How to send money to Romania from Sweden with the best SEK-RON rate

From 10 companies analysed, Key Currency is the cheapest way to send money to Romania, giving your recipient 38,539.01 RON when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most RON.

Best companies for SEK/RON transfers

10 of 10 providers

Last updated on 28 October 2026

Based on 80,000 SEK transfer

Best companies for SEK/RON transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 370,03 kr 1 SEK = 0.4831 RON -0.02% vs mid-market Recipient gets 38 465,89 lei Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
370,03 kr1 SEK = 0.4831 RON
38 465,89 leiYou pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.4762 RON +1.41% vs mid-market Recipient gets 38 096,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4762 RON
38 096,00 leiYou pay80 000,00 kr

Run a live search

Showing top Sweden to Romania deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4817 RON +0.25% vs mid-market Recipient gets 38 539,01 lei Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Romania with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.4817 RON
38 539,01 leiYou pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4816 RON +0.27% vs mid-market Recipient gets 38 531,28 lei Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Romania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4816 RON
38 531,28 leiYou pay80 000,00 kr

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4815 RON +0.30% vs mid-market Recipient gets 38 519,69 lei Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Romania with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4815 RON
38 519,69 leiYou pay80 000,00 kr

Profee

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.4811 RON +0.38% vs mid-market Recipient gets 38 488,33 lei Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Romania with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 SEK = 0.4811 RON
38 488,33 leiYou pay80 000,00 kr

Profee

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4811 RON +0.38% vs mid-market Recipient gets 38 488,33 lei Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Romania with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 SEK = 0.4811 RON
38 488,33 leiYou pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 370,03 kr 1 SEK = 0.4831 RON -0.02% vs mid-market Recipient gets 38 465,89 lei Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
370,03 kr1 SEK = 0.4831 RON
38 465,89 leiYou pay80 000,00 kr

Currencies Direct

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4801 RON +0.59% vs mid-market Recipient gets 38 408,00 lei Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Romania with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4801 RON
38 408,00 leiYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 0.4823 RON +0.13% vs mid-market Recipient gets 38 188,02 lei Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 0.4823 RON
38 188,02 leiYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.4762 RON +1.41% vs mid-market Recipient gets 38 096,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4762 RON
38 096,00 leiYou pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4762 RON +1.41% vs mid-market Recipient gets 38 096,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4762 RON
38 096,00 leiYou pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.4762 RON +1.41% vs mid-market Recipient gets 38 096,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.4762 RON
38 096,00 leiYou pay80 000,00 kr

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.4762 RON +1.40% vs mid-market Recipient gets 38 094,70 lei Minutes - 2 days

Ways to receive money in Romania with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.4762 RON
38 094,70 leiYou pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 232,60 kr 1 SEK = 0.4831 RON -0.02% vs mid-market Recipient gets 38 049,22 lei Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 232,60 kr1 SEK = 0.4831 RON
38 049,22 leiYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 1 260,00 kr 1 SEK = 0.4823 RON +0.13% vs mid-market Recipient gets 37 975,81 lei Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
1 260,00 kr1 SEK = 0.4823 RON
37 975,81 leiYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee 1 395,14 kr 1 SEK = 0.4831 RON -0.02% vs mid-market Recipient gets 37 970,71 lei Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 395,14 kr1 SEK = 0.4831 RON
37 970,71 leiYou pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.4721 RON +2.27% vs mid-market Recipient gets 37 768,00 lei Minutes - 24 hours

Ways to receive money in Romania with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.4721 RON
37 768,00 leiYou pay80 030,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
240,00 kr1 SEK = 0.4721 RON
37 768,00 leiYou pay80 240,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.4709 RON
37 672,00 leiYou pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 0.4721 RON +2.27% vs mid-market Recipient gets 37 768,00 lei Minutes - 24 hours

Ways to receive money in Romania with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.4721 RON
37 768,00 leiYou pay80 030,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
240,00 kr1 SEK = 0.4721 RON
37 768,00 leiYou pay80 240,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.4709 RON
37 672,00 leiYou pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 0.4721 RON +2.27% vs mid-market Recipient gets 37 768,00 lei Minutes - 24 hours

Ways to receive money in Romania with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.4721 RON
37 768,00 leiYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.4709 RON
37 672,00 leiYou pay80 040,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 0.4829 RON Updates every 60 minutes.

