Usually the cheapest
Online transfers
Companies like Xe will get you 267,659 THB on €7,000 transfer.
If it's the only time you send money to Thailand, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to Thailand from Finland with the best EUR-THB rate
We’ve compared and analysed 11 money transfer companies in Finland.
| 11 of 11 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/THB transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €53.54 1 EUR = 38.2170 THB -0.02% vs mid-market | Recipient gets ฿265,472.86 Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €53.541 EUR = 38.2170 THB ฿265,472.86You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 38.2370 THB -0.08% vs mid-market | Recipient gets ฿267,659.00 Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.2370 THB ฿267,659.00You pay€7,000.00 | |||
Run a live search Showing top Finland to Thailand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to THB rates. | |||
Run a live search These companies offer multi-currency accounts for spending THB. We suggest doing a live search based on how much EUR you're planning to spend in Thailand. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 38.2370 THB -0.08% vs mid-market | Recipient gets ฿267,659.00 Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.2370 THB ฿267,659.00You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 38.2370 THB -0.08% vs mid-market | Recipient gets ฿267,659.00 Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.2370 THB ฿267,659.00You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 38.2370 THB -0.08% vs mid-market | Recipient gets ฿267,659.00 Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.2370 THB ฿267,659.00You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 38.1126 THB +0.25% vs mid-market | Recipient gets ฿266,787.95 Minutes - 3 days | |
Ways to receive money in Thailand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 38.1126 THB ฿266,787.95You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 38.1049 THB +0.27% vs mid-market | Recipient gets ฿266,734.46 Minutes - 24 hours | |
Ways to receive money in Thailand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.1049 THB ฿266,734.46You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 38.0935 THB +0.30% vs mid-market | Recipient gets ฿266,654.22 Minutes - 24 hours | |
Ways to receive money in Thailand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.0935 THB ฿266,654.22You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 38.0170 THB +0.50% vs mid-market | Recipient gets ฿266,119.31 Minutes - 24 hours | |
Ways to receive money in Thailand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.0170 THB ฿266,119.31You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.27 1 EUR = 38.0260 THB +0.48% vs mid-market | Recipient gets ฿266,057.00 Minutes - 24 hours | |
Ways to receive money in Thailand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.271 EUR = 38.0260 THB ฿266,057.00You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 37.9603 THB +0.65% vs mid-market | Recipient gets ฿265,722.10 Minutes - 24 hours | |
Ways to receive money in Thailand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 37.9603 THB ฿265,722.10You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €53.54 1 EUR = 38.2170 THB -0.02% vs mid-market | Recipient gets ฿265,472.86 Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €53.541 EUR = 38.2170 THB ฿265,472.86You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €63.62 1 EUR = 38.2170 THB -0.02% vs mid-market | Recipient gets ฿265,087.63 Within minutes | |
Ways to receive money in Thailand with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €63.621 EUR = 38.2170 THB ฿265,087.63You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €1.49 1 EUR = 37.7000 THB +1.34% vs mid-market | Recipient gets ฿263,900.00 Minutes | |
Ways to receive money in Thailand with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes €1.491 EUR = 37.7000 THB ฿263,900.00You pay€7,001.49 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 38.0599 THB +0.39% vs mid-market | Recipient gets ฿263,736.12 Within minutes | |
Ways to receive money in Thailand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 38.0599 THB ฿263,736.12You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 37.6732 THB +1.40% vs mid-market | Recipient gets ฿263,712.20 Minutes - 2 days | |
Ways to receive money in Thailand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 37.6732 THB ฿263,712.20You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €108.26 1 EUR = 38.2170 THB -0.02% vs mid-market | Recipient gets ฿263,381.63 Within minutes | |
Ways to receive money in Thailand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €108.261 EUR = 38.2170 THB ฿263,381.63You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €150.08 1 EUR = 38.2170 THB -0.02% vs mid-market | Recipient gets ฿261,783.39 Within minutes | |
Ways to receive money in Thailand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €150.081 EUR = 38.2170 THB ฿261,783.39You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 38.0599 THB +0.39% vs mid-market | Recipient gets ฿258,008.11 Within minutes | |
Ways to receive money in Thailand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 38.0599 THB ฿258,008.11You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 38.2081 THB Updates every 60 minutes. | |||
Transfer details
How to send money from Finland to Thailand
Pick a company
For a one-off transfer to Thailand, start with Xe.
