Best companies for NZD/RON transfers
6 of 6 providers Last updated on 28 October 2026
Based on 10,000 NZD transfer Best companies for NZD/RON transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fees: $32.77 1 NZD = 2.7004 RON +0.01% vs mid-market	Recipient gets lei 26,915.71 Next day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Romania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $32.771 NZD = 2.7004 RON lei 26,915.71You pay$10,000.00
Promoted Xe Pay via Bank transfer	Fees: $0.00 1 NZD = 2.6960 RON +0.17% vs mid-market	Recipient gets lei 26,960.00 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Romania with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 NZD = 2.6960 RON lei 26,960.00You pay$10,000.00
Run a live search Showing top New Zealand to Romania deals for 10,000 NZD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live NZD to RON rates.
Run a live search These companies offer multi-currency accounts for spending RON. We suggest doing a live search based on how much NZD you're planning to spend in Romania.
Run a live search These are managed services with real human support for large NZD transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Bank transfer	Fees: $0.00 1 NZD = 2.6960 RON +0.17% vs mid-market	Recipient gets lei 26,960.00 6-12 Hours
4 reviews Cheapest Receive to bank accountDedicated support for larger transactions
Ways to receive money in Romania with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 NZD = 2.6960 RON lei 26,960.00You pay$10,000.00
TorFx Pay via Bank transfer	Fees: $0.00 1 NZD = 2.6925 RON +0.30% vs mid-market	Recipient gets lei 26,924.65 6-12 Hours
2 reviews Receive to bank accountIdeal for buying property abroad
Ways to receive money in Romania with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 NZD = 2.6925 RON lei 26,924.65You pay$10,000.00
Wise Pay via Bank transfer	Fees: $32.77 1 NZD = 2.7004 RON +0.01% vs mid-market	Recipient gets lei 26,915.71 Next day
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Romania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $32.771 NZD = 2.7004 RON lei 26,915.71You pay$10,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fees: $41.50 1 NZD = 2.6978 RON +0.10% vs mid-market	Recipient gets lei 26,865.76 Within minutes
10 reviews Fastest Receive to bank account
Ways to receive money in Romania with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $41.501 NZD = 2.6978 RON lei 26,865.76You pay$10,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Debit card	Fees: $40.00 1 NZD = 2.6960 RON +0.17% vs mid-market	Recipient gets lei 26,852.16 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Romania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $40.001 NZD = 2.6960 RON lei 26,852.16You pay$10,000.00
Currencies Direct Pay via Bank transfer	Fees: $0.00 1 NZD = 2.6851 RON +0.57% vs mid-market	Recipient gets lei 26,851.00 6-12 Hours
3 reviews Receive to bank account
Ways to receive money in Romania with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 NZD = 2.6851 RON lei 26,851.00You pay$10,000.00
Xe Pay via Credit card	Fees: $90.00 1 NZD = 2.6960 RON +0.17% vs mid-market	Recipient gets lei 26,717.36 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Romania with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $90.001 NZD = 2.6960 RON lei 26,717.36You pay$10,000.00
Moneycorp Pay via Bank transfer	Fees: $0.00 1 NZD = 2.6628 RON +1.40% vs mid-market	Recipient gets lei 26,627.59 Next Day
0 reviews
Ways to receive money in Romania with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 NZD = 2.6628 RON lei 26,627.59You pay$10,000.00
How Our Results Work Mid-market rate: 1 NZD = 2.7006 RON Updates every 60 minutes.

Why compare

NZD/RON exchange rate

Best ways to pay & receive

Transfer speed

How to send money from New Zealand to Romania

Pick a company

If you're sending a one-off transfer, then Xe is the best option.

Xe was the cheapest on 1 of the 29 days it quoted NZ$10,000 transfers to Romania.

For recurring transfers, I'd suggest using an app or a multi-currency account like Xe.

For large transfers (NZ$10k+), a broker like Xe is usually the best option.

New Zealand has no instant payment rail, so plan for the money to leave your account slower than you'd expect.

How much you send will affect the best option for you right now, so I suggest .

Fund your transfer

You can pay for the transfer via bank transfer, debit card, and credit card.

Bank transfers settle in batches a few times a business day, so a Friday evening payment can sit until Monday.

If you and the money transfer company use the same bank, it'll usually settle in seconds.

Verify and send

For your first transfer you'll need a photo ID and proof of address.

Nothing checks the recipient's name against the account number on an international transfer, so make sure to double check it.

Compare amounts

How much NZD are you sending to Romania?

