From 11 companies analysed, Key Currency is the cheapest way to send money to Thailand, giving your recipient 269,592.09 THB when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most THB.
| 11 of 11 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/THB transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 575,50 kr 1 SEK = 3.3781 THB +0.01% vs mid-market | Recipient gets 268 307,08 ฿ Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 575,50 kr1 SEK = 3.3781 THB 268 307,08 ฿You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 3.3340 THB +1.32% vs mid-market | Recipient gets 266 720,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3340 THB 266 720,00 ฿You pay80 000,00 kr | |||
Run a live search Showing top Sweden to Thailand deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to THB rates. | |||
Run a live search These companies offer multi-currency accounts for spending THB. We suggest doing a live search based on how much SEK you're planning to spend in Thailand. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3699 THB +0.25% vs mid-market | Recipient gets 269 592,09 ฿ Minutes - 3 days | |
Ways to receive money in Thailand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 3.3699 THB 269 592,09 ฿You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3692 THB +0.27% vs mid-market | Recipient gets 269 538,04 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3692 THB 269 538,04 ฿You pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3682 THB +0.30% vs mid-market | Recipient gets 269 456,96 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3682 THB 269 456,96 ฿You pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 19,00 kr 1 SEK = 3.3581 THB +0.60% vs mid-market | Recipient gets 268 648,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 19,00 kr1 SEK = 3.3581 THB 268 648,00 ฿You pay80 019,00 kr Bank depositMinutes - 24 hoursAvailable via:Most Banks 19,00 kr1 SEK = 3.3242 THB 265 936,00 ฿You pay80 019,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 3.3242 THB 265 936,00 ฿You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 19,00 kr 1 SEK = 3.3581 THB +0.60% vs mid-market | Recipient gets 268 648,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 19,00 kr1 SEK = 3.3581 THB 268 648,00 ฿You pay80 019,00 kr Bank depositMinutes - 24 hoursAvailable via:Most Banks 19,00 kr1 SEK = 3.3242 THB 265 936,00 ฿You pay80 019,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 3.3242 THB 265 936,00 ฿You pay80 040,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 37,00 kr 1 SEK = 3.3564 THB +0.65% vs mid-market | Recipient gets 268 387,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 37,00 kr1 SEK = 3.3564 THB 268 387,00 ฿You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 575,50 kr 1 SEK = 3.3781 THB +0.01% vs mid-market | Recipient gets 268 307,08 ฿ Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 575,50 kr1 SEK = 3.3781 THB 268 307,08 ฿You pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3510 THB +0.81% vs mid-market | Recipient gets 268 080,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3510 THB 268 080,00 ฿You pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 3.3500 THB +0.84% vs mid-market | Recipient gets 268 000,00 ฿ Minutes | |
Ways to receive money in Thailand with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 3.3500 THB 268 000,00 ฿You pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 3.3340 THB +1.32% vs mid-market | Recipient gets 266 720,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3340 THB 266 720,00 ฿You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3340 THB +1.32% vs mid-market | Recipient gets 266 720,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3340 THB 266 720,00 ฿You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 3.3340 THB +1.32% vs mid-market | Recipient gets 266 720,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 3.3340 THB 266 720,00 ฿You pay80 000,00 kr | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 3.3311 THB +1.40% vs mid-market | Recipient gets 266 484,01 ฿ Minutes - 2 days | |
Ways to receive money in Thailand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 3.3311 THB 266 484,01 ฿You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 3.3653 THB +0.39% vs mid-market | Recipient gets 266 463,38 ฿ Within minutes | |
Ways to receive money in Thailand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 3.3653 THB 266 463,38 ฿You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 19,00 kr 1 SEK = 3.3242 THB +1.62% vs mid-market | Recipient gets 265 936,00 ฿ Minutes - 24 hours | |
Ways to receive money in Thailand with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Most Banks 19,00 kr1 SEK = 3.3242 THB 265 936,00 ฿You pay80 019,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 3.3242 THB 265 936,00 ฿You pay80 040,00 kr | |||
| Wise Pay via Debit card | Fee 1 433,72 kr 1 SEK = 3.3781 THB +0.01% vs mid-market | Recipient gets 265 407,89 ฿ Within minutes | |
Ways to receive money in Thailand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 433,72 kr1 SEK = 3.3781 THB 265 407,89 ฿You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 595,47 kr 1 SEK = 3.3781 THB +0.01% vs mid-market | Recipient gets 264 861,48 ฿ Within minutes | |
Ways to receive money in Thailand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 595,47 kr1 SEK = 3.3781 THB 264 861,48 ฿You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 2 540,00 kr 1 SEK = 3.3653 THB +0.39% vs mid-market | Recipient gets 260 675,09 ฿ Within minutes | |
Ways to receive money in Thailand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 2 540,00 kr1 SEK = 3.3653 THB 260 675,09 ฿You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 SEK = 3.3783 THB Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Thailand, I suggest picking the cheapest option which is Key Currency.
On a 80,000 SEK transfer, Key Currency delivers the most THB.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/THB rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Thailand, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
11 companies send money from Sweden to Thailand, mostly through broker, app, online, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Thailand, an online service like MoneyGram is usually the simplest place to start.
MoneyGram charges kr19 to send 80,000 SEK, leaving your recipient with 268,648 after a 0.6% markup on SEK/THB exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Thailand.
MoneyGram charges kr19 on a 80,000 SEK transfer and money will arrive in minutes - 24 hours.
You recipient can withdraw via bank deposit, card deposit, and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need THB.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.01% exchange-rate markup and holds the THB in your account.
Paying from business accounts
If your business receives and sends money in Thailand, a global account keeps the THB in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 269,592.09 THB.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Thailand, the recipient can use bank deposit, card deposit, and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect THB from a nearby MoneyGram agent in Thailand.
Swish is useful for payments within Sweden, but it does not send THB to Thailand.
You pay kr80,000.00
฿269,592
Cheapest
You pay kr80,019.00
฿268,648
-฿944
You pay kr80,019.00
฿268,648
-฿944
You pay kr80,000.00
฿268,000
-฿1,592
You pay kr80,000.00
฿266,720
-฿2,872
You pay kr80,040.00
฿265,936
-฿3,656
You pay kr80,040.00
฿265,936
-฿3,656
You pay kr80,040.00
฿265,936
-฿3,656
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of THB from Sweden.
Cheapest way to send money to Thailand
The cheapest option for THB 269,592.09 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 269,592.09 THB, which is 0.02% more than the next best option.
Fastest way to send money to Thailand
With Revolut, a bank transfer deposit and bank deposit payout delivers 266,463.38 THB in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Thailand.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Thailand over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Thailand may have their own rules on receiving monetary gifts.
The final rate controls how much THB you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 3.374432 THB
We track 11 companies sending SEK to Thailand, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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