On a 7,000 EUR transfer, Xe delivers the most THB.
The cheapest option depends on the amount, so I suggest to get the best EUR/THB rate.
Fund your transfer
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Select how you want the recipient to pick up the money. For transfers to Thailand they can receive it via bank deposit.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to Thailand
11 companies send money from Finland to Thailand, mostly through broker, app, online, multi-currency account, and global account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
Xe charges €0 on a €7,000 transfer, and 267,659 THB arrives in minutes - 24 hours.
In Thailand they can receive money via bank deposit.
Moving money between your own accounts
Multi-currency accounts
Companies like Currencies Direct let you hold EUR and THB balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to THB with Currencies Direct gets you 265,722.1 THB (€0 in fees and 0.65% markup).
This is especially useful travel since you are spending in THB (no extra fees from Currencies Direct, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to Thailand.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to Thailand. They charge no fees and add a markup on the rate.
Xe charges no fee but adds -0.08% markup on top of the EUR/THB rate.
Ways to fund EUR and receive THB in Thailand
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 267,659 THB.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Thailand directly.
For withdrawals in Thailand, use bank deposit.
Receive THB
The name should match the account holder's bank record, so double check it before sending.
- 1 Debit card Bank deposit
You pay €7,000.00
฿267,659
Cheapest
- 2 Bank transfer Bank deposit
You pay €7,000.00
฿267,659
฿0
- 3 Credit card Bank deposit
You pay €7,000.00
฿267,659
฿0
- 4 Ideal Bank deposit
You pay €7,000.00
฿265,088
-฿2,571
What to consider before sending money from Finland to Thailand
For a transfer from Finland, compare the THB received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/THB transfer options
Compare EUR/THB transfer options
For a €7,000 transfer to Thailand, these are the current cheapest, fastest and easiest options.
Cheapest
Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 267,659 THB, which is 0.33% more than the next best option.
Fastest
Revolut delivers 263,736.12 THB in within minutes when you pay by bank transfer and choose bank deposit.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Thailand.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to Thailand
The exchange rate has a direct impact on how much THB your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 38.222672 THB
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 11 of them on EUR to Thailand, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Send money from Finland
Send money from Finland to United States Send money from Finland to Philippines Send money from Finland to Spain Send money from Finland to Morocco Send money from Finland to Thailand Send money from Finland to India Send money from Finland to United Kingdom Send money from Finland to Canada Send money from Finland to Nigeria Send money from Finland to Norway Send money from Finland to Ukraine Send money from Finland to Turkey Send money from Finland to Nepal Send money from Finland to South Africa Send money from Finland to Vietnam
Send money to Thailand
Send money from United States to Thailand Send money from Germany to Thailand Send money from United Kingdom to Thailand Send money from India to Thailand Send money from Philippines to Thailand Send money from France to Thailand Send money from Netherlands to Thailand Send money from Australia to Thailand Send money from South Africa to Thailand Send money from Sweden to Thailand Send money from Japan to Thailand Send money from Spain to Thailand Send money from Switzerland to Thailand Send money from Canada to Thailand Send money from United Arab Emirates to Thailand Send money from Malaysia to Thailand Send money from Indonesia to Thailand Send money from China to Thailand
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Transfer features
Show companies that support specific transfer features.
Support & feedback
Only show providers with user feedback and reviews.
Hide companies from the list
Hide selected providers from the EUR/THB comparison.
Please share your experience with …