How to send money to Thailand from Sweden with the best SEK-THB rate

From 9 companies analysed, Key Currency is the cheapest way to send money to Thailand, giving your recipient 275,767.33 THB when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most THB.

Best companies for SEK/THB transfers

9 of 9 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SEK/THB exchange rates from our comparisons.

Based on 80,000 SEK transfer

Best companies for SEK/THB transfers

All money transfer offers for SEK/THB transfers, sorted by most THB received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee 575,50 kr 1 SEK = 3.4554 THB +0.01% vs mid-market Recipient gets 274 440,24 ฿ Within 3 hours
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
575,50 kr1 SEK = 3.4554 THB
274 440,24 ฿You pay80 000,00 kr
Promoted
Xe

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 3.4181 THB +1.09% vs mid-market Recipient gets 273 448,00 ฿ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 3.4181 THB
273 448,00 ฿You pay80 000,00 kr

Run a live search

Showing top Sweden to Thailand deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 3.4471 THB +0.25% vs mid-market Recipient gets 275 767,33 ฿ Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to Thailand from Sweden.
Personal account managerReceive to bank account

Ways to receive money in Thailand with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 3.4471 THB
275 767,33 ฿You pay80 000,00 kr
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 3.4464 THB +0.27% vs mid-market Recipient gets 275 712,04 ฿ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Thailand with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 3.4464 THB
275 712,04 ฿You pay80 000,00 kr
TorFx

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 3.4454 THB +0.30% vs mid-market Recipient gets 275 629,10 ฿ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Thailand with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 3.4454 THB
275 629,10 ฿You pay80 000,00 kr
TapTap Send

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 3.4400 THB +0.46% vs mid-market Recipient gets 275 200,00 ฿ Minutes
Receive to bank account

Ways to receive money in Thailand with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 3.4400 THB
275 200,00 ฿You pay80 000,00 kr
Wise

Wise

Pay via Bank transfer
Fee 575,50 kr 1 SEK = 3.4554 THB +0.01% vs mid-market Recipient gets 274 440,24 ฿ Within 3 hours
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Sweden to Thailand.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
575,50 kr1 SEK = 3.4554 THB
274 440,24 ฿You pay80 000,00 kr
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 3.4289 THB +0.78% vs mid-market Recipient gets 274 312,00 ฿ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Thailand with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 3.4289 THB
274 312,00 ฿You pay80 000,00 kr
Xe

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 3.4181 THB +1.09% vs mid-market Recipient gets 273 448,00 ฿ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 3.4181 THB
273 448,00 ฿You pay80 000,00 kr
Xe

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 3.4181 THB +1.09% vs mid-market Recipient gets 273 448,00 ฿ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 3.4181 THB
273 448,00 ฿You pay80 000,00 kr
Xe

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 3.4181 THB +1.09% vs mid-market Recipient gets 273 448,00 ฿ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 3.4181 THB
273 448,00 ฿You pay80 000,00 kr
Moneycorp

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 3.4074 THB +1.40% vs mid-market Recipient gets 272 588,06 ฿ Minutes - 2 days

Ways to receive money in Thailand with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 3.4074 THB
272 588,06 ฿You pay80 000,00 kr
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 3.4423 THB +0.39% vs mid-market Recipient gets 272 562,34 ฿ Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send SEK to Thailand.
Multi-currency cardReceive to bank account

Ways to receive money in Thailand with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 3.4423 THB
272 562,34 ฿You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Debit card
Fee 1 433,72 kr 1 SEK = 3.4554 THB +0.01% vs mid-market Recipient gets 271 474,78 ฿ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 433,72 kr1 SEK = 3.4554 THB
271 474,78 ฿You pay80 000,00 kr
Wise

Wise

Pay via Credit card
Fee 1 595,47 kr 1 SEK = 3.4554 THB +0.01% vs mid-market Recipient gets 270 915,88 ฿ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 595,47 kr1 SEK = 3.4554 THB
270 915,88 ฿You pay80 000,00 kr
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee 2 540,00 kr 1 SEK = 3.4423 THB +0.39% vs mid-market Recipient gets 266 641,56 ฿ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Thailand with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
2 540,00 kr1 SEK = 3.4423 THB
266 641,56 ฿You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SEK = 3.455731 THB Updates every 60 minutes.

How to send money from Sweden to Thailand

Pick a company

For a one-off transfer to Thailand, I suggest picking the cheapest option which is Key Currency.

On a 80,000 SEK transfer, Key Currency delivers the most THB.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/THB rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Thailand, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Thailand

9 companies send money from Sweden to Thailand, mostly through broker, app, online, multi-currency account, and global account, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Thailand, an online service like Wise is usually the simplest place to start.

Wise charges kr575.5 to send 80,000 SEK, leaving your recipient with 274,440.24 after a 0.01% markup on SEK/THB exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Thailand.

TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.

You recipient can withdraw via bank deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need THB.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0.01% exchange-rate markup and holds the THB in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Thailand, a global account keeps the THB in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive THB in Thailand

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 275,767.33 THB.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Thailand, the recipient can use bank deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

Swish is useful for payments within Sweden, but it does not send THB to Thailand.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    ฿275,767

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    ฿275,200

    -฿567

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    ฿273,448

    -฿2,319

Consider this before sending SEK to Thailand

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of THB from Sweden.

Compare SEK to THB transfer options

Cheapest way to send money to Thailand

The cheapest option for THB 275,767.33 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 275,767.33 THB, which is 0.02% more than the next best option.

Fastest way to send money to Thailand

With Revolut, a bank transfer deposit and bank deposit payout delivers 272,562.34 THB in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Thailand.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Thailand over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Thailand may have their own rules on receiving monetary gifts.

Live SEK-THB Exchange Rate

Get a better SEK to THB exchange rate

The final rate controls how much THB you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 3.448003 THB

How we analyse the market

We track 9 companies sending SEK to Thailand, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.