How to send money to Thailand from Italy with the best EUR-THB rate

Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 267,659 THB in Thailand.

For speed, Revolut is fastest, with delivery in within minutes.

Best companies for EUR/THB transfers

12 of 12 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/THB transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €53.54 1 EUR = 38.2170 THB -0.02% vs mid-market Recipient gets ฿265,472.86 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€53.541 EUR = 38.2170 THB
฿265,472.86You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 38.2370 THB -0.08% vs mid-market Recipient gets ฿267,659.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 38.2370 THB
฿267,659.00You pay€7,000.00

Run a live search

Showing top Italy to Thailand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 38.2370 THB -0.08% vs mid-market Recipient gets ฿267,659.00 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 38.2370 THB
฿267,659.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 38.2370 THB -0.08% vs mid-market Recipient gets ฿267,659.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 38.2370 THB
฿267,659.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 38.2370 THB -0.08% vs mid-market Recipient gets ฿267,659.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 38.2370 THB
฿267,659.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 38.1126 THB +0.25% vs mid-market Recipient gets ฿266,787.95 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Thailand with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 38.1126 THB
฿266,787.95You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 38.1049 THB +0.27% vs mid-market Recipient gets ฿266,734.46 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Thailand with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 38.1049 THB
฿266,734.46You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 38.0935 THB +0.30% vs mid-market Recipient gets ฿266,654.22 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Thailand with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 38.0935 THB
฿266,654.22You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 38.0170 THB +0.50% vs mid-market Recipient gets ฿266,119.31 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Thailand with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 38.0170 THB
฿266,119.31You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €3.27 1 EUR = 38.0260 THB +0.48% vs mid-market Recipient gets ฿266,057.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Thailand with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€3.271 EUR = 38.0260 THB
฿266,057.00You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 37.9603 THB +0.65% vs mid-market Recipient gets ฿265,722.10 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Thailand with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 37.9603 THB
฿265,722.10You pay€7,000.00

Wise

Pay via Bank transfer
Fee €53.54 1 EUR = 38.2170 THB -0.02% vs mid-market Recipient gets ฿265,472.86 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€53.541 EUR = 38.2170 THB
฿265,472.86You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €63.62 1 EUR = 38.2170 THB -0.02% vs mid-market Recipient gets ฿265,087.63 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€63.621 EUR = 38.2170 THB
฿265,087.63You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €1.49 1 EUR = 37.7000 THB +1.34% vs mid-market Recipient gets ฿263,900.00 Minutes
Receive to bank account

Ways to receive money in Thailand with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
€1.491 EUR = 37.7000 THB
฿263,900.00You pay€7,001.49
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 38.0595 THB +0.39% vs mid-market Recipient gets ฿263,733.50 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Thailand with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 38.0595 THB
฿263,733.50You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 37.6732 THB +1.40% vs mid-market Recipient gets ฿263,712.20 Minutes - 2 days

Ways to receive money in Thailand with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 37.6732 THB
฿263,712.20You pay€7,000.00

Wise

Pay via Debit card
Fee €108.26 1 EUR = 38.2170 THB -0.02% vs mid-market Recipient gets ฿263,381.63 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€108.261 EUR = 38.2170 THB
฿263,381.63You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €0.99 1 EUR = 37.5129 THB +1.84% vs mid-market Recipient gets ฿262,590.30 Minutes - 24 hours

Ways to receive money in Thailand with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Most Banks
€0.991 EUR = 37.5129 THB
฿262,590.30You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 37.5129 THB
฿262,590.30You pay€7,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 37.5129 THB
฿262,590.30You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €0.99 1 EUR = 37.5129 THB +1.84% vs mid-market Recipient gets ฿262,590.30 Minutes - 24 hours

Ways to receive money in Thailand with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Most Banks
€0.991 EUR = 37.5129 THB
฿262,590.30You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 37.5129 THB
฿262,590.30You pay€7,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€4.991 EUR = 37.5129 THB
฿262,590.30You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.99 1 EUR = 37.5129 THB +1.84% vs mid-market Recipient gets ฿262,590.30 Minutes - 24 hours

Ways to receive money in Thailand with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Most Banks
€0.991 EUR = 37.5129 THB
฿262,590.30You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 37.5129 THB
฿262,590.30You pay€7,004.99

Wise

Pay via Credit card
Fee €150.08 1 EUR = 38.2170 THB -0.02% vs mid-market Recipient gets ฿261,783.39 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€150.081 EUR = 38.2170 THB
฿261,783.39You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 38.0595 THB +0.39% vs mid-market Recipient gets ฿258,005.55 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Thailand with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 38.0595 THB
฿258,005.55You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 38.2081 THB Updates every 60 minutes.

How to send money from Italy to Thailand

Pick a company

For a one-off transfer to Thailand, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most THB.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/THB rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.

Sending money to Thailand directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Ways to send money from Italy to Thailand

12 companies send money from Italy to Thailand. You can send EUR via broker, app, online, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Xe is the easiest and most convenient option.

Xe charges €0 on a €7,000 transfer, and 267,659 THB lands in minutes - 24 hours.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Xe delivers 267,659 THB on €7,000 with a €0 fee and -0.08% markup.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Thailand, the better rate you will get.

Xe charges no fee and adds -0.08% on EUR/THB rate.

Travelling and receiving

Multi-currency accounts

If you travel to Thailand often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and THB in one account, and give you local details.

I suggest trying Currencies Direct.

It holds EUR and THB balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive THB in Thailand

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 267,659 THB.

In Italy, you can pay by bank transfer, debit card, credit card, and ideal.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send THB to Thailand by themselves.

In Thailand, the recipient can use bank deposit, cash pickup, and card deposit.

In Thailand, they can collect cash through Most Banks.

They need to take a photo ID and the collection reference to a participating Most Banks location in Thailand.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    ฿267,659

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    ฿267,659

    ฿0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    ฿267,659

    ฿0

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    ฿265,088

    -฿2,571

  5. 5
    Debit card Cash pickup

    You pay €7,004.99

    ฿262,590

    -฿5,069

Show moreShow less
  1. 6
    Debit card Card deposit

    You pay €7,004.99

    ฿262,590

    -฿5,069

  2. 7
    Bank transfer Cash pickup

    You pay €7,004.99

    ฿262,590

    -฿5,069

  3. 8
    Credit card Cash pickup

    You pay €7,004.99

    ฿262,590

    -฿5,069

  4. 9
    Credit card Card deposit

    You pay €7,004.99

    ฿262,590

    -฿5,069

Consider this when sending money from Italy to THB

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Thailand.

Cheapest way to send money to Thailand

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 267,659 THB, which is 0.33% more than the next best option.

Fastest way to send money to Thailand

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 263,733.5 THB, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Xe then convert the money into THB and pay your recipient in Thailand through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

Live EUR-THB Exchange Rate

Finding the best rate to send money from Italy to Thailand

The exchange rate affects the final THB amount, so compare today's quote with the recent EUR/THB range before sending.

Mid-market rate:1 EUR = 38.180366 THB

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 12 of them on EUR to Thailand, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.