How to send money to Romania from Germany with the best EUR-RON rate

Key Currency is the best and cheapest service overall. On €7,000 you will get 37,354.75 RON after fees and the exchange rate.

We’ve compared 11 money transfer companies in more detail below.

Best companies for EUR/RON transfers

12 of 12 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/RON transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €35.52 1 EUR = 5.3503 RON -0.01% vs mid-market Recipient gets lei 37,262.41 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€35.521 EUR = 5.3503 RON
lei 37,262.41You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 5.3245 RON +0.47% vs mid-market Recipient gets lei 37,271.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.3245 RON
lei 37,271.50You pay€7,000.00

Run a live search

Showing top Germany to Romania deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 5.3364 RON +0.25% vs mid-market Recipient gets lei 37,354.75 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Romania with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 5.3364 RON
lei 37,354.75You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 5.3353 RON +0.27% vs mid-market Recipient gets lei 37,347.26 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Romania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.3353 RON
lei 37,347.26You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 5.3337 RON +0.30% vs mid-market Recipient gets lei 37,336.02 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Romania with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.3337 RON
lei 37,336.02You pay€7,000.00

Profee

Pay via Debit card
Fee €0.00 1 EUR = 5.3288 RON +0.39% vs mid-market Recipient gets lei 37,301.85 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Romania with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 5.3288 RON
lei 37,301.85You pay€7,000.00

Profee

Pay via Bank transfer
Fee €0.00 1 EUR = 5.3288 RON +0.39% vs mid-market Recipient gets lei 37,301.85 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Romania with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 5.3288 RON
lei 37,301.85You pay€7,000.00

Profee

Pay via Klarna
Fee €0.00 1 EUR = 5.3288 RON +0.39% vs mid-market Recipient gets lei 37,301.85 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Romania with Profee when paying by klarna.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 5.3288 RON
lei 37,301.85You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 5.3245 RON +0.47% vs mid-market Recipient gets lei 37,271.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.3245 RON
lei 37,271.50You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 5.3245 RON +0.47% vs mid-market Recipient gets lei 37,271.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.3245 RON
lei 37,271.50You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 5.3245 RON +0.47% vs mid-market Recipient gets lei 37,271.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.3245 RON
lei 37,271.50You pay€7,000.00

Wise

Pay via Bank transfer
Fee €35.52 1 EUR = 5.3503 RON -0.01% vs mid-market Recipient gets lei 37,262.41 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€35.521 EUR = 5.3503 RON
lei 37,262.41You pay€7,000.00

Wise

Pay via iDEAL
Fee €45.65 1 EUR = 5.3503 RON -0.01% vs mid-market Recipient gets lei 37,208.21 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€45.651 EUR = 5.3503 RON
lei 37,208.21You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 5.3098 RON +0.75% vs mid-market Recipient gets lei 37,168.60 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Romania with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.3098 RON
lei 37,168.60You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €30.50 1 EUR = 5.3324 RON +0.33% vs mid-market Recipient gets lei 37,163.90 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€30.501 EUR = 5.3324 RON
lei 37,163.90You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €90.52 1 EUR = 5.3503 RON -0.01% vs mid-market Recipient gets lei 36,968.14 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€90.521 EUR = 5.3503 RON
lei 36,968.14You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 5.2749 RON +1.40% vs mid-market Recipient gets lei 36,924.09 Minutes - 2 days

Ways to receive money in Romania with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 5.2749 RON
lei 36,924.09You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €79.00 1 EUR = 5.3324 RON +0.33% vs mid-market Recipient gets lei 36,905.28 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€79.001 EUR = 5.3324 RON
lei 36,905.28You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Opal Transfer

Pay via Bank transfer
Fee €1.00 1 EUR = 5.2500 RON +1.88% vs mid-market Recipient gets lei 36,744.75 Minutes - 24 hours
0 reviews

Ways to receive money in Romania with Opal Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€1.001 EUR = 5.2500 RON
lei 36,744.75You pay€7,000.00

Wise

Pay via Credit card
Fee €132.57 1 EUR = 5.3503 RON -0.01% vs mid-market Recipient gets lei 36,743.15 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€132.571 EUR = 5.3503 RON
lei 36,743.15You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €4.99 1 EUR = 5.2400 RON +2.07% vs mid-market Recipient gets lei 36,680.00 Minutes - 24 hours

