From 11 companies analysed, Key Currency is the cheapest way to send money to Thailand, giving your recipient 272 038,68 THB when you send SEK 80 000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most THB.
| 11 of 11 providers Last updated on 10 November 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/THB transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 575,50 kr 1 SEK = 3.4083 THB +0.02% vs mid-market | Recipient gets 270 699,35 ฿ Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 575,50 kr1 SEK = 3.4083 THB 270 699,35 ฿You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 3.3773 THB +0.93% vs mid-market | Recipient gets 270 184,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3773 THB 270 184,00 ฿You pay80 000,00 kr | |||
Run a live search Showing top Sweden to Thailand deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to THB rates. | |||
Run a live search These companies offer multi-currency accounts for spending THB. We suggest doing a live search based on how much SEK you're planning to spend in Thailand. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.4005 THB +0.25% vs mid-market | Recipient gets 272 038,68 ฿ Minutes - 3 days | |
Ways to receive money in Thailand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 3.4005 THB 272 038,68 ฿You pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 3.4000 THB +0.26% vs mid-market | Recipient gets 272 000,00 ฿ Minutes | |
Ways to receive money in Thailand with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 3.4000 THB 272 000,00 ฿You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3998 THB +0.27% vs mid-market | Recipient gets 271 984,13 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3998 THB 271 984,13 ฿You pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3988 THB +0.30% vs mid-market | Recipient gets 271 902,32 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3988 THB 271 902,32 ฿You pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 36,67 kr 1 SEK = 3.3864 THB +0.67% vs mid-market | Recipient gets 270 787,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 36,67 kr1 SEK = 3.3864 THB 270 787,00 ฿You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 575,50 kr 1 SEK = 3.4083 THB +0.02% vs mid-market | Recipient gets 270 699,35 ฿ Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 575,50 kr1 SEK = 3.4083 THB 270 699,35 ฿You pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3815 THB +0.81% vs mid-market | Recipient gets 270 520,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3815 THB 270 520,00 ฿You pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 3.3773 THB +0.93% vs mid-market | Recipient gets 270 184,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3773 THB 270 184,00 ฿You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3773 THB +0.93% vs mid-market | Recipient gets 270 184,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3773 THB 270 184,00 ฿You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 3.3773 THB +0.93% vs mid-market | Recipient gets 270 184,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3773 THB 270 184,00 ฿You pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 19,00 kr 1 SEK = 3.3631 THB +1.36% vs mid-market | Recipient gets 269 048,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 19,00 kr1 SEK = 3.3631 THB 269 048,00 ฿You pay80 019,00 kr Bank depositMinutes - 24 hoursAvailable via:Most Banks 19,00 kr1 SEK = 3.3291 THB 266 328,00 ฿You pay80 019,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 3.3291 THB 266 328,00 ฿You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 19,00 kr 1 SEK = 3.3631 THB +1.36% vs mid-market | Recipient gets 269 048,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 19,00 kr1 SEK = 3.3631 THB 269 048,00 ฿You pay80 019,00 kr Bank depositMinutes - 24 hoursAvailable via:Most Banks 19,00 kr1 SEK = 3.3291 THB 266 328,00 ฿You pay80 019,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 3.3291 THB 266 328,00 ฿You pay80 040,00 kr | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3613 THB +1.40% vs mid-market | Recipient gets 268 902,39 ฿ Minutes - 2 days | |
Ways to receive money in Thailand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 3.3613 THB 268 902,39 ฿You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 3.3954 THB +0.40% vs mid-market | Recipient gets 268 848,89 ฿ Within minutes | |
Ways to receive money in Thailand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 3.3954 THB 268 848,89 ฿You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee 1 433,72 kr 1 SEK = 3.4083 THB +0.02% vs mid-market | Recipient gets 267 774,31 ฿ Within minutes | |
Ways to receive money in Thailand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 433,72 kr1 SEK = 3.4083 THB 267 774,31 ฿You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 595,47 kr 1 SEK = 3.4083 THB +0.02% vs mid-market | Recipient gets 267 223,02 ฿ Within minutes | |
Ways to receive money in Thailand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 595,47 kr1 SEK = 3.4083 THB 267 223,02 ฿You pay80 000,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 19,00 kr 1 SEK = 3.3291 THB +2.37% vs mid-market | Recipient gets 266 328,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Most Banks 19,00 kr1 SEK = 3.3291 THB 266 328,00 ฿You pay80 019,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 3.3291 THB 266 328,00 ฿You pay80 040,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 2 540,00 kr 1 SEK = 3.3954 THB +0.40% vs mid-market | Recipient gets 263 008,78 ฿ Within minutes | |
Ways to receive money in Thailand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 2 540,00 kr1 SEK = 3.3954 THB 263 008,78 ฿You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 SEK = 3.4090 THB Updates every 60 minutes. | |||
Transfer details
For a one-off SEK transfer to Thailand, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 22 of the 26 days it quoted kr80 000 transfers to Thailand.
