How to send money to Thailand from Germany with the best EUR-THB rate

TapTap Send is the best and cheapest service overall. On €7,000 you will get 263,200 THB after fees and the exchange rate.

We’ve compared 14 money transfer companies in more detail below.

Best companies for EUR/THB transfers

14 of 14 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/THB transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €53.54 1 EUR = 37.5776 THB +0.07% vs mid-market Recipient gets ฿261,031.30 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€53.541 EUR = 37.5776 THB
฿261,031.30You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 37.2448 THB +0.96% vs mid-market Recipient gets ฿260,713.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 37.2448 THB
฿260,713.60You pay€7,000.00

Run a live search

Showing top Germany to Thailand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €1.49 1 EUR = 37.6000 THB +0.01% vs mid-market Recipient gets ฿263,200.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Thailand with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
€1.491 EUR = 37.6000 THB
฿263,200.00You pay€7,001.49
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 37.5095 THB +0.25% vs mid-market Recipient gets ฿262,566.61 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Thailand with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 37.5095 THB
฿262,566.61You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 37.5020 THB +0.27% vs mid-market Recipient gets ฿262,513.96 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Thailand with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 37.5020 THB
฿262,513.96You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 37.4907 THB +0.30% vs mid-market Recipient gets ฿262,434.99 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Thailand with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 37.4907 THB
฿262,434.99You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 37.4155 THB +0.50% vs mid-market Recipient gets ฿261,908.54 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Thailand with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 37.4155 THB
฿261,908.54You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €3.32 1 EUR = 37.4063 THB +0.53% vs mid-market Recipient gets ฿261,719.10 Minutes - 24 hours
Receive to bank account

Ways to receive money in Thailand with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€3.321 EUR = 37.4063 THB
฿261,719.10You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 37.3214 THB +0.75% vs mid-market Recipient gets ฿261,249.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Thailand with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 37.3214 THB
฿261,249.80You pay€7,000.00

Wise

Pay via Bank transfer
Fee €53.54 1 EUR = 37.5776 THB +0.07% vs mid-market Recipient gets ฿261,031.30 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€53.541 EUR = 37.5776 THB
฿261,031.30You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 37.2448 THB +0.96% vs mid-market Recipient gets ฿260,713.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 37.2448 THB
฿260,713.60You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 37.2448 THB +0.96% vs mid-market Recipient gets ฿260,713.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 37.2448 THB
฿260,713.60You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 37.2448 THB +0.96% vs mid-market Recipient gets ฿260,713.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Thailand with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 37.2448 THB
฿260,713.60You pay€7,000.00

Wise

Pay via iDEAL
Fee €63.62 1 EUR = 37.5776 THB +0.07% vs mid-market Recipient gets ฿260,652.51 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€63.621 EUR = 37.5776 THB
฿260,652.51You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €30.75 1 EUR = 37.3884 THB +0.57% vs mid-market Recipient gets ฿260,569.03 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Thailand with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€30.751 EUR = 37.3884 THB
฿260,569.03You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App

Sendwave

Pay via Debit card
Fee €0.99 1 EUR = 37.2221 THB +1.02% vs mid-market Recipient gets ฿260,517.50 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Thailand with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
€0.991 EUR = 37.2221 THB
฿260,517.50You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €3.99 1 EUR = 37.1974 THB +1.09% vs mid-market Recipient gets ฿260,381.80 Minutes - 24 hours

Ways to receive money in Thailand with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€3.991 EUR = 37.1974 THB
฿260,381.80You pay€7,003.99
Bank depositMinutes - 24 hoursAvailable via:Most Banks
€3.991 EUR = 37.1960 THB
฿260,372.00You pay€7,003.99
Cash pickupMinutes - 24 hours
€3.991 EUR = 37.0366 THB
฿259,256.20You pay€7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €3.99 1 EUR = 37.1974 THB +1.09% vs mid-market Recipient gets ฿260,381.80 Minutes - 24 hours

Ways to receive money in Thailand with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€3.991 EUR = 37.1974 THB
฿260,381.80You pay€7,003.99
Bank depositMinutes - 24 hoursAvailable via:Most Banks
€3.991 EUR = 37.1960 THB
฿260,372.00You pay€7,003.99
Cash pickupMinutes - 24 hours
€3.991 EUR = 37.0366 THB
฿259,256.20You pay€7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €3.99 1 EUR = 37.1960 THB +1.09% vs mid-market Recipient gets ฿260,372.00 Minutes - 24 hours

