Best companies for MYR/NPR transfers
3 of 3 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/NPR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 126.64 1 MYR = 37.3336 NPR +0.07% vs mid-market	Recipient gets Rs 301,408.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nepal with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 126.641 MYR = 37.3336 NPR Rs 301,408.00You payRM 8,200.00
Run a live search Showing top Malaysia to Nepal deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to NPR rates.
Run a live search These companies offer multi-currency accounts for spending NPR. We suggest doing a live search based on how much MYR you're planning to spend in Nepal.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 37.2588 NPR +0.27% vs mid-market	Recipient gets Rs 305,521.91 Minutes - 24 hours
0 reviews Cheapest Personal account manager
Ways to receive money in Nepal with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 37.2588 NPR Rs 305,521.91You payRM 8,200.00
Wise Pay via Bank transfer	Fee RM 126.64 1 MYR = 37.3336 NPR +0.07% vs mid-market	Recipient gets Rs 301,408.00 Within minutes
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nepal with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 126.641 MYR = 37.3336 NPR Rs 301,408.00You payRM 8,200.00

Wise Pay via FPX	Fee RM 126.64 1 MYR = 37.3336 NPR +0.07% vs mid-market	Recipient gets Rs 301,408.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Nepal with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 126.641 MYR = 37.3336 NPR Rs 301,408.00You payRM 8,200.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee RM 0.00 1 MYR = 35.5630 NPR +4.93% vs mid-market	Recipient gets Rs 291,616.27 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Nepal with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days Free1 MYR = 35.5630 NPR Rs 291,616.27You payRM 8,200.00 Bank depositMinutes - 2 days Free1 MYR = 35.5630 NPR Rs 291,616.27You payRM 8,200.00 Mobile moneyMinutes - 2 days RM 5.001 MYR = 35.5630 NPR Rs 291,438.46You payRM 8,200.00
How Our Results Work Mid-market rate: 1 MYR = 37.3596 NPR Updates every 60 minutes.

Why compare

MYR/NPR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to Nepal

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 28 of the 28 days it quoted RM8,200 transfers to Nepal.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer, fpx, and debit card.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Nepal.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Nepal?

How much MYR you send to Nepal heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.


RM 1,000	0.05%	RM 22.74	Rs 36,502.00with bank transfer to bank deposit	+Rs 313.72
RM 5,000	0.04%	RM 81.57	Rs 183,704.00with bank transfer to bank deposit	+Rs 1,966.58
RM 8,200This page	0.27%	RM 0.00	Rs 305,521.91with bank transfer to bank deposit	+Rs 5,533.36
RM 10,000	0.27%	RM 0.00	Rs 372,587.69with bank transfer to bank deposit	+Rs 3,169.13

Mid-market rate: 1 MYR = 37.3596 NPR

MYR/NPR Exchange Rate History

Is today a good time to send money from Malaysia to Nepal?

The cheapest way to send MYR to NPR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to Nepal.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more NPR per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NPR on every transfer from Malaysia.

Right now, Regency FX pays 305,521.91 NPR on 8,200 MYR, which is 827.14 NPR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 310,445.68 NPR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Nepal.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 44 comparisons
Cheapest every time
WiseAppeared in 91 comparisons
Cheapest in 29% of them
WorldRemitAppeared in 57 comparisons
Never the cheapest

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 29% of its comparisons, so it's rarely the cheapest option for transfers to Nepal.

Ways to send money from Malaysia to Nepal

There are 5 ways to send money from Malaysia to Nepal across 3 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 126.64 and 0.07% markup to send MYR 8,200 and your recipient gets NRs301,408 in within an hour.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Nepal.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/NPR exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Nepal, tuition fees, or moving savings from Malaysia to Nepal.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Nepal, or travel there often.

Wise lets you hold MYR and NPR in one account, and convert between them when you need.

When converting MYR to NPR, 8,200 MYR will get you 301,408 NPR (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive NPR in Nepal

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 305,521.91 NPR.

You can fund your transfer in MYR through bank transfer, fpx, and debit card.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Nepal.

The processing fee may include SST, so double check the final NPR amount first.

The recipient can receive NPR through bank deposit, cash pickup, and mobile money.

They can receive mobile money

Enter the mobile number registered to the recipient's supported wallet in Nepal.

Check both the number and wallet provider beforehand.

