How to send money to Sri Lanka from the UK with the best GBP-LKR rate

We’ve compared 8 companies, and found Wise to be the cheapest, while TapTap Send is the fastest.

Sending £4,000 gets you SLRs1,777,051.96 with Wise at 446.6930 LKR per GBP, about 0.02% more than the next best option.

Best companies for GBP/LKR transfers

8 of 8 providers

Last updated on 10 November 2026

Based on 4,000 GBP transfer

Best companies for GBP/LKR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £21.76 1 GBP = 446.6930 LKR -0.15% vs mid-market Recipient gets Rs 1,777,051.96 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£21.761 GBP = 446.6930 LKR
Rs 1,777,051.96You pay£4,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 443.8920 LKR +0.48% vs mid-market Recipient gets Rs 1,775,568.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 443.8920 LKR
Rs 1,775,568.00You pay£4,000.00

Run a live search

Showing top United Kingdom to Sri Lanka deals for 4,000 GBP. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee £21.76 1 GBP = 446.6930 LKR -0.15% vs mid-market Recipient gets Rs 1,777,051.96 Within minutes
CheapestOur top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£21.761 GBP = 446.6930 LKR
Rs 1,777,051.96You pay£4,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £1.99 1 GBP = 444.1892 LKR +0.41% vs mid-market Recipient gets Rs 1,776,756.80 Minutes - 24 hours

Ways to receive money in Sri Lanka with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Select Banks
£1.991 GBP = 444.1892 LKR
Rs 1,776,756.80You pay£4,001.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 443.3439 LKR
Rs 1,773,375.60You pay£4,004.99

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 444.0000 LKR +0.45% vs mid-market Recipient gets Rs 1,776,000.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Sri Lanka with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 GBP = 444.0000 LKR
Rs 1,776,000.00You pay£4,000.00
Mobile moneyMinutesAvailable via:eZ Cash
Free1 GBP = 444.0000 LKR
Rs 1,776,000.00You pay£4,000.00

Western Union

Pay via Debit card
Fee £0.00 1 GBP = 443.9836 LKR +0.46% vs mid-market Recipient gets Rs 1,775,934.20 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Sri Lanka with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 443.9836 LKR
Rs 1,775,934.20You pay£4,000.00

Western Union

Pay via Bank transfer
Fee £0.00 1 GBP = 443.9836 LKR +0.46% vs mid-market Recipient gets Rs 1,775,934.20 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Sri Lanka with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 443.9836 LKR
Rs 1,775,934.20You pay£4,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 443.8920 LKR +0.48% vs mid-market Recipient gets Rs 1,775,568.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 443.8920 LKR
Rs 1,775,568.00You pay£4,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 443.8920 LKR +0.48% vs mid-market Recipient gets Rs 1,775,568.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 443.8920 LKR
Rs 1,775,568.00You pay£4,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 443.8920 LKR +0.48% vs mid-market Recipient gets Rs 1,775,568.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Sri Lanka with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 443.8920 LKR
Rs 1,775,568.00You pay£4,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 443.7789 LKR +0.50% vs mid-market Recipient gets Rs 1,775,115.78 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Sri Lanka with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 443.7789 LKR
Rs 1,775,115.78You pay£4,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £4.99 1 GBP = 443.3439 LKR +0.60% vs mid-market Recipient gets Rs 1,773,375.60 Minutes - 24 hours

Ways to receive money in Sri Lanka with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 443.3439 LKR
Rs 1,773,375.60You pay£4,004.99
Bank depositMinutes - 24 hoursAvailable via:Select Banks
£1.991 GBP = 443.2120 LKR
Rs 1,772,848.00You pay£4,001.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£1.991 GBP = 429.9521 LKR
Rs 1,719,808.40You pay£4,001.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £4.99 1 GBP = 443.3439 LKR +0.60% vs mid-market Recipient gets Rs 1,773,375.60 Minutes - 24 hours

