How to send money to Romania from Sweden with the best SEK-RON rate

From 10 companies analysed, Key Currency is the cheapest way to send money to Romania, giving your recipient 37,229.81 RON when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most RON.

Best companies for SEK/RON transfers

10 of 10 providers

Last updated on 28 September 2026

Based on 80,000 SEK transfer

Best companies for SEK/RON transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 370,03 kr 1 SEK = 0.4665 RON 0.00% vs mid-market Recipient gets 37 149,05 lei Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
370,03 kr1 SEK = 0.4665 RON
37 149,05 leiYou pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.4595 RON +1.52% vs mid-market Recipient gets 36 760,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4595 RON
36 760,00 leiYou pay80 000,00 kr

Run a live search

Showing top Sweden to Romania deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4654 RON +0.25% vs mid-market Recipient gets 37 229,81 lei Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Romania with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.4654 RON
37 229,81 leiYou pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4653 RON +0.27% vs mid-market Recipient gets 37 222,35 lei Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Romania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4653 RON
37 222,35 leiYou pay80 000,00 kr

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4651 RON +0.30% vs mid-market Recipient gets 37 211,15 lei Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Romania with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4651 RON
37 211,15 leiYou pay80 000,00 kr

Profee

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.4646 RON +0.42% vs mid-market Recipient gets 37 166,69 lei Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Romania with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 SEK = 0.4646 RON
37 166,69 leiYou pay80 000,00 kr

Profee

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4646 RON +0.42% vs mid-market Recipient gets 37 166,69 lei Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Romania with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 SEK = 0.4646 RON
37 166,69 leiYou pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 370,03 kr 1 SEK = 0.4665 RON 0.00% vs mid-market Recipient gets 37 149,05 lei Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
370,03 kr1 SEK = 0.4665 RON
37 149,05 leiYou pay80 000,00 kr

Currencies Direct

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4639 RON +0.57% vs mid-market Recipient gets 37 112,00 lei Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Romania with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4639 RON
37 112,00 leiYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 0.4658 RON +0.16% vs mid-market Recipient gets 36 885,30 lei Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 0.4658 RON
36 885,30 leiYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4600 RON +1.40% vs mid-market Recipient gets 36 800,60 lei Minutes - 2 days

Ways to receive money in Romania with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.4600 RON
36 800,60 leiYou pay80 000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.4595 RON +1.52% vs mid-market Recipient gets 36 760,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4595 RON
36 760,00 leiYou pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4595 RON +1.52% vs mid-market Recipient gets 36 760,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4595 RON
36 760,00 leiYou pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.4595 RON +1.52% vs mid-market Recipient gets 36 760,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4595 RON
36 760,00 leiYou pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 232,60 kr 1 SEK = 0.4665 RON 0.00% vs mid-market Recipient gets 36 746,65 lei Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 232,60 kr1 SEK = 0.4665 RON
36 746,65 leiYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 1 260,00 kr 1 SEK = 0.4658 RON +0.16% vs mid-market Recipient gets 36 680,33 lei Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
1 260,00 kr1 SEK = 0.4658 RON
36 680,33 leiYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee 1 395,14 kr 1 SEK = 0.4665 RON 0.00% vs mid-market Recipient gets 36 670,82 lei Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 395,14 kr1 SEK = 0.4665 RON
36 670,82 leiYou pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.4577 RON +1.91% vs mid-market Recipient gets 36 616,00 lei Minutes - 24 hours

Ways to receive money in Romania with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.4577 RON
36 616,00 leiYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.4577 RON
36 616,00 leiYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
240,00 kr1 SEK = 0.4577 RON
36 616,00 leiYou pay80 240,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 0.4577 RON +1.91% vs mid-market Recipient gets 36 616,00 lei Minutes - 24 hours

Ways to receive money in Romania with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.4577 RON
36 616,00 leiYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.4577 RON
36 616,00 leiYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
240,00 kr1 SEK = 0.4577 RON
36 616,00 leiYou pay80 240,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 0.4577 RON +1.91% vs mid-market Recipient gets 36 616,00 lei Minutes - 24 hours

Ways to receive money in Romania with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.4577 RON
36 616,00 leiYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.4577 RON
36 616,00 leiYou pay80 040,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 0.4665 RON Updates every 60 minutes.

How to send money from Sweden to Romania

Pick a company

For a one-off transfer to Romania, I suggest picking the cheapest option which is Key Currency.

On a 80,000 SEK transfer, Key Currency delivers the most RON.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/RON rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, credit card, and debit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Romania, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Romania

10 companies send money from Sweden to Romania, mostly through broker, app, online, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Romania, an online service like Profee is usually the simplest place to start.

Profee charges kr0 to send 80,000 SEK, leaving your recipient with 37,166.69 after a 0.42% markup on SEK/RON exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Romania.

Profee charges kr0 on a 80,000 SEK transfer and money will arrive in minutes - 24 hours.

You recipient can withdraw via bank deposit, card deposit, and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need RON.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0.01% exchange-rate markup and holds the RON in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Romania, a global account keeps the RON in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive RON in Romania

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 37,229.81 RON.

From Sweden, you can fund the transfer by bank transfer, debit card, credit card, and debit card, and in Romania, the recipient can use bank deposit, card deposit, and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect RON from a nearby MoneyGram agent in Romania.

Swish is useful for payments within Sweden, but it does not send RON to Romania.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    lei37,230

    Cheapest

  2. 2
    Bank transfer Card deposit

    You pay kr80,000.00

    lei37,167

    -lei63

  3. 3
    Debit card Card deposit

    You pay kr80,000.00

    lei37,167

    -lei63

  4. 4
    Debit card Bank deposit

    You pay kr80,000.00

    lei36,760

    -lei470

  5. 5
    Credit card Bank deposit

    You pay kr80,000.00

    lei36,760

    -lei470

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay kr80,040.00

    lei36,616

    -lei614

  2. 7
    Debit card Cash pickup

    You pay kr80,040.00

    lei36,616

    -lei614

  3. 8
    Debit card Card deposit

    You pay kr80,240.00

    lei36,616

    -lei614

  4. 9
    Credit card Cash pickup

    You pay kr80,040.00

    lei36,616

    -lei614

  5. 10
    Credit card Card deposit

    You pay kr80,240.00

    lei36,616

    -lei614

Consider this before sending SEK to Romania

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of RON from Sweden.

Compare SEK to RON transfer options

Cheapest way to send money to Romania

The cheapest option for RON 37,229.81 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 37,229.81 RON, which is 0.02% more than the next best option.

Fastest way to send money to Romania

With Revolut, a bank transfer deposit and bank deposit payout delivers 36,885.3 RON in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Romania.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Romania over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Romania may have their own rules on receiving monetary gifts.

Live SEK-RON Exchange Rate

Get a better SEK to RON exchange rate

The final rate controls how much RON you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 0.466286 RON

How we analyse the market

We track 10 companies sending SEK to Romania, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.