Ways to receive money in Romania with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€4.991 EUR = 5.2400 RON
lei 36,680.00You pay€7,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€9.991 EUR = 5.2400 RON
lei 36,680.00You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 5.2400 RON
lei 36,680.00You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €4.99 1 EUR = 5.2400 RON +2.07% vs mid-market Recipient gets lei 36,680.00 Minutes - 24 hours

Ways to receive money in Romania with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€4.991 EUR = 5.2400 RON
lei 36,680.00You pay€7,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€9.991 EUR = 5.2400 RON
lei 36,680.00You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 5.2400 RON
lei 36,680.00You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €4.99 1 EUR = 5.2400 RON +2.07% vs mid-market Recipient gets lei 36,680.00 Minutes - 24 hours

Ways to receive money in Romania with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€4.991 EUR = 5.2400 RON
lei 36,680.00You pay€7,004.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 5.2400 RON
lei 36,680.00You pay€7,009.99

Deutsche Bank

Pay via Bank transfer
Fee €37.05 1 EUR = 5.2496 RON +1.89% vs mid-market Recipient gets lei 36,553.00 Minutes - 5 days
0 reviews

Ways to receive money in Romania with Deutsche Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
€37.051 EUR = 5.2496 RON
lei 36,553.00You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 5.3498 RON Updates every 60 minutes.

How to send money from Germany to Romania

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 21 of the 29 days it quoted €7,000 transfers to Romania.

On a 7,000 EUR transfer, Key Currency delivers the most RON.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/RON rate.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, debit card, klarna, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Romania?

How much EUR you send to Romania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 81% of the transfers from €7,000 it quoted, and in 81% of all the transfers it quoted.

Cheapest service
€1,0000.35%€0.50lei 5,329.39with bank transfer to bank deposit+lei 40.89
€5,0000.30%€0.00lei 26,673.82with bank transfer to bank deposit+lei 206.28
€7,000This page0.25%€0.00lei 37,354.75with bank transfer to bank deposit+lei 289.31
€50,0000.20%€0.00lei 267,012.90with bank transfer to bank deposit+lei 2,044.88

Mid-market rate: 1 EUR = 5.3498 RON

EUR/RON Exchange Rate History

Is today a good time to send money from Germany to Romania?

The cheapest way to send EUR to RON can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Romania.

RON received for €7,000, after fees

Wed, 28 Oct 2026Mid-market ratelei 37,448.37 Key Currency lei 37,354.75 Deutsche Bank lei 36,553.00Key Currencylei 37,354.75Regency FXlei 37,347.26TorFxlei 37,336.02Extra cost of a banklei 801.75