How much NZD you send to Romania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 3% of the transfers from NZ$10,000 it quoted, and in 4% of all the transfers it quoted.


$1,000	0.19%	$1.50	lei 2,691.99with bank transfer to bank deposit	+lei 13.24
$5,000	0.11%	$0.00	lei 13,480.00with bank transfer to bank deposit	+lei 71.91
$10,000This page	0.17%	$0.00	lei 26,960.00with bank transfer to bank deposit	+lei 120.72
$50,000	0.02%	$0.00	lei 134,800.00with bank transfer to bank deposit	+lei 557.65
$250,000	0.15%	$0.00	lei 674,397.63with bank transfer to bank deposit	+lei 1,964.42

Mid-market rate: 1 NZD = 2.7006 RON

NZD/RON Exchange Rate History

Is today a good time to send money from New Zealand to Romania?

The cheapest way to send NZD to RON can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 10,000 NZD transfers to Romania.

Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more RON per NZD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of RON on every transfer from New Zealand.

Right now, Xe pays 26,960 RON on 10,000 NZD, which is 45.67 RON less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 27,217.94 RON.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Romania.

We've tracked 108 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

XeAppeared in 76 comparisons
Cheapest in 4% of them
TorFxAppeared in 61 comparisons
Cheapest in 38% of them
WiseAppeared in 106 comparisons
Cheapest in 26% of them

Based on 108 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most RON, but it was the cheapest in only 4% of the 76 comparisons it appeared in over the past month.

TorFx (today's second cheapest) was the cheapest in only 38% of its comparisons, so it's rarely the cheapest option for transfers to Romania.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from New Zealand to Romania

6 companies cover NZD/RON transfers, between them you can send money via online, app, broker, multi-currency account, and global account, and more.

Cheapest way to send NZD

Online money transfers

The gap between the cheapest and most expensive way to send money from New Zealand is among the widest in the world, and money transfer companies and apps are usually the cheapest.

Xe charges NZ$0 and 0.17% markup on a NZ$10,000 transfer.

This will get you 26,960 RON and it will arrive in 6-12 hours.

In our comparisons over the past month, it was the cheapest online service on 1 of the 29 days it quoted.

Best support options

Currency brokers

For house purchase abroad, an inheritance or a pension transfer, a broker like Xe charges no fee and adds 0.17% margin, with a real person on the phone dealing with everything end to end.

Our analysis shows Xe was the cheapest broker in 3% of the transfers from NZ$10,000 it quoted.

Also, you can send a small NZD/RON transfer first to get the feel of the process before sending the rest.

I suggest getting a few quotes from brokers and seeing who's the cheapest.

Living across two countries

Multi-currency accounts

If you live between two countries, income in one, mortgage or family in the other, a multi-currency account holds both currencies and converts when you choose.

Wise converts NZ$10,000 at 0.01% markup and holds the RON until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

It’s also great for travelling to Romania and spending it there.

For business payments from NZ

Global accounts

Companies like Wise Business, OFX, or Revolut Business handle business payments, recurring and batch payments, invoicing, and more.

Great for paying suppliers, contractors or staff in Romania, or getting paid in RON.

Ways to fund NZD and receive RON in Romania

With Xe, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending NZ$10,000 gives your recipient 26,960 RON.

Pay in NZD by bank transfer, debit card, and credit card.

New Zealand bank payments still run in processing cycles, so allow time for the company to receive the payment before it can process the transfer to Romania.

The recipient in Romania can use bank deposit.

To send money directly to bank account or card, enter the recipient's bank details, account number and account-holder name.

1

Bank transfer Bank deposit

You pay NZ$10,000.00

lei26,960

Cheapest
2

Debit card Bank deposit

You pay NZ$10,000.00

lei26,852

-lei108
3

Credit card Bank deposit

You pay NZ$10,000.00

lei26,717

-lei243

What to consider when sending NZD to Romania

Here are a few things to know about money transfers from New Zealand to Romania.

Compare NZD/RON transfer options

For a NZ$10,000 transfer to Romania, these are the current best options you have.

Cheapest

Xe is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 26,960 RON, which is 0.13% more than the next best option.

Fastest

Revolut delivers 26,865.76 RON in within minutes when you pay by bank transfer and the recipient uses bank deposit.

A NZ$1,000 report

New Zealand reporting entities must report international wire transfers of NZ$1,000 or more to the Financial Intelligence Unit.

It does not mean you need permission or cannot send more than NZ$1,000.

The New Zealand Police guidance on prescribed transactions explains the reporting threshold.

Keep evidence showing where the money came from, particularly for a property sale, inheritance or transfer between your own accounts.