Use our "mobile money" payout filter above to find the cheapest company offering it.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Nepal.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

NRs305,522

Cheapest
2

Fpx Bank deposit

You pay RM8,200.00

NRs301,408

-NRs4,114
3

Debit card Cash pickup

You pay RM8,200.00

NRs291,616

-NRs13,906
4

Debit card Bank deposit

You pay RM8,200.00

NRs291,616

-NRs13,906
5

Debit card Mobile money

You pay RM8,200.00

NRs291,438

-NRs14,083

Things to check before sending MYR to Nepal

Here are a few things to know about money transfers from Malaysia to Nepal.

Best ways to send MYR to Nepal

For a RM 8,200 transfer, these are the best options:

Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 305,521.91 NPR, which is 1.35% more than the next best option.
Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 301,408 NPR in within an hour.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 3 of them on MYR to Nepal, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/NPR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Malaysia

Send money to Nepal

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	37.7069	RM 124.25	Rs 304,511.00	–
Regency FX No quote collected this day	–	–	–	–
WorldRemit No quote collected this day	–	–	–	–

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.6431	–	Rs 308,673.66
Regency FX Cheapest	37.5415	RM 0.00	Rs 307,840.24	−Rs 833.42
Wise	37.6266	RM 125.84	Rs 303,803.00	−Rs 4,870.66
WorldRemit	35.8596	RM 0.00	Rs 294,048.80	−Rs 14,624.86

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.6427	–	Rs 308,670.12
Regency FX Cheapest	37.5411	RM 0.00	Rs 307,836.71	−Rs 833.41
Wise	37.6601	RM 123.46	Rs 304,163.00	−Rs 4,507.12
WorldRemit No quote collected this day	–	–	–	–

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.9617	–	Rs 311,286.15
Regency FX Cheapest	37.8592	RM 0.00	Rs 310,445.68	−Rs 840.47
Wise	37.7421	RM 127.44	Rs 304,675.00	−Rs 6,611.15
WorldRemit	35.8155	RM 0.00	Rs 293,686.77	−Rs 17,599.38

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.9389	–	Rs 311,098.91
Regency FX Cheapest	37.8365	RM 0.00	Rs 310,258.95	−Rs 839.96
Wise	37.7229	RM 131.41	Rs 304,371.00	−Rs 6,727.91
WorldRemit No quote collected this day	–	–	–	–

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.8641	–	Rs 310,485.53
Regency FX Cheapest	37.7619	RM 0.00	Rs 309,647.22	−Rs 838.31
Wise	37.7229	RM 131.41	Rs 304,371.00	−Rs 6,114.53
WorldRemit No quote collected this day	–	–	–	–

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.8999	–	Rs 310,779.33
Regency FX Cheapest	37.7976	RM 0.00	Rs 309,940.22	−Rs 839.11
Wise	37.6884	RM 129.02	Rs 304,182.00	−Rs 6,597.33
WorldRemit	35.9148	RM 0.00	Rs 294,501.28	−Rs 16,278.05

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.6086	–	Rs 308,390.63
Regency FX Cheapest	37.5071	RM 0.00	Rs 307,557.97	−Rs 832.66
Wise	37.7596	RM 128.23	Rs 304,787.00	−Rs 3,603.63
WorldRemit	35.9774	RM 0.00	Rs 295,014.43	−Rs 13,376.20

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.7145	–	Rs 309,258.70
Regency FX Cheapest	37.6126	RM 0.00	Rs 308,423.70	−Rs 834.99
Wise	37.8697	RM 157.55	Rs 304,565.00	−Rs 4,693.70
WorldRemit	35.9722	RM 0.00	Rs 294,972.20	−Rs 14,286.49

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.8041	–	Rs 309,993.47
Regency FX Cheapest	37.7020	RM 0.00	Rs 309,156.49	−Rs 836.98
Wise	37.8619	RM 124.25	Rs 305,763.00	−Rs 4,230.47
WorldRemit	36.0715	RM 0.00	Rs 295,786.46	−Rs 14,207.01

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.7255	–	Rs 309,349.45
Regency FX Cheapest	37.6237	RM 0.00	Rs 308,514.21	−Rs 835.24
Wise	37.8134	RM 127.44	Rs 305,251.00	−Rs 4,098.45
WorldRemit	36.0900	RM 0.00	Rs 295,938.41	−Rs 13,411.04

