How to send money to Sri Lanka from Germany with the best EUR-LKR rate

Regency FX is the best and cheapest service overall. On €7,000 you will get 2,584,632.97 LKR after fees and the exchange rate.

We’ve compared 8 money transfer companies in more detail below.

Best companies for EUR/LKR transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/LKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €44.95 1 EUR = 369.5460 LKR +0.19% vs mid-market Recipient gets Rs 2,570,210.91 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€44.951 EUR = 369.5460 LKR
Rs 2,570,210.91You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 367.5356 LKR +0.73% vs mid-market Recipient gets Rs 2,572,749.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 367.5356 LKR
Rs 2,572,749.20You pay€7,000.00

Run a live search

Showing top Germany to Sri Lanka deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 369.2333 LKR +0.27% vs mid-market Recipient gets Rs 2,584,632.97 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Sri Lanka with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 369.2333 LKR
Rs 2,584,632.97You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 369.0000 LKR +0.33% vs mid-market Recipient gets Rs 2,583,000.00 Minutes
Receive to bank account

Ways to receive money in Sri Lanka with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 369.0000 LKR
Rs 2,583,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:eZ Cash
Free1 EUR = 369.0000 LKR
Rs 2,583,000.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €9.99 1 EUR = 368.4821 LKR +0.47% vs mid-market Recipient gets Rs 2,579,374.70 Minutes - 24 hours

Ways to receive money in Sri Lanka with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€9.991 EUR = 368.4821 LKR
Rs 2,579,374.70You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 367.4717 LKR
Rs 2,572,301.90You pay€7,009.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€9.991 EUR = 367.4612 LKR
Rs 2,572,228.40You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €9.99 1 EUR = 368.4821 LKR +0.47% vs mid-market Recipient gets Rs 2,579,374.70 Minutes - 24 hours

Ways to receive money in Sri Lanka with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€9.991 EUR = 368.4821 LKR
Rs 2,579,374.70You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 367.4717 LKR
Rs 2,572,301.90You pay€7,009.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€9.991 EUR = 367.4612 LKR
Rs 2,572,228.40You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €9.99 1 EUR = 368.4821 LKR +0.47% vs mid-market Recipient gets Rs 2,579,374.70 Minutes - 24 hours

Ways to receive money in Sri Lanka with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€9.991 EUR = 368.4821 LKR
Rs 2,579,374.70You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 367.4717 LKR
Rs 2,572,301.90You pay€7,009.99

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 368.3817 LKR +0.50% vs mid-market Recipient gets Rs 2,578,672.22 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sri Lanka with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 368.3817 LKR
Rs 2,578,672.22You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 367.5356 LKR +0.73% vs mid-market Recipient gets Rs 2,572,749.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 367.5356 LKR
Rs 2,572,749.20You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 367.5356 LKR +0.73% vs mid-market Recipient gets Rs 2,572,749.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 367.5356 LKR
Rs 2,572,749.20You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 367.5356 LKR +0.73% vs mid-market Recipient gets Rs 2,572,749.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 367.5356 LKR
Rs 2,572,749.20You pay€7,000.00

Wise

Pay via Bank transfer
Fee €44.95 1 EUR = 369.5460 LKR +0.19% vs mid-market Recipient gets Rs 2,570,210.91 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€44.951 EUR = 369.5460 LKR
Rs 2,570,210.91You pay€7,000.00

Wise

Pay via iDEAL
Fee €55.05 1 EUR = 369.5460 LKR +0.19% vs mid-market Recipient gets Rs 2,566,478.49 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€55.051 EUR = 369.5460 LKR
Rs 2,566,478.49You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €30.75 1 EUR = 367.9695 LKR +0.61% vs mid-market Recipient gets Rs 2,564,471.76 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Sri Lanka with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€30.751 EUR = 367.9695 LKR
Rs 2,564,471.76You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Deutsche Bank

Pay via Bank transfer
Fee €37.05 1 EUR = 366.4750 LKR +1.02% vs mid-market Recipient gets Rs 2,551,746.79 Minutes - 5 days
0 reviews

Ways to receive money in Sri Lanka with Deutsche Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
€37.051 EUR = 366.4750 LKR
Rs 2,551,746.79You pay€7,000.00

