How to send money to Thailand from Australia with the best AUD-THB rate

Of the 14 companies we analysed, Remitly is the cheapest app overall for sending A$2,000 to Thailand.

On a 2,000 AUD transfer it will get your recipient 47,520 THB.

Best companies for AUD/THB transfers

14 of 14 providers

Last updated on 28 October 2026

Based on 2,000 AUD transfer

Best companies for AUD/THB transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $14.66 1 AUD = 23.7576 THB 0.00% vs mid-market Recipient gets ฿47,166.91 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$14.661 AUD = 23.7576 THB
฿47,166.91You pay$2,000.00
Ad

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 23.5417 THB +0.91% vs mid-market Recipient gets ฿47,083.36 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.5417 THB
฿47,083.36You pay$2,000.00

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Showing top Australia to Thailand deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 23.7600 THB -0.01% vs mid-market Recipient gets ฿47,520.00 Within a week
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Thailand with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 AUD = 23.7600 THB
฿47,520.00You pay$2,000.00

Instarem

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.7400 THB +0.07% vs mid-market Recipient gets ฿47,480.00 6-12 Hours
Receive to bank account

Ways to receive money in Thailand with Instarem when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.7400 THB
฿47,480.00You pay$2,000.00

TapTap Send

Pay via Debit Card
Fees: $0.00 1 AUD = 23.7000 THB +0.24% vs mid-market Recipient gets ฿47,400.00 Minutes
Receive to bank account

Ways to receive money in Thailand with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AUD = 23.7000 THB
฿47,400.00You pay$2,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 23.6676 THB +0.37% vs mid-market Recipient gets ฿47,264.13 Within minutes
Fastest
Receive to bank account

Ways to receive money in Thailand with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 23.6676 THB
฿47,264.13You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Currencies Direct

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.6077 THB +0.63% vs mid-market Recipient gets ฿47,215.40 6-12 Hours
Receive to bank account

Ways to receive money in Thailand with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.6077 THB
฿47,215.40You pay$2,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.6021 THB +0.65% vs mid-market Recipient gets ฿47,204.16 6-12 Hours
Receive to bank account

Ways to receive money in Thailand with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.6021 THB
฿47,204.16You pay$2,000.00

Wise

Pay via Bank Transfer
Fees: $14.66 1 AUD = 23.7576 THB 0.00% vs mid-market Recipient gets ฿47,166.91 Within minutes
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$14.661 AUD = 23.7576 THB
฿47,166.91You pay$2,000.00

Wise

Pay via Osko
Fees: $14.66 1 AUD = 23.7576 THB 0.00% vs mid-market Recipient gets ฿47,166.91 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$14.661 AUD = 23.7576 THB
฿47,166.91You pay$2,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 23.5708 THB +0.78% vs mid-market Recipient gets ฿47,141.67 Next Day
Receive to bank account or cash pickup

Ways to receive money in Thailand with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 23.5708 THB
฿47,141.67You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.5708 THB +0.78% vs mid-market Recipient gets ฿47,141.67 Next Day
Receive to bank account or cash pickup

Ways to receive money in Thailand with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 23.5708 THB
฿47,141.67You pay$2,000.00

Panda Remit

Pay via Bank Transfer
Fees: $5.99 1 AUD = 23.6353 THB +0.51% vs mid-market Recipient gets ฿47,129.02 6-12 Hours
0 reviews

Ways to receive money in Thailand with Panda Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$5.991 AUD = 23.6353 THB
฿47,129.02You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 23.5497 THB +0.87% vs mid-market Recipient gets ฿47,099.40 6-12 Hours

Ways to receive money in Thailand with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Most Banks
$2.991 AUD = 23.5497 THB
฿47,099.40You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 23.2698 THB
฿46,539.60You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $2.99 1 AUD = 23.5497 THB +0.87% vs mid-market Recipient gets ฿47,099.40 6-12 Hours

Ways to receive money in Thailand with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Most Banks
$2.991 AUD = 23.5497 THB
฿47,099.40You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 23.2698 THB
฿46,539.60You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $2.99 1 AUD = 23.5497 THB +0.87% vs mid-market Recipient gets ฿47,099.40 6-12 Hours

Ways to receive money in Thailand with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:Most Banks
$2.991 AUD = 23.5497 THB
฿47,099.40You pay$2,002.99
Cash pickup6-12 Hours
$3.991 AUD = 23.2698 THB
฿46,539.60You pay$2,003.99

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 23.5417 THB +0.91% vs mid-market Recipient gets ฿47,083.36 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.5417 THB
฿47,083.36You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.5417 THB +0.91% vs mid-market Recipient gets ฿47,083.36 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.5417 THB
฿47,083.36You pay$2,000.00