36.200
36.400
36.600
36.800
37.000
37.200
37.400
37.600
At the mid-market rateWith the cheapest optionWith a bankKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.2775 – lei 36,942.29
Key Currency Cheapest 5.2643 €0.00 lei 36,849.93 −lei 92.36
Regency FX 5.2632 €0.00 lei 36,842.55 −lei 99.74
TorFx 5.2616 €0.00 lei 36,831.46 −lei 110.83
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.2793 – lei 36,955.37
Key Currency Cheapest 5.2661 €0.00 lei 36,862.98 −lei 92.39
Regency FX 5.2651 €0.00 lei 36,855.59 −lei 99.78
TorFx 5.2635 €0.00 lei 36,844.50 −lei 110.87
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.2740 – lei 36,917.83
Key Currency Cheapest 5.2608 €0.00 lei 36,825.54 −lei 92.29
Regency FX 5.2597 €0.00 lei 36,818.15 −lei 99.68
TorFx 5.2582 €0.00 lei 36,807.08 −lei 110.75
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3401 – lei 37,380.47
Key Currency Cheapest 5.3267 €0.00 lei 37,287.02 −lei 93.45
Regency FX 5.3256 €0.00 lei 37,279.54 −lei 100.93
TorFx 5.3240 €0.00 lei 37,268.33 −lei 112.14
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3391 – lei 37,373.54
Key Currency Cheapest 5.3257 €0.00 lei 37,280.11 −lei 93.43
Regency FX 5.3247 €0.00 lei 37,272.63 −lei 100.91
TorFx 5.3231 €0.00 lei 37,261.42 −lei 112.12
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3391 – lei 37,373.54
Key Currency Cheapest 5.3257 €0.00 lei 37,280.11 −lei 93.43
Regency FX 5.3247 €0.00 lei 37,272.63 −lei 100.91
TorFx 5.3231 €0.00 lei 37,261.42 −lei 112.12
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3251 – lei 37,275.95
Key Currency Cheapest 5.3118 €0.00 lei 37,182.76 −lei 93.18
Regency FX 5.3108 €0.00 lei 37,175.30 −lei 100.64
TorFx 5.3092 €0.00 lei 37,164.12 −lei 111.82
Bank No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3474 – lei 37,431.85
Key Currency Cheapest 5.3340 €0.00 lei 37,338.27 −lei 93.58
Regency FX 5.3330 €0.00 lei 37,330.78 −lei 101.07
TorFx 5.3314 €0.00 lei 37,319.55 −lei 112.30
Deutsche Bank 5.2422 €37.05 lei 36,501.22 −lei 930.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3480 – lei 37,435.88
Key Currency Cheapest 5.3346 €0.00 lei 37,342.29 −lei 93.59
Regency FX 5.3335 €0.00 lei 37,334.80 −lei 101.08
TorFx 5.3319 €0.00 lei 37,323.57 −lei 112.31
Deutsche Bank 5.2422 €37.05 lei 36,501.22 −lei 934.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3508 – lei 37,455.27
Key Currency Cheapest 5.3374 €0.00 lei 37,361.63 −lei 93.64
Regency FX 5.3363 €0.00 lei 37,354.14 −lei 101.13
TorFx 5.3347 €0.00 lei 37,342.91 −lei 112.36
Deutsche Bank 5.2511 €37.05 lei 36,563.49 −lei 891.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3435 – lei 37,404.54
Xe Cheapest 5.3318 €0.00 lei 37,322.60 −lei 81.94
Key Currency 5.3301 €0.00 lei 37,311.02 −lei 93.52
Regency FX 5.3291 €0.00 lei 37,303.54 −lei 101.00
TorFx 5.3275 €0.00 lei 37,292.32 −lei 112.22
Deutsche Bank 5.2511 €37.05 lei 36,563.49 −lei 841.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3401 – lei 37,380.52
Xe Cheapest 5.3375 €0.00 lei 37,362.50 −lei 18.02
Key Currency 5.3267 €0.00 lei 37,287.07 −lei 93.45
Regency FX 5.3257 €0.00 lei 37,279.59 −lei 100.93
TorFx 5.3241 €0.00 lei 37,268.38 −lei 112.14
Deutsche Bank 5.2380 €37.05 lei 36,471.93 −lei 908.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3401 – lei 37,380.52
Xe Cheapest 5.3375 €0.00 lei 37,362.50 −lei 18.02
Key Currency 5.3267 €0.00 lei 37,287.07 −lei 93.45
Regency FX 5.3257 €0.00 lei 37,279.59 −lei 100.93
TorFx 5.3241 €0.00 lei 37,268.38 −lei 112.14
Deutsche Bank 5.2380 €37.05 lei 36,471.93 −lei 908.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3375 – lei 37,362.81
Xe Cheapest 5.3375 €0.00 lei 37,362.50 −lei 0.31
Key Currency 5.3242 €0.00 lei 37,269.40 −lei 93.41
Regency FX 5.3231 €0.00 lei 37,261.93 −lei 100.88
TorFx 5.3215 €0.00 lei 37,250.72 −lei 112.09
Deutsche Bank 5.2383 €37.05 lei 36,473.98 −lei 888.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3325 – lei 37,327.37
Key Currency Cheapest 5.3192 €0.00 lei 37,234.06 −lei 93.31
Regency FX 5.3181 €0.00 lei 37,226.59 −lei 100.78
TorFx 5.3165 €0.00 lei 37,215.39 −lei 111.98
Deutsche Bank 5.2307 €37.05 lei 36,421.14 −lei 906.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3380 – lei 37,365.76