Ways to receive money in Thailand with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:Most Banks
€3.991 EUR = 37.1960 THB
฿260,372.00You pay€7,003.99
Cash pickupMinutes - 24 hours
€3.991 EUR = 37.0366 THB
฿259,256.20You pay€7,003.99

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 37.0771 THB +1.40% vs mid-market Recipient gets ฿259,539.52 Minutes - 2 days

Ways to receive money in Thailand with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 37.0771 THB
฿259,539.52You pay€7,000.00

Wise

Pay via Debit card
Fee €108.26 1 EUR = 37.5776 THB +0.07% vs mid-market Recipient gets ฿258,975.05 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€108.261 EUR = 37.5776 THB
฿258,975.05You pay€7,000.00

Wise

Pay via Credit card
Fee €150.08 1 EUR = 37.5776 THB +0.07% vs mid-market Recipient gets ฿257,403.55 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Thailand with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€150.081 EUR = 37.5776 THB
฿257,403.55You pay€7,000.00

Deutsche Bank

Pay via Bank transfer
Fee €37.05 1 EUR = 36.8365 THB +2.06% vs mid-market Recipient gets ฿256,490.68 Minutes - 5 days
0 reviews

Ways to receive money in Thailand with Deutsche Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
€37.051 EUR = 36.8365 THB
฿256,490.68You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €191.00 1 EUR = 37.3884 THB +0.57% vs mid-market Recipient gets ฿254,577.54 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Thailand with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€191.001 EUR = 37.3884 THB
฿254,577.54You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 37.6035 THB Updates every 60 minutes.

How to send money from Germany to Thailand

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 12 of the 29 days it quoted €7,000 transfers to Thailand.

On a 7,000 EUR transfer, TapTap Send delivers the most THB.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/THB rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Thailand?

How much EUR you send to Thailand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 48% of the transfers from €7,000 it quoted, and in 31% of all the transfers it quoted.

Cheapest service
€1,000-0.80%€0.00฿37,870.00with bank transfer to bank deposit+฿661.74
€5,000-0.06%€0.00฿188,000.51with debit card to bank deposit+฿2,137.96
€7,000This page0.01%€1.49฿263,200.00with debit card to bank deposit+฿2,807.91
€50,000€1.49฿1,880,000.00with debit card to bank deposit+฿509,394.99

Mid-market rate: 1 EUR = 37.6035 THB

EUR/THB Exchange Rate History

Is today a good time to send money from Germany to Thailand?

The cheapest way to send EUR to THB can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Thailand.

THB received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate฿263,224.67 TapTap Send ฿263,200.00 Deutsche Bank ฿256,490.68TapTap Send฿263,200.00Key Currency฿262,566.61Regency FX฿262,513.96Extra cost of a bank฿6,709.32

