How to send money to Thailand from Singapore with the best SGD-THB rate

Revolut is the fastest way to send money to Thailand from Singapore right now, with delivery in within minutes. Key Currency is cheapest overall, paying out 262,002.68 THB for a $10,000 transfer.

Best companies for SGD/THB transfers

10 of 10 providers

Last updated on 28 September 2026

Based on 10,000 SGD transfer

Best companies for SGD/THB transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $52.08 1 SGD = 26.2681 THB -0.01% vs mid-market Recipient gets ฿261,312.96 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$52.081 SGD = 26.2681 THB
฿261,312.96You pay$10,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 25.9545 THB +1.19% vs mid-market Recipient gets ฿259,544.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 25.9545 THB
฿259,544.80You pay$10,000.00

Run a live search

Showing top Singapore to Thailand deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 SGD = 26.2003 THB +0.25% vs mid-market Recipient gets ฿262,002.68 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Thailand with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SGD = 26.2003 THB
฿262,002.68You pay$10,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 26.1950 THB +0.27% vs mid-market Recipient gets ฿261,950.15 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Thailand with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 26.1950 THB
฿261,950.15You pay$10,000.00

TorFx

Pay via Bank transfer
Fee $0.00 1 SGD = 26.1871 THB +0.30% vs mid-market Recipient gets ฿261,871.35 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Thailand with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 26.1871 THB
฿261,871.35You pay$10,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 SGD = 26.1346 THB +0.50% vs mid-market Recipient gets ฿261,346.03 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Thailand with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 26.1346 THB
฿261,346.03You pay$10,000.00

Wise

Pay via Bank transfer
Fee $52.08 1 SGD = 26.2681 THB -0.01% vs mid-market Recipient gets ฿261,312.96 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$52.081 SGD = 26.2681 THB
฿261,312.96You pay$10,000.00

Wise

Pay via PayNow
Fee $52.08 1 SGD = 26.2681 THB -0.01% vs mid-market Recipient gets ฿261,312.96 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$52.081 SGD = 26.2681 THB
฿261,312.96You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $65.00 1 SGD = 26.2632 THB +0.01% vs mid-market Recipient gets ฿260,924.74 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Thailand with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$65.001 SGD = 26.2632 THB
฿260,924.74You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

CurrencyFair

Pay via Bank transfer
Fee $4.76 1 SGD = 26.0945 THB +0.65% vs mid-market Recipient gets ฿260,820.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Thailand with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$4.761 SGD = 26.0945 THB
฿260,820.00You pay$10,000.00

Currencies Direct

Pay via Bank transfer
Fee $0.00 1 SGD = 26.0796 THB +0.71% vs mid-market Recipient gets ฿260,796.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Thailand with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 26.0796 THB
฿260,796.00You pay$10,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 25.9545 THB +1.19% vs mid-market Recipient gets ฿259,544.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 25.9545 THB
฿259,544.80You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee $131.75 1 SGD = 26.2632 THB +0.01% vs mid-market Recipient gets ฿259,171.67 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Thailand with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$131.751 SGD = 26.2632 THB
฿259,171.67You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee $0.00 1 SGD = 25.8982 THB +1.40% vs mid-market Recipient gets ฿258,982.10 Minutes - 2 days

Ways to receive money in Thailand with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SGD = 25.8982 THB
฿258,982.10You pay$10,000.00

Wise

Pay via Debit card
Fee $506.45 1 SGD = 26.2681 THB -0.01% vs mid-market Recipient gets ฿249,377.52 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$506.451 SGD = 26.2681 THB
฿249,377.52You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 26.2659 THB Updates every 60 minutes.

How to send money from Singapore to Thailand

Pick a company

I suggest starting with Key Currency which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Thailand, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Thailand?

How much SGD you send to Thailand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$1,000-0.01%$1.70฿26,222.79with bank transfer to bank deposit+฿341.84
$10,000This page0.25%$0.00฿262,002.68with bank transfer to bank deposit+฿2,047.84

Mid-market rate: 1 SGD = 26.2659 THB

Ways to send money from Singapore to Thailand

There are 5 ways to send money to Thailand across 10 money transfer companies.

Cheapest way to send money

Online transfers

Sending THB from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges $52.08 to send $10,000, delivering 261,312.96 THB after a -0.01% markup and 52.08 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Thailand.

A currency broker can quote a lower margin on a large SGD to THB transfers and help with the paperwork and the entire process.

For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to THB before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 261,312.96 THB after fees when converting 10,000 SGD.

Ways to fund SGD and receive THB in Thailand

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 262,002.68 THB.

Pay in SGD through bank transfer, debit card, and paynow.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Thailand from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Thailand, they can receive THB using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    ฿262,003

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    ฿261,313

    -฿690

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    ฿259,172

    -฿2,831

Things to know before sending SGD to Thailand

Consider these things before sending money from Singapore to Thailand.

Compare SGD/THB transfers

For a $10,000 transfer to Thailand, these are the best options to start with:

  1. Cheapest: Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 262,002.68 THB, which is 0.02% more than the next best option.

  2. Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 260,924.74 THB in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-THB Exchange Rate

Finding the best SGD to THB exchange rate

The exchange rate directly affects how much THB arrives for your SGD.

Mid-market rate:1 SGD = 26.286819 THB

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 10 of them on SGD to Thailand, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.