Key Currency Cheapest 5.3246 €0.00 lei 37,272.35 −lei 93.41
Regency FX 5.3236 €0.00 lei 37,264.87 −lei 100.89
TorFx 5.3220 €0.00 lei 37,253.66 −lei 112.10
Deutsche Bank 5.2352 €37.05 lei 36,452.43 −lei 913.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3354 – lei 37,348.11
Xe Cheapest 5.3239 €0.00 lei 37,267.30 −lei 80.81
Key Currency 5.3221 €0.00 lei 37,254.74 −lei 93.37
Regency FX 5.3210 €0.00 lei 37,247.27 −lei 100.84
TorFx 5.3194 €0.00 lei 37,236.06 −lei 112.05
Deutsche Bank 5.2352 €37.05 lei 36,452.43 −lei 895.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3349 – lei 37,344.28
Xe Cheapest 5.3349 €0.00 lei 37,344.30 +lei 0.02
Key Currency 5.3216 €0.00 lei 37,250.92 −lei 93.36
Regency FX 5.3205 €0.00 lei 37,243.45 −lei 100.83
TorFx 5.3189 €0.00 lei 37,232.25 −lei 112.03
Deutsche Bank 5.2314 €37.05 lei 36,425.74 −lei 918.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3159 – lei 37,211.01
Xe Cheapest 5.3086 €0.00 lei 37,160.20 −lei 50.81
Key Currency 5.3026 €0.00 lei 37,117.98 −lei 93.03
Regency FX 5.3015 €0.00 lei 37,110.54 −lei 100.47
TorFx 5.2999 €0.00 lei 37,099.37 −lei 111.64
Deutsche Bank 5.2250 €37.05 lei 36,381.41 −lei 829.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3159 – lei 37,211.01
Xe Cheapest 5.3086 €0.00 lei 37,160.20 −lei 50.81
Key Currency 5.3026 €0.00 lei 37,117.98 −lei 93.03
Regency FX 5.3015 €0.00 lei 37,110.54 −lei 100.47
TorFx 5.2999 €0.00 lei 37,099.37 −lei 111.64
Deutsche Bank 5.2250 €37.05 lei 36,381.41 −lei 829.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3272 – lei 37,290.08
Key Currency Cheapest 5.3138 €0.00 lei 37,196.85 −lei 93.23
Regency FX 5.3128 €0.00 lei 37,189.39 −lei 100.69
TorFx 5.3112 €0.00 lei 37,178.21 −lei 111.87
Deutsche Bank 5.2268 €37.05 lei 36,393.71 −lei 896.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3246 – lei 37,272.06
Key Currency Cheapest 5.3113 €0.00 lei 37,178.88 −lei 93.18
Regency FX 5.3102 €0.00 lei 37,171.43 −lei 100.63
TorFx 5.3086 €0.00 lei 37,160.24 −lei 111.82
Deutsche Bank 5.2268 €37.05 lei 36,393.71 −lei 878.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3274 – lei 37,292.05
Key Currency Cheapest 5.3141 €0.00 lei 37,198.81 −lei 93.24
Regency FX 5.3131 €0.00 lei 37,191.36 −lei 100.69
TorFx 5.3115 €0.00 lei 37,180.17 −lei 111.88
Deutsche Bank 5.2258 €37.05 lei 36,386.74 −lei 905.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3387 – lei 37,370.63
Key Currency Cheapest 5.3253 €0.00 lei 37,277.21 −lei 93.42
Regency FX 5.3242 €0.00 lei 37,269.73 −lei 100.90
TorFx 5.3226 €0.00 lei 37,258.52 −lei 112.11
Deutsche Bank 5.2389 €37.05 lei 36,477.95 −lei 892.68
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 5.3272 €0.00 lei 37,290.06 –
Deutsche Bank 5.2389 €37.05 lei 36,477.95 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3545 – lei 37,481.50
Key Currency Cheapest 5.3411 €0.00 lei 37,387.80 −lei 93.70
Regency FX 5.3400 €0.00 lei 37,380.30 −lei 101.20
TorFx 5.3384 €0.00 lei 37,369.06 −lei 112.44
Deutsche Bank 5.2470 €37.05 lei 36,534.60 −lei 946.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3545 – lei 37,481.50
Key Currency Cheapest 5.3411 €0.00 lei 37,387.80 −lei 93.70
Regency FX 5.3400 €0.00 lei 37,380.30 −lei 101.20
TorFx 5.3384 €0.00 lei 37,369.06 −lei 112.44
Deutsche Bank 5.2470 €37.05 lei 36,534.60 −lei 946.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3449 – lei 37,414.13
Key Currency Cheapest 5.3315 €0.00 lei 37,320.60 −lei 93.53
Regency FX 5.3304 €0.00 lei 37,313.11 −lei 101.02
TorFx 5.3288 €0.00 lei 37,301.89 −lei 112.24
Deutsche Bank 5.2454 €37.05 lei 36,523.67 −lei 890.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3457 – lei 37,419.82
Key Currency Cheapest 5.3323 €0.00 lei 37,326.27 −lei 93.55
Regency FX 5.3313 €0.00 lei 37,318.78 −lei 101.04
TorFx 5.3297 €0.00 lei 37,307.56 −lei 112.26
Deutsche Bank 5.2477 €37.05 lei 36,539.19 −lei 880.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.3498 – lei 37,448.37
Key Currency Cheapest 5.3364 €0.00 lei 37,354.75 −lei 93.62
Regency FX 5.3353 €0.00 lei 37,347.26 −lei 101.11
TorFx 5.3337 €0.00 lei 37,336.02 −lei 112.35
Deutsche Bank 5.2496 €37.05 lei 36,553.00 −lei 895.37