Ways to receive money in Sri Lanka with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
£4.991 GBP = 443.3439 LKR
Rs 1,773,375.60You pay£4,004.99
Bank depositMinutes - 24 hoursAvailable via:Select Banks
£1.991 GBP = 443.2120 LKR
Rs 1,772,848.00You pay£4,001.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£1.991 GBP = 429.9521 LKR
Rs 1,719,808.40You pay£4,001.99

Wise

Pay via Debit card
Fee £34.37 1 GBP = 446.6930 LKR -0.15% vs mid-market Recipient gets Rs 1,771,419.16 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£34.371 GBP = 446.6930 LKR
Rs 1,771,419.16You pay£4,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £30.95 1 GBP = 446.0626 LKR -0.01% vs mid-market Recipient gets Rs 1,770,444.65 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sri Lanka with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£30.951 GBP = 446.0626 LKR
Rs 1,770,444.65You pay£4,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App

Sendwave

Pay via Debit card
Fee £0.00 1 GBP = 442.2577 LKR +0.84% vs mid-market Recipient gets Rs 1,769,031.00 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Sri Lanka with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 442.2577 LKR
Rs 1,769,031.00You pay£4,000.00

Wise

Pay via Credit card
Fee £109.99 1 GBP = 446.6930 LKR -0.15% vs mid-market Recipient gets Rs 1,737,640.24 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Sri Lanka with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£109.991 GBP = 446.6930 LKR
Rs 1,737,640.24You pay£4,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £122.00 1 GBP = 446.0626 LKR -0.01% vs mid-market Recipient gets Rs 1,729,830.65 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Sri Lanka with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£122.001 GBP = 446.0626 LKR
Rs 1,729,830.65You pay£4,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 GBP = 446.0090 LKR Updates every 60 minutes.

How to send money from UK to Sri Lanka

Pick a company

For a one-off GBP transfer to Sri Lanka, I suggest picking the cheapest option which is Wise.

Wise was the cheapest on 1 of the 30 days it quoted £4,000 transfers to Sri Lanka.

On a 4,000 GBP transfer, Wise delivers the most LKR.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/LKR rate.

Fund your transfer

You have 3 ways to pay, including debit card, bank transfer, and credit card.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £4,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Sri Lanka?

How much GBP you send to Sri Lanka heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 3% of the transfers from £6,000 it quoted, and in 2% of all the transfers it quoted.

Cheapest service
£500-0.53%£0.00Rs 224,300.00with bank transfer to bank deposit+Rs 3,655.21
£1,000-0.27%£0.00Rs 447,090.00with bank transfer to bank deposit+Rs 4,899.47
£2,000-0.08%£0.00Rs 892,620.00with bank transfer to bank deposit+Rs 6,662.65
£4,000This page-0.15%£21.76Rs 1,777,051.96with bank transfer to bank deposit+Rs 7,763.60
£6,0000.27%£0.00Rs 2,670,157.26with bank transfer to bank deposit+Rs 17,277.58
£10,0000.25%£0.00Rs 4,450,000.00with debit card to bank deposit+Rs 26,164.22
£50,0000.25%£0.00Rs 22,251,421.93with bank transfer to bank deposit+Rs 138,108.14
£250,0000.20%£0.00Rs 111,312,880.59with bank transfer to bank deposit+Rs 730,717.92

Mid-market rate: 1 GBP = 446.0090 LKR

GBP/LKR Exchange Rate History

Is today a good time to send money from UK to Sri Lanka?

The cheapest way to send GBP to LKR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 4,000 GBP transfers to Sri Lanka.

