Usually the cheapest
Online transfers
Companies like Xe will get you 36,975.4 RON on €7,000 transfer.
If it's the only time you send money to Romania, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to Romania from Finland with the best EUR-RON rate
We’ve compared and analysed 8 money transfer companies in Finland.
| 8 of 8 providers Last updated on 26 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/RON transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €35.52 1 EUR = 5.2739 RON -0.02% vs mid-market | Recipient gets lei 36,729.62 Next day | |
Ways to receive money in Romania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €35.521 EUR = 5.2739 RON lei 36,729.62You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 5.2822 RON -0.17% vs mid-market | Recipient gets lei 36,975.40 Minutes - 24 hours | |
Ways to receive money in Romania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.2822 RON lei 36,975.40You pay€7,000.00 | |||
Run a live search Showing top Finland to Romania deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to RON rates. | |||
Run a live search These companies offer multi-currency accounts for spending RON. We suggest doing a live search based on how much EUR you're planning to spend in Romania. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 5.2822 RON -0.17% vs mid-market | Recipient gets lei 36,975.40 Minutes - 24 hours | |
Ways to receive money in Romania with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.2822 RON lei 36,975.40You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 5.2822 RON -0.17% vs mid-market | Recipient gets lei 36,975.40 Minutes - 24 hours | |
Ways to receive money in Romania with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.2822 RON lei 36,975.40You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 5.2822 RON -0.17% vs mid-market | Recipient gets lei 36,975.40 Minutes - 24 hours | |
Ways to receive money in Romania with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.2822 RON lei 36,975.40You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 5.2598 RON +0.25% vs mid-market | Recipient gets lei 36,818.58 Minutes - 3 days | |
Ways to receive money in Romania with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 5.2598 RON lei 36,818.58You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 5.2587 RON +0.27% vs mid-market | Recipient gets lei 36,811.20 Minutes - 24 hours | |
Ways to receive money in Romania with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.2587 RON lei 36,811.20You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 5.2572 RON +0.30% vs mid-market | Recipient gets lei 36,800.13 Minutes - 24 hours | |
Ways to receive money in Romania with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 5.2572 RON lei 36,800.13You pay€7,000.00 | |||
 Profee Pay via Debit card | Fee €0.00 1 EUR = 5.2513 RON +0.41% vs mid-market | Recipient gets lei 36,759.30 Minutes - 24 hours | |
Ways to receive money in Romania with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 5.2513 RON lei 36,759.30You pay€7,000.00 | |||
| Profee Pay via Bank transfer | Fee €0.00 1 EUR = 5.2513 RON +0.41% vs mid-market | Recipient gets lei 36,759.30 Minutes - 24 hours | |
Ways to receive money in Romania with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 5.2513 RON lei 36,759.30You pay€7,000.00 | |||
| Profee Pay via Klarna | Fee €0.00 1 EUR = 5.2513 RON +0.41% vs mid-market | Recipient gets lei 36,759.30 Minutes - 24 hours | |
Ways to receive money in Romania with Profee when paying by klarna. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 5.2513 RON lei 36,759.30You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €35.52 1 EUR = 5.2739 RON -0.02% vs mid-market | Recipient gets lei 36,729.62 Next day | |
Ways to receive money in Romania with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €35.521 EUR = 5.2739 RON lei 36,729.62You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €45.65 1 EUR = 5.2739 RON -0.02% vs mid-market | Recipient gets lei 36,676.20 Next day | |
Ways to receive money in Romania with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €45.651 EUR = 5.2739 RON lei 36,676.20You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €90.52 1 EUR = 5.2739 RON -0.02% vs mid-market | Recipient gets lei 36,439.56 Next day | |
Ways to receive money in Romania with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €90.521 EUR = 5.2739 RON lei 36,439.56You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 5.1992 RON +1.40% vs mid-market | Recipient gets lei 36,394.11 Minutes - 2 days | |
Ways to receive money in Romania with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 5.1992 RON lei 36,394.11You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €132.57 1 EUR = 5.2739 RON -0.02% vs mid-market | Recipient gets lei 36,217.80 Next day | |
Ways to receive money in Romania with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €132.571 EUR = 5.2739 RON lei 36,217.80You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €140.50 1 EUR = 5.2443 RON +0.55% vs mid-market | Recipient gets lei 35,973.11 Next day | |
Ways to receive money in Romania with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext day €140.501 EUR = 5.2443 RON lei 35,973.11You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €179.00 1 EUR = 5.2443 RON +0.55% vs mid-market | Recipient gets lei 35,771.20 Within minutes | |
Ways to receive money in Romania with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €179.001 EUR = 5.2443 RON lei 35,771.20You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 5.2730 RON Updates every 60 minutes. | |||
Transfer details
How to send money from Finland to Romania
Pick a company
For a one-off transfer to Romania, start with Xe.
On a 7,000 EUR transfer, Xe delivers the most RON.
The cheapest option depends on the amount, so I suggest to get the best EUR/RON rate.
Fund your transfer
You have 6 ways to pay, including bank transfer, debit card, credit card, debit card, klarna, and ideal.
Select how you want the recipient to pick up the money. For transfers to Romania they can receive it via bank deposit and card deposit.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to Romania
8 companies send money from Finland to Romania, mostly through online, app, broker, global account, and multi-currency account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
Xe charges €0 on a €7,000 transfer, and 36,975.4 RON arrives in minutes - 24 hours.
In Romania they can receive money via bank deposit and card deposit.
Moving money between your own accounts
Multi-currency accounts
Companies like Wise let you hold EUR and RON balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to RON with Wise gets you 36,729.62 RON (€35.52 in fees and -0.02% markup).
This is especially useful travel since you are spending in RON (no extra fees from Wise, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to Romania.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to Romania. They charge no fees and add a markup on the rate.
Xe charges no fee but adds -0.17% markup on top of the EUR/RON rate.
Ways to fund EUR and receive RON in Romania
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 36,975.4 RON.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, debit card, klarna, and ideal.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Romania directly.
For withdrawals in Romania, use bank deposit and card deposit.
Receive RON
The name should match the account holder's bank record, so double check it before sending.
- 1 Debit card Bank deposit
You pay €7,000.00
lei36,975
Cheapest
- 2 Bank transfer Bank deposit
You pay €7,000.00
lei36,975
lei0
- 3 Credit card Bank deposit
You pay €7,000.00
lei36,975
lei0
- 4 Bank transfer Card deposit
You pay €7,000.00
lei36,759
-lei216
- 5 Debit card Card deposit
You pay €7,000.00
lei36,759
-lei216
Show moreShow less
- 6 Klarna Card deposit
You pay €7,000.00
lei36,759
-lei216
- 7 Ideal Bank deposit
You pay €7,000.00
lei36,676
-lei299
What to consider before sending money from Finland to Romania
For a transfer from Finland, compare the RON received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/RON transfer options
Compare EUR/RON transfer options
For a €7,000 transfer to Romania, these are the current cheapest, fastest and easiest options.
Cheapest
Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 36,975.4 RON, which is 0.42% more than the next best option.
Fastest
Xe delivers 36,975.4 RON in minutes - 24 hours when you pay by debit card and choose bank deposit.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Romania.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to Romania
The exchange rate has a direct impact on how much RON your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 5.27298 RON
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 8 of them on EUR to Romania, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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