Xe

Pay via Credit Card
Fees: $0.00 1 AUD = 23.5417 THB +0.91% vs mid-market Recipient gets ฿47,083.36 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 23.5417 THB
฿47,083.36You pay$2,000.00

OrbitRemit

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.5217 THB +0.99% vs mid-market Recipient gets ฿47,043.42 2 Days

Ways to receive money in Thailand with OrbitRemit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 23.5217 THB
฿47,043.42You pay$2,000.00

Wise

Pay via Debit Card
Fees: $20.17 1 AUD = 23.7576 THB 0.00% vs mid-market Recipient gets ฿47,036.01 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$20.171 AUD = 23.7576 THB
฿47,036.01You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 23.5100 THB +1.04% vs mid-market Recipient gets ฿47,020.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Thailand with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 23.5100 THB
฿47,020.00You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $0.00 1 AUD = 23.5100 THB +1.04% vs mid-market Recipient gets ฿47,020.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Thailand with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 23.5100 THB
฿47,020.00You pay$2,000.00

Instarem

Pay via Debit Card
Fees: $24.00 1 AUD = 23.7400 THB +0.07% vs mid-market Recipient gets ฿46,910.24 6-12 Hours
Receive to bank account

Ways to receive money in Thailand with Instarem when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$24.001 AUD = 23.7400 THB
฿46,910.24You pay$2,000.00

Instarem

Pay via Credit Card
Fees: $24.00 1 AUD = 23.7400 THB +0.07% vs mid-market Recipient gets ฿46,910.24 6-12 Hours
Receive to bank account

Ways to receive money in Thailand with Instarem when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$24.001 AUD = 23.7400 THB
฿46,910.24You pay$2,000.00

Wise

Pay via Credit Card
Fees: $33.62 1 AUD = 23.7576 THB 0.00% vs mid-market Recipient gets ฿46,716.47 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$33.621 AUD = 23.7576 THB
฿46,716.47You pay$2,000.00

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.3289 THB +1.80% vs mid-market Recipient gets ฿46,657.76 Next Day

Ways to receive money in Thailand with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 23.3289 THB
฿46,657.76You pay$2,000.00

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 23.1620 THB +2.53% vs mid-market Recipient gets ฿46,324.09 3-5 Days
0 reviews

Ways to receive money in Thailand with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 23.1620 THB
฿46,324.09You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 23.7565 THB Updates every 60 minutes.

How to send money from Australia to Thailand

Pick a company

Start with the cheapest, which is Remitly at 47,520 THB on A$2,000.

Remitly was the cheapest on 12 of the 29 days it quoted A$2,000 transfers to Thailand.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, payto, osko, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Thailand?

How much AUD you send to Thailand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 21% of the transfers up to A$2,000 it quoted, and in 29% of all the transfers it quoted.

Cheapest service
$1,000-2.05%$0.00฿24,279.78with debit card to bank deposit+฿700.49
$1,500-0.33%$0.00฿35,783.54with debit card to bank deposit+฿406.76
$2,000This page-0.01%$0.00฿47,520.00with payto to bank deposit+฿442.45
$3,0000.19%$0.00฿71,160.00with payto to bank deposit+฿581.56
$7,5000.30%$0.00฿177,820.42with bank transfer to bank deposit+฿1,052.98
$12,0000.25%$0.00฿284,704.28with bank transfer to bank deposit+฿1,622.34
$15,0000.25%$0.00฿355,839.84with bank transfer to bank deposit+฿2,107.32
$50,0000.20%$0.00฿1,187,382.08with bank transfer to bank deposit+฿5,648.18
$100,0000.20%$0.00฿2,373,316.95with bank transfer to bank deposit+฿10,389.11
$250,0000.15%$0.00฿5,936,264.98with bank transfer to bank deposit+฿28,418.70
$500,0000.15%$0.00฿11,862,523.48with bank transfer to bank deposit+฿43,879.55

Mid-market rate: 1 AUD = 23.7565 THB

AUD/THB Exchange Rate History

Is today a good time to send money from Australia to Thailand?

The cheapest way to send AUD to THB can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 2,000 AUD transfers to Thailand.