LKR received for £4,000, after fees

Tue, 10 Nov 2026Mid-market rateRs 1,784,035.96 Wise Rs 1,777,051.96WiseRs 1,777,051.96MoneyGramRs 1,776,756.80TapTap SendRs 1,776,000.00

1.73m
1.74m
1.75m
1.76m
1.77m
1.78m
1.79m
1.80m
At the mid-market rateWith the cheapest optionWiseMoneyGramTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 437.9243 – Rs 1,751,697.35
Western Union Cheapest 435.9893 £0.00 Rs 1,743,957.01 −Rs 7,740.34
MoneyGram 435.9242 £1.99 Rs 1,743,696.80 −Rs 8,000.55
Wise 438.0780 £21.76 Rs 1,742,779.42 −Rs 8,917.93
TapTap Send 433.7500 £0.00 Rs 1,735,000.00 −Rs 16,697.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 438.5631 – Rs 1,754,252.50
MoneyGram Cheapest 436.5596 £1.99 Rs 1,746,238.40 −Rs 8,014.10
Wise 437.5160 £21.76 Rs 1,740,543.65 −Rs 13,708.85
TapTap Send 433.7500 £0.00 Rs 1,735,000.00 −Rs 19,252.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 438.0928 – Rs 1,752,371.26
TapTap Send Cheapest 438.0000 £0.00 Rs 1,752,000.00 −Rs 371.26
MoneyGram 437.1726 £1.99 Rs 1,748,690.40 −Rs 3,680.86
Wise 439.0710 £21.76 Rs 1,746,729.82 −Rs 5,641.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 438.0488 – Rs 1,752,195.03
TapTap Send Cheapest 438.0000 £0.00 Rs 1,752,000.00 −Rs 195.03
MoneyGram 437.9107 £1.99 Rs 1,751,642.80 −Rs 552.23
Wise 438.4260 £21.76 Rs 1,744,163.85 −Rs 8,031.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 440.1726 – Rs 1,760,690.26
TapTap Send Cheapest 438.0000 £0.00 Rs 1,752,000.00 −Rs 8,690.26
Wise 440.1310 £21.76 Rs 1,750,946.75 −Rs 9,743.51
MoneyGram 437.2415 £1.99 Rs 1,748,966.00 −Rs 11,724.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 441.0324 – Rs 1,764,129.66
MoneyGram Cheapest 440.8004 £1.99 Rs 1,763,201.60 −Rs 928.06
Wise 441.3340 £21.76 Rs 1,755,732.57 −Rs 8,397.09
TapTap Send 438.0000 £0.00 Rs 1,752,000.00 −Rs 12,129.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 441.0324 – Rs 1,764,129.66
MoneyGram Cheapest 440.8004 £1.99 Rs 1,763,201.60 −Rs 928.06
Wise 441.3340 £21.76 Rs 1,755,732.57 −Rs 8,397.09
TapTap Send 438.0000 £0.00 Rs 1,752,000.00 −Rs 12,129.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 442.7103 – Rs 1,770,841.25
MoneyGram Cheapest 441.1332 £1.99 Rs 1,764,532.80 −Rs 6,308.45
Wise 441.5730 £21.76 Rs 1,756,683.37 −Rs 14,157.88
TapTap Send 438.0000 £0.00 Rs 1,752,000.00 −Rs 18,841.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 442.3813 – Rs 1,769,525.37
MoneyGram Cheapest 441.0937 £1.99 Rs 1,764,374.80 −Rs 5,150.57
Wise 442.5030 £21.76 Rs 1,760,383.13 −Rs 9,142.24
TapTap Send 438.0000 £0.00 Rs 1,752,000.00 −Rs 17,525.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 442.6625 – Rs 1,770,650.12