On a 80 000 SEK transfer, Key Currency delivers the most THB.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/THB rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Thailand, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but it's less common).
How much SEK you send to Thailand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 85% of the transfers from SEK 50,000 it quoted, and in 85% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| 5 000 kr | -1.82% | 0,00 kr | 17 374,50 ฿with debit card to bank deposit | +441,52 ฿ | |
| 10 000 kr | -1.83% | 0,00 kr | 34 671,00 ฿with debit card to bank deposit | +899,42 ฿ | |
| 25 000 kr | -0.53% | 0,00 kr | 85 762,50 ฿with debit card to bank deposit | +1 431,59 ฿ | |
| 50 000 kr | 0.18% | 0,00 kr | 170 000,00 ฿with debit card to bank deposit | +1 904,90 ฿ | |
| 80 000 krThis page | 0.25% | 0,00 kr | 272 038,68 ฿with bank transfer to bank deposit | +2 557,30 ฿ |
Mid-market rate: 1 SEK = 3.4090 THB
The cheapest way to send SEK to THB can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80 000 SEK transfers to Thailand.
Tue, 10 Nov 2026Mid-market rate272 720,48 ฿ Key Currency 272 038,68 ฿Key Currency272 038,68 ฿TapTap Send272 000,00 ฿Regency FX271 984,13 ฿
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3562 | – | 268 493,04 ฿ | |
| | 3.3478 | 0,00 kr | 267 821,81 ฿ | −671,23 ฿ |
| | 3.3471 | 0,00 kr | 267 768,11 ฿ | −724,93 ฿ |
| | 3.3200 | 0,00 kr | 265 600,00 ฿ | −2 893,04 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3509 | – | 268 073,76 ฿ | |
| | 3.3425 | 0,00 kr | 267 403,58 ฿ | −670,18 ฿ |
| | 3.3419 | 0,00 kr | 267 349,96 ฿ | −723,80 ฿ |
| | 3.3200 | 0,00 kr | 265 600,00 ฿ | −2 473,76 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3753 | – | 270 026,08 ฿ | |
| | 3.3669 | 0,00 kr | 269 351,01 ฿ | −675,07 ฿ |
| | 3.3662 | 0,00 kr | 269 297,01 ฿ | −729,07 ฿ |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3590 | – | 268 720,72 ฿ | |
| | 3.3506 | 0,00 kr | 268 048,92 ฿ | −671,80 ฿ |
| | 3.3499 | 0,00 kr | 267 995,17 ฿ | −725,55 ฿ |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3719 | – | 269 750,96 ฿ | |
| | 3.3635 | 0,00 kr | 269 076,58 ฿ | −674,38 ฿ |
| | 3.3628 | 0,00 kr | 269 022,63 ฿ | −728,33 ฿ |
| | 3.3600 | 0,00 kr | 268 800,00 ฿ | −950,96 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 3.3500 | 0,00 kr | 268 000,00 ฿ | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3741 | – | 269 924,72 ฿ | |
| | 3.3656 | 0,00 kr | 269 249,91 ฿ | −674,81 ฿ |
| | 3.3649 | 0,00 kr | 269 195,92 ฿ | −728,80 ฿ |
| | 3.3600 | 0,00 kr | 268 800,00 ฿ | −1 124,72 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3817 | – | 270 538,16 ฿ | |
| | 3.3733 | 0,00 kr | 269 861,81 ฿ | −676,35 ฿ |
| | 3.3726 | 0,00 kr | 269 807,71 ฿ | −730,45 ฿ |
| | 3.3700 | 0,00 kr | 269 600,00 ฿ | −938,16 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3933 | – | 271 465,68 ฿ | |
| | 3.3848 | 0,00 kr | 270 787,02 ฿ | −678,66 ฿ |
| | 3.3842 | 0,00 kr | 270 732,72 ฿ | −732,96 ฿ |
| | 3.3800 | 0,00 kr | 270 400,00 ฿ | −1 065,68 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3964 | – | 271 711,12 ฿ | |
| | 3.3900 | 0,00 kr | 271 200,00 ฿ | −511,12 ฿ |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4072 | – | 272 578,08 ฿ | |
| | 3.3987 | 0,00 kr | 271 896,63 ฿ | −681,45 ฿ |
| | 3.3980 | 0,00 kr | 271 842,12 ฿ | −735,96 ฿ |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4025 | – | 272 197,76 ฿ | |
| | 3.3940 | 0,00 kr | 271 517,27 ฿ | −680,49 ฿ |
| | 3.3933 | 0,00 kr | 271 462,83 ฿ | −734,93 ฿ |
| | 3.3900 | 0,00 kr | 271 200,00 ฿ | −997,76 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4002 | – | 272 018,00 ฿ | |
 | 3.3821 | 0,00 kr | 270 569,50 ฿ | −1 448,50 ฿ |
| | 3.3800 | 0,00 kr | 270 400,00 ฿ | −1 618,00 ฿ |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4002 | – | 272 018,00 ฿ | |