THB received for $2,000, after fees

Wed, 28 Oct 2026Mid-market rate฿47,513.00 Remitly ฿47,520.00 NAB ฿46,324.09Remitly฿47,520.00Instarem฿47,480.00TapTap Send฿47,400.00Extra cost of a bank฿1,195.91

44,500
45,000
45,500
46,000
46,500
47,000
47,500
48,000
At the mid-market rateWith the cheapest optionWith a bankRemitlyInstaremTapTap Send
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.4675 – ฿46,935.07
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿185.18
Remitly 23.3700 $0.00 ฿46,740.00 −฿195.07
Instarem 23.4600 $24.00 ฿46,356.96 −฿578.11
TapTap Send 23.1500 $0.00 ฿46,300.00 −฿635.07
NAB 22.7751 $0.00 ฿45,550.15 −฿1,384.92
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.3858 – ฿46,771.55
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿348.70
Instarem 23.3700 $0.00 ฿46,740.00 −฿31.55
Remitly 23.2600 $0.00 ฿46,520.00 −฿251.55
TapTap Send 23.1500 $0.00 ฿46,300.00 −฿471.55
NAB 22.7820 $0.00 ฿45,563.92 −฿1,207.63
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.3694 – ฿46,738.87
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿381.38
Instarem 23.3700 $0.00 ฿46,740.00 +฿1.13
Remitly 23.2300 $0.00 ฿46,460.00 −฿278.87
TapTap Send 23.2000 $0.00 ฿46,400.00 −฿338.87
NAB 22.7820 $0.00 ฿45,563.92 −฿1,174.95
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.2977 – ฿46,595.41
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿524.84
Instarem 23.2800 $0.00 ฿46,560.00 −฿35.41
TapTap Send 23.2000 $0.00 ฿46,400.00 −฿195.41
Remitly 23.1600 $0.00 ฿46,320.00 −฿275.41
NAB 22.6972 $0.00 ฿45,394.39 −฿1,201.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.2263 – ฿46,452.52
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿667.73
Instarem 23.2867 $0.00 ฿46,573.40 +฿120.88
Remitly 23.1900 $0.00 ฿46,380.00 −฿72.52
TapTap Send 23.1000 $0.00 ฿46,200.00 −฿252.52
NAB 22.4572 $0.00 ฿44,914.40 −฿1,538.12
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.2147 – ฿46,429.35
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿690.90
Instarem 23.2867 $0.00 ฿46,573.40 +฿144.05
Remitly 23.1900 $0.00 ฿46,380.00 −฿49.35
TapTap Send 23.1000 $0.00 ฿46,200.00 −฿229.35
NAB 22.4572 $0.00 ฿44,914.40 −฿1,514.95
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.3815 – ฿46,762.90
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿357.35
Instarem 23.3800 $0.00 ฿46,760.00 −฿2.90
Remitly 23.2400 $0.00 ฿46,480.00 −฿282.90
TapTap Send 23.1000 $0.00 ฿46,200.00 −฿562.90
NAB 22.7852 $0.00 ฿45,570.32 −฿1,192.58
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.4422 – ฿46,884.45
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿235.80
Remitly 23.3100 $0.00 ฿46,620.00 −฿264.45
TapTap Send 23.2000 $0.00 ฿46,400.00 −฿484.45
Instarem 23.4200 $24.00 ฿46,277.92 −฿606.53
NAB 22.8397 $0.00 ฿45,679.44 −฿1,205.01
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.4698 – ฿46,939.55
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿180.70
Instarem 23.4500 $0.00 ฿46,900.00 −฿39.55
Remitly 23.3200 $0.00 ฿46,640.00 −฿299.55
TapTap Send 23.2000 $0.00 ฿46,400.00 −฿539.55
NAB 22.8397 $0.00 ฿45,679.44 −฿1,260.11
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.3998 – ฿46,799.55
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿320.70
Remitly 23.2600 $0.00 ฿46,520.00 −฿279.55
TapTap Send 23.2500 $0.00 ฿46,500.00 −฿299.55
NAB 22.7998 $0.00 ฿45,599.60 −฿1,199.95
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.4185 – ฿46,836.90
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿283.35
Instarem 23.4000 $0.00 ฿46,800.00 −฿36.90
TapTap Send 23.3000 $0.00 ฿46,600.00 −฿236.90
Remitly 23.2800 $0.00 ฿46,560.00 −฿276.90
NAB 22.7998 $0.00 ฿45,599.60 −฿1,237.30
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.3730 – ฿46,746.09
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿374.16
Instarem 23.3566 $0.00 ฿46,713.20 −฿32.89
TapTap Send 23.3000 $0.00 ฿46,600.00 −฿146.09
Remitly 23.2600 $0.00 ฿46,520.00 −฿226.09
NAB 22.6100 $0.00 ฿45,220.00 −฿1,526.09
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.3730 – ฿46,746.09
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿374.16