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.8625	–	Rs 310,472.69
Regency FX Cheapest	37.7603	RM 0.00	Rs 309,634.41	−Rs 838.28
Wise	37.8876	RM 128.23	Rs 305,820.00	−Rs 4,652.69
WorldRemit	36.0956	RM 0.00	Rs 295,983.59	−Rs 14,489.10

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.8472	–	Rs 310,346.80
Regency FX Cheapest	37.7450	RM 0.00	Rs 309,508.87	−Rs 837.93
Wise	37.5184	RM 173.32	Rs 301,148.00	−Rs 9,198.80
WorldRemit No quote collected this day	–	–	–	–

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.5534	–	Rs 307,937.71
Regency FX Cheapest	37.4520	RM 0.00	Rs 307,106.28	−Rs 831.43
Wise	37.2892	RM 177.25	Rs 299,162.00	−Rs 8,775.71
WorldRemit No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.2621	–	Rs 305,549.57
Regency FX Cheapest	37.1615	RM 0.00	Rs 304,724.59	−Rs 824.98
Wise	37.2547	RM 125.84	Rs 300,800.00	−Rs 4,749.57
WorldRemit	35.5017	RM 0.00	Rs 291,113.86	−Rs 14,435.71

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.2966	–	Rs 305,832.08
Regency FX Cheapest	37.1959	RM 0.00	Rs 305,006.33	−Rs 825.75
Wise	37.2323	RM 125.84	Rs 300,620.00	−Rs 5,212.08
WorldRemit	35.4558	RM 0.00	Rs 290,737.15	−Rs 15,094.93

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.2457	–	Rs 305,414.70
Regency FX Cheapest	37.1451	RM 0.00	Rs 304,590.08	−Rs 824.62
Wise	37.2351	RM 127.44	Rs 300,583.00	−Rs 4,831.70
WorldRemit No quote collected this day	–	–	–	–

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.2455	–	Rs 305,413.41
Regency FX Cheapest	37.1450	RM 0.00	Rs 304,588.80	−Rs 824.61
Wise	37.2088	RM 124.25	Rs 300,489.00	−Rs 4,924.41
WorldRemit No quote collected this day	–	–	–	–

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.3239	–	Rs 306,055.63
Regency FX Cheapest	37.2231	RM 0.00	Rs 305,229.28	−Rs 826.35
Wise	37.1950	RM 126.64	Rs 300,289.00	−Rs 5,766.63
WorldRemit	35.4014	RM 0.00	Rs 290,291.56	−Rs 15,764.07

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.1880	–	Rs 304,941.71
Regency FX Cheapest	37.0876	RM 0.00	Rs 304,118.37	−Rs 823.34
Wise	37.1973	RM 125.84	Rs 300,337.00	−Rs 4,604.71
WorldRemit No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.1571	–	Rs 304,688.02
Regency FX Cheapest	37.0568	RM 0.00	Rs 303,865.36	−Rs 822.66
Wise	37.1283	RM 125.84	Rs 299,780.00	−Rs 4,908.02
WorldRemit	35.4079	RM 0.00	Rs 290,344.37	−Rs 14,343.65

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.0527	–	Rs 303,832.07
Regency FX Cheapest	36.9526	RM 0.00	Rs 303,011.72	−Rs 820.35
Wise	37.1754	RM 131.41	Rs 299,953.00	−Rs 3,879.07
WorldRemit	35.4071	RM 0.00	Rs 290,338.47	−Rs 13,493.60

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.0936	–	Rs 304,167.83
Regency FX Cheapest	36.9935	RM 0.00	Rs 303,346.58	−Rs 821.25
Wise	37.1836	RM 127.44	Rs 300,167.00	−Rs 4,000.83
WorldRemit No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	37.1355	–	Rs 304,510.96
Regency FX Cheapest	37.0352	RM 0.00	Rs 303,688.78	−Rs 822.18
Wise	37.1851	RM 127.44	Rs 300,179.00	−Rs 4,331.96
WorldRemit	35.3491	RM 0.00	Rs 289,862.62	−Rs 14,648.34

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	37.2718	RM 126.64	Rs 300,909.00	–
Regency FX No quote collected this day	–	–	–	–
WorldRemit No quote collected this day	–	–	–	–

How to send money to Nepal from Malaysia with the best MYR-NPR rate

Best companies for MYR/NPR transfers