Best companies for MYR/PKR transfers
2 of 2 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/PKR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 75.41 1 MYR = 67.8835 PKR	Recipient gets Rs 551,525.61 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 75.411 MYR = 67.8835 PKR Rs 551,525.61You payRM 8,200.00
Run a live search Showing top Malaysia to Pakistan deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to PKR rates.
Run a live search These companies offer multi-currency accounts for spending PKR. We suggest doing a live search based on how much MYR you're planning to spend in Pakistan.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Wise Pay via Bank transfer	Fee RM 75.41 1 MYR = 67.8835 PKR	Recipient gets Rs 551,525.61 Within minutes
25 reviews CheapestFastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Pakistan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 75.411 MYR = 67.8835 PKR Rs 551,525.61You payRM 8,200.00

Wise Pay via FPX	Fee RM 75.41 1 MYR = 67.8835 PKR	Recipient gets Rs 551,525.61 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Pakistan with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 75.411 MYR = 67.8835 PKR Rs 551,525.61You payRM 8,200.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 0.0000 PKR +0.27% vs mid-market	Recipient gets Rs 0.00 Minutes - 24 hours
0 reviews Personal account manager
Ways to receive money in Pakistan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.0000 PKR Rs 0.00You payRM 8,200.00
How Our Results Work

Why compare

MYR/PKR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to Pakistan

Pick a company

I suggest starting with Wise which is the cheapest option for sending RM8,200.

Wise was the cheapest on 3 of the 30 days it quoted RM8,200 transfers to Pakistan.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer and fpx.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Pakistan.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Pakistan?

How much MYR you send to Pakistan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 7% of the transfers from RM8,200 it quoted, and in 27% of all the transfers it quoted.


RM 1,000	0.12%	RM 14.02	Rs 66,899.04with bank transfer to bank deposit	+Rs 404.21
RM 5,000	0.28%	RM 10.50	Rs 338,188.31with fpx to bank deposit	+Rs 2,564.10
RM 8,200This page		RM 75.41	Rs 551,525.61with bank transfer to bank deposit	+Rs 183,841.87
RM 10,000	0.27%	RM 0.00	Rs 677,943.65with bank transfer to bank deposit	+Rs 3,513.17

MYR/PKR Exchange Rate History

Is today a good time to send money from Malaysia to Pakistan?

The cheapest way to send MYR to PKR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 8,200 MYR transfers to Pakistan.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more PKR per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of PKR on every transfer from Malaysia.

Today's payout isn't the best this month though, since the highest receive amount was 556,420.07 PKR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Pakistan.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

WiseAppeared in 92 comparisons
Cheapest in 27% of them

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most PKR, but it was the cheapest in only 27% of the 92 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Malaysia to Pakistan

There are 5 ways to send money from Malaysia to Pakistan across 2 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 75.41 and % markup to send MYR 8,200 and your recipient gets Rs551,525.61 in within minutes.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Pakistan.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/PKR exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Pakistan, tuition fees, or moving savings from Malaysia to Pakistan.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Pakistan, or travel there often.

Wise lets you hold MYR and PKR in one account, and convert between them when you need.

When converting MYR to PKR, 8,200 MYR will get you 551,525.61 PKR (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive PKR in Pakistan

With Wise, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 551,525.61 PKR.

You can fund your transfer in MYR through bank transfer and fpx.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Pakistan.

The processing fee may include SST, so double check the final PKR amount first.

The recipient can receive PKR through bank deposit.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Pakistan.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

Rs551,526

Cheapest
2

Fpx Bank deposit

You pay RM8,200.00

Rs551,526

Rs0

Things to check before sending MYR to Pakistan

Here are a few things to know about money transfers from Malaysia to Pakistan.

Best ways to send MYR to Pakistan

For a RM 8,200 transfer, these are the best options:

Cheapest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 551,525.61 PKR, which is 100% more than the next best option.
Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 551,525.61 PKR in within minutes.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 2 of them on MYR to Pakistan, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/PKR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Malaysia

Send money to Pakistan

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	67.9615	RM 75.40	Rs 552,160.00	–

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.7735	–	Rs 555,742.85
Regency FX Cheapest	67.5905	RM 0.00	Rs 554,242.34	−Rs 1,500.51
Wise	67.8914	RM 75.41	Rs 551,589.79	−Rs 4,153.06

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.8445	–	Rs 556,325.19
Regency FX Cheapest	67.6614	RM 0.00	Rs 554,823.11	−Rs 1,502.08
Wise	67.8523	RM 75.41	Rs 551,272.12	−Rs 5,053.07

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.8462	–	Rs 556,338.62
Regency FX Cheapest	67.6630	RM 0.00	Rs 554,836.50	−Rs 1,502.12
Wise	67.8523	RM 75.41	Rs 551,272.12	−Rs 5,066.50

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.7251	–	Rs 555,345.51
Regency FX Cheapest	67.5422	RM 0.00	Rs 553,846.08	−Rs 1,499.43
Wise	67.8178	RM 75.41	Rs 550,991.82	−Rs 4,353.69