How to send money from Sweden to Romania

Pick a company

For a one-off SEK transfer to Romania, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 24 of the 24 days it quoted kr80,000 transfers to Romania.

On a 80,000 SEK transfer, Key Currency delivers the most RON.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/RON rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, credit card, and debit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Romania, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Romania?

How much SEK you send to Romania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
5 000 kr0.23%0,00 kr2 410,50 leiwith debit card to bank deposit+23,34 lei
10 000 kr0.21%0,00 kr4 821,00 leiwith debit card to bank deposit+50,54 lei
25 000 kr0.23%0,00 kr12 052,50 leiwith debit card to bank deposit+134,83 lei
50 000 kr0.30%0,00 kr24 087,52 leiwith bank transfer to bank deposit+323,82 lei
80 000 krThis page0.25%0,00 kr38 539,01 leiwith bank transfer to bank deposit+355,07 lei

Mid-market rate: 1 SEK = 0.4829 RON

SEK/RON Exchange Rate History

Is today a good time to send money from Sweden to Romania?

The cheapest way to send SEK to RON can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80,000 SEK transfers to Romania.

RON received for 80 000 kr, after fees

Wed, 28 Oct 2026Mid-market rate38 635,60 lei Key Currency 38 539,01 leiKey Currency38 539,01 leiRegency FX38 531,28 leiTorFx38 519,69 lei

