How to send money to Thailand from Australia with the best AUD-THB rate

Of the 12 companies we analysed, Xe is the cheapest app overall for sending $2,000 to Thailand.

On a 2,000 AUD transfer it will get your recipient 47,559.58 THB.

Best companies for AUD/THB transfers

14 of 14 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/THB exchange rates from our comparisons.

Based on 2,000 AUD transfer

Best companies for AUD/THB transfers

All money transfer offers for AUD/THB transfers, sorted by most THB received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
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Wise

Wise

Pay via Bank Transfer
Fees: $14.66 1 AUD = 23.7328 THB +0.01% vs mid-market Recipient gets ฿47,117.68 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$14.661 AUD = 23.7328 THB
฿47,117.68You pay$2,000.00
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MoneyGram

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 23.5102 THB +0.95% vs mid-market Recipient gets ฿47,020.40 6-12 Hours

Ways to receive money in Thailand with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Most Banks
$2.991 AUD = 23.5102 THB
฿47,020.40You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 23.1722 THB
฿46,344.40You pay$2,003.99

Run a live search

Showing top Australia to Thailand deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Xe

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.7798 THB -0.19% vs mid-market Recipient gets ฿47,559.58 6-12 Hours
CheapestUsing Bank Transfer with Xe is the cheapest way to send money to Thailand from Australia.
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.7798 THB
฿47,559.58You pay$2,000.00
Instarem

Instarem

Pay via PayID
Fees: $0.00 1 AUD = 23.7200 THB +0.06% vs mid-market Recipient gets ฿47,440.00 6-12 Hours
Receive to bank account

Ways to receive money in Thailand with Instarem when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.7200 THB
฿47,440.00You pay$2,000.00
Instarem

Instarem

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.7200 THB +0.06% vs mid-market Recipient gets ฿47,440.00 6-12 Hours
Receive to bank account

Ways to receive money in Thailand with Instarem when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.7200 THB
฿47,440.00You pay$2,000.00
Xe

Xe

Pay via Debit Card
Fees: $6.00 1 AUD = 23.7798 THB -0.19% vs mid-market Recipient gets ฿47,416.90 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$6.001 AUD = 23.7798 THB
฿47,416.90You pay$2,000.00
Remitly

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 23.6200 THB +0.48% vs mid-market Recipient gets ฿47,240.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Thailand with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 23.6200 THB
฿47,240.00You pay$2,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 23.6395 THB +0.40% vs mid-market Recipient gets ฿47,208.15 Within minutes
FastestRevolut with Bank Transfer deposit is the fastest way to send AUD to Thailand.
Receive to bank account

Ways to receive money in Thailand with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 23.6395 THB
฿47,208.15You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Xe

Pay via Credit Card
Fees: $15.00 1 AUD = 23.7798 THB -0.19% vs mid-market Recipient gets ฿47,202.88 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$15.001 AUD = 23.7798 THB
฿47,202.88You pay$2,000.00
OFX

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.5797 THB +0.65% vs mid-market Recipient gets ฿47,159.50 6-12 Hours
Receive to bank account

Ways to receive money in Thailand with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.5797 THB
฿47,159.50You pay$2,000.00
Wise

Wise

Pay via Bank Transfer
Fees: $14.66 1 AUD = 23.7328 THB +0.01% vs mid-market Recipient gets ฿47,117.68 Within minutes
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Australia to Thailand.
Receive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$14.661 AUD = 23.7328 THB
฿47,117.68You pay$2,000.00
Wise

Wise

Pay via Osko
Fees: $14.66 1 AUD = 23.7328 THB +0.01% vs mid-market Recipient gets ฿47,117.68 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$14.661 AUD = 23.7328 THB
฿47,117.68You pay$2,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 23.5102 THB +0.95% vs mid-market Recipient gets ฿47,020.40 6-12 Hours

Ways to receive money in Thailand with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Most Banks
$2.991 AUD = 23.5102 THB
฿47,020.40You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 23.1722 THB
฿46,344.40You pay$2,003.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via POLi
Fees: $2.99 1 AUD = 23.5102 THB +0.95% vs mid-market Recipient gets ฿47,020.40 6-12 Hours