MoneyGram Cheapest 442.4214 £1.99 Rs 1,769,685.60 −Rs 964.52
TapTap Send 442.0000 £0.00 Rs 1,768,000.00 −Rs 2,650.12
Wise 443.5500 £21.76 Rs 1,764,548.35 −Rs 6,101.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 445.0325 – Rs 1,780,130.15
MoneyGram Cheapest 443.8752 £1.99 Rs 1,775,500.80 −Rs 4,629.35
TapTap Send 442.5000 £0.00 Rs 1,770,000.00 −Rs 10,130.15
Wise 444.8950 £21.76 Rs 1,769,899.08 −Rs 10,231.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 444.2020 – Rs 1,776,807.82
MoneyGram Cheapest 443.6308 £1.99 Rs 1,774,523.20 −Rs 2,284.62
TapTap Send 442.5000 £0.00 Rs 1,770,000.00 −Rs 6,807.82
Wise 444.5320 £21.76 Rs 1,768,454.98 −Rs 8,352.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 443.7872 – Rs 1,775,148.95
MoneyGram Cheapest 443.5534 £1.99 Rs 1,774,213.60 −Rs 935.35
TapTap Send 442.5000 £0.00 Rs 1,770,000.00 −Rs 5,148.95
Wise 444.2300 £21.76 Rs 1,767,253.56 −Rs 7,895.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 443.7872 – Rs 1,775,148.95
MoneyGram Cheapest 443.5534 £1.99 Rs 1,774,213.60 −Rs 935.35
TapTap Send 442.5000 £0.00 Rs 1,770,000.00 −Rs 5,148.95
Wise 444.2300 £21.76 Rs 1,767,253.56 −Rs 7,895.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 443.0634 – Rs 1,772,253.63
MoneyGram Cheapest 443.7537 £1.99 Rs 1,775,014.80 +Rs 2,761.17
TapTap Send 442.5000 £0.00 Rs 1,770,000.00 −Rs 2,253.63
Wise 443.9840 £21.76 Rs 1,766,274.91 −Rs 5,978.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 443.9692 – Rs 1,775,876.99
TapTap Send Cheapest 442.5000 £0.00 Rs 1,770,000.00 −Rs 5,876.99
MoneyGram 442.4502 £1.99 Rs 1,769,800.80 −Rs 6,076.19
Wise 442.8390 £21.76 Rs 1,761,719.82 −Rs 14,157.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 442.6408 – Rs 1,770,563.32
MoneyGram Cheapest 441.9976 £1.99 Rs 1,767,990.40 −Rs 2,572.92
TapTap Send 441.7500 £0.00 Rs 1,767,000.00 −Rs 3,563.32
Wise 441.9760 £21.76 Rs 1,758,286.60 −Rs 12,276.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 441.9240 – Rs 1,767,695.82
TapTap Send Cheapest 441.7500 £0.00 Rs 1,767,000.00 −Rs 695.82
MoneyGram 441.0003 £1.99 Rs 1,764,001.20 −Rs 3,694.62
Wise 442.5410 £21.76 Rs 1,760,534.31 −Rs 7,161.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 445.2834 – Rs 1,781,133.50
OFX Cheapest 443.0570 £0.00 Rs 1,772,227.84 −Rs 8,905.66
Wise 445.2500 £21.76 Rs 1,771,311.36 −Rs 9,822.14
TapTap Send 442.5000 £0.00 Rs 1,770,000.00 −Rs 11,133.50
MoneyGram 441.5323 £1.99 Rs 1,766,129.20 −Rs 15,004.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 445.0774 – Rs 1,780,309.54
Xe Cheapest 444.1899 £0.00 Rs 1,776,759.60 −Rs 3,549.94
MoneyGram 444.1395 £1.99 Rs 1,776,558.00 −Rs 3,751.54
Wise 445.3410 £21.76 Rs 1,771,673.38 −Rs 8,636.16