Wise

Pay via Debit card
Fee €99.81 1 EUR = 369.5460 LKR +0.19% vs mid-market Recipient gets Rs 2,549,937.61 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€99.811 EUR = 369.5460 LKR
Rs 2,549,937.61You pay€7,000.00

Wise

Pay via Credit card
Fee €141.75 1 EUR = 369.5460 LKR +0.19% vs mid-market Recipient gets Rs 2,534,438.85 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€141.751 EUR = 369.5460 LKR
Rs 2,534,438.85You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €191.00 1 EUR = 367.9695 LKR +0.61% vs mid-market Recipient gets Rs 2,505,504.64 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sri Lanka with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€191.001 EUR = 367.9695 LKR
Rs 2,505,504.64You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 370.2329 LKR Updates every 60 minutes.

How to send money from Germany to Sri Lanka

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 27 of the 29 days it quoted €7,000 transfers to Sri Lanka.

On a 7,000 EUR transfer, Regency FX delivers the most LKR.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/LKR rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Sri Lanka?

How much EUR you send to Sri Lanka heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 95% of the transfers from €7,000 it quoted, and in 95% of all the transfers it quoted.

Cheapest service
€1,0000.24%€0.00Rs 369,500.00with debit card to bank deposit+Rs 3,015.52
€5,0000.35%€0.00Rs 1,845,000.00with debit card to bank deposit+Rs 13,018.56
€7,000This page0.27%€0.00Rs 2,584,632.97with bank transfer to bank deposit+Rs 19,291.35
€50,0000.25%€0.00Rs 18,473,719.15with bank transfer to bank deposit+Rs 119,062.44

Mid-market rate: 1 EUR = 370.2329 LKR

EUR/LKR Exchange Rate History

Is today a good time to send money from Germany to Sri Lanka?

The cheapest way to send EUR to LKR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Sri Lanka.

LKR received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateRs 2,591,630.37 Regency FX Rs 2,584,632.97 Deutsche Bank Rs 2,551,746.79Regency FXRs 2,584,632.97TapTap SendRs 2,583,000.00MoneyGramRs 2,579,374.70Extra cost of a bankRs 32,886.18