37 000
37 500
38 000
38 500
39 000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4659 – 37 268,24 lei
Key Currency Cheapest 0.4647 0,00 kr 37 175,07 lei −93,17 lei
Regency FX 0.4646 0,00 kr 37 167,62 lei −100,62 lei
TorFx 0.4645 0,00 kr 37 156,44 lei −111,80 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4660 – 37 280,56 lei
Key Currency Cheapest 0.4648 0,00 kr 37 187,36 lei −93,20 lei
Regency FX 0.4647 0,00 kr 37 179,90 lei −100,66 lei
TorFx 0.4646 0,00 kr 37 168,72 lei −111,84 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4651 – 37 209,28 lei
Key Currency Cheapest 0.4640 0,00 kr 37 116,26 lei −93,02 lei
Regency FX 0.4639 0,00 kr 37 108,81 lei −100,47 lei
TorFx 0.4637 0,00 kr 37 097,65 lei −111,63 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4725 – 37 803,68 lei
Key Currency Cheapest 0.4714 0,00 kr 37 709,17 lei −94,51 lei
Regency FX 0.4713 0,00 kr 37 701,61 lei −102,07 lei
TorFx 0.4711 0,00 kr 37 690,27 lei −113,41 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4723 – 37 783,68 lei
Key Currency Cheapest 0.4711 0,00 kr 37 689,22 lei −94,46 lei
Regency FX 0.4710 0,00 kr 37 681,66 lei −102,02 lei
TorFx 0.4709 0,00 kr 37 670,33 lei −113,35 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4723 – 37 783,68 lei
Key Currency Cheapest 0.4711 0,00 kr 37 689,22 lei −94,46 lei
Regency FX 0.4710 0,00 kr 37 681,66 lei −102,02 lei
TorFx 0.4709 0,00 kr 37 670,33 lei −113,35 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4724 – 37 792,24 lei
Key Currency Cheapest 0.4712 0,00 kr 37 697,76 lei −94,48 lei
Regency FX 0.4711 0,00 kr 37 690,20 lei −102,04 lei
TorFx 0.4710 0,00 kr 37 678,86 lei −113,38 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4747 – 37 974,96 lei
Key Currency Cheapest 0.4735 0,00 kr 37 880,02 lei −94,94 lei
Regency FX 0.4734 0,00 kr 37 872,43 lei −102,53 lei
TorFx 0.4733 0,00 kr 37 861,04 lei −113,92 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4750 – 37 997,92 lei
Key Currency Cheapest 0.4738 0,00 kr 37 902,93 lei −94,99 lei
Regency FX 0.4737 0,00 kr 37 895,33 lei −102,59 lei
TorFx 0.4735 0,00 kr 37 883,93 lei −113,99 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4775 – 38 198,40 lei
Key Currency Cheapest 0.4763 0,00 kr 38 102,90 lei −95,50 lei
Regency FX 0.4762 0,00 kr 38 095,26 lei −103,14 lei
TorFx 0.4760 0,00 kr 38 083,80 lei −114,60 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4781 – 38 250,32 lei
Key Currency Cheapest 0.4769 0,00 kr 38 154,69 lei −95,63 lei
Regency FX 0.4768 0,00 kr 38 147,04 lei −103,28 lei
TorFx 0.4767 0,00 kr 38 135,57 lei −114,75 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4766 – 38 131,36 lei
Key Currency Cheapest 0.4755 0,00 kr 38 036,03 lei −95,33 lei
Regency FX 0.4754 0,00 kr 38 028,41 lei −102,95 lei
TorFx 0.4752 0,00 kr 38 016,97 lei −114,39 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4766 – 38 131,36 lei
Key Currency Cheapest 0.4755 0,00 kr 38 036,03 lei −95,33 lei
Regency FX 0.4754 0,00 kr 38 028,41 lei −102,95 lei
TorFx 0.4752 0,00 kr 38 016,97 lei −114,39 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4765 – 38 123,84 lei
Key Currency Cheapest 0.4754 0,00 kr 38 028,53 lei −95,31 lei
Regency FX 0.4753 0,00 kr 38 020,91 lei −102,93 lei
TorFx 0.4751 0,00 kr 38 009,47 lei −114,37 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4762 – 38 093,04 lei
Key Currency Cheapest 0.4750 0,00 kr 37 997,81 lei −95,23 lei
Regency FX 0.4749 0,00 kr 37 990,19 lei −102,85 lei
TorFx 0.4747 0,00 kr 37 978,76 lei −114,28 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4789 – 38 314,72 lei
Key Currency Cheapest 0.4777 0,00 kr 38 218,93 lei −95,79 lei
Regency FX 0.4776 0,00 kr 38 211,27 lei −103,45 lei
TorFx 0.4775 0,00 kr 38 199,78 lei −114,94 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 0.4747 0,00 kr 37 974,83 lei –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4787 – 38 297,84 lei
Key Currency Cheapest 0.4775 0,00 kr 38 202,10 lei −95,74 lei
Regency FX 0.4774 0,00 kr 38 194,44 lei −103,40 lei
TorFx 0.4773 0,00 kr 38 182,95 lei −114,89 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.4780 370,03 kr 38 066,79 lei –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4772 – 38 179,28 lei
Key Currency Cheapest 0.4760 0,00 kr 38 083,83 lei −95,45 lei
Regency FX 0.4760 0,00 kr 38 076,20 lei −103,08 lei
TorFx 0.4758 0,00 kr 38 064,74 lei −114,54 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4788 – 38 301,20 lei
Key Currency Cheapest 0.4776 0,00 kr 38 205,45 lei −95,75 lei
Regency FX 0.4775 0,00 kr 38 197,79 lei −103,41 lei
TorFx 0.4773 0,00 kr 38 186,30 lei −114,90 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4791 – 38 325,84 lei
Key Currency Cheapest 0.4779 0,00 kr 38 230,03 lei −95,81 lei
Regency FX 0.4778 0,00 kr 38 222,36 lei −103,48 lei
TorFx 0.4776 0,00 kr 38 210,86 lei −114,98 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4791 – 38 330,72 lei
Remitly Cheapest 0.4785 0,00 kr 38 280,00 lei −50,72 lei
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 0.4784 0,00 kr 38 275,18 lei –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4811 – 38 484,80 lei
Key Currency Cheapest 0.4799 0,00 kr 38 388,59 lei −96,21 lei
Regency FX 0.4798 0,00 kr 38 380,89 lei −103,91 lei
TorFx 0.4796 0,00 kr 38 369,35 lei −115,45 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4813 – 38 500,96 lei
Remitly Cheapest 0.4794 0,00 kr 38 352,00 lei −148,96 lei
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4813 – 38 500,96 lei
Key Currency Cheapest 0.4801 0,00 kr 38 404,71 lei −96,25 lei
Regency FX 0.4800 0,00 kr 38 397,01 lei −103,95 lei
TorFx 0.4798 0,00 kr 38 385,46 lei −115,50 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Profee Cheapest 0.4782 0,00 kr 38 254,97 lei –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4808 – 38 461,76 lei
Key Currency Cheapest 0.4796 0,00 kr 38 365,61 lei −96,15 lei
Regency FX 0.4795 0,00 kr 38 357,91 lei −103,85 lei
TorFx 0.4793 0,00 kr 38 346,37 lei −115,39 lei
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.4829 – 38 635,60 lei
Key Currency Cheapest 0.4817 0,00 kr 38 539,01 lei −96,59 lei
Regency FX 0.4816 0,00 kr 38 531,28 lei −104,32 lei
TorFx 0.4815 0,00 kr 38 519,69 lei −115,91 lei