TapTap Send 442.5000 £0.00 Rs 1,770,000.00 −Rs 10,309.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 445.0608 – Rs 1,780,243.12
Xe Cheapest 444.1899 £0.00 Rs 1,776,759.60 −Rs 3,483.52
MoneyGram 444.1395 £1.99 Rs 1,776,558.00 −Rs 3,685.12
TapTap Send 443.0000 £0.00 Rs 1,772,000.00 −Rs 8,243.12
Wise 445.3410 £21.76 Rs 1,771,673.38 −Rs 8,569.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 446.9890 – Rs 1,787,955.83
OFX Cheapest 444.7540 £0.00 Rs 1,779,016.05 −Rs 8,939.78
MoneyGram 444.1395 £1.99 Rs 1,776,558.00 −Rs 11,397.83
Wise 445.5330 £21.76 Rs 1,772,437.20 −Rs 15,518.63
TapTap Send 443.0000 £0.00 Rs 1,772,000.00 −Rs 15,955.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 445.6557 – Rs 1,782,622.99
TapTap Send Cheapest 445.1000 £0.00 Rs 1,780,400.00 −Rs 2,222.99
MoneyGram 444.2810 £1.99 Rs 1,777,124.00 −Rs 5,498.99
Wise 446.0660 £21.76 Rs 1,774,557.60 −Rs 8,065.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 445.5000 – Rs 1,781,999.97
TapTap Send Cheapest 445.5000 £0.00 Rs 1,782,000.00 +Rs 0.03
Wise 447.6950 £21.76 Rs 1,781,038.16 −Rs 961.81
MoneyGram 445.0131 £1.99 Rs 1,780,052.40 −Rs 1,947.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 448.8357 – Rs 1,795,342.67
TapTap Send Cheapest 448.0000 £0.00 Rs 1,792,000.00 −Rs 3,342.67
MoneyGram 446.7705 £1.99 Rs 1,787,082.00 −Rs 8,260.67
Wise 448.1880 £21.76 Rs 1,782,999.43 −Rs 12,343.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 446.8198 – Rs 1,787,279.03
MoneyGram Cheapest 446.1540 £1.99 Rs 1,784,616.00 −Rs 2,663.03
TapTap Send 444.5000 £0.00 Rs 1,778,000.00 −Rs 9,279.03
Wise 446.2640 £21.76 Rs 1,775,345.30 −Rs 11,933.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 444.1237 – Rs 1,776,494.68
MoneyGram Cheapest 443.7655 £1.99 Rs 1,775,062.00 −Rs 1,432.68
TapTap Send 442.0000 £0.00 Rs 1,768,000.00 −Rs 8,494.68
Wise 443.8440 £21.76 Rs 1,765,717.95 −Rs 10,776.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 445.4235 – Rs 1,781,693.94
MoneyGram Cheapest 443.7655 £1.99 Rs 1,775,062.00 −Rs 6,631.94
TapTap Send 442.0000 £0.00 Rs 1,768,000.00 −Rs 13,693.94
Wise 443.8440 £21.76 Rs 1,765,717.95 −Rs 15,975.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 445.7032 – Rs 1,782,812.87
MoneyGram Cheapest 443.7655 £1.99 Rs 1,775,062.00 −Rs 7,750.87
Wise 444.7510 £21.76 Rs 1,769,326.22 −Rs 13,486.65
TapTap Send 442.2500 £0.00 Rs 1,769,000.00 −Rs 13,812.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 446.0090 – Rs 1,784,035.96
Wise Cheapest 446.6930 £21.76 Rs 1,777,051.96 −Rs 6,984.00
MoneyGram 444.1892 £1.99 Rs 1,776,756.80 −Rs 7,279.16
TapTap Send 444.0000 £0.00 Rs 1,776,000.00 −Rs 8,035.96

