.2867 THB ฿67,262.22You payRM 8,200.00
Promoted Xe Pay via Bank transfer	Fee RM 0.00 1 MYR = 8.2317 THB +0.66% vs mid-market	Recipient gets ฿67,499.94 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 8.2317 THB ฿67,499.94You payRM 8,200.00
Run a live search Showing top Malaysia to Thailand deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to THB rates.
Run a live search These companies offer multi-currency accounts for spending THB. We suggest doing a live search based on how much MYR you're planning to spend in Thailand.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 8.2638 THB +0.27% vs mid-market	Recipient gets ฿67,763.16 Minutes - 24 hours
0 reviews Cheapest Personal account manager
Ways to receive money in Thailand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 8.2638 THB ฿67,763.16You payRM 8,200.00
Xe Pay via Bank transfer	Fee RM 0.00 1 MYR = 8.2317 THB +0.66% vs mid-market	Recipient gets ฿67,499.94 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 8.2317 THB ฿67,499.94You payRM 8,200.00
Wise Pay via Bank transfer	Fee RM 83.16 1 MYR = 8.2867 THB -0.01% vs mid-market	Recipient gets ฿67,262.22 Within minutes
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 83.161 MYR = 8.2867 THB ฿67,262.22You payRM 8,200.00

Wise Pay via FPX	Fee RM 83.16 1 MYR = 8.2867 THB -0.01% vs mid-market	Recipient gets ฿67,262.22 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Thailand with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 83.161 MYR = 8.2867 THB ฿67,262.22You payRM 8,200.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee RM 5.00 1 MYR = 8.1243 THB +1.97% vs mid-market	Recipient gets ฿66,578.56 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Thailand with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days RM 5.001 MYR = 8.1243 THB ฿66,578.56You payRM 8,200.00
How Our Results Work Mid-market rate: 1 MYR = 8.2862 THB Updates every 60 minutes.

Why compare

MYR/THB exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to Thailand

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 30 of the 30 days it quoted RM8,200 transfers to Thailand.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer, fpx, and debit card.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Thailand.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Thailand?

How much MYR you send to Thailand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.


RM 1,000	0.10%	RM 0.00	฿8,274.10with fpx to bank deposit	+฿123.38
RM 5,000	0.58%	RM 0.00	฿41,164.00with bank transfer to bank deposit	+฿248.79
RM 8,200This page	0.27%	RM 0.00	฿67,763.16with bank transfer to bank deposit	+฿489.94
RM 10,000	0.27%	RM 0.00	฿82,630.19with bank transfer to bank deposit	+฿590.52

Mid-market rate: 1 MYR = 8.2862 THB

MYR/THB Exchange Rate History

Is today a good time to send money from Malaysia to Thailand?

The cheapest way to send MYR to THB can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to Thailand.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more THB per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of THB on every transfer from Malaysia.

Right now, Regency FX pays 67,763.16 THB on 8,200 MYR, which is 183.46 THB less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Thailand.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 46 comparisons
Cheapest every time
XeAppeared in 58 comparisons
Cheapest in 10% of them
WiseAppeared in 91 comparisons
Cheapest in 25% of them

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most THB, and it was also the cheapest in 100% of the 46 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Thailand.

Xe (today's second cheapest) was the cheapest in only 10% of its comparisons, so it's rarely the cheapest option for transfers to Thailand.

Ways to send money from Malaysia to Thailand

There are 5 ways to send money from Malaysia to Thailand across 4 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Xe charges MYR 0 and 0.66% markup to send MYR 8,200 and your recipient gets ฿67,499.94 in minutes - 24 hours.

In our comparisons over the past month, it was the cheapest online service on 22 of the 30 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Thailand.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/THB exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Thailand, tuition fees, or moving savings from Malaysia to Thailand.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Thailand, or travel there often.

Wise lets you hold MYR and THB in one account, and convert between them when you need.

When converting MYR to THB, 8,200 MYR will get you 67,262.22 THB (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive THB in Thailand

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 67,763.16 THB.

