Best companies for MYR/VND transfers
3 of 3 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/VND transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 77.78 1 MYR = 6337.0100 VND 0.00% vs mid-market	Recipient gets ₫51,470,589.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Vietnam with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 77.781 MYR = 6337.0100 VND ₫51,470,589.00You payRM 8,200.00
Run a live search Showing top Malaysia to Vietnam deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to VND rates.
Run a live search These companies offer multi-currency accounts for spending VND. We suggest doing a live search based on how much MYR you're planning to spend in Vietnam.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 6320.2108 VND +0.27% vs mid-market	Recipient gets ₫51,825,728.68 Minutes - 24 hours
0 reviews Cheapest Personal account manager
Ways to receive money in Vietnam with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 6320.2108 VND ₫51,825,728.68You payRM 8,200.00
Wise Pay via Bank transfer	Fee RM 77.78 1 MYR = 6337.0100 VND 0.00% vs mid-market	Recipient gets ₫51,470,589.00 Within minutes
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Vietnam with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 77.781 MYR = 6337.0100 VND ₫51,470,589.00You payRM 8,200.00

Wise Pay via FPX	Fee RM 77.78 1 MYR = 6337.0100 VND 0.00% vs mid-market	Recipient gets ₫51,470,589.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Vietnam with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 77.781 MYR = 6337.0100 VND ₫51,470,589.00You payRM 8,200.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee RM 0.00 1 MYR = 6210.1895 VND +2.03% vs mid-market	Recipient gets ₫50,923,553.57 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Vietnam with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 MYR = 6210.1895 VND ₫50,923,553.57You payRM 8,200.00 Cash pickupMinutes - 2 days RM 2.991 MYR = 6210.1895 VND ₫50,904,985.11You payRM 8,200.00
How Our Results Work Mid-market rate: 1 MYR = 6337.3216 VND Updates every 60 minutes.

Why compare

MYR/VND exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to Vietnam

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 29 of the 29 days it quoted RM8,200 transfers to Vietnam.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer, fpx, and debit card.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Vietnam.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Vietnam?

How much MYR you send to Vietnam heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.


RM 1,000	-0.01%	RM 17.08	₫6,230,946.00with bank transfer to bank deposit	+₫7,182.99
RM 5,000	0.07%	RM 32.50	₫31,463,251.00with fpx to bank deposit	+₫151,213.96
RM 8,200This page	0.27%	RM 0.00	₫51,825,728.68with bank transfer to bank deposit	+₫403,113.62
RM 10,000	0.27%	RM 0.00	₫63,199,663.10with bank transfer to bank deposit	+₫484,925.18

Mid-market rate: 1 MYR = 6337.3216 VND

MYR/VND Exchange Rate History

Is today a good time to send money from Malaysia to Vietnam?

The cheapest way to send MYR to VND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to Vietnam.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more VND per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of VND on every transfer from Malaysia.

Right now, Regency FX pays 51,825,728.68 VND on 8,200 MYR, which is 140,308.3 VND less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 52,065,970.73 VND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Vietnam.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 45 comparisons
Cheapest every time
WiseAppeared in 91 comparisons
Cheapest in 36% of them
WorldRemitAppeared in 57 comparisons
Never the cheapest

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 36% of its comparisons, so it's rarely the cheapest option for transfers to Vietnam.

Ways to send money from Malaysia to Vietnam

There are 5 ways to send money from Malaysia to Vietnam across 3 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 77.78 and 0% markup to send MYR 8,200 and your recipient gets ₫51,470,589 in within minutes.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Vietnam.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/VND exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Vietnam, tuition fees, or moving savings from Malaysia to Vietnam.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Vietnam, or travel there often.

Wise lets you hold MYR and VND in one account, and convert between them when you need.

When converting MYR to VND, 8,200 MYR will get you 51,470,589 VND (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive VND in Vietnam

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 51,825,728.68 VND.

You can fund your transfer in MYR through bank transfer, fpx, and debit card.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Vietnam.

The processing fee may include SST, so double check the final VND amount first.

