How to send money to Romania from Switzerland with the best CHF-RON rate

The cheapest option overall is Key Currency, giving your recipient 34,670.23 RON when you send CHF 6,000.

Below we’ve compared 8 ways to send money from Switzerland to Romania.

Best companies for CHF/RON transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 6,000 CHF transfer

Best companies for CHF/RON transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 18.47 1 CHF = 5.7938 RON -0.02% vs mid-market Recipient gets lei 34'655.97 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
CHF 18.471 CHF = 5.7938 RON
lei 34'655.97You payCHF 6'000.00
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 5.7288 RON +1.11% vs mid-market Recipient gets lei 34'372.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 5.7288 RON
lei 34'372.80You payCHF 6'000.00

Run a live search

Showing top Switzerland to Romania deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 5.7784 RON +0.25% vs mid-market Recipient gets lei 34'670.23 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Romania with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 CHF = 5.7784 RON
lei 34'670.23You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 5.7772 RON +0.27% vs mid-market Recipient gets lei 34'663.27 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Romania with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 5.7772 RON
lei 34'663.27You payCHF 6'000.00

Wise

Pay via Bank transfer
Fee CHF 18.47 1 CHF = 5.7938 RON -0.02% vs mid-market Recipient gets lei 34'655.97 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Romania with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
CHF 18.471 CHF = 5.7938 RON
lei 34'655.97You payCHF 6'000.00

TorFx

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 5.7755 RON +0.30% vs mid-market Recipient gets lei 34'652.85 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Romania with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 5.7755 RON
lei 34'652.85You payCHF 6'000.00

Currencies Direct

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 5.7593 RON +0.58% vs mid-market Recipient gets lei 34'555.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Romania with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 5.7593 RON
lei 34'555.80You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 5.7877 RON +0.09% vs mid-market Recipient gets lei 34'399.32 Same day
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
CHF 56.501 CHF = 5.7877 RON
lei 34'399.32You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 5.7288 RON +1.11% vs mid-market Recipient gets lei 34'372.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 5.7288 RON
lei 34'372.80You payCHF 6'000.00

Moneycorp

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 5.7118 RON +1.40% vs mid-market Recipient gets lei 34'270.52 Minutes - 2 days

Ways to receive money in Romania with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 5.7118 RON
lei 34'270.52You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee CHF 89.50 1 CHF = 5.7877 RON +0.09% vs mid-market Recipient gets lei 34'208.32 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Romania with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 89.501 CHF = 5.7877 RON
lei 34'208.32You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 5.7288 RON +1.11% vs mid-market Recipient gets lei 34'166.56 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 5.7288 RON
lei 34'166.56You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 5.7288 RON +1.11% vs mid-market Recipient gets lei 34'166.56 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Romania with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 5.7288 RON
lei 34'166.56You payCHF 6'000.00
How Our Results Work
Mid-market rate: 1 CHF = 5.7929 RON Updates every 60 minutes.

How to send money from Switzerland to Romania

Pick a company

Start with the cheapest, which is Key Currency at 34,670.23 RON for a CHF 6,000 transfer.

Key Currency was the cheapest on 26 of the 28 days it quoted fr.6,000 transfers to Romania.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Romania?

How much CHF you send to Romania heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 91% of the transfers from CHF 6,000 it quoted, and in 91% of all the transfers it quoted.

Cheapest service
CHF 1'0000.11%CHF 1.50lei 5'778.90with bank transfer to bank deposit+lei 73.47
CHF 5'0000.27%CHF 0.00lei 28'888.31with bank transfer to bank deposit+lei 266.96
CHF 6'000This page0.25%CHF 0.00lei 34'670.23with bank transfer to bank deposit+lei 235.48
CHF 25'0000.20%CHF 0.00lei 144'473.60with bank transfer to bank deposit+lei 1'012.43

Mid-market rate: 1 CHF = 5.7929 RON

CHF/RON Exchange Rate History

Is today a good time to send money from Switzerland to Romania?

The cheapest way to send CHF to RON can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6,000 CHF transfers to Romania.