2,52M
2,54M
2,56M
2,58M
2,60M
2,62M
2,64M
2,66M
At the mid-market rateWith the cheapest optionWith a bankRegency FXTapTap SendMoneyGram
Exchange rateFeeRecipient getsDifference
Mid-market rate 376.3025 – Rs 2,634,117.23
Regency FX Cheapest 375.2864 €0.00 Rs 2,627,005.12 −Rs 7,112.11
TapTap Send 372.0000 €0.00 Rs 2,604,000.00 −Rs 30,117.23
MoneyGram 368.7917 €9.99 Rs 2,581,541.90 −Rs 52,575.33
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 376.0470 – Rs 2,632,328.82
Regency FX Cheapest 375.0316 €0.00 Rs 2,625,221.53 −Rs 7,107.29
TapTap Send 372.0000 €0.00 Rs 2,604,000.00 −Rs 28,328.82
MoneyGram 367.2728 €9.99 Rs 2,570,909.60 −Rs 61,419.22
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 374.7605 – Rs 2,623,323.28
Regency FX Cheapest 373.7486 €0.00 Rs 2,616,240.31 −Rs 7,082.97
TapTap Send 372.0000 €0.00 Rs 2,604,000.00 −Rs 19,323.28
MoneyGram 367.8975 €9.99 Rs 2,575,282.50 −Rs 48,040.78
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 374.0888 – Rs 2,618,621.78
Regency FX Cheapest 373.0788 €0.00 Rs 2,611,551.50 −Rs 7,070.28
TapTap Send 369.0000 €0.00 Rs 2,583,000.00 −Rs 35,621.78
MoneyGram 365.3479 €9.99 Rs 2,557,435.30 −Rs 61,186.48
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.2692 – Rs 2,605,884.23
Regency FX Cheapest 371.2640 €0.00 Rs 2,598,848.34 −Rs 7,035.89
TapTap Send 369.0000 €0.00 Rs 2,583,000.00 −Rs 22,884.23
MoneyGram 364.4217 €9.99 Rs 2,550,951.90 −Rs 54,932.33
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.5352 – Rs 2,600,746.29
Regency FX Cheapest 370.5320 €0.00 Rs 2,593,724.27 −Rs 7,022.02
TapTap Send 369.0000 €0.00 Rs 2,583,000.00 −Rs 17,746.29
MoneyGram 364.4217 €9.99 Rs 2,550,951.90 −Rs 49,794.39
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 369.6219 – Rs 2,587,353.21
TapTap Send Cheapest 369.0000 €0.00 Rs 2,583,000.00 −Rs 4,353.21
Regency FX 368.6239 €0.00 Rs 2,580,367.36 −Rs 6,985.85
MoneyGram 364.3115 €9.99 Rs 2,550,180.50 −Rs 37,172.71
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 369.7764 – Rs 2,588,434.67
Regency FX Cheapest 368.7780 €0.00 Rs 2,581,445.90 −Rs 6,988.77
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 12,434.67
Deutsche Bank 365.9898 €37.05 Rs 2,548,368.80 −Rs 40,065.87
MoneyGram 362.9962 €9.99 Rs 2,540,973.40 −Rs 47,461.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.9746 – Rs 2,596,822.40
Regency FX Cheapest 369.9730 €0.00 Rs 2,589,810.98 −Rs 7,011.42
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 20,822.40
MoneyGram 364.4152 €9.99 Rs 2,550,906.40 −Rs 45,916.00
Deutsche Bank 365.9898 €37.05 Rs 2,548,368.80 −Rs 48,453.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.1368 – Rs 2,590,957.54
Regency FX Cheapest 369.1374 €0.00 Rs 2,583,961.96 −Rs 6,995.58
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 14,957.54
MoneyGram 362.9464 €9.99 Rs 2,540,624.80 −Rs 50,332.74
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.3814 – Rs 2,592,669.93
Regency FX Cheapest 369.3814 €0.00 Rs 2,585,669.72 −Rs 7,000.21
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 16,669.93
Deutsche Bank 365.7753 €37.05 Rs 2,546,874.83 −Rs 45,795.10
MoneyGram 362.2834 €9.99 Rs 2,535,983.80 −Rs 56,686.13
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 370.5290 €44.95 Rs 2,577,047.72 –
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 –
Deutsche Bank 366.0864 €37.05 Rs 2,549,041.30 –
MoneyGram 363.5921 €9.99 Rs 2,545,144.70 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.7384 – Rs 2,595,169.00
Regency FX Cheapest 369.7374 €0.00 Rs 2,588,162.04 −Rs 7,006.96
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 19,169.00
Deutsche Bank 366.0864 €37.05 Rs 2,549,041.30 −Rs 46,127.70
MoneyGram 363.5921 €9.99 Rs 2,545,144.70 −Rs 50,024.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.6174 – Rs 2,594,321.64
Regency FX Cheapest 369.6167 €0.00 Rs 2,587,316.97 −Rs 7,004.67
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 18,321.64
Deutsche Bank 366.1812 €37.05 Rs 2,549,701.50 −Rs 44,620.14
MoneyGram 363.8120 €9.99 Rs 2,546,684.00 −Rs 47,637.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.8493 – Rs 2,595,944.88
Regency FX Cheapest 369.8480 €0.00 Rs 2,588,935.82 −Rs 7,009.06
TapTap Send 368.0000 €0.00 Rs 2,576,000.00 −Rs 19,944.88
Deutsche Bank 365.0315 €37.05 Rs 2,541,696.37 −Rs 54,248.51
MoneyGram 362.6121 €9.99 Rs 2,538,284.70 −Rs 57,660.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.0133 – Rs 2,590,092.80
Regency FX Cheapest 369.0142 €0.00 Rs 2,583,099.55 −Rs 6,993.25
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 10,592.80
