We’ve analysed and compared 10 money transfer companies below for PLN/THB transfers.
| 10 of 10 providers Last updated on 27 September 2026 | |||
| Based on 30,000 PLN transfer Best companies for PLN/THB transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 287,06 zł 1 PLN = 8.7003 THB -0.04% vs mid-market | Recipient gets 258.512,38 ฿ Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 287,06 zł1 PLN = 8.7003 THB 258.512,38 ฿You pay30.000,00 zł | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 8.5633 THB +1.54% vs mid-market | Recipient gets 256.899,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 8.5633 THB 256.899,00 ฿You pay30.000,00 zł | |||
Run a live search Showing top Poland to Thailand deals for 30,000 PLN. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to THB rates. | |||
Run a live search These companies offer multi-currency accounts for spending THB. We suggest doing a live search based on how much PLN you're planning to spend in Thailand. | |||
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 zł 1 PLN = 8.6748 THB +0.25% vs mid-market | Recipient gets 260.243,09 ฿ Minutes - 3 days | |
Ways to receive money in Thailand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 PLN = 8.6748 THB 260.243,09 ฿You pay30.000,00 zł | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 zł 1 PLN = 8.6730 THB +0.27% vs mid-market | Recipient gets 260.190,91 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 8.6730 THB 260.190,91 ฿You pay30.000,00 zł | |||
 TorFx Pay via Bank transfer | Fee 0,00 zł 1 PLN = 8.6704 THB +0.30% vs mid-market | Recipient gets 260.112,64 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 8.6704 THB 260.112,64 ฿You pay30.000,00 zł | |||
 CurrencyFair Pay via Bank transfer | Fee 14,37 zł 1 PLN = 8.6422 THB +0.63% vs mid-market | Recipient gets 259.141,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 14,37 zł1 PLN = 8.6422 THB 259.141,00 ฿You pay30.000,00 zł | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 zł 1 PLN = 8.6375 THB +0.68% vs mid-market | Recipient gets 259.125,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 8.6375 THB 259.125,00 ฿You pay30.000,00 zł | |||
 TapTap Send Pay via Debit card | Fee 0,00 zł 1 PLN = 8.6300 THB +0.77% vs mid-market | Recipient gets 258.900,00 ฿ Minutes | |
Ways to receive money in Thailand with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 PLN = 8.6300 THB 258.900,00 ฿You pay30.000,00 zł | |||
| Wise Pay via Bank transfer | Fee 287,06 zł 1 PLN = 8.7003 THB -0.04% vs mid-market | Recipient gets 258.512,38 ฿ Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 287,06 zł1 PLN = 8.7003 THB 258.512,38 ฿You pay30.000,00 zł | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 zł 1 PLN = 8.5748 THB +1.40% vs mid-market | Recipient gets 257.242,80 ฿ Minutes - 2 days | |
Ways to receive money in Thailand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 PLN = 8.5748 THB 257.242,80 ฿You pay30.000,00 zł | |||
| Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 8.5633 THB +1.54% vs mid-market | Recipient gets 256.899,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 8.5633 THB 256.899,00 ฿You pay30.000,00 zł | |||
| Xe Pay via Bank transfer | Fee 0,00 zł 1 PLN = 8.5633 THB +1.54% vs mid-market | Recipient gets 256.899,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 8.5633 THB 256.899,00 ฿You pay30.000,00 zł | |||
| Xe Pay via Credit card | Fee 0,00 zł 1 PLN = 8.5633 THB +1.54% vs mid-market | Recipient gets 256.899,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 8.5633 THB 256.899,00 ฿You pay30.000,00 zł | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 595,00 zł 1 PLN = 8.6391 THB +0.66% vs mid-market | Recipient gets 254.031,33 ฿ Within minutes | |
Ways to receive money in Thailand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 595,00 zł1 PLN = 8.6391 THB 254.031,33 ฿You pay30.000,00 zł | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 1.240,00 zł 1 PLN = 8.6391 THB +0.66% vs mid-market | Recipient gets 248.459,14 ฿ Within minutes | |
Ways to receive money in Thailand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 1.240,00 zł1 PLN = 8.6391 THB 248.459,14 ฿You pay30.000,00 zł | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 PLN = 8.6965 THB Updates every 60 minutes. | |||
Transfer details
Start with the cheapest option, which is Key Currency. It will get you the most THB on a PLN 30,000 transfer.
This heavily depends on how much you send, so I suggest to get the best PLN/THB rate.
You can fund your transfer to Thailand using bank transfer, debit card, and credit card.
Depending on the transfer company, you can use BLIK, which is the quickest and easiest.
Before you send, you'll need to verify your account.
You'll need a photo ID and your PESEL.
10 companies send money from Poland to Thailand, across broker, app, multi-currency account, online, and global account, and more.
Simplest way to send PLN
Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.
TapTap Send charges 0 PLN on a zł30,000 transfer and delivers 258,900 THB in minutes, straight to the recipient's bank card or account.
Mid-size and one-off transfers
Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.
Online services like Wise move money inside their own network instead, which is much cheaper and gets you more THB.
The cheapest way to send money online from Poland to Thailand is via Wise.
Sending 30,000 PLN gets you 258,512.38 THB (after 287.06 fee and -0.04% markup).
Converting and spending
Multi currency accounts let you hold PLN and THB in one account.
This is useful for travelling to Thailand, getting paid in THB, or pre-converting when PLN/THB rate is good.
You can convert between them whenever you want, and once you have THB there are no fees after.
The best multi-currency account for holding PLN and THB is Currencies Direct.
For example, it converts zł30,000 at 0.68% markup and small fee.
For freelancers and businesses
Global accounts are for Polish companies doing business abroad.
Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 260,243.09 THB.
Deposit PLN through bank transfer, debit card, and credit card.
They can receive THB via bank deposit.
You pay zł30,000.00
฿260,243
Cheapest
You pay zł30,000.00
฿258,900
-฿1,343
You pay zł30,000.00
฿256,899
-฿3,344
There are a few nuances when sending money from Poland to Thailand.
For a 30,000 PLN transfer to Thailand, these are the cheapest, fastest and easiest options.
Cheapest way to send money to Thailand
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 260,243.09 THB, which is 0.02% more than the next best option.
Fastest way to send money to Thailand
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 254,031.33 THB, with the money arriving in within minutes.
Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.
BLIK by itself cannot move money outside the country.
Sending money abroad is not itself a Polish tax charge.
A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.
The closest family group can qualify for a full exemption.
Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.
The Polish tax authority explains the exemption and current filing conditions.
BFG deposit protection applies to eligible bank deposits.
A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.
Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.
A small change in the PLN/THB rate can make a difference to the amount received, especially on regular transfers to Thailand.
Mid-market rate:1 PLN = 8.737768 THB
Every company here is KNF-registered or passported into Poland, and we check that before anything else.
We track 10 of them on PLN to Thailand in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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