You can fund your transfer in MYR through bank transfer, fpx, and debit card.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Thailand.

The processing fee may include SST, so double check the final THB amount first.

The recipient can receive THB through bank deposit.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Thailand.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

฿67,763

Cheapest
2

Fpx Bank deposit

You pay RM8,200.00

฿67,262

-฿501
3

Debit card Bank deposit

You pay RM8,200.00

฿66,579

-฿1,185

Things to check before sending MYR to Thailand

Here are a few things to know about money transfers from Malaysia to Thailand.

Best ways to send MYR to Thailand

For a RM 8,200 transfer, these are the best options:

Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 67,763.16 THB, which is 0.39% more than the next best option.
Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 67,262.22 THB in within minutes.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 4 of them on MYR to Thailand, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/THB transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Malaysia

Send money to Thailand

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2365	–	฿67,539.23
Regency FX Cheapest	8.2143	RM 0.00	฿67,356.88	−฿182.35
Xe	8.1906	RM 0.00	฿67,162.92	−฿376.31
Wise	8.2379	RM 83.16	฿66,865.64	−฿673.59

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2158	–	฿67,369.55
Regency FX Cheapest	8.1936	RM 0.00	฿67,187.65	−฿181.90
Xe	8.1707	RM 0.00	฿66,999.74	−฿369.81
Wise	8.2177	RM 83.16	฿66,701.43	−฿668.12

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2361	–	฿67,536.11
Regency FX Cheapest	8.2139	RM 0.00	฿67,353.76	−฿182.35
Xe	8.1893	RM 0.00	฿67,152.26	−฿383.85
Wise	8.2356	RM 83.16	฿66,846.89	−฿689.22

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2230	–	฿67,428.35
Regency FX Cheapest	8.2008	RM 0.00	฿67,246.29	−฿182.06
Xe	8.1770	RM 0.00	฿67,051.40	−฿376.95
Wise	8.2240	RM 83.16	฿66,752.49	−฿675.86

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2059	–	฿67,288.49
Regency FX Cheapest	8.1838	RM 0.00	฿67,106.82	−฿181.67
Wise	8.2141	RM 83.16	฿66,672.78	−฿615.71
Xe	8.0436	RM 0.00	฿65,957.52	−฿1,330.97

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2018	–	฿67,254.92
Regency FX Cheapest	8.1797	RM 0.00	฿67,073.34	−฿181.58
Wise	8.2141	RM 83.16	฿66,672.78	−฿582.14
Xe	8.0572	RM 0.00	฿66,069.04	−฿1,185.88

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2424	–	฿67,587.68
Regency FX Cheapest	8.2201	RM 0.00	฿67,405.19	−฿182.49
Xe	8.1966	RM 0.00	฿67,212.12	−฿375.56
Wise	8.2406	RM 83.16	฿66,887.47	−฿700.21

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2331	–	฿67,511.24
Regency FX Cheapest	8.2108	RM 0.00	฿67,328.96	−฿182.28
Xe	8.1875	RM 0.00	฿67,137.50	−฿373.74
Wise	8.2331	RM 83.16	฿66,826.76	−฿684.48

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2394	–	฿67,563.49
Regency FX Cheapest	8.2172	RM 0.00	฿67,381.07	−฿182.42
Xe	8.1918	RM 0.00	฿67,172.76	−฿390.73
Wise	8.2374	RM 83.16	฿66,861.50	−฿701.99

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2322	–	฿67,503.71
Regency FX Cheapest	8.2099	RM 0.00	฿67,321.45	−฿182.26
Xe	8.1853	RM 0.00	฿67,119.46	−฿384.25
Wise	8.2317	RM 83.16	฿66,815.07	−฿688.64

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.1997	–	฿67,237.33
Regency FX Cheapest	8.1775	RM 0.00	฿67,055.79	−฿181.54
Xe	8.1553	RM 0.00	฿66,873.46	−฿363.87
Wise	8.2029	RM 83.16	฿66,581.55	−฿655.78

