Regency FX is the best and cheapest service overall. On €7,000 you will get 2,650,293.55 LKR after fees and the exchange rate.
We’ve compared 8 money transfer companies in more detail below.
| 8 of 8 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/LKR exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/LKR transfersAll money transfer offers for EUR/LKR transfers, sorted by most LKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €44.95 1 EUR = 379.4380 LKR +0.05% vs mid-market | Recipient gets Rs 2,639,010.26 Same day | |
Ways to receive money in Sri Lanka with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.951 EUR = 379.4380 LKR Rs 2,639,010.26You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 377.0759 LKR +0.68% vs mid-market | Recipient gets Rs 2,639,531.30 Minutes - 24 hours | |
Ways to receive money in Sri Lanka with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 377.0759 LKR Rs 2,639,531.30You pay€7,000.00 | |||
Run a live search Showing top Germany to Sri Lanka deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to LKR rates. | |||
Run a live search These companies offer multi-currency accounts for spending LKR. We suggest doing a live search based on how much EUR you're planning to spend in Sri Lanka. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 378.6134 LKR +0.27% vs mid-market | Recipient gets Rs 2,650,293.55 Minutes - 24 hours | |
Ways to receive money in Sri Lanka with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 378.6134 LKR Rs 2,650,293.55You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 377.7402 LKR +0.50% vs mid-market | Recipient gets Rs 2,644,181.37 Minutes - 24 hours | |
Ways to receive money in Sri Lanka with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 377.7402 LKR Rs 2,644,181.37You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 377.0759 LKR +0.68% vs mid-market | Recipient gets Rs 2,639,531.30 Minutes - 24 hours | |
Ways to receive money in Sri Lanka with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 377.0759 LKR Rs 2,639,531.30You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 377.0759 LKR +0.68% vs mid-market | Recipient gets Rs 2,639,531.30 Minutes - 24 hours | |
Ways to receive money in Sri Lanka with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 377.0759 LKR Rs 2,639,531.30You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 377.0759 LKR +0.68% vs mid-market | Recipient gets Rs 2,639,531.30 Minutes - 24 hours | |
Ways to receive money in Sri Lanka with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 377.0759 LKR Rs 2,639,531.30You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €44.95 1 EUR = 379.4380 LKR +0.05% vs mid-market | Recipient gets Rs 2,639,010.26 Same day | |
Ways to receive money in Sri Lanka with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €44.951 EUR = 379.4380 LKR Rs 2,639,010.26You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €44.00 1 EUR = 378.8994 LKR +0.19% vs mid-market | Recipient gets Rs 2,635,624.55 Within minutes | |
Ways to receive money in Sri Lanka with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €44.001 EUR = 378.8994 LKR Rs 2,635,624.55You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 376.5000 LKR +0.83% vs mid-market | Recipient gets Rs 2,635,500.00 Minutes | |
Ways to receive money in Sri Lanka with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 376.5000 LKR Rs 2,635,500.00You pay€7,000.00 Mobile moneyMinutesAvailable via:eZ Cash Free1 EUR = 376.5000 LKR Rs 2,635,500.00You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €55.05 1 EUR = 379.4380 LKR +0.05% vs mid-market | Recipient gets Rs 2,635,177.94 Same day | |
Ways to receive money in Sri Lanka with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €55.051 EUR = 379.4380 LKR Rs 2,635,177.94You pay€7,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee €0.00 1 EUR = 375.7159 LKR +1.04% vs mid-market | Recipient gets Rs 2,630,011.51 Minutes - 3 days | |
Ways to receive money in Sri Lanka with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 375.7159 LKR Rs 2,630,011.51You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €99.81 1 EUR = 379.4380 LKR +0.05% vs mid-market | Recipient gets Rs 2,618,194.29 Same day | |
Ways to receive money in Sri Lanka with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €99.811 EUR = 379.4380 LKR Rs 2,618,194.29You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €9.99 1 EUR = 372.4703 LKR +1.91% vs mid-market | Recipient gets Rs 2,607,292.10 Minutes - 24 hours | |
Ways to receive money in Sri Lanka with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Select Banks €9.991 EUR = 372.4703 LKR Rs 2,607,292.10You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 372.3015 LKR Rs 2,606,110.50You pay€7,009.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 372.3015 LKR Rs 2,606,110.50You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €9.99 1 EUR = 372.4703 LKR +1.91% vs mid-market | Recipient gets Rs 2,607,292.10 Minutes - 24 hours | |
Ways to receive money in Sri Lanka with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Select Banks €9.991 EUR = 372.4703 LKR Rs 2,607,292.10You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 372.3015 LKR Rs 2,606,110.50You pay€7,009.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 372.3015 LKR Rs 2,606,110.50You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €9.99 1 EUR = 372.4703 LKR +1.91% vs mid-market | Recipient gets Rs 2,607,292.10 Minutes - 24 hours | |
Ways to receive money in Sri Lanka with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Select Banks €9.991 EUR = 372.4703 LKR Rs 2,607,292.10You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 372.3015 LKR Rs 2,606,110.50You pay€7,009.99 | |||
| Wise Pay via Credit card | Fee €141.75 1 EUR = 379.4380 LKR +0.05% vs mid-market | Recipient gets Rs 2,602,280.66 Same day | |
Ways to receive money in Sri Lanka with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €141.751 EUR = 379.4380 LKR Rs 2,602,280.66You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €191.00 1 EUR = 378.8994 LKR +0.19% vs mid-market | Recipient gets Rs 2,579,926.33 Within minutes | |
Ways to receive money in Sri Lanka with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €191.001 EUR = 378.8994 LKR Rs 2,579,926.33You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 379.638388 LKR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most LKR.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/LKR rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 8 companies for sending money from Germany to Sri Lanka, across app, broker, online, multi-currency account, global account, and in person, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Xe to Sri Lanka gets you 2,639,531.3 LKR with a €0 fee and 0.68% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to Sri Lanka.
For large transfers from Germany
For buying property, moving to Sri Lanka, or moving pensions, a currency broker is the best option.
A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/LKR which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Sri Lanka.
Be it overseas suppliers and contractors, receiving LKR payments, or holding LKR and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and LKR in one account.
You get LKR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert LKR to EUR or EUR to LKR whenever you need.
The best multi currency account is Wise, it adds ~0.05% markup and charges small fees.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 2,650,293.55 LKR.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Sri Lanka.
The recipient in Sri Lanka can receive LKR by bank deposit, mobile money, cash pickup, and card deposit.
To receive LKR by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Sri Lanka
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
₨2,650,294
Cheapest
You pay €7,000.00
₨2,639,531
-₨10,762
You pay €7,000.00
₨2,639,531
-₨10,762
You pay €7,000.00
₨2,635,500
-₨14,794
You pay €7,000.00
₨2,635,178
-₨15,116
You pay €7,009.99
₨2,606,111
-₨44,183
You pay €7,009.99
₨2,606,111
-₨44,183
You pay €7,009.99
₨2,606,111
-₨44,183
You pay €7,009.99
₨2,606,111
-₨44,183
You pay €7,009.99
₨2,606,111
-₨44,183
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Sri Lanka, these are the best options:
Cheapest way to send money to Sri Lanka
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,650,293.55 LKR, which is 0.23% more than the next best option.
Fastest way to send money to Sri Lanka
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 2,635,624.55 LKR in within minutes.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into LKR sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/LKR rate can move noticeably within a week, changing the amount your recipient gets in LKR.
Mid-market rate:1 EUR = 379.731144 LKR
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 8 of them on EUR to Sri Lanka, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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