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more RON per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Key Currency pays 37,354.75 RON on 7,000 EUR, which is 93.62 RON less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 37,387.8 RON.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Romania.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Key CurrencyAppeared in 43 comparisons

    Cheapest in 81% of them

  2. Regency FXAppeared in 43 comparisons

    Never the cheapest

  3. TorFxAppeared in 59 comparisons

    Cheapest in 17% of them

  4. Deutsche BankAppeared in 71 comparisons

    Never the cheapest

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most RON, and it was also the cheapest in 81% of the 43 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Romania.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Romania.

Ways to send money from Germany to Romania

There are 11 companies for sending money from Germany to Romania, across app, online, broker, multi-currency account, global account, in person, and bank, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Profee to Romania gets you 37,301.85 RON with a €0 fee and 0.39% markup.

In our comparisons over the past month, it was the cheapest online service on 16 of the 28 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Romania.

For Euro transfers only

Banks

Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.

Outside the eurozone, banks like Deutsche Bank are much more expensive.

On a €7,000 transfer, Deutsche Bank delivers 36,553 RON vs 37,354.75 RON with Key Currency.

We found Deutsche Bank was the cheapest bank on 23 of the 23 days it appeared for this amount.

For large transfers from Germany

Currency brokers

For buying property, moving to Romania, or moving pensions, a currency broker is the best option.

A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/RON which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Key Currency was the cheapest broker in 81% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Romania.

Be it overseas suppliers and contractors, receiving RON payments, or holding RON and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and RON in one account.

You get RON bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert RON to EUR or EUR to RON whenever you need.

The best multi-currency account is Wise, it adds ~-0.01% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive RON in Romania

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 37,354.75 RON.

Our data shows that Key Currency gets your recipient 801.75 RON more than Deutsche Bank, today's cheapest bank, on the same €7,000.

You can pay for the transfer using bank transfer, debit card, credit card, debit card, klarna, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Romania.

The recipient in Romania can receive RON by bank deposit, card deposit, and cash pickup.

To receive RON by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Romania

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    lei37,355

    Cheapest

  2. 2
    Bank transfer Card deposit

    You pay €7,000.00

    lei37,302

    -lei53

  3. 3
    Debit card Card deposit

    You pay €7,000.00

    lei37,302

    -lei53

  4. 4
    Klarna Card deposit

    You pay €7,000.00

    lei37,302

    -lei53

  5. 5
    Debit card Bank deposit

    You pay €7,000.00

    lei37,272

    -lei83

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    lei37,272

    -lei83

  2. 7
    iDEAL Bank deposit

    You pay €7,000.00

    lei37,208

    -lei147

  3. 8
    Bank transfer Cash pickup

    You pay €7,009.99

    lei36,680

    -lei675

  4. 9
    Debit card Card deposit

    You pay €7,009.99

    lei36,680

    -lei675

  5. 10
    Debit card Cash pickup

    You pay €7,009.99

    lei36,680

    -lei675

  6. 11
    Credit card Card deposit

    You pay €7,009.99

    lei36,680

    -lei675

  7. 12
    Credit card Cash pickup

    You pay €7,009.99

    lei36,680

    -lei675

Things to know before sending money from Germany to Romania

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/RON transfer options

For a €7,000 transfer to Romania, these are the best options:

Cheapest way to send money to Romania

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 37,354.75 RON, which is 0.02% more than the next best option.

Fastest way to send money to Romania

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 37,163.9 RON in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into RON sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 11 of them on EUR to Romania, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/RON transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.