Of the 15 companies we analysed, Panda Remit is the cheapest app overall for sending $2,000 to Thailand.
On a 2,000 AUD transfer it will get your recipient 47,120.25 THB.
| 15 of 15 providers Last updated on 28 September 2026 | |||
| Based on 2,000 AUD transfer Best companies for AUD/THB transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $14.66 1 AUD = 23.5650 THB 0.00% vs mid-market | Recipient gets ฿46,784.54 Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $14.661 AUD = 23.5650 THB ฿46,784.54You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 23.3683 THB +0.84% vs mid-market | Recipient gets ฿46,736.60 6-12 Hours | |
Ways to receive money in Thailand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Most Banks $2.991 AUD = 23.3683 THB ฿46,736.60You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 23.0052 THB ฿46,010.40You pay$2,003.99 | |||
Run a live search Showing top Australia to Thailand deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to THB rates. | |||
Run a live search These companies offer multi-currency accounts for spending THB. We suggest doing a live search based on how much AUD you're planning to spend in Thailand. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Panda Remit Pay via Bank Transfer | Fees: $5.99 1 AUD = 23.6309 THB -0.28% vs mid-market | Recipient gets ฿47,120.25 6-12 Hours | |
Ways to receive money in Thailand with Panda Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $5.991 AUD = 23.6309 THB ฿47,120.25You pay$2,000.00 | |||
 Instarem Pay via Bank Transfer | Fees: $0.00 1 AUD = 23.5500 THB +0.07% vs mid-market | Recipient gets ฿47,100.00 6-12 Hours | |
Ways to receive money in Thailand with Instarem when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 23.5500 THB ฿47,100.00You pay$2,000.00 | |||
 Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 23.5760 THB -0.04% vs mid-market | Recipient gets ฿47,083.87 6-12 Hours | |
Ways to receive money in Thailand with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 23.5760 THB ฿47,083.87You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 23.1398 THB ฿46,212.73You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 23.5760 THB -0.04% vs mid-market | Recipient gets ฿47,083.87 6-12 Hours | |
Ways to receive money in Thailand with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 23.5760 THB ฿47,083.87You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 23.1398 THB ฿46,212.73You pay$2,000.00 | |||
| Ria Money Transfer Pay via PayID | Fees: $2.89 1 AUD = 23.5760 THB -0.04% vs mid-market | Recipient gets ฿47,083.87 6-12 Hours | |
Ways to receive money in Thailand with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 23.5760 THB ฿47,083.87You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 23.1398 THB ฿46,212.73You pay$2,000.00 | |||
 Orbit Remit Pay via Bank Transfer | Fees: $0.00 1 AUD = 23.4963 THB +0.30% vs mid-market | Recipient gets ฿46,992.70 2 Days | |
Ways to receive money in Thailand with Orbit Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 23.4963 THB ฿46,992.70You pay$2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.00 1 AUD = 23.4768 THB +0.38% vs mid-market | Recipient gets ฿46,883.15 Within minutes | |
Ways to receive money in Thailand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 23.4768 THB ฿46,883.15You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Remitly Pay via PayTo | Fees: $0.00 1 AUD = 23.4400 THB +0.54% vs mid-market | Recipient gets ฿46,880.00 2 Days | |
Ways to receive money in Thailand with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 23.4400 THB ฿46,880.00You pay$2,000.00 | |||
 Currencies Direct Pay via Bank Transfer | Fees: $0.00 1 AUD = 23.4218 THB +0.61% vs mid-market | Recipient gets ฿46,843.60 6-12 Hours | |
Ways to receive money in Thailand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 23.4218 THB ฿46,843.60You pay$2,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 AUD = 23.4126 THB +0.65% vs mid-market | Recipient gets ฿46,825.27 6-12 Hours | |
Ways to receive money in Thailand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 23.4126 THB ฿46,825.27You pay$2,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 23.4115 THB +0.66% vs mid-market | Recipient gets ฿46,823.01 Next Day | |
Ways to receive money in Thailand with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 23.4115 THB ฿46,823.01You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 23.4115 THB +0.66% vs mid-market | Recipient gets ฿46,823.01 Next Day | |
Ways to receive money in Thailand with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 23.4115 THB ฿46,823.01You pay$2,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $14.66 1 AUD = 23.5650 THB 0.00% vs mid-market | Recipient gets ฿46,784.54 Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $14.661 AUD = 23.5650 THB ฿46,784.54You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $14.66 1 AUD = 23.5650 THB 0.00% vs mid-market | Recipient gets ฿46,784.54 Within minutes | |
Ways to receive money in Thailand with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $14.661 AUD = 23.5650 THB ฿46,784.54You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 23.3683 THB +0.84% vs mid-market | Recipient gets ฿46,736.60 6-12 Hours | |
Ways to receive money in Thailand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Most Banks $2.991 AUD = 23.3683 THB ฿46,736.60You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 23.0052 THB ฿46,010.40You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $2.99 1 AUD = 23.3683 THB +0.84% vs mid-market | Recipient gets ฿46,736.60 6-12 Hours | |
Ways to receive money in Thailand with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Most Banks $2.991 AUD = 23.3683 THB ฿46,736.60You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 23.0052 THB ฿46,010.40You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 23.3683 THB +0.84% vs mid-market | Recipient gets ฿46,736.60 6-12 Hours | |
Ways to receive money in Thailand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:Most Banks $32.991 AUD = 23.3683 THB ฿46,736.60You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 23.0052 THB ฿46,010.40You pay$2,032.99 | |||
| Wise Pay via Debit Card | Fees: $20.17 1 AUD = 23.5650 THB 0.00% vs mid-market | Recipient gets ฿46,654.69 Within minutes | |
Ways to receive money in Thailand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $20.171 AUD = 23.5650 THB ฿46,654.69You pay$2,000.00 | |||
