Xe is the best and cheapest service overall. On €7,000 you will get 37,293.2 RON after fees and the exchange rate.
We’ve compared 10 money transfer companies in more detail below.
| 11 of 11 providers Last updated on 26 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/RON transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €35.52 1 EUR = 5.2739 RON -0.02% vs mid-market | Recipient gets lei 36,729.62 Next day | |
Ways to receive money in Romania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €35.521 EUR = 5.2739 RON lei 36,729.62You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 5.3276 RON -1.03% vs mid-market | Recipient gets lei 37,293.20 Minutes - 24 hours | |
Ways to receive money in Romania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.3276 RON lei 37,293.20You pay€7,000.00 | |||
Run a live search Showing top Germany to Romania deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to RON rates. | |||
Run a live search These companies offer multi-currency accounts for spending RON. We suggest doing a live search based on how much EUR you're planning to spend in Romania. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 5.3276 RON -1.03% vs mid-market | Recipient gets lei 37,293.20 Minutes - 24 hours | |
Ways to receive money in Romania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.3276 RON lei 37,293.20You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 5.3276 RON -1.03% vs mid-market | Recipient gets lei 37,293.20 Minutes - 24 hours | |
Ways to receive money in Romania with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.3276 RON lei 37,293.20You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 5.3276 RON -1.03% vs mid-market | Recipient gets lei 37,293.20 Minutes - 24 hours | |
Ways to receive money in Romania with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.3276 RON lei 37,293.20You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 5.2598 RON +0.25% vs mid-market | Recipient gets lei 36,818.58 Minutes - 3 days | |
Ways to receive money in Romania with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 5.2598 RON lei 36,818.58You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 5.2587 RON +0.27% vs mid-market | Recipient gets lei 36,811.20 Minutes - 24 hours | |
Ways to receive money in Romania with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.2587 RON lei 36,811.20You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 5.2572 RON +0.30% vs mid-market | Recipient gets lei 36,800.13 Minutes - 24 hours | |
Ways to receive money in Romania with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.2572 RON lei 36,800.13You pay€7,000.00 | |||
 Profee Pay via Debit card | Fee €0.00 1 EUR = 5.2505 RON +0.43% vs mid-market | Recipient gets lei 36,753.30 Minutes - 24 hours | |
Ways to receive money in Romania with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 5.2505 RON lei 36,753.30You pay€7,000.00 | |||
| Profee Pay via Bank transfer | Fee €0.00 1 EUR = 5.2505 RON +0.43% vs mid-market | Recipient gets lei 36,753.30 Minutes - 24 hours | |
Ways to receive money in Romania with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 5.2505 RON lei 36,753.30You pay€7,000.00 | |||
| Profee Pay via Klarna | Fee €0.00 1 EUR = 5.2505 RON +0.43% vs mid-market | Recipient gets lei 36,753.30 Minutes - 24 hours | |
Ways to receive money in Romania with Profee when paying by klarna. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 5.2505 RON lei 36,753.30You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €35.52 1 EUR = 5.2739 RON -0.02% vs mid-market | Recipient gets lei 36,729.62 Next day | |
Ways to receive money in Romania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €35.521 EUR = 5.2739 RON lei 36,729.62You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €45.65 1 EUR = 5.2739 RON -0.02% vs mid-market | Recipient gets lei 36,676.20 Next day | |
Ways to receive money in Romania with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €45.651 EUR = 5.2739 RON lei 36,676.20You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 5.2335 RON +0.75% vs mid-market | Recipient gets lei 36,634.50 Minutes - 24 hours | |
Ways to receive money in Romania with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.2335 RON lei 36,634.50You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €90.52 1 EUR = 5.2739 RON -0.02% vs mid-market | Recipient gets lei 36,439.56 Next day | |
Ways to receive money in Romania with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €90.521 EUR = 5.2739 RON lei 36,439.56You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 5.1992 RON +1.40% vs mid-market | Recipient gets lei 36,394.11 Minutes - 2 days | |
Ways to receive money in Romania with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 5.1992 RON lei 36,394.11You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €132.57 1 EUR = 5.2739 RON -0.02% vs mid-market | Recipient gets lei 36,217.80 Next day | |
Ways to receive money in Romania with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €132.571 EUR = 5.2739 RON lei 36,217.80You pay€7,000.00 | |||