254.000
256.000
258.000
260.000
262.000
264.000
266.000
268.000
At the mid-market rateWith the cheapest optionWith a bankTapTap SendKey CurrencyRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 38.1747 – ฿267,223.16
Key Currency Cheapest 38.0793 €0.00 ฿266,555.10 −฿668.06
Regency FX 38.0717 €0.00 ฿266,501.66 −฿721.50
TapTap Send 37.7000 €1.49 ฿263,900.00 −฿3,323.16
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 38.0670 – ฿266,468.93
Key Currency Cheapest 37.9718 €0.00 ฿265,802.76 −฿666.17
Regency FX 37.9642 €0.00 ฿265,749.46 −฿719.47
TapTap Send 37.7000 €1.49 ฿263,900.00 −฿2,568.93
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 38.0376 – ฿266,263.08
TapTap Send Cheapest 38.0000 €1.49 ฿266,000.00 −฿263.08
Key Currency 37.9425 €0.00 ฿265,597.42 −฿665.66
Regency FX 37.9349 €0.00 ฿265,544.17 −฿718.91
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.8231 – ฿264,761.99
Key Currency Cheapest 37.7286 €0.00 ฿264,100.08 −฿661.91
Regency FX 37.7210 €0.00 ฿264,047.13 −฿714.86
TapTap Send 37.6000 €1.49 ฿263,200.00 −฿1,561.99
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.7418 – ฿264,192.39
Key Currency Cheapest 37.6474 €0.00 ฿263,531.91 −฿660.48
Regency FX 37.6399 €0.00 ฿263,479.07 −฿713.32
TapTap Send 37.5000 €1.49 ฿262,500.00 −฿1,692.39
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.7229 – ฿264,060.59
Key Currency Cheapest 37.6286 €0.00 ฿263,400.44 −฿660.15
Regency FX 37.6211 €0.00 ฿263,347.63 −฿712.96
TapTap Send 37.5000 €1.49 ฿262,500.00 −฿1,560.59
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.6791 – ฿263,753.75
Key Currency Cheapest 37.5849 €0.00 ฿263,094.36 −฿659.39
Regency FX 37.5774 €0.00 ฿263,041.61 −฿712.14
TapTap Send 37.5000 €1.49 ฿262,500.00 −฿1,253.75
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.7236 – ฿264,065.21
Key Currency Cheapest 37.6293 €0.00 ฿263,405.04 −฿660.17
Regency FX 37.6217 €0.00 ฿263,352.23 −฿712.98
TapTap Send 37.6000 €1.49 ฿263,200.00 −฿865.21
Deutsche Bank 36.9785 €37.05 ฿257,479.10 −฿6,586.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.7901 – ฿264,531.02
Key Currency Cheapest 37.6957 €0.00 ฿263,869.69 −฿661.33
Regency FX 37.6881 €0.00 ฿263,816.78 −฿714.23
TapTap Send 37.6000 €1.49 ฿263,200.00 −฿1,331.02
Deutsche Bank 36.9785 €37.05 ฿257,479.10 −฿7,051.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.6711 – ฿263,697.94
TapTap Send Cheapest 37.6000 €1.49 ฿263,200.00 −฿497.94
Key Currency 37.5770 €0.00 ฿263,038.69 −฿659.25
Regency FX 37.5694 €0.00 ฿262,985.95 −฿711.99
Deutsche Bank 36.9644 €37.05 ฿257,381.17 −฿6,316.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.6430 – ฿263,500.87
Key Currency Cheapest 37.5489 €0.00 ฿262,842.11 −฿658.76
Regency FX 37.5413 €0.00 ฿262,789.41 −฿711.46
Deutsche Bank 36.9644 €37.05 ฿257,381.17 −฿6,119.70
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.5943 – ฿263,159.87
TapTap Send Cheapest 37.7000 €1.49 ฿263,900.00 +฿740.13
Key Currency 37.5003 €0.00 ฿262,501.97 −฿657.90
Regency FX 37.4928 €0.00 ฿262,449.34 −฿710.53
Deutsche Bank 36.7734 €37.05 ฿256,051.35 −฿7,108.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.5943 – ฿263,159.87
Key Currency Cheapest 37.5003 €0.00 ฿262,501.97 −฿657.90
TapTap Send 37.5000 €1.49 ฿262,500.00 −฿659.87
Regency FX 37.4928 €0.00 ฿262,449.34 −฿710.53
Deutsche Bank 36.7734 €37.05 ฿256,051.35 −฿7,108.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.6128 – ฿263,289.91
Key Currency Cheapest 37.5188 €0.00 ฿262,631.68 −฿658.23
Regency FX 37.5113 €0.00 ฿262,579.03 −฿710.88
TapTap Send 37.5000 €1.49 ฿262,500.00 −฿789.91
Deutsche Bank 36.7991 €37.05 ฿256,230.55 −฿7,059.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.5104 – ฿262,572.51
TapTap Send Cheapest 37.5000 €1.49 ฿262,500.00 −฿72.51
Key Currency 37.4166 €0.00 ฿261,916.07 −฿656.44
Regency FX 37.4091 €0.00 ฿261,863.56 −฿708.95
Deutsche Bank 36.7407 €37.05 ฿255,823.90 −฿6,748.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.6229 – ฿263,360.01
Key Currency Cheapest 37.5288 €0.00 ฿262,701.61 −฿658.40