TapTap Send 23.3000 $0.00 ฿46,600.00 −฿146.09
Remitly 23.2600 $0.00 ฿46,520.00 −฿226.09
NAB 22.6100 $0.00 ฿45,220.00 −฿1,526.09
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.4201 – ฿46,840.28
Panda Remit Cheapest 23.6309 $5.99 ฿47,120.25 +฿279.97
Instarem 23.4100 $0.00 ฿46,820.00 −฿20.28
TapTap Send 23.3000 $0.00 ฿46,600.00 −฿240.28
Remitly 23.2900 $0.00 ฿46,580.00 −฿260.28
NAB 22.8165 $0.00 ฿45,633.02 −฿1,207.26
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.3540 – ฿46,708.06
Remitly Cheapest 23.3600 $0.00 ฿46,720.00 +฿11.94
TapTap Send 23.3000 $0.00 ฿46,600.00 −฿108.06
NAB 22.7486 $0.00 ฿45,497.28 −฿1,210.78
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.5272 – ฿47,054.34
Instarem Cheapest 23.5200 $0.00 ฿47,040.00 −฿14.34
NAB 22.9171 $0.00 ฿45,834.10 −฿1,220.24
Remitly No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.2633 – ฿46,526.56
TapTap Send Cheapest 23.3000 $0.00 ฿46,600.00 +฿73.44
Remitly 23.2700 $0.00 ฿46,540.00 +฿13.44
NAB 22.9171 $0.00 ฿45,834.10 −฿692.46
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.2610 – ฿46,522.07
Remitly Cheapest 23.2600 $0.00 ฿46,520.00 −฿2.07
TapTap Send 23.2000 $0.00 ฿46,400.00 −฿122.07
Instarem 23.2500 $24.00 ฿45,942.00 −฿580.07
NAB 22.6678 $0.00 ฿45,335.62 −฿1,186.45
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.2911 – ฿46,582.24
Remitly Cheapest 23.2100 $0.00 ฿46,420.00 −฿162.24
TapTap Send 23.1500 $0.00 ฿46,300.00 −฿282.24
NAB 22.3986 $0.00 ฿44,797.20 −฿1,785.04
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.2911 – ฿46,582.24
Remitly Cheapest 23.2100 $0.00 ฿46,420.00 −฿162.24
Instarem 23.1868 $0.00 ฿46,373.60 −฿208.64
TapTap Send 23.1500 $0.00 ฿46,300.00 −฿282.24
NAB 22.3986 $0.00 ฿44,797.20 −฿1,785.04
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.4188 – ฿46,837.68
Remitly Cheapest 23.4200 $0.00 ฿46,840.00 +฿2.32
TapTap Send 23.1500 $0.00 ฿46,300.00 −฿537.68
NAB 22.7971 $0.00 ฿45,594.20 −฿1,243.48
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.5031 – ฿47,006.10
Remitly Cheapest 23.5000 $0.00 ฿47,000.00 −฿6.10
TapTap Send 23.3000 $0.00 ฿46,600.00 −฿406.10
Instarem 23.4900 $24.00 ฿46,416.24 −฿589.86
NAB 22.7971 $0.00 ฿45,594.20 −฿1,411.90
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.6088 – ฿47,217.64
Remitly Cheapest 23.6100 $0.00 ฿47,220.00 +฿2.36
Instarem 23.5900 $0.00 ฿47,180.00 −฿37.64
TapTap Send 23.5000 $0.00 ฿47,000.00 −฿217.64
NAB 22.9953 $0.00 ฿45,990.53 −฿1,227.11
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.6213 – ฿47,242.57
Remitly 23.6200 $0.00 ฿47,240.00 −฿2.57
Instarem Cheapest 23.6200 $0.00 ฿47,240.00 −฿2.57
TapTap Send 23.5000 $0.00 ฿47,000.00 −฿242.57
NAB 22.9709 $0.00 ฿45,941.73 −฿1,300.84
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.6993 – ฿47,398.54
Remitly 23.6800 $0.00 ฿47,360.00 −฿38.54
Instarem Cheapest 23.6800 $0.00 ฿47,360.00 −฿38.54
TapTap Send 23.5000 $0.00 ฿47,000.00 −฿398.54
NAB 22.9709 $0.00 ฿45,941.73 −฿1,456.81
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.5582 – ฿47,116.41
Remitly Cheapest 23.7500 $0.00 ฿47,500.00 +฿383.59
TapTap Send 23.6000 $0.00 ฿47,200.00 +฿83.59
NAB 22.9284 $0.00 ฿45,856.80 −฿1,259.61
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.5582 – ฿47,116.41
Remitly Cheapest 23.7500 $0.00 ฿47,500.00 +฿383.59
TapTap Send 23.5000 $0.00 ฿47,000.00 −฿116.41
NAB 22.9284 $0.00 ฿45,856.80 −฿1,259.61
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.7643 – ฿47,528.64
Remitly Cheapest 23.7700 $0.00 ฿47,540.00 +฿11.36
Instarem 23.7600 $0.00 ฿47,520.00 −฿8.64
TapTap Send 23.7500 $0.00 ฿47,500.00 −฿28.64
NAB 23.1483 $0.00 ฿46,296.62 −฿1,232.02
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.6795 – ฿47,358.97
Remitly Cheapest 23.6900 $0.00 ฿47,380.00 +฿21.03
Instarem 23.6700 $0.00 ฿47,340.00 −฿18.97
TapTap Send 23.6000 $0.00 ฿47,200.00 −฿158.97
NAB 23.0490 $0.00 ฿46,097.93 −฿1,261.04
Exchange rateFees:Recipient getsDifference
Mid-market rate 23.7565 – ฿47,513.00
Remitly Cheapest 23.7600 $0.00 ฿47,520.00 +฿7.00
Instarem 23.7400 $0.00 ฿47,480.00 −฿33.00
TapTap Send 23.7000 $0.00 ฿47,400.00 −฿113.00
NAB 23.1620 $0.00 ฿46,324.09 −฿1,188.91