Ways to receive money in Thailand with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Most Banks
$2.991 AUD = 23.5102 THB
฿47,020.40You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 23.1722 THB
฿46,344.40You pay$2,003.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit Card
Fees: $32.99 1 AUD = 23.5102 THB +0.95% vs mid-market Recipient gets ฿47,020.40 6-12 Hours

Ways to receive money in Thailand with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Most Banks
$32.991 AUD = 23.5102 THB
฿47,020.40You pay$2,032.99
Cash pickup6-12 Hours
$32.991 AUD = 23.1722 THB
฿46,344.40You pay$2,032.99
Wise

Wise

Pay via Debit Card
Fees: $20.17 1 AUD = 23.7328 THB +0.01% vs mid-market Recipient gets ฿46,986.91 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$20.171 AUD = 23.7328 THB
฿46,986.91You pay$2,000.00
Western Union

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 23.4595 THB +1.16% vs mid-market Recipient gets ฿46,918.93 Next Day
Receive to bank account or cash pickup

Ways to receive money in Thailand with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 23.4595 THB
฿46,918.93You pay$2,000.00
Western Union

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.4595 THB +1.16% vs mid-market Recipient gets ฿46,918.93 Next Day
Receive to bank account or cash pickup

Ways to receive money in Thailand with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 23.4595 THB
฿46,918.93You pay$2,000.00
Instarem

Instarem

Pay via Debit Card
Fees: $24.00 1 AUD = 23.7200 THB +0.06% vs mid-market Recipient gets ฿46,870.72 6-12 Hours
Receive to bank account

Ways to receive money in Thailand with Instarem when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$24.001 AUD = 23.7200 THB
฿46,870.72You pay$2,000.00
Instarem

Instarem

Pay via Credit Card
Fees: $24.00 1 AUD = 23.7200 THB +0.06% vs mid-market Recipient gets ฿46,870.72 6-12 Hours
Receive to bank account

Ways to receive money in Thailand with Instarem when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$24.001 AUD = 23.7200 THB
฿46,870.72You pay$2,000.00
TapTap Send

TapTap Send

Pay via Debit Card
Fees: $0.00 1 AUD = 23.4000 THB +1.42% vs mid-market Recipient gets ฿46,800.00 Minutes
Receive to bank account

Ways to receive money in Thailand with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AUD = 23.4000 THB
฿46,800.00You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.3755 THB +1.52% vs mid-market Recipient gets ฿46,751.00 6-12 Hours

Ways to receive money in Thailand with Ria Money Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.3755 THB
฿46,751.00You pay$2,000.00
Cash pickup6-12 Hours
Free1 AUD = 22.8121 THB
฿45,624.20You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Mobile wallet
Fees: $0.00 1 AUD = 23.3755 THB +1.52% vs mid-market Recipient gets ฿46,751.00 6-12 Hours

Ways to receive money in Thailand with Ria Money Transfer when paying by mobile wallet.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.3755 THB
฿46,751.00You pay$2,000.00
Cash pickup6-12 Hours
Free1 AUD = 22.8121 THB
฿45,624.20You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 23.3755 THB +1.52% vs mid-market Recipient gets ฿46,683.44 6-12 Hours

Ways to receive money in Thailand with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 23.3755 THB
฿46,683.44You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 22.8121 THB
฿45,558.27You pay$2,000.00
Ria Money Transfer

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 23.3755 THB +1.52% vs mid-market Recipient gets ฿46,683.44 6-12 Hours

Ways to receive money in Thailand with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 23.3755 THB
฿46,683.44You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 22.8121 THB
฿45,558.27You pay$2,000.00
Wise

Wise

Pay via Credit Card
Fees: $33.62 1 AUD = 23.7328 THB +0.01% vs mid-market Recipient gets ฿46,667.70 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$33.621 AUD = 23.7328 THB
฿46,667.70You pay$2,000.00
Moneycorp

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.3068 THB +1.80% vs mid-market Recipient gets ฿46,613.62 Next Day

Ways to receive money in Thailand with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 23.3068 THB
฿46,613.62You pay$2,000.00
Panda Remit

Panda Remit

Pay via Bank Transfer
Fees: $5.99 1 AUD = 23.3431 THB +1.66% vs mid-market Recipient gets ฿46,546.37 6-12 Hours
0 reviews