 Opal Transfer Pay via Bank transfer | Fee €1.00 1 EUR = 5.1700 RON +1.97% vs mid-market | Recipient gets lei 36,184.83 Minutes - 24 hours | |
Ways to receive money in Romania with Opal Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.001 EUR = 5.1700 RON lei 36,184.83You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €4.99 1 EUR = 5.1645 RON +2.08% vs mid-market | Recipient gets lei 36,151.50 Minutes - 24 hours | |
Ways to receive money in Romania with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €4.991 EUR = 5.1645 RON lei 36,151.50You pay€7,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 5.1645 RON lei 36,151.50You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 5.1645 RON lei 36,151.50You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €4.99 1 EUR = 5.1645 RON +2.08% vs mid-market | Recipient gets lei 36,151.50 Minutes - 24 hours | |
Ways to receive money in Romania with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €4.991 EUR = 5.1645 RON lei 36,151.50You pay€7,004.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 5.1645 RON lei 36,151.50You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 5.1645 RON lei 36,151.50You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 5.1645 RON +2.08% vs mid-market | Recipient gets lei 36,151.50 Minutes - 24 hours | |
Ways to receive money in Romania with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €4.991 EUR = 5.1645 RON lei 36,151.50You pay€7,004.99 Cash pickupMinutes - 24 hours €9.991 EUR = 5.1645 RON lei 36,151.50You pay€7,009.99 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €110.50 1 EUR = 5.2443 RON +0.55% vs mid-market | Recipient gets lei 36,130.43 Next day | |
Ways to receive money in Romania with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext day €110.501 EUR = 5.2443 RON lei 36,130.43You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €149.00 1 EUR = 5.2443 RON +0.55% vs mid-market | Recipient gets lei 35,928.53 Within minutes | |
Ways to receive money in Romania with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €149.001 EUR = 5.2443 RON lei 35,928.53You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 5.2730 RON Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most RON.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/RON rate.
You have 6 ways to pay, including bank transfer, debit card, credit card, debit card, klarna, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 10 companies for sending money from Germany to Romania, across online, app, broker, multi-currency account, global account, and in person, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Xe to Romania gets you 37,293.2 RON with a €0 fee and -1.03% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to Romania.
For large transfers from Germany
For buying property, moving to Romania, or moving pensions, a currency broker is the best option.
A broker like Xe charges no fee and works on a margin. It adds -1.03% on EUR/RON which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Romania.
Be it overseas suppliers and contractors, receiving RON payments, or holding RON and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and RON in one account.
You get RON bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert RON to EUR or EUR to RON whenever you need.
The best multi currency account is Wise, it adds ~-0.02% markup and charges small fees.
With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 37,293.2 RON.
You can pay for the transfer using bank transfer, debit card, credit card, debit card, klarna, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Romania.
The recipient in Romania can receive RON by bank deposit, card deposit, and cash pickup.
To receive RON by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Romania
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
lei37,293
Cheapest
You pay €7,000.00
lei37,293
lei0
You pay €7,000.00
lei37,293
lei0
You pay €7,000.00
lei36,753
-lei540
You pay €7,000.00
lei36,753
-lei540
You pay €7,000.00
lei36,753
-lei540
You pay €7,000.00
lei36,676
-lei617
You pay €7,009.99
lei36,152
-lei1,142
You pay €7,009.99
lei36,152
-lei1,142
You pay €7,009.99
lei36,152
-lei1,142
You pay €7,009.99
lei36,152
-lei1,142
You pay €7,009.99
lei36,152
-lei1,142
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Romania, these are the best options:
Cheapest way to send money to Romania
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 37,293.2 RON, which is 1.27% more than the next best option.
Fastest way to send money to Romania
The fastest option is Xe. Pay by debit card and choose bank deposit for the payout. Your recipient gets 37,293.2 RON in minuten - 24 stunden.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into RON sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/RON rate can move noticeably within a week, changing the amount your recipient gets in RON.
Mid-market rate:1 EUR = 5.27298 RON
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 10 of them on EUR to Romania, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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