Bank funding is not always instant

New Zealand bank payments run daily, but the transfer company still needs to receive and match your payment before sending RON.

Debit-card funding may be confirmed sooner, although it can cost more.

Gifts are not taxed in New Zealand

New Zealand abolished gift duty, so there is no New Zealand gift tax simply because you send money to family in Romania.

Keep a record showing that it was a gift, loan or transfer of your own money because the recipient's tax position can differ.

Transfer protection from New Zealand

New Zealand's Depositor Compensation Scheme covers eligible deposits at licensed deposit takers.

It does not cover money after it has been sent to a non-bank transfer company.

The Reserve Bank explains the scheme's scope in a bit more detail.

How we analyse the market

Most of our pricing comes straight from the companies, and anything collected by hand is labelled in the table as indicative.

That covers 6 registered financial service providers sending NZD to Romania, updated in real time on live searches and compared on rates, fees, speed and the ways to pay and collect.

In the past 30 days alone, we analysed 108 comparisons across 5 amounts.

This page covers the cheapest and fastest options for NZD/RON transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. Learn more:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from New Zealand

Send money to Romania

Send money from United States to Romania Send money from Germany to Romania Send money from United Kingdom to Romania Send money from Spain to Romania Send money from France to Romania Send money from Italy to Romania Send money from Canada to Romania Send money from Netherlands to Romania Send money from Sweden to Romania Send money from India to Romania Send money from Israel to Romania Send money from Denmark to Romania Send money from Switzerland to Romania

Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6271	–	lei 26,270.74
TorFx Cheapest	2.6192	$0.00	lei 26,191.93	−lei 78.81
Wise	2.6270	$32.77	lei 26,183.81	−lei 86.93
Xe	2.6027	$0.00	lei 26,027.00	−lei 243.74

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6299	–	lei 26,299.00
TorFx Cheapest	2.6220	$0.00	lei 26,220.10	−lei 78.90
Wise	2.6305	$32.77	lei 26,218.40	−lei 80.60
Xe No quote collected this day	–	–	–	–

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6180	–	lei 26,179.87
TorFx Cheapest	2.6101	$0.00	lei 26,101.33	−lei 78.54
Wise	2.6176	$32.77	lei 26,090.32	−lei 89.55
Xe	2.5927	$0.00	lei 25,927.00	−lei 252.87

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6610	–	lei 26,609.71
TorFx Cheapest	2.6530	$0.00	lei 26,529.88	−lei 79.83
Wise	2.6614	$32.77	lei 26,526.39	−lei 83.32
Xe	2.5784	$0.00	lei 25,784.00	−lei 825.71

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6633	–	lei 26,632.90
TorFx Cheapest	2.6553	$0.00	lei 26,553.00	−lei 79.90
Wise	2.6629	$32.77	lei 26,541.44	−lei 91.46
Xe	2.6112	$0.00	lei 26,112.00	−lei 520.90

Mon, 5 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6614	–	lei 26,614.38
TorFx Cheapest	2.6535	$0.00	lei 26,534.54	−lei 79.84
Wise	2.6611	$32.77	lei 26,523.50	−lei 90.88
Xe	2.6140	$0.00	lei 26,140.00	−lei 474.38

Tue, 6 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6692	–	lei 26,691.73
TorFx Cheapest	2.6612	$0.00	lei 26,611.65	−lei 80.08
Wise	2.6689	$32.77	lei 26,601.44	−lei 90.29
Xe	2.6358	$0.00	lei 26,358.00	−lei 333.73

Wed, 7 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6715	–	lei 26,714.61
TorFx Cheapest	2.6634	$0.00	lei 26,634.47	−lei 80.14
Wise	2.6717	$32.77	lei 26,629.45	−lei 85.16
Xe	2.6466	$0.00	lei 26,466.00	−lei 248.61

Thu, 8 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6749	–	lei 26,749.41
TorFx Cheapest	2.6669	$0.00	lei 26,669.16	−lei 80.25
Wise	2.6753	$32.77	lei 26,665.53	−lei 83.88
Xe	2.6481	$0.00	lei 26,481.00	−lei 268.41

Fri, 9 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6733	–	lei 26,733.41
TorFx Cheapest	2.6653	$0.00	lei 26,653.21	−lei 80.20
Wise	2.6734	$32.77	lei 26,646.69	−lei 86.72
Xe	2.6505	$0.00	lei 26,505.00	−lei 228.41