| | 3.3917 | 0,00 kr | 271 337,95 ฿ | −680,05 ฿ |
| | 3.3910 | 0,00 kr | 271 283,55 ฿ | −734,45 ฿ |
| | 3.3800 | 0,00 kr | 270 400,00 ฿ | −1 618,00 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 3.4000 | 0,00 kr | 272 000,00 ฿ | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3885 | – | 271 081,68 ฿ | |
| | 3.3800 | 0,00 kr | 270 403,98 ฿ | −677,70 ฿ |
| | 3.3800 | 0,00 kr | 270 400,00 ฿ | −681,68 ฿ |
| | 3.3794 | 0,00 kr | 270 349,76 ฿ | −731,92 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3943 | – | 271 542,80 ฿ | |
| | 3.3858 | 0,00 kr | 270 863,94 ฿ | −678,86 ฿ |
| | 3.3851 | 0,00 kr | 270 809,63 ฿ | −733,17 ฿ |
| | 3.3800 | 0,00 kr | 270 400,00 ฿ | −1 142,80 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4058 | – | 272 464,80 ฿ | |
| | 3.4000 | 0,00 kr | 272 000,00 ฿ | −464,80 ฿ |
| | 3.3973 | 0,00 kr | 271 783,64 ฿ | −681,16 ฿ |
| | 3.3966 | 0,00 kr | 271 729,15 ฿ | −735,65 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4286 | – | 274 291,44 ฿ | |
| | 3.4201 | 0,00 kr | 273 605,71 ฿ | −685,73 ฿ |
| | 3.4200 | 0,00 kr | 273 600,00 ฿ | −691,44 ฿ |
| | 3.4194 | 0,00 kr | 273 550,85 ฿ | −740,59 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4320 | – | 274 556,00 ฿ | |
| | 3.4234 | 0,00 kr | 273 869,61 ฿ | −686,39 ฿ |
| | 3.4227 | 0,00 kr | 273 814,70 ฿ | −741,30 ฿ |
| | 3.4100 | 0,00 kr | 272 800,00 ฿ | −1 756,00 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4320 | – | 274 556,00 ฿ | |
| | 3.4234 | 0,00 kr | 273 869,61 ฿ | −686,39 ฿ |
| | 3.4227 | 0,00 kr | 273 814,70 ฿ | −741,30 ฿ |
| | 3.4100 | 0,00 kr | 272 800,00 ฿ | −1 756,00 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4475 | – | 275 799,36 ฿ | |
| | 3.4400 | 0,00 kr | 275 200,00 ฿ | −599,36 ฿ |
| | 3.4389 | 0,00 kr | 275 109,86 ฿ | −689,50 ฿ |
| | 3.4382 | 0,00 kr | 275 054,70 ฿ | −744,66 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4492 | – | 275 932,32 ฿ | |
| | 3.4405 | 0,00 kr | 275 242,49 ฿ | −689,83 ฿ |
| | 3.4400 | 0,00 kr | 275 200,00 ฿ | −732,32 ฿ |
| | 3.4398 | 0,00 kr | 275 187,30 ฿ | −745,02 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4515 | – | 276 123,84 ฿ | |
| | 3.4429 | 0,00 kr | 275 433,53 ฿ | −690,31 ฿ |
| | 3.4422 | 0,00 kr | 275 378,31 ฿ | −745,53 ฿ |
| | 3.4400 | 0,00 kr | 275 200,00 ฿ | −923,84 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4421 | – | 275 366,56 ฿ | |
| | 3.4400 | 0,00 kr | 275 200,00 ฿ | −166,56 ฿ |
| | 3.4335 | 0,00 kr | 274 678,14 ฿ | −688,42 ฿ |
| | 3.4328 | 0,00 kr | 274 623,07 ฿ | −743,49 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4032 | – | 272 254,96 ฿ | |
| | 3.3955 | 19,00 kr | 271 640,00 ฿ | −614,96 ฿ |
| | 3.3947 | 0,00 kr | 271 574,32 ฿ | −680,64 ฿ |
| | 3.3940 | 0,00 kr | 271 519,87 ฿ | −735,09 ฿ |
| | 3.3900 | 0,00 kr | 271 200,00 ฿ | −1 054,96 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3908 | – | 271 264,72 ฿ | |
| | 3.3823 | 0,00 kr | 270 586,56 ฿ | −678,16 ฿ |
| | 3.3817 | 0,00 kr | 270 532,31 ฿ | −732,41 ฿ |
| | 3.3800 | 0,00 kr | 270 400,00 ฿ | −864,72 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3908 | – | 271 264,72 ฿ | |
| | 3.3823 | 0,00 kr | 270 586,56 ฿ | −678,16 ฿ |
| | 3.3817 | 0,00 kr | 270 532,31 ฿ | −732,41 ฿ |
| | 3.3700 | 0,00 kr | 269 600,00 ฿ | −1 664,72 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.3940 | – | 271 523,92 ฿ | |
| | 3.3856 | 0,00 kr | 270 845,11 ฿ | −678,81 ฿ |
| | 3.3849 | 0,00 kr | 270 790,81 ฿ | −733,11 ฿ |
| | 3.3800 | 0,00 kr | 270 400,00 ฿ | −1 123,92 ฿ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 3.4090 | – | 272 720,48 ฿ | |
| | 3.4005 | 0,00 kr | 272 038,68 ฿ | −681,80 ฿ |
| | 3.4000 | 0,00 kr | 272 000,00 ฿ | −720,48 ฿ |
| | 3.3998 | 0,00 kr | 271 984,13 ฿ | −736,35 ฿ |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 3.4090 | – | 272 720,48 ฿ | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more THB per SEK than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of THB on every transfer from Sweden.