Deutsche Bank 366.3476 €37.05 Rs 2,550,860.05 −Rs 39,232.75
MoneyGram 362.6042 €9.99 Rs 2,538,229.40 −Rs 51,863.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.7146 – Rs 2,595,001.98
Regency FX Cheapest 369.7136 €0.00 Rs 2,587,995.47 −Rs 7,006.51
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 15,501.98
Deutsche Bank 366.3476 €37.05 Rs 2,550,860.05 −Rs 44,141.93
MoneyGram 363.3203 €9.99 Rs 2,543,242.10 −Rs 51,759.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.0131 – Rs 2,604,092.02
Regency FX Cheapest 371.0087 €0.00 Rs 2,597,060.97 −Rs 7,031.04
MoneyGram 369.3250 €9.99 Rs 2,585,275.00 −Rs 18,817.02
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 24,592.02
Deutsche Bank 363.9074 €37.05 Rs 2,533,868.90 −Rs 70,223.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.7262 – Rs 2,609,083.69
Regency FX Cheapest 371.7199 €0.00 Rs 2,602,039.16 −Rs 7,044.53
MoneyGram 370.8308 €9.99 Rs 2,595,815.60 −Rs 13,268.09
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 29,583.69
Deutsche Bank 368.0269 €37.05 Rs 2,562,552.90 −Rs 46,530.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.7262 – Rs 2,609,083.69
Regency FX Cheapest 371.7199 €0.00 Rs 2,602,039.16 −Rs 7,044.53
MoneyGram 370.8308 €9.99 Rs 2,595,815.60 −Rs 13,268.09
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 29,583.69
Deutsche Bank 368.0269 €37.05 Rs 2,562,552.90 −Rs 46,530.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.9612 – Rs 2,610,728.07
Regency FX Cheapest 371.9542 €0.00 Rs 2,603,679.11 −Rs 7,048.96
MoneyGram 371.1107 €9.99 Rs 2,597,774.90 −Rs 12,953.17
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 31,228.07
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 372.2496 – Rs 2,605,747.07
Regency FX Cheapest 371.2445 €0.00 Rs 2,598,711.55 −Rs 7,035.52
MoneyGram 369.7509 €9.99 Rs 2,588,256.30 −Rs 17,490.77
TapTap Send 368.5000 €0.00 Rs 2,579,500.00 −Rs 26,247.07
Deutsche Bank 367.1693 €37.05 Rs 2,556,581.19 −Rs 49,165.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.4408 – Rs 2,600,085.88
MoneyGram Cheapest 370.4484 €9.99 Rs 2,593,138.80 −Rs 6,947.08
Regency FX 370.4379 €0.00 Rs 2,593,065.65 −Rs 7,020.23
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 10,085.88
Deutsche Bank 368.8097 €37.05 Rs 2,568,003.81 −Rs 32,082.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 373.3995 – Rs 2,613,796.68
Regency FX Cheapest 372.3913 €0.00 Rs 2,606,739.42 −Rs 7,057.25
MoneyGram 370.3928 €9.99 Rs 2,592,749.60 −Rs 21,047.07
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 23,796.67
Deutsche Bank 367.9615 €37.05 Rs 2,562,097.20 −Rs 51,699.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.9742 – Rs 2,603,819.16
Regency FX Cheapest 370.9698 €0.00 Rs 2,596,788.84 −Rs 7,030.32
MoneyGram 370.4996 €9.99 Rs 2,593,497.20 −Rs 10,321.96
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 13,819.16
Deutsche Bank 367.9615 €37.05 Rs 2,562,097.20 −Rs 41,721.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.7116 – Rs 2,601,981.21
Regency FX Cheapest 370.7080 €0.00 Rs 2,594,955.86 −Rs 7,025.35
MoneyGram 370.0892 €9.99 Rs 2,590,624.40 −Rs 11,356.81
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 11,981.21
Deutsche Bank 367.9416 €37.05 Rs 2,561,958.96 −Rs 40,022.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.7116 – Rs 2,601,981.21
Regency FX Cheapest 370.7080 €0.00 Rs 2,594,955.86 −Rs 7,025.35
MoneyGram 370.0892 €9.99 Rs 2,590,624.40 −Rs 11,356.81
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 11,981.21
Deutsche Bank 367.9416 €37.05 Rs 2,561,958.96 −Rs 40,022.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.6038 – Rs 2,601,226.85
Regency FX Cheapest 370.6005 €0.00 Rs 2,594,203.54 −Rs 7,023.31
MoneyGram 370.2564 €9.99 Rs 2,591,794.80 −Rs 9,432.05
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 11,226.85
Deutsche Bank 367.9742 €37.05 Rs 2,562,185.96 −Rs 39,040.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 371.6416 – Rs 2,601,491.00
Regency FX Cheapest 370.6381 €0.00 Rs 2,594,466.98 −Rs 7,024.02
MoneyGram 370.2891 €9.99 Rs 2,592,023.70 −Rs 9,467.30
TapTap Send 370.0000 €0.00 Rs 2,590,000.00 −Rs 11,491.00
Deutsche Bank 367.3611 €37.05 Rs 2,557,916.64 −Rs 43,574.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 370.2329 – Rs 2,591,630.37
Regency FX Cheapest 369.2333 €0.00 Rs 2,584,632.97 −Rs 6,997.40
TapTap Send 369.0000 €0.00 Rs 2,583,000.00 −Rs 8,630.37
MoneyGram 368.4821 €9.99 Rs 2,579,374.70 −Rs 12,255.67
Deutsche Bank 366.4750 €37.05 Rs 2,551,746.79 −Rs 39,883.58

