How to send money to Romania from Poland with the best PLN-RON rate

We’ve analysed and compared 9 money transfer companies below for PLN/RON transfers.

Best companies for PLN/RON transfers

9 of 9 providers

Last updated on 26 September 2026

Based on 30,000 PLN transfer

Best companies for PLN/RON transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 209,75 zł 1 PLN = 1.2064 RON -0.01% vs mid-market Recipient gets 35.938,96 lei Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
209,75 zł1 PLN = 1.2064 RON
35.938,96 leiYou pay30.000,00 zł
Promoted

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 1.1773 RON +2.43% vs mid-market Recipient gets 35.319,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 1.1773 RON
35.319,00 leiYou pay30.000,00 zł

Run a live search

Showing top Poland to Romania deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 1.2032 RON +0.25% vs mid-market Recipient gets 36.096,40 lei Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Romania with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 PLN = 1.2032 RON
36.096,40 leiYou pay30.000,00 zł
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 1.2030 RON +0.27% vs mid-market Recipient gets 36.089,17 lei Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Romania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 1.2030 RON
36.089,17 leiYou pay30.000,00 zł

TorFx

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 1.2026 RON +0.30% vs mid-market Recipient gets 36.078,31 lei Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Romania with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 1.2026 RON
36.078,31 leiYou pay30.000,00 zł

Profee

Pay via Debit card
Fee 0,00 zł 1 PLN = 1.2011 RON +0.42% vs mid-market Recipient gets 36.034,09 lei Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Romania with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 PLN = 1.2011 RON
36.034,09 leiYou pay30.000,00 zł

Profee

Pay via BLIK
Fee 0,00 zł 1 PLN = 1.2011 RON +0.42% vs mid-market Recipient gets 36.034,09 lei Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Romania with Profee when paying by blik.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 PLN = 1.2011 RON
36.034,09 leiYou pay30.000,00 zł

Wise

Pay via Bank transfer
Fee 209,75 zł 1 PLN = 1.2064 RON -0.01% vs mid-market Recipient gets 35.938,96 lei Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
209,75 zł1 PLN = 1.2064 RON
35.938,96 leiYou pay30.000,00 zł

Currencies Direct

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 1.1972 RON +0.75% vs mid-market Recipient gets 35.916,00 lei Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Romania with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 1.1972 RON
35.916,00 leiYou pay30.000,00 zł

Moneycorp

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 1.1893 RON +1.40% vs mid-market Recipient gets 35.680,25 lei Minutes - 2 days

Ways to receive money in Romania with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 PLN = 1.1893 RON
35.680,25 leiYou pay30.000,00 zł

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 1.1773 RON +2.43% vs mid-market Recipient gets 35.319,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 1.1773 RON
35.319,00 leiYou pay30.000,00 zł

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 1.1773 RON +2.43% vs mid-market Recipient gets 35.319,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 1.1773 RON
35.319,00 leiYou pay30.000,00 zł

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 1.1773 RON +2.43% vs mid-market Recipient gets 35.319,00 lei Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 1.1773 RON
35.319,00 leiYou pay30.000,00 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 595,00 zł 1 PLN = 1.1990 RON +0.60% vs mid-market Recipient gets 35.256,03 lei Next day
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
595,00 zł1 PLN = 1.1990 RON
35.256,03 leiYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 760,00 zł 1 PLN = 1.1990 RON +0.60% vs mid-market Recipient gets 35.058,20 lei Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
760,00 zł1 PLN = 1.1990 RON
35.058,20 leiYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 PLN = 1.2062 RON Updates every 60 minutes.

How to send money from Poland to Romania

Pick a company

Start with the cheapest option, which is Key Currency. It will get you the most RON on a PLN 30,000 transfer.

This heavily depends on how much you send, so I suggest to get the best PLN/RON rate.

Fund your transfer

You can fund your transfer to Romania using bank transfer, debit card, debit card, blik, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Ways to send money from Poland to Romania

9 companies send money from Poland to Romania, across broker, app, online, multi-currency account, and global account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, debit card, blik, and credit card.

Using BLIK is the simplest (and fastest) method to fund your transfer to Romania.

Profee charges 0 PLN on a zł30,000 transfer and delivers 36,034.09 RON in minutes - 24 hours, straight to the recipient's bank card or account.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Profee move money inside their own network instead, which is much cheaper and gets you more RON.

The cheapest way to send money online from Poland to Romania is via Profee.

Sending 30,000 PLN gets you 36,034.09 RON (after 0 fee and 0.43% markup).

Converting and spending

Multi-currency accounts

Multi currency accounts let you hold PLN and RON in one account.

This is useful for travelling to Romania, getting paid in RON, or pre-converting when PLN/RON rate is good.

You can convert between them whenever you want, and once you have RON there are no fees after.

The best multi-currency account for holding PLN and RON is Wise.

For example, it converts zł30,000 at -0.01% markup and small fee.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive RON in Romania

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 36,096.4 RON.

Deposit PLN through bank transfer, debit card, debit card, blik, and credit card.

Fund the transfer with BLIK

This is by the quickest way to fund the transfer to Romania.

Approve the payment in your Polish banking app using the six-digit BLIK code.

BLIK funds the balance, while the transfer company handles the payout in Romania.

They can receive RON via bank deposit and card deposit.

Receive RON on a Ukrainian bank card

Your recipient can receive RON on a supported card in Romania. Check that their name and card details match before sending.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    lei36,096

    Cheapest

  2. 2
    Debit card Card deposit

    You pay zł30,000.00

    lei36,034

    -lei62

  3. 3
    Blik Card deposit

    You pay zł30,000.00

    lei36,034

    -lei62

  4. 4
    Debit card Bank deposit

    You pay zł30,000.00

    lei35,319

    -lei777

  5. 5
    Credit card Bank deposit

    You pay zł30,000.00

    lei35,319

    -lei777

Consider this when sending PLN to Romania

There are a few nuances when sending money from Poland to Romania.

Compare PLN/RON transfer options

For a 30,000 PLN transfer to Romania, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Romania

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 36,096.4 RON, which is 0.02% more than the next best option.

Fastest way to send money to Romania

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 36,089.17 RON, with the money arriving in minutes - 24 hours.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BGS deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

Live PLN-RON Exchange Rate

Check the PLN to RON exchange rate

A small change in the PLN/RON rate can make a difference to the amount received, especially on regular transfers to Romania.

Mid-market rate:1 PLN = 1.206229 RON

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 9 of them on PLN to Romania in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.