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.6555	–	Rs 554,775.02
Regency FX Cheapest	67.4728	RM 0.00	Rs 553,277.13	−Rs 1,497.89
Wise	67.8178	RM 75.41	Rs 550,991.82	−Rs 3,783.20

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.7201	–	Rs 555,304.93
Regency FX Cheapest	67.5373	RM 0.00	Rs 553,805.60	−Rs 1,499.33
Wise	67.7776	RM 75.41	Rs 550,665.21	−Rs 4,639.72

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.6441	–	Rs 554,681.92
Regency FX Cheapest	67.4615	RM 0.00	Rs 553,184.27	−Rs 1,497.65
Wise	67.7915	RM 75.41	Rs 550,778.14	−Rs 3,903.78

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.7442	–	Rs 555,502.20
Regency FX Cheapest	67.5613	RM 0.00	Rs 554,002.35	−Rs 1,499.85
Wise	67.7915	RM 75.41	Rs 550,778.14	−Rs 4,724.06

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.6547	–	Rs 554,768.55
Regency FX Cheapest	67.4720	RM 0.00	Rs 553,270.67	−Rs 1,497.88
Wise	67.7293	RM 75.41	Rs 550,272.79	−Rs 4,495.76

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.5014	–	Rs 553,511.47
Regency FX Cheapest	67.3191	RM 0.00	Rs 552,016.99	−Rs 1,494.48
Wise	67.7542	RM 75.41	Rs 550,475.10	−Rs 3,036.37

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.7838	–	Rs 555,827.52
Regency FX Cheapest	67.6008	RM 0.00	Rs 554,326.79	−Rs 1,500.73
Wise	67.8104	RM 75.41	Rs 550,931.70	−Rs 4,895.82

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.7579	–	Rs 555,614.54
Regency FX Cheapest	67.5749	RM 0.00	Rs 554,114.38	−Rs 1,500.16
Wise	67.8288	RM 75.41	Rs 551,081.19	−Rs 4,533.35

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.8915	–	Rs 556,710.62
Regency FX Cheapest	67.7082	RM 0.00	Rs 555,207.50	−Rs 1,503.12
Wise	67.8039	RM 75.41	Rs 550,878.89	−Rs 5,831.73

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.7086	–	Rs 555,210.68
Regency FX Cheapest	67.5258	RM 0.00	Rs 553,711.62	−Rs 1,499.06
Wise	67.8704	RM 75.41	Rs 551,419.17	−Rs 3,791.51

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.8777	–	Rs 556,597.20
Regency FX Cheapest	67.6944	RM 0.00	Rs 555,094.38	−Rs 1,502.82
Wise	67.8787	RM 75.41	Rs 551,486.61	−Rs 5,110.59

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.8295	–	Rs 556,201.51
Regency FX Cheapest	67.6463	RM 0.00	Rs 554,699.77	−Rs 1,501.74
Wise	67.8704	RM 75.41	Rs 551,419.17	−Rs 4,782.34

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.8970	–	Rs 556,755.74
Regency FX Cheapest	67.7137	RM 0.00	Rs 555,252.50	−Rs 1,503.24
Wise	67.7991	RM 75.41	Rs 550,839.89	−Rs 5,915.85

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	68.0398	–	Rs 557,926.47
Regency FX Cheapest	67.8561	RM 0.00	Rs 556,420.07	−Rs 1,506.40
Wise	67.8253	RM 75.41	Rs 551,052.75	−Rs 6,873.72

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.8060	–	Rs 556,009.45
Regency FX Cheapest	67.6230	RM 0.00	Rs 554,508.23	−Rs 1,501.22
Wise	67.8004	RM 75.41	Rs 550,850.45	−Rs 5,159.00

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.6891	–	Rs 555,050.46
Regency FX Cheapest	67.5063	RM 0.00	Rs 553,551.82	−Rs 1,498.64
Wise	67.8378	RM 75.41	Rs 551,154.31	−Rs 3,896.15

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.8135	–	Rs 556,070.90
Regency FX Cheapest	67.6304	RM 0.00	Rs 554,569.51	−Rs 1,501.39
Wise	67.8253	RM 75.41	Rs 551,052.75	−Rs 5,018.15

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.7240	–	Rs 555,336.56
Regency FX Cheapest	67.5411	RM 0.00	Rs 553,837.15	−Rs 1,499.41
Wise	67.7755	RM 75.41	Rs 550,648.15	−Rs 4,688.41

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	67.6883	–	Rs 555,044.35
Regency FX Cheapest	67.5056	RM 0.00	Rs 553,545.73	−Rs 1,498.62
Wise	67.7715	RM 75.41	Rs 550,615.65	−Rs 4,428.70

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	67.7424	RM 75.41	Rs 550,379.23	–

How to send money to Pakistan from Malaysia with the best MYR-PKR rate

Best companies for MYR/PKR transfers