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2127	–	฿67,344.18
Regency FX Cheapest	8.1905	RM 0.00	฿67,162.35	−฿181.83
Wise	8.2079	RM 83.16	฿66,621.89	−฿722.29
Xe	8.0450	RM 0.00	฿65,969.00	−฿1,375.18

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2166	–	฿67,375.91
Regency FX Cheapest	8.1944	RM 0.00	฿67,193.99	−฿181.92
Xe	8.1711	RM 0.00	฿67,003.02	−฿372.89
Wise	8.2168	RM 83.16	฿66,694.61	−฿681.30

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2093	–	฿67,316.06
Regency FX Cheapest	8.1871	RM 0.00	฿67,134.30	−฿181.75
Xe	8.1627	RM 0.00	฿66,934.14	−฿381.91
Wise	8.2108	RM 83.16	฿66,645.34	−฿670.71

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2274	–	฿67,464.83
Regency FX Cheapest	8.2052	RM 0.00	฿67,282.67	−฿182.16
Xe	8.1774	RM 0.00	฿67,054.68	−฿410.15
Wise	8.2255	RM 83.16	฿66,765.31	−฿699.52

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2095	–	฿67,318.08
Regency FX Cheapest	8.1874	RM 0.00	฿67,136.32	−฿181.76
Xe	8.1598	RM 0.00	฿66,910.36	−฿407.72
Wise	8.2112	RM 83.16	฿66,649.16	−฿668.92

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.1896	–	฿67,154.34
Regency FX Cheapest	8.1674	RM 0.00	฿66,973.03	−฿181.31
Xe	8.1417	RM 0.00	฿66,761.94	−฿392.40
Wise	8.1895	RM 83.16	฿66,472.94	−฿681.40

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.1909	–	฿67,165.22
Regency FX Cheapest	8.1688	RM 0.00	฿66,983.88	−฿181.34
Wise	8.1850	RM 83.16	฿66,436.09	−฿729.13
Xe	8.0248	RM 0.00	฿65,803.36	−฿1,361.86

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2258	–	฿67,451.52
Regency FX Cheapest	8.2036	RM 0.00	฿67,269.40	−฿182.12
Xe	8.1783	RM 0.00	฿67,062.06	−฿389.46
Wise	8.2264	RM 83.16	฿66,772.05	−฿679.47

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2254	–	฿67,448.20
Regency FX Cheapest	8.2032	RM 0.00	฿67,266.09	−฿182.11
Xe	8.1724	RM 0.00	฿67,013.68	−฿434.52
Wise	8.2252	RM 83.16	฿66,762.39	−฿685.81

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2370	–	฿67,543.47
Regency FX Cheapest	8.2148	RM 0.00	฿67,361.11	−฿182.36
Xe	8.1866	RM 0.00	฿67,130.12	−฿413.35
Wise	8.2377	RM 83.16	฿66,863.85	−฿679.62

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2497	–	฿67,647.92
Regency FX Cheapest	8.2275	RM 0.00	฿67,465.27	−฿182.65
Xe	8.1988	RM 0.00	฿67,230.16	−฿417.76
Wise	8.2478	RM 83.16	฿66,946.07	−฿701.85

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2624	–	฿67,751.29
Regency FX Cheapest	8.2400	RM 0.00	฿67,568.36	−฿182.93
Xe	8.2161	RM 0.00	฿67,372.02	−฿379.27
Wise	8.2623	RM 83.16	฿67,063.77	−฿687.52

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2663	–	฿67,783.70
Regency FX Cheapest	8.2440	RM 0.00	฿67,600.69	−฿183.01
Wise	8.2647	RM 83.16	฿67,083.65	−฿700.05
Xe	8.1007	RM 0.00	฿66,425.74	−฿1,357.96

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	8.2774	–	฿67,874.88
Regency FX Cheapest	8.2551	RM 0.00	฿67,691.61	−฿183.27
Xe	8.2306	RM 0.00	฿67,490.92	−฿383.96
Wise	8.2756	RM 83.16	฿67,171.96	−฿702.92

How to send money to Thailand from Malaysia with the best MYR-THB rate

Best companies for MYR/THB transfers