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more LKR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of LKR on every transfer from Germany.

Right now, Regency FX pays 2,584,632.97 LKR on 7,000 EUR, which is 6,997.4 LKR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 2,627,005.12 LKR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Sri Lanka.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Regency FXAppeared in 42 comparisons

    Cheapest in 95% of them

  2. TapTap SendAppeared in 73 comparisons

    Cheapest in 4% of them

  3. MoneyGramAppeared in 74 comparisons

    Cheapest in 5% of them

  4. Deutsche BankAppeared in 60 comparisons

    Never the cheapest

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most LKR, and it was also the cheapest in 95% of the 42 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Sri Lanka.

TapTap Send (today's second cheapest) was the cheapest in only 4% of its comparisons, so it's rarely the cheapest option for transfers to Sri Lanka.

Ways to send money from Germany to Sri Lanka

There are 8 companies for sending money from Germany to Sri Lanka, across app, broker, online, multi-currency account, global account, in person, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with TapTap Send to Sri Lanka gets you 2,583,000 LKR with a €0 fee and 0.33% markup.

In our comparisons over the past month, it was the cheapest online service on 6 of the 30 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Sri Lanka.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7,000 transfer, Deutsche Bank delivers 2,551,746.79 LKR vs 2,584,632.97 LKR with Regency FX.

We found Deutsche Bank was the cheapest bank on 21 of the 21 days it appeared for this amount.

For large transfers from Germany

Currency brokers

For buying property, moving to Sri Lanka, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/LKR which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Sri Lanka.

Be it overseas suppliers and contractors, receiving LKR payments, or holding LKR and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and LKR in one account.

You get LKR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert LKR to EUR or EUR to LKR whenever you need.

The best multi-currency account is Wise, it adds ~0.19% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 97% of days.

Ways to fund EUR and receive LKR in Sri Lanka

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 2,584,632.97 LKR.

Our data shows that Regency FX gets your recipient 32,886.18 LKR more than Deutsche Bank, today's cheapest bank, on the same €7,000.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Sri Lanka.

The recipient in Sri Lanka can receive LKR by bank deposit, mobile money, cash pickup, and card deposit.

To receive LKR by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Sri Lanka

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    SLRs2,584,633

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    SLRs2,583,000

    -SLRs1,633

  3. 3
    Debit card Mobile money

    You pay €7,000.00

    SLRs2,583,000

    -SLRs1,633

  4. 4
    Credit card Bank deposit

    You pay €7,009.99

    SLRs2,579,375

    -SLRs5,258

  5. 5
    Bank transfer Cash pickup

    You pay €7,009.99

    SLRs2,572,302

    -SLRs12,331

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,009.99

    SLRs2,572,302

    -SLRs12,331

  2. 7
    Credit card Cash pickup

    You pay €7,009.99

    SLRs2,572,302

    -SLRs12,331

  3. 8
    Debit card Card deposit

    You pay €7,009.99

    SLRs2,572,228

    -SLRs12,405

  4. 9
    Credit card Card deposit

    You pay €7,009.99

    SLRs2,572,228

    -SLRs12,405

  5. 10
    iDEAL Bank deposit

    You pay €7,000.00

    SLRs2,566,478

    -SLRs18,154

Things to know before sending money from Germany to Sri Lanka

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/LKR transfer options

For a €7,000 transfer to Sri Lanka, these are the best options:

Cheapest way to send money to Sri Lanka

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,584,632.97 LKR, which is 0.06% more than the next best option.

Fastest way to send money to Sri Lanka

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,564,471.76 LKR in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into LKR sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 8 of them on EUR to Sri Lanka, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/LKR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.