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more RON per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of RON on every transfer from Sweden.

Right now, Key Currency pays 38,539.01 RON on 80,000 SEK, which is 96.59 RON less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Romania.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 24 comparisons

    Cheapest every time

  2. Regency FXAppeared in 24 comparisons

    Never the cheapest

  3. TorFxAppeared in 37 comparisons

    Cheapest in 32% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Sweden to Romania

10 companies send money from Sweden to Romania, mostly through broker, app, online, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Romania, an online service like Profee is usually the simplest place to start.

Profee charges kr0 to send 80,000 SEK, leaving your recipient with 38,488.33 RON after a 0.38% markup on SEK/RON exchange rate.

In our comparisons over the past month, it was the cheapest online service on 21 of the 23 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Romania.

Profee charges kr0 on a 80,000 SEK transfer and money will arrive in minutes - 24 hours.

Over the past month, Profee was the cheapest app on 91% of the days it appeared for kr80,000 transfers.

Your recipient can withdraw via bank deposit, card deposit, and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need RON.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a -0.03% exchange-rate markup and holds the RON in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Romania, a global account keeps the RON in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive RON in Romania

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 38,539.01 RON.

From Sweden, you can fund the transfer by bank transfer, debit card, credit card, and debit card, and in Romania, the recipient can use bank deposit, card deposit, and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect RON from a nearby MoneyGram agent in Romania.

Swish is useful for payments within Sweden, but it does not send RON to Romania.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    lei38,539

    Cheapest

  2. 2
    Bank transfer Card deposit

    You pay kr80,000.00

    lei38,488

    -lei51

  3. 3
    Debit card Card deposit

    You pay kr80,000.00

    lei38,488

    -lei51

  4. 4
    Debit card Bank deposit

    You pay kr80,000.00

    lei38,096

    -lei443

  5. 5
    Credit card Bank deposit

    You pay kr80,000.00

    lei38,096

    -lei443

Show moreShow less
  1. 6
    Debit card Card deposit

    You pay kr80,240.00

    lei37,768

    -lei771

  2. 7
    Credit card Card deposit

    You pay kr80,240.00

    lei37,768

    -lei771

  3. 8
    Bank transfer Cash pickup

    You pay kr80,040.00

    lei37,672

    -lei867

  4. 9
    Debit card Cash pickup

    You pay kr80,040.00

    lei37,672

    -lei867

  5. 10
    Credit card Cash pickup

    You pay kr80,040.00

    lei37,672

    -lei867

Consider this before sending SEK to Romania

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most RON from Sweden.

Compare SEK to RON transfer options

Cheapest way to send money to Romania

The cheapest option for an SEK 80,000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 38,539.01 RON, which is 0.02% more than the next best option.

Fastest way to send money to Romania

With Revolut, a bank transfer deposit and bank deposit payout delivers 38,188.02 RON in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Romania.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Romania over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Romania may have their own rules on receiving monetary gifts.

How we analyse the market

We track 10 companies sending SEK to Romania, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/RON transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.