Regency FX 37.5213 €0.00 ฿262,648.94 −฿711.07
TapTap Send 37.4000 €1.49 ฿261,800.00 −฿1,560.01
Deutsche Bank 36.9042 €37.05 ฿256,962.29 −฿6,397.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.5901 – ฿263,130.46
TapTap Send Cheapest 37.5000 €1.49 ฿262,500.00 −฿630.46
Key Currency 37.4961 €0.00 ฿262,472.63 −฿657.83
Regency FX 37.4886 €0.00 ฿262,420.00 −฿710.46
Deutsche Bank 36.9042 €37.05 ฿256,962.29 −฿6,168.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.5868 – ฿263,107.64
TapTap Send Cheapest 37.5000 €1.49 ฿262,500.00 −฿607.64
Key Currency 37.4928 €0.00 ฿262,449.87 −฿657.77
Regency FX 37.4853 €0.00 ฿262,397.25 −฿710.39
Deutsche Bank 36.5959 €37.05 ฿254,815.36 −฿8,292.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.5827 – ฿263,079.21
TapTap Send Cheapest 37.6000 €1.49 ฿263,200.00 +฿120.79
Key Currency 37.4888 €0.00 ฿262,421.51 −฿657.70
Regency FX 37.4813 €0.00 ฿262,368.89 −฿710.32
Deutsche Bank 36.8679 €37.05 ฿256,709.34 −฿6,369.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.5827 – ฿263,079.21
TapTap Send Cheapest 37.6000 €1.49 ฿263,200.00 +฿120.79
Key Currency 37.4888 €0.00 ฿262,421.51 −฿657.70
Regency FX 37.4813 €0.00 ฿262,368.89 −฿710.32
Deutsche Bank 36.8679 €37.05 ฿256,709.34 −฿6,369.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.6515 – ฿263,560.27
TapTap Send Cheapest 37.6000 €1.49 ฿263,200.00 −฿360.27
Key Currency 37.5573 €0.00 ฿262,901.37 −฿658.90
Regency FX 37.5498 €0.00 ฿262,848.66 −฿711.61
Deutsche Bank 36.8840 €37.05 ฿256,821.18 −฿6,739.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.7038 – ฿263,926.52
Key Currency Cheapest 37.6095 €0.00 ฿263,266.71 −฿659.81
Regency FX 37.6020 €0.00 ฿263,213.92 −฿712.60
TapTap Send 37.6000 €1.49 ฿263,200.00 −฿726.52
Deutsche Bank 36.8840 €37.05 ฿256,821.18 −฿7,105.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.7603 – ฿264,322.16
TapTap Send Cheapest 37.7000 €1.49 ฿263,900.00 −฿422.16
Key Currency 37.6659 €0.00 ฿263,661.35 −฿660.81
Regency FX 37.6584 €0.00 ฿263,608.49 −฿713.67
Deutsche Bank 37.0281 €37.05 ฿257,824.89 −฿6,497.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.8639 – ฿265,047.43
Key Currency Cheapest 37.7693 €0.00 ฿264,384.81 −฿662.62
Regency FX 37.7617 €0.00 ฿264,331.80 −฿715.63
TapTap Send 37.7000 €1.49 ฿263,900.00 −฿1,147.43
Deutsche Bank 36.9706 €37.05 ฿257,424.72 −฿7,622.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.8403 – ฿264,881.91
Key Currency Cheapest 37.7457 €0.00 ฿264,219.71 −฿662.20
Regency FX 37.7381 €0.00 ฿264,166.73 −฿715.18
TapTap Send 37.6000 €1.49 ฿263,200.00 −฿1,681.91
Deutsche Bank 36.9706 €37.05 ฿257,424.72 −฿7,457.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.8307 – ฿264,815.08
Key Currency Cheapest 37.7361 €0.00 ฿264,153.04 −฿662.04
Regency FX 37.7286 €0.00 ฿264,100.07 −฿715.01
TapTap Send 37.7000 €1.49 ฿263,900.00 −฿915.08
Deutsche Bank 37.0203 €37.05 ฿257,770.50 −฿7,044.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.8307 – ฿264,815.08
Key Currency Cheapest 37.7361 €0.00 ฿264,153.04 −฿662.04
Regency FX 37.7286 €0.00 ฿264,100.07 −฿715.01
TapTap Send 37.5000 €1.49 ฿262,500.00 −฿2,315.08
Deutsche Bank 37.0203 €37.05 ฿257,770.50 −฿7,044.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.9157 – ฿265,409.63
Key Currency Cheapest 37.8209 €0.00 ฿264,746.11 −฿663.52
Regency FX 37.8133 €0.00 ฿264,693.03 −฿716.60
TapTap Send 37.5000 €1.49 ฿262,500.00 −฿2,909.63
Deutsche Bank 37.0570 €37.05 ฿258,026.34 −฿7,383.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.6848 – ฿263,793.59
TapTap Send Cheapest 37.6000 €1.49 ฿263,200.00 −฿593.59
Key Currency 37.5906 €0.00 ฿263,134.10 −฿659.49
Regency FX 37.5830 €0.00 ฿263,081.34 −฿712.25
Deutsche Bank 37.0772 €37.05 ฿258,166.88 −฿5,626.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 37.6035 – ฿263,224.67
TapTap Send Cheapest 37.6000 €1.49 ฿263,200.00 −฿24.67
Key Currency 37.5095 €0.00 ฿262,566.61 −฿658.06
Regency FX 37.5020 €0.00 ฿262,513.96 −฿710.71
Deutsche Bank 36.8365 €37.05 ฿256,490.68 −฿6,733.99