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more THB per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 23 of the last 30 days.

Right now, Remitly pays 47,520 THB on 2,000 AUD, which is 7 THB more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 47,540 THB.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Thailand.

We've tracked 316 comparisons to check how often today's top companies were the cheapest across 11 amounts over the past month.

  1. RemitlyAppeared in 106 comparisons

    Cheapest in 29% of them

  2. InstaremAppeared in 46 comparisons

    Cheapest in 7% of them

  3. TapTap SendAppeared in 312 comparisons

    Cheapest in 6% of them

  4. NABAppeared in 117 comparisons

    Never the cheapest

Based on 316 comparisons across 11 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Australia to Thailand

14 money transfer companies let you send money from Australia to Thailand.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Thailand.

For example, sending A$2,000 with Remitly will get you 47,520 THB after a A$0 fee and -0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 13 of the 29 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Remitly takes A$0 in fees and -0.01% markup on a A$2,000 transfer, and your THB arrives in within a week.

Over the past month, Remitly was the cheapest app on 41% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Currencies Direct drops the fee entirely and works on margin instead.

With Currencies Direct you get 0.63% on AUD/THB, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Currencies Direct was the cheapest broker in 27% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in THB, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and THB in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.37% markup, and the THB sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 71% of days.

Most useful if you travel often to Thailand, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a A$2,000 transfer, a bank like NAB adds 2.53% markup and delivers 46,324.09 THB, against 47,520 THB via Remitly (the cheapest option).

We found NAB was the cheapest bank on 30 of the 30 days it appeared for this amount.

Ways to fund AUD and receive money in Thailand

With Remitly, paying by payto and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 47,520 THB.

Our data shows that Remitly gets your recipient 1,195.91 THB more than NAB, today's cheapest bank, on the same A$2,000.

You can fund the transfer with bank transfer, debit card, credit card, payto, osko, and poli.

Recipients in Thailand can collect THB through bank deposit and cash pickup.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Thailand.

  1. 1
    Payto Bank deposit

    You pay A$2,000.00

    ฿47,520

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay A$2,000.00

    ฿47,480

    -฿40

  3. 3
    Debit card Bank deposit

    You pay A$2,000.00

    ฿47,400

    -฿120

  4. 4
    Osko Bank deposit

    You pay A$2,000.00

    ฿47,167

    -฿353

  5. 5
    Credit card Bank deposit

    You pay A$2,002.99

    ฿47,099

    -฿421

Show moreShow less
  1. 6
    Poli Bank deposit

    You pay A$2,002.99

    ฿47,099

    -฿421

  2. 7
    Debit card Cash pickup

    You pay A$2,003.99

    ฿46,540

    -฿980

  3. 8
    Credit card Cash pickup

    You pay A$2,003.99

    ฿46,540

    -฿980

  4. 9
    Poli Cash pickup

    You pay A$2,003.99

    ฿46,540

    -฿980

Consider this before sending AUD to Thailand

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/THB transfer options

For a A$2,000 transfer to Thailand, these are the best options right now:

Cheapest

Remitly is cheapest when funded by payto with bank deposit for the payout. Your recipient gets 47,520 THB, which is 0.08% more than the next best option.

Fastest

Revolut delivers 47,264.13 THB in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Thailand.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Thailand.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 14 companies sending AUD to Thailand, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/THB transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.