The recipient can receive VND through bank deposit and cash pickup.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Vietnam.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

₫51,825,729

Cheapest
2

Fpx Bank deposit

You pay RM8,200.00

₫51,470,589

-₫355,140
3

Debit card Bank deposit

You pay RM8,200.00

₫50,923,554

-₫902,175
4

Debit card Cash pickup

You pay RM8,200.00

₫50,904,985

-₫920,744

Things to check before sending MYR to Vietnam

Here are a few things to know about money transfers from Malaysia to Vietnam.

Best ways to send MYR to Vietnam

For a RM 8,200 transfer, these are the best options:

Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 51,825,728.68 VND, which is 0.69% more than the next best option.
Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 51,470,589 VND in within minutes.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 3 of them on MYR to Vietnam, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/VND transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Malaysia

Send money to Vietnam

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6366.6987	–	₫52,206,929.44
Regency FX Cheapest	6349.5086	RM 0.00	₫52,065,970.73	−₫140,958.71
Wise	6368.7300	RM 77.78	₫51,728,226.00	−₫478,703.44
WorldRemit	6233.6031	RM 0.00	₫51,115,545.50	−₫1,091,383.94

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6362.7175	–	₫52,174,283.80
Regency FX Cheapest	6345.5382	RM 0.00	₫52,033,413.23	−₫140,870.57
Wise	6362.6700	RM 77.78	₫51,679,006.00	−₫495,277.80
WorldRemit	6236.7342	RM 0.00	₫51,141,220.77	−₫1,033,063.03

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6359.4589	–	₫52,147,562.91
Regency FX Cheapest	6342.2884	RM 0.00	₫52,006,764.49	−₫140,798.42
Wise	6359.5000	RM 77.78	₫51,653,258.00	−₫494,304.91
WorldRemit	6232.9169	RM 0.00	₫51,109,918.66	−₫1,037,644.25

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6364.6371	–	₫52,190,024.63
Regency FX Cheapest	6347.4526	RM 0.00	₫52,049,111.56	−₫140,913.07
Wise	6364.5200	RM 77.78	₫51,694,032.00	−₫495,992.63
WorldRemit	6236.8179	RM 0.00	₫51,141,906.45	−₫1,048,118.18

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6361.3491	–	₫52,163,062.42
Regency FX Cheapest	6344.1734	RM 0.00	₫52,022,222.15	−₫140,840.27
Wise	6359.8100	RM 77.78	₫51,655,776.00	−₫507,286.42
WorldRemit No quote collected this day	–	–	–	–

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6363.1226	–	₫52,177,605.11
Regency FX Cheapest	6345.9421	RM 0.00	₫52,036,725.57	−₫140,879.54
Wise	6361.4200	RM 77.78	₫51,668,853.00	−₫508,752.11
WorldRemit No quote collected this day	–	–	–	–

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6361.6558	–	₫52,165,577.77
Regency FX Cheapest	6344.4794	RM 0.00	₫52,024,730.71	−₫140,847.06
Wise No quote collected this day	–	–	–	–
WorldRemit No quote collected this day	–	–	–	–

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6358.5313	–	₫52,139,956.90
Regency FX Cheapest	6341.3633	RM 0.00	₫51,999,179.01	−₫140,777.89
Wise	6358.7600	RM 77.78	₫51,647,248.00	−₫492,708.90
WorldRemit No quote collected this day	–	–	–	–

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6345.8744	–	₫52,036,170.15
Regency FX Cheapest	6328.7405	RM 0.00	₫51,895,672.49	−₫140,497.66
Wise	6345.2300	RM 77.78	₫51,537,354.00	−₫498,816.15
WorldRemit No quote collected this day	–	–	–	–

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6321.9476	–	₫51,839,970.30
Regency FX Cheapest	6304.8783	RM 0.00	₫51,700,002.38	−₫139,967.92
Wise	6323.9600	RM 77.78	₫51,364,594.00	−₫475,376.30
WorldRemit No quote collected this day	–	–	–	–

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	6335.4500	RM 77.78	₫51,457,919.00	–
WorldRemit	6205.4827	RM 0.00	₫50,884,958.30	–
Regency FX No quote collected this day	–	–	–	–

Sun, 11 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6339.3648	–	₫51,982,791.43
Regency FX Cheapest	6322.2485	RM 0.00	₫51,842,437.90	−₫140,353.53
Wise	6335.4500	RM 77.78	₫51,457,919.00	−₫524,872.43
WorldRemit	6205.4827	RM 0.00	₫50,884,958.30	−₫1,097,833.13