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £4,000, after fees, as quoted by each company. The mid-market line shows what £4,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more LKR per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Wise pays 1,777,051.96 LKR on 4,000 GBP, which is 6,984 LKR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,792,000 LKR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Sri Lanka.

We've tracked 239 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. WiseAppeared in 179 comparisons

    Cheapest in 2% of them

  2. MoneyGramAppeared in 202 comparisons

    Cheapest in 28% of them

  3. TapTap SendAppeared in 237 comparisons

    Cheapest in 14% of them

Based on 239 comparisons across 8 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most LKR, but it was the cheapest in only 2% of the 179 comparisons it appeared in over the past month.

MoneyGram (today's second cheapest) was the cheapest in only 28% of its comparisons, so it's rarely the cheapest option for transfers to Sri Lanka.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from the UK to Sri Lanka

There are many ways to send money to Sri Lanka from the UK, including app, online, multi-currency account, global business account, in person, and currency broker, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Sri Lanka, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £21.76 in fees, has -0.15% markup, lets you save recipient details, and LKR will arrive in minutes.

Over the past month, Wise was the cheapest app on 7% of the days it appeared for £4,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized LKR transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 8 companies we compared, Wise is the cheapest online service and will get you SLRs1,777,051.96 on a £4,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 4 of the 30 days it quoted.

For large transfers

Brokers

Currency brokers like Xe are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Sri Lanka, and real human support.

Xe charges no fees on large transfers, but adds 0.48% markup on top of the current GBP/LKR rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Xe was the cheapest broker in 10% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Sri Lank Rupees abroad like a local.

Wise offers the best multi-currency account.

With it, converting £4,000 to LKR will get you SLRs1,777,051.96 after fees.

If you don’t have LKR in your account, your GBP will auto-convert whenever you pay with Wise in Sri Lanka.

Once you have LKR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Sri Lanka, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive LKR in Sri Lanka

Pay-in and pay-out methods will affect how much GBP you deposit and how much LKR your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £4,000 to Sri Lanka is via Wise, using a bank transfer to deposit GBP and bank deposit to receive LKR.

Depositing GBP

You have 3 pay-in options for transfers to Sri Lanka, including debit card, bank transfer, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Sri Lanka

Money can reach Sri Lanka by bank deposit, mobile money, cash pickup, and card deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Sri Lanka is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you SLRs1,776,756.80 on a £4,000 transfer).

Digital wallets

Your recipient can receive LKR directly into a digital wallet (like PayPal or similar) which usually takes a few minutes to arrive.

Mobile money

You can send money directly to a mobile number in Sri Lanka.

and use our filters to find the company offering mobile money at the best GBP/LKR rate.

  1. 1
    Bank transfer Bank deposit

    You pay £4,000.00

    SLRs1,777,052

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £4,000.00

    SLRs1,776,000

    -SLRs1,052

  3. 3
    Debit card Mobile money

    You pay £4,000.00

    SLRs1,776,000

    -SLRs1,052

  4. 4
    Credit card Bank deposit

    You pay £4,000.00

    SLRs1,775,568

    -SLRs1,484

  5. 5
    Bank transfer Cash pickup

    You pay £4,004.99

    SLRs1,773,376

    -SLRs3,676

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay £4,004.99

    SLRs1,773,376

    -SLRs3,676

  2. 7
    Credit card Cash pickup

    You pay £4,004.99

    SLRs1,773,376

    -SLRs3,676

  3. 8
    Debit card Card deposit

    You pay £4,001.99

    SLRs1,719,808

    -SLRs57,244

  4. 9
    Credit card Card deposit

    You pay £4,001.99

    SLRs1,719,808

    -SLRs57,244

Consider this when sending GBP to Sri Lanka

There are a few nuances you should consider before sending GBP to Sri Lanka such as limits, taxes, and safety.

Compare GBP/LKR transfer options

Right now, these are the best money transfer options for a £4,000 transfer to Sri Lanka:

Cheapest way to send money to Sri Lanka

The cheapest way is to use Wise, pay in with a bank transfer and withdraw via bank deposit. You will get SLRs1,777,051.96, which is 0.02% more than the next best option.

Fastest way to send money to Sri Lanka

The fastest way is to use TapTap Send via debit card deposit and bank deposit for pay out. You get SLRs1,776,000 and it will arrive in minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/LKR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £4,000 with Wise will get you 1,777,051.96 LKR, that’s including £21.76 fee and -0.15% in exchange rate markup.

Taxes on money transfers

There is no UK tax for the act of sending money to Sri Lanka.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 8 regulated companies offering money transfers from the UK to Sri Lanka in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/LKR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 239 comparisons across 8 amounts.

This page covers the cheapest and fastest options for GBP/LKR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.