 TapTap Send Pay via Debit Card | Fees: $0.00 1 AUD = 23.3000 THB +1.13% vs mid-market | Recipient gets ฿46,600.00 Minutes | |
Ways to receive money in Thailand with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 23.3000 THB ฿46,600.00You pay$2,000.00 | |||
| Instarem Pay via Debit Card | Fees: $24.00 1 AUD = 23.5500 THB +0.07% vs mid-market | Recipient gets ฿46,534.80 6-12 Hours | |
Ways to receive money in Thailand with Instarem when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $24.001 AUD = 23.5500 THB ฿46,534.80You pay$2,000.00 | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 23.2384 THB +1.40% vs mid-market | Recipient gets ฿46,476.84 6-12 Hours | |
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 23.2384 THB ฿46,476.84You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $33.62 1 AUD = 23.5650 THB 0.00% vs mid-market | Recipient gets ฿46,337.74 Within minutes | |
Ways to receive money in Thailand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $33.621 AUD = 23.5650 THB ฿46,337.74You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 23.2384 THB +1.40% vs mid-market | Recipient gets ฿46,337.41 6-12 Hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 23.2384 THB ฿46,337.41You pay$2,000.00 | |||
 Moneycorp Pay via Bank Transfer | Fees: $0.00 1 AUD = 23.1416 THB +1.80% vs mid-market | Recipient gets ฿46,283.25 Next Day | |
Ways to receive money in Thailand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 23.1416 THB ฿46,283.25You pay$2,000.00 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 23.2384 THB +1.40% vs mid-market | Recipient gets ฿46,128.26 6-12 Hours | |
Ways to receive money in Thailand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 23.2384 THB ฿46,128.26You pay$2,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 22.9500 THB +2.65% vs mid-market | Recipient gets ฿45,900.00 2 Days | |
Ways to receive money in Thailand with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 22.9500 THB ฿45,900.00You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 AUD = 22.9500 THB +2.65% vs mid-market | Recipient gets ฿45,900.00 2 Days | |
Ways to receive money in Thailand with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 22.9500 THB ฿45,900.00You pay$2,020.00 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 22.7751 THB +3.41% vs mid-market | Recipient gets ฿45,550.15 3-5 Days | |
Ways to receive money in Thailand with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 22.7751 THB ฿45,550.15You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 23.5658 THB Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Panda Remit at 47,120.25 THB on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including bank transfer, debit card, credit card, payid, payto, osko, and poli.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
How much AUD you send to Thailand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | -1.28% | $0.00 | ฿23,880.67with debit card to bank deposit | +฿573.66 | |
| $1,500 | -0.22% | $5.99 | ฿35,304.80with bank transfer to bank deposit | +฿318.72 | |
| $2,000This page | -0.28% | $5.99 | ฿47,120.25with bank transfer to bank deposit | +฿476.51 | |
| $3,000 | 0.28% | $0.00 | ฿70,489.05with bank transfer to bank deposit | +฿616.70 | |
| $7,500 | 0.30% | $0.00 | ฿176,360.84with bank transfer to bank deposit | +฿1,212.90 | |
| $12,000 | 0.25% | $0.00 | ฿282,318.85with bank transfer to bank deposit | +฿1,938.60 | |
| $15,000 | 0.25% | $0.00 | ฿352,793.93with bank transfer to bank deposit | +฿2,342.68 | |
| $100,000 | 0.20% | $0.00 | ฿2,352,172.63with bank transfer to bank deposit | +฿13,963.84 | |
| $250,000 | 0.15% | $0.00 | ฿5,887,539.17with bank transfer to bank deposit | +฿35,555.73 | |
| $500,000 | 0.15% | $0.00 | ฿11,763,705.93with bank transfer to bank deposit | +฿77,787.66 |
Mid-market rate: 1 AUD = 23.5658 THB
15 money transfer companies let you send money from Australia to Thailand.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Thailand.
For example, sending $500 with Panda Remit will get you 47,120.25 THB after a $5.99 fee and -0.28% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Panda Remit takes $5.99 in fees and -0.28% markup on a $5.99 transfer, and your THB arrives in 6-12 hours.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like Currencies Direct drops the fee entirely and works on margin instead.
With Currencies Direct you get 0.61% on AUD/THB, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in THB, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and THB in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.38% markup, and the THB sits in your account until you spend or transfer it.
Most useful if you travel often to Thailand, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 3.41% markup and delivers 45,550.15 THB, against 47,120.25 THB via Panda Remit (the cheapest option).
With Panda Remit, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 47,120.25 THB.
You can fund the transfer with bank transfer, debit card, credit card, payid, payto, osko, and poli.
You can pay with payid
Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.
Recipients in the Thailand can collect THB through bank deposit and cash pickup.
They can collect cash via Ria Money Transfer
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Thailand.
You pay $2,000.00
฿47,120
Cheapest
You pay $2,000.00
฿47,084
-฿36
You pay $2,000.00
฿47,084
-฿36
You pay $2,000.00
฿47,084
-฿36
You pay $2,000.00
฿46,880
-฿240
You pay $2,000.00
฿46,785
-฿336
You pay $2,002.99
฿46,737
-฿384
You pay $2,000.00
฿46,213
-฿908
You pay $2,000.00
฿46,213
-฿908
You pay $2,000.00
฿46,213
-฿908
You pay $2,003.99
฿46,010
-฿1,110
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Thailand, these are the best options right now:
Cheapest
Panda Remit is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 47,120.25 THB, which is 0.04% more than the next best option.
Fastest
Revolut delivers 46,883.15 THB in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Thailand.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Thailand.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/THB rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 23.59618 THB
We track 15 companies sending AUD to Thailand, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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