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6342.0342	–	₫52,004,680.70
Regency FX Cheapest	6324.9107	RM 0.00	₫51,864,268.06	−₫140,412.64
Wise	6342.1900	RM 77.78	₫51,512,662.00	−₫492,018.70
WorldRemit No quote collected this day	–	–	–	–

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6340.4872	–	₫51,991,995.15
Regency FX Cheapest	6323.3679	RM 0.00	₫51,851,616.77	−₫140,378.38
Wise	6340.9600	RM 77.78	₫51,502,672.00	−₫489,323.15
WorldRemit No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6343.0179	–	₫52,012,746.44
Regency FX Cheapest	6325.8917	RM 0.00	₫51,872,312.02	−₫140,434.42
Wise	6343.0100	RM 77.78	₫51,519,323.00	−₫493,423.44
WorldRemit	6218.1257	RM 0.00	₫50,988,631.07	−₫1,024,115.37

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6340.2625	–	₫51,990,152.40
Regency FX Cheapest	6323.1438	RM 0.00	₫51,849,778.99	−₫140,373.41
Wise	6340.8500	RM 77.78	₫51,501,779.00	−₫488,373.40
WorldRemit	6213.1951	RM 0.00	₫50,948,199.90	−₫1,041,952.50

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6338.8989	–	₫51,978,970.99
Regency FX Cheapest	6321.7839	RM 0.00	₫51,838,627.77	−₫140,343.22
Wise	6339.2100	RM 77.78	₫51,488,458.00	−₫490,512.99
WorldRemit No quote collected this day	–	–	–	–

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6341.7111	–	₫52,002,031.33
Regency FX Cheapest	6324.5885	RM 0.00	₫51,861,625.85	−₫140,405.48
Wise	6341.1300	RM 77.78	₫51,504,053.00	−₫497,978.33
WorldRemit No quote collected this day	–	–	–	–

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6345.5113	–	₫52,033,192.80
Regency FX Cheapest	6328.3784	RM 0.00	₫51,892,703.18	−₫140,489.62
Wise	6345.6600	RM 77.78	₫51,540,847.00	−₫492,345.80
WorldRemit	6220.5916	RM 0.00	₫51,008,851.45	−₫1,024,341.35

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6338.4883	–	₫51,975,604.06
Regency FX Cheapest	6321.3744	RM 0.00	₫51,835,269.93	−₫140,334.13
Wise	6337.0900	RM 77.78	₫51,471,239.00	−₫504,365.06
WorldRemit	6212.2199	RM 0.00	₫50,940,202.77	−₫1,035,401.29

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6339.4963	–	₫51,983,869.91
Regency FX Cheapest	6322.3797	RM 0.00	₫51,843,513.47	−₫140,356.44
Wise	6339.7200	RM 77.78	₫51,492,601.00	−₫491,268.91
WorldRemit No quote collected this day	–	–	–	–

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6330.5764	–	₫51,910,726.38
Regency FX Cheapest	6313.4838	RM 0.00	₫51,770,567.42	−₫140,158.96
Wise	6329.9900	RM 77.78	₫51,413,571.00	−₫497,155.38
WorldRemit No quote collected this day	–	–	–	–

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6323.0779	–	₫51,849,238.44
Regency FX Cheapest	6306.0055	RM 0.00	₫51,709,245.50	−₫139,992.94
Wise	6322.6400	RM 77.78	₫51,353,873.00	−₫495,365.44
WorldRemit	6197.3712	RM 0.00	₫50,818,444.17	−₫1,030,794.27

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6325.7227	–	₫51,870,926.21
Regency FX Cheapest	6308.6433	RM 0.00	₫51,730,874.71	−₫140,051.50
Wise	6325.8200	RM 77.78	₫51,379,702.00	−₫491,224.21
WorldRemit No quote collected this day	–	–	–	–

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	6324.8217	–	₫51,863,538.00
Regency FX Cheapest	6307.7447	RM 0.00	₫51,723,506.44	−₫140,031.56
Wise	6324.6900	RM 77.78	₫51,370,524.00	−₫493,014.00
WorldRemit	6199.6449	RM 0.00	₫50,837,088.59	−₫1,026,449.41

How to send money to Vietnam from Malaysia with the best MYR-VND rate

Best companies for MYR/VND transfers