Xe is the best and cheapest service overall. On €7,000 you will get 268,129.4 THB after fees and the exchange rate.
We’ve compared 12 money transfer companies in more detail below.
| 12 of 12 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/THB exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/THB transfersAll money transfer offers for EUR/THB transfers, sorted by most THB received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €53.54 1 EUR = 38.3001 THB +0.02% vs mid-market | Recipient gets ฿266,050.11 Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €53.541 EUR = 38.3001 THB ฿266,050.11You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 38.3042 THB +0.01% vs mid-market | Recipient gets ฿268,129.40 Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.3042 THB ฿268,129.40You pay€7,000.00 | |||
Run a live search Showing top Germany to Thailand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to THB rates. | |||
Run a live search These companies offer multi-currency accounts for spending THB. We suggest doing a live search based on how much EUR you're planning to spend in Thailand. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 38.3042 THB +0.01% vs mid-market | Recipient gets ฿268,129.40 Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.3042 THB ฿268,129.40You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 38.3042 THB +0.01% vs mid-market | Recipient gets ฿268,129.40 Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.3042 THB ฿268,129.40You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 38.3042 THB +0.01% vs mid-market | Recipient gets ฿268,129.40 Minutes - 24 hours | |
Ways to receive money in Thailand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.3042 THB ฿268,129.40You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 38.2104 THB +0.25% vs mid-market | Recipient gets ฿267,472.92 Minutes - 3 days | |
Ways to receive money in Thailand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 38.2104 THB ฿267,472.92You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 38.2028 THB +0.27% vs mid-market | Recipient gets ฿267,419.29 Minutes - 24 hours | |
Ways to receive money in Thailand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.2028 THB ฿267,419.29You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 38.1913 THB +0.30% vs mid-market | Recipient gets ฿267,338.84 Minutes - 24 hours | |
Ways to receive money in Thailand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.1913 THB ฿267,338.84You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 38.1147 THB +0.50% vs mid-market | Recipient gets ฿266,802.56 Minutes - 24 hours | |
Ways to receive money in Thailand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.1147 THB ฿266,802.56You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.26 1 EUR = 38.1047 THB +0.53% vs mid-market | Recipient gets ฿266,607.90 Minutes - 24 hours | |
Ways to receive money in Thailand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.261 EUR = 38.1047 THB ฿266,607.90You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 38.0499 THB +0.67% vs mid-market | Recipient gets ฿266,349.30 Minutes - 24 hours | |
Ways to receive money in Thailand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 38.0499 THB ฿266,349.30You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €53.54 1 EUR = 38.3001 THB +0.02% vs mid-market | Recipient gets ฿266,050.11 Within minutes | |
Ways to receive money in Thailand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €53.541 EUR = 38.3001 THB ฿266,050.11You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €1.49 1 EUR = 38.0000 THB +0.80% vs mid-market | Recipient gets ฿266,000.00 Minutes | |
Ways to receive money in Thailand with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes €1.491 EUR = 38.0000 THB ฿266,000.00You pay€7,001.49 | |||
| Wise Pay via iDEAL/WERO | Fee €63.62 1 EUR = 38.3001 THB +0.02% vs mid-market | Recipient gets ฿265,664.05 Within minutes | |
Ways to receive money in Thailand with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €63.621 EUR = 38.3001 THB ฿265,664.05You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €40.50 1 EUR = 38.1454 THB +0.42% vs mid-market | Recipient gets ฿265,473.06 Within minutes | |
Ways to receive money in Thailand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €40.501 EUR = 38.1454 THB ฿265,473.06You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 37.7699 THB +1.40% vs mid-market | Recipient gets ฿264,389.27 Minutes - 2 days | |
Ways to receive money in Thailand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 37.7699 THB ฿264,389.27You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €108.26 1 EUR = 38.3001 THB +0.02% vs mid-market | Recipient gets ฿263,954.33 Within minutes | |
Ways to receive money in Thailand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €108.261 EUR = 38.3001 THB ฿263,954.33You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €150.08 1 EUR = 38.3001 THB +0.02% vs mid-market | Recipient gets ฿262,352.62 Within minutes | |
Ways to receive money in Thailand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €150.081 EUR = 38.3001 THB ฿262,352.62You pay€7,000.00 | |||
 Deutsche Bank Pay via Bank transfer | Fee €37.05 1 EUR = 37.5829 THB +1.91% vs mid-market | Recipient gets ฿261,687.93 Minutes - 5 days | |
Ways to receive money in Thailand with Deutsche Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days €37.051 EUR = 37.5829 THB ฿261,687.93You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €191.00 1 EUR = 38.1454 THB +0.42% vs mid-market | Recipient gets ฿259,732.17 Within minutes | |
Ways to receive money in Thailand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €191.001 EUR = 38.1454 THB ฿259,732.17You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 38.306182 THB Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most THB.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/THB rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 12 companies for sending money from Germany to Thailand, across broker, app, online, multi-currency account, global account, and bank, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Xe to Thailand gets you 268,129.4 THB with a €0 fee and 0.01% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For Euro transfers only
Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.
Outside the eurozone, banks like Deutsche Bank are much more expensive.
On a €7,000 transfer, Deutsche Bank delivers 261,687.93 THB vs 268,129.4 THB with Xe.
For large transfers from Germany
For buying property, moving to Thailand, or moving pensions, a currency broker is the best option.
A broker like Xe charges no fee and works on a margin. It adds 0.01% on EUR/THB which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Thailand.
Be it overseas suppliers and contractors, receiving THB payments, or holding THB and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and THB in one account.
You get THB bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert THB to EUR or EUR to THB whenever you need.
The best multi currency account is Currencies Direct, it adds ~0.67% markup and charges small fees.
With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 268,129.4 THB.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Thailand.
The recipient in Thailand can receive THB by bank deposit.
To receive THB by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
You pay €7,000.00
฿268,129
Cheapest
You pay €7,000.00
฿268,129
฿0
You pay €7,000.00
฿268,129
฿0
You pay €7,000.00
฿265,664
-฿2,465
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Thailand, these are the best options:
Cheapest way to send money to Thailand
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 268,129.4 THB, which is 0.24% more than the next best option.
Fastest way to send money to Thailand
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 265,473.06 THB in within minutes.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into THB sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/THB rate can move noticeably within a week, changing the amount your recipient gets in THB.
Mid-market rate:1 EUR = 38.260973 THB
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 12 of them on EUR to Thailand, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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