Ways to receive money in Thailand with Panda Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$5.991 AUD = 23.3431 THB
฿46,546.37You pay$2,000.00
NAB

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.1415 THB +2.53% vs mid-market Recipient gets ฿46,282.95 3-5 Days
0 reviews

Ways to receive money in Thailand with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 23.1415 THB
฿46,282.95You pay$2,000.00
Orbit Remit

Orbit Remit

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.1380 THB +2.54% vs mid-market Recipient gets ฿46,275.98 2 Days

Ways to receive money in Thailand with Orbit Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 23.1380 THB
฿46,275.98You pay$2,000.00
Remitly

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 23.1200 THB +2.62% vs mid-market Recipient gets ฿46,240.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Thailand with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 23.1200 THB
฿46,240.00You pay$2,000.00
Remitly

Remitly

Pay via Credit Card
Fees: $20.00 1 AUD = 23.1200 THB +2.62% vs mid-market Recipient gets ฿46,240.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Thailand with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 AUD = 23.1200 THB
฿46,240.00You pay$2,020.00
How Our Results Work
Mid-market rate: 1 AUD = 23.734020 THB Updates every 60 minutes.

How to send money from Australia to Thailand

Pick a company

Start with the cheapest, which is Xe at 47,559.58 THB on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 8 ways to pay, including bank transfer, debit card, credit card, payid, payto, osko, poli, and mobile wallet.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to Thailand

12 money transfer companies let you send money from Australia to Thailand.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Thailand.

For example, sending $500 with Xe will get you 47,559.58 THB after a $0 fee and -0.19% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Xe takes $0 in fees and -0.19% markup on a $0 transfer, and your THB arrives in 6-12 hours.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get -0.19% on AUD/THB, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in THB, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and THB in one account, and convert when the rate suits you.

Revolut converts $2,000 at 0.4% markup, and the THB sits in your account until you spend or transfer it.

Most useful if you travel often to Thailand, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 2.53% markup and delivers 46,282.95 THB, against 47,559.58 THB via Xe (the cheapest option).

Ways to fund AUD and receive money in Thailand

With Xe, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 47,559.58 THB.

You can fund the transfer with bank transfer, debit card, credit card, payid, payto, osko, poli, and mobile wallet.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Thailand can collect THB through bank deposit and cash pickup.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Thailand.

  1. 1
    Bank transfer Bank deposit

    You pay $2,000.00

    ฿47,560

    Cheapest

  2. 2
    Payid Bank deposit

    You pay $2,000.00

    ฿47,440

    -฿120

  3. 3
    Debit card Bank deposit

    You pay $2,000.00

    ฿47,417

    -฿143

  4. 4
    Payto Bank deposit

    You pay $2,000.00

    ฿47,240

    -฿320

  5. 5
    Credit card Bank deposit

    You pay $2,000.00

    ฿47,203

    -฿357

Show moreShow less
  1. 6
    Osko Bank deposit

    You pay $2,000.00

    ฿47,118

    -฿442

  2. 7
    Poli Bank deposit

    You pay $2,002.99

    ฿47,020

    -฿539

  3. 8
    Mobile wallet Bank deposit

    You pay $2,000.00

    ฿46,751

    -฿809

  4. 9
    Debit card Cash pickup

    You pay $2,003.99

    ฿46,344

    -฿1,215

  5. 10
    Credit card Cash pickup

    You pay $2,032.99

    ฿46,344

    -฿1,215

  6. 11
    Poli Cash pickup

    You pay $2,003.99

    ฿46,344

    -฿1,215

  7. 12
    Bank transfer Cash pickup

    You pay $2,000.00

    ฿45,624

    -฿1,935

  8. 13
    Mobile wallet Cash pickup

    You pay $2,000.00

    ฿45,624

    -฿1,935

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Thailand, these are the best options right now:

Cheapest

Xe is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 47,559.58 THB, which is 0.25% more than the next best option.

Fastest

Revolut delivers 47,208.15 THB in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Thailand.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Thailand.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-THB Exchange Rate

Getting a better AUD to THB rate

Small changes in the AUD/THB rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 23.697886 THB

How we analyse the market

We track 12 companies sending AUD to Thailand, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.