Sat, 10 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6721	–	lei 26,720.79
Wise Cheapest	2.6748	$32.77	lei 26,660.35	−lei 60.44
TorFx	2.6641	$0.00	lei 26,640.63	−lei 80.16
Xe	2.6556	$0.00	lei 26,556.00	−lei 164.79

Mon, 12 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6688	–	lei 26,687.93
TorFx Cheapest	2.6608	$0.00	lei 26,607.87	−lei 80.06
Wise	2.6689	$32.77	lei 26,601.94	−lei 85.99
Xe	2.6532	$0.00	lei 26,532.00	−lei 155.93

Tue, 13 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6736	–	lei 26,736.43
Wise Cheapest	2.6748	$32.77	lei 26,660.45	−lei 75.98
TorFx	2.6656	$0.00	lei 26,656.22	−lei 80.21
Xe	2.6328	$0.00	lei 26,328.00	−lei 408.43

Wed, 14 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6811	–	lei 26,811.36
TorFx Cheapest	2.6731	$0.00	lei 26,730.93	−lei 80.43
Wise	2.6812	$32.77	lei 26,724.44	−lei 86.92
Xe	2.6487	$0.00	lei 26,487.00	−lei 324.36

Thu, 15 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6700	–	lei 26,699.79
TorFx Cheapest	2.6620	$0.00	lei 26,619.69	−lei 80.10
Wise	2.6699	$32.77	lei 26,611.31	−lei 88.48
Xe	2.6397	$0.00	lei 26,397.00	−lei 302.79

Fri, 16 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6893	–	lei 26,893.20
TorFx Cheapest	2.6813	$0.00	lei 26,812.52	−lei 80.68
Wise	2.6888	$32.77	lei 26,800.39	−lei 92.81
Xe	2.6538	$0.00	lei 26,538.00	−lei 355.20

Sat, 17 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6768	–	lei 26,768.12
Wise Cheapest	2.6792	$32.77	lei 26,703.90	−lei 64.22
TorFx	2.6688	$0.00	lei 26,687.82	−lei 80.30
Xe	2.6500	$0.00	lei 26,500.00	−lei 268.12

Mon, 19 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6886	–	lei 26,886.06
TorFx Cheapest	2.6805	$0.00	lei 26,805.40	−lei 80.66
Wise	2.6886	$32.77	lei 26,797.79	−lei 88.27
Xe	2.6546	$0.00	lei 26,546.00	−lei 340.06

Tue, 20 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6969	–	lei 26,969.14
TorFx Cheapest	2.6888	$0.00	lei 26,888.23	−lei 80.91
Wise	2.6970	$32.77	lei 26,881.42	−lei 87.72
Xe	2.6570	$0.00	lei 26,570.00	−lei 399.14

Wed, 21 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.6993	–	lei 26,992.87
TorFx Cheapest	2.6912	$0.00	lei 26,911.89	−lei 80.98
Wise	2.6995	$32.77	lei 26,906.04	−lei 86.83
Xe	2.6729	$0.00	lei 26,729.00	−lei 263.87

Thu, 22 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.7065	–	lei 27,064.96
Wise Cheapest	2.7076	$32.77	lei 26,987.57	−lei 77.39
TorFx	2.6984	$0.00	lei 26,983.77	−lei 81.19
Xe	2.6753	$0.00	lei 26,753.00	−lei 311.96

Fri, 23 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.7175	–	lei 27,174.71
TorFx Cheapest	2.7093	$0.00	lei 27,093.19	−lei 81.52
Wise	2.7175	$32.77	lei 27,086.35	−lei 88.36
Xe	2.6808	$0.00	lei 26,808.00	−lei 366.71

Sat, 24 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.7300	–	lei 27,299.84
TorFx Cheapest	2.7218	$0.00	lei 27,217.94	−lei 81.90
Wise	2.7222	$32.77	lei 27,132.49	−lei 167.35
Xe	2.6869	$0.00	lei 26,869.00	−lei 430.84

Mon, 26 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.7149	–	lei 27,148.79
TorFx Cheapest	2.7067	$0.00	lei 27,067.34	−lei 81.45
Wise	2.7151	$32.77	lei 27,062.13	−lei 86.66
Xe	2.6879	$0.00	lei 26,879.00	−lei 269.79

Tue, 27 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	2.7270	–	lei 27,269.52
TorFx Cheapest	2.7188	$0.00	lei 27,187.71	−lei 81.81
Wise	2.7272	$32.77	lei 27,182.63	−lei 86.89
Xe	2.6837	$0.00	lei 26,837.00	−lei 432.52

How to send money to Romania from New Zealand with the best NZD-RON rate

Best companies for NZD/RON transfers