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more THB per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 3 of the last 30 days.

Right now, TapTap Send pays 263,200 THB on 7,000 EUR, which is 24.67 THB less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 266,555.1 THB.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Thailand.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. TapTap SendAppeared in 75 comparisons

    Cheapest in 31% of them

  2. Key CurrencyAppeared in 45 comparisons

    Cheapest in 56% of them

  3. Regency FXAppeared in 45 comparisons

    Never the cheapest

  4. Deutsche BankAppeared in 68 comparisons

    Never the cheapest

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most THB, but it was the cheapest in only 31% of the 75 comparisons it appeared in over the past month.

Key Currency (today's second cheapest) was the cheapest in 56% of its comparisons, so if you send money to Thailand regularly, it's worth comparing it with TapTap Send before each transfer.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from Germany to Thailand

There are 14 companies for sending money from Germany to Thailand, across broker, app, online, multi-currency account, global account, in person, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with TapTap Send to Thailand gets you 263,200 THB with a €1.49 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 25 of the 29 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Thailand.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7,000 transfer, Deutsche Bank delivers 256,490.68 THB vs 263,200 THB with TapTap Send.

We found Deutsche Bank was the cheapest bank on 23 of the 23 days it appeared for this amount.

For large transfers from Germany

Currency brokers

For buying property, moving to Thailand, or moving pensions, a currency broker is the best option.

A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/THB which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Thailand.

Be it overseas suppliers and contractors, receiving THB payments, or holding THB and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and THB in one account.

You get THB bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert THB to EUR or EUR to THB whenever you need.

The best multi-currency account is Currencies Direct, it adds ~0.75% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive THB in Thailand

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 263,200 THB.

Our data shows that TapTap Send gets your recipient 6,709.32 THB more than Deutsche Bank, today's cheapest bank, on the same €7,000.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Thailand.

The recipient in Thailand can receive THB by bank deposit, card deposit, and cash pickup.

To receive THB by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Thailand

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Debit card Bank deposit

    You pay €7,001.49

    ฿263,200

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    ฿262,567

    -฿633

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    ฿260,714

    -฿2,486

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    ฿260,653

    -฿2,547

  5. 5
    Debit card Card deposit

    You pay €7,003.99

    ฿260,382

    -฿2,818

Show moreShow less
  1. 6
    Credit card Card deposit

    You pay €7,003.99

    ฿260,382

    -฿2,818

  2. 7
    Debit card Cash pickup

    You pay €7,003.99

    ฿259,256

    -฿3,944

  3. 8
    Bank transfer Cash pickup

    You pay €7,003.99

    ฿259,256

    -฿3,944

  4. 9
    Credit card Cash pickup

    You pay €7,003.99

    ฿259,256

    -฿3,944

Things to know before sending money from Germany to Thailand

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/THB transfer options

For a €7,000 transfer to Thailand, these are the best options:

Cheapest way to send money to Thailand

The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 263,200 THB, which is 0.24% more than the next best option.

Fastest way to send money to Thailand

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 260,569.03 THB in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into THB sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 14 of them on EUR to Thailand, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/THB transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.