Right now, Key Currency pays 272 038,68 THB on 80 000 SEK, which is 681,80 THB less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 275 433,53 THB.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Thailand.
We've tracked 146 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 71% of them
Cheapest in 11% of them
Never the cheapest
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 85% of them
Cheapest in 14% of them
Never the cheapest
Based on 146 comparisons across 5 amounts over the last 30 days.
Cheapest in 79% of them
Cheapest in 17% of them
Never the cheapest
Based on 206 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
TapTap Send (today's second cheapest) was the cheapest in only 14% of its comparisons, so it's rarely the cheapest option for transfers to Thailand.
11 companies send money from Sweden to Thailand, mostly through currency broker, app, online, multi-currency account, global business account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Thailand, an online service like Wise is usually the simplest place to start.
Wise charges kr575,50 to send 80 000 SEK, leaving your recipient with 270 699,35 THB after a 0,02% markup on SEK/THB exchange rate.
In our comparisons over the past month, it was the cheapest online service on 19 of the 27 days it quoted.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Thailand.
TapTap Send charges kr0 on a 80 000 SEK transfer and money will arrive in minutes.
Over the past month, TapTap Send was the cheapest app on 78% of the days it appeared for kr80 000 transfers.
Your recipient can withdraw via bank deposit, card deposit, and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.
Spending and travelling
A multi-currency account makes sense if you regularly need THB.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80 000 with a 0,02% exchange-rate markup and holds the THB in your account.
Over the past month, it came out cheapest among multi-currency accounts on 96% of days.
Paying from business accounts
If your business receives and sends money in Thailand, a global account keeps the THB in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80 000 SEK gives your recipient 272 038,68 THB.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Thailand, the recipient can use bank deposit, card deposit, and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect THB from a nearby MoneyGram agent in Thailand.
Swish is useful for payments within Sweden, but it does not send THB to Thailand.
You pay kr80,000.00
฿272,039
Cheapest
You pay kr80,000.00
฿272,000
-฿39
You pay kr80,000.00
฿270,184
-฿1,855
You pay kr80,019.00
฿269,048
-฿2,991
You pay kr80,019.00
฿269,048
-฿2,991
You pay kr80,040.00
฿266,328
-฿5,711
You pay kr80,040.00
฿266,328
-฿5,711
You pay kr80,040.00
฿266,328
-฿5,711
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most THB from Sweden.
Cheapest way to send money to Thailand
The cheapest option for an SEK 80 000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 272 038,68 THB, which is 0,01% more than the next best option.
Fastest way to send money to Thailand
With Revolut, a bank transfer deposit and bank deposit payout delivers 268 848,89 THB in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Thailand.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Thailand over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Thailand may have their own rules on receiving monetary gifts.
We track 11 companies sending SEK to Thailand, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
In the past 30 days alone, we analysed 146 comparisons across 5 amounts.
This page covers the cheapest and fastest options for SEK/THB transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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