RON received for CHF 6'000, after fees

Wed, 28 Oct 2026Mid-market ratelei 34'757.12 Key Currency lei 34'670.23Key Currencylei 34'670.23Regency FXlei 34'663.27Wiselei 34'655.97

33'000
33'500
34'000
34'500
35'000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5817 – lei 33'490.45
Key Currency Cheapest 5.5678 CHF 0.00 lei 33'406.72 −lei 83.73
Regency FX 5.5667 CHF 0.00 lei 33'400.02 −lei 90.43
Wise 5.5815 CHF 18.47 lei 33'385.73 −lei 104.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5812 – lei 33'487.08
Key Currency Cheapest 5.5672 CHF 0.00 lei 33'403.36 −lei 83.72
Regency FX 5.5661 CHF 0.00 lei 33'396.66 −lei 90.42
Wise 5.5811 CHF 18.47 lei 33'383.76 −lei 103.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.5880 – lei 33'528.08
Key Currency Cheapest 5.5740 CHF 0.00 lei 33'444.26 −lei 83.82
Regency FX 5.5729 CHF 0.00 lei 33'437.56 −lei 90.52
Wise 5.5862 CHF 18.47 lei 33'414.20 −lei 113.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7261 – lei 34'356.60
Key Currency Cheapest 5.7118 CHF 0.00 lei 34'270.71 −lei 85.89
Regency FX 5.7106 CHF 0.00 lei 34'263.84 −lei 92.76
Wise 5.7268 CHF 18.47 lei 34'254.97 −lei 101.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7244 – lei 34'346.60
Key Currency Cheapest 5.7101 CHF 0.00 lei 34'260.73 −lei 85.87
Regency FX 5.7090 CHF 0.00 lei 34'253.86 −lei 92.74
Wise 5.7217 CHF 18.47 lei 34'224.40 −lei 122.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7104 – lei 34'262.31
Wise Cheapest 5.7217 CHF 18.47 lei 34'224.40 −lei 37.91
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7353 – lei 34'411.51
Key Currency Cheapest 5.7209 CHF 0.00 lei 34'325.48 −lei 86.03
Regency FX 5.7198 CHF 0.00 lei 34'318.59 −lei 92.92
Wise 5.7356 CHF 18.47 lei 34'307.60 −lei 103.91
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7289 – lei 34'373.21
Key Currency Cheapest 5.7145 CHF 0.00 lei 34'287.27 −lei 85.94
Regency FX 5.7134 CHF 0.00 lei 34'280.40 −lei 92.81
Wise 5.7284 CHF 18.47 lei 34'264.66 −lei 108.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7314 – lei 34'388.56
Key Currency Cheapest 5.7171 CHF 0.00 lei 34'302.59 −lei 85.97
Regency FX 5.7160 CHF 0.00 lei 34'295.71 −lei 92.85
Wise 5.7313 CHF 18.47 lei 34'281.94 −lei 106.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7384 – lei 34'430.45
Key Currency Cheapest 5.7241 CHF 0.00 lei 34'344.37 −lei 86.08
Regency FX 5.7229 CHF 0.00 lei 34'337.49 −lei 92.96
Wise 5.7386 CHF 18.47 lei 34'325.31 −lei 105.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7311 – lei 34'386.36
Key Currency Cheapest 5.7167 CHF 0.00 lei 34'300.39 −lei 85.97
Regency FX 5.7156 CHF 0.00 lei 34'293.52 −lei 92.84
Wise 5.7307 CHF 18.47 lei 34'278.65 −lei 107.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7445 – lei 34'467.23
Key Currency Cheapest 5.7302 CHF 0.00 lei 34'381.06 −lei 86.17
Regency FX 5.7290 CHF 0.00 lei 34'374.17 −lei 93.06
Wise 5.7419 CHF 18.47 lei 34'345.05 −lei 122.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7445 – lei 34'467.23
Key Currency Cheapest 5.7302 CHF 0.00 lei 34'381.06 −lei 86.17
Regency FX 5.7290 CHF 0.00 lei 34'374.17 −lei 93.06
Wise 5.7419 CHF 18.47 lei 34'345.05 −lei 122.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7277 – lei 34'366.39
Key Currency Cheapest 5.7134 CHF 0.00 lei 34'280.47 −lei 85.92
Regency FX 5.7123 CHF 0.00 lei 34'273.60 −lei 92.79
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7310 – lei 34'385.77
Key Currency Cheapest 5.7166 CHF 0.00 lei 34'299.80 −lei 85.97
Regency FX 5.7155 CHF 0.00 lei 34'292.92 −lei 92.85
Wise 5.7303 CHF 18.47 lei 34'276.20 −lei 109.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7213 – lei 34'327.96
Key Currency Cheapest 5.7070 CHF 0.00 lei 34'242.14 −lei 85.82
Regency FX 5.7059 CHF 0.00 lei 34'235.28 −lei 92.68
Wise 5.7208 CHF 18.47 lei 34'219.14 −lei 108.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7420 – lei 34'452.13
Key Currency Cheapest 5.7277 CHF 0.00 lei 34'366.00 −lei 86.13
Regency FX 5.7265 CHF 0.00 lei 34'359.11 −lei 93.02
Wise 5.7420 CHF 18.47 lei 34'346.12 −lei 106.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7577 – lei 34'546.29
Key Currency Cheapest 5.7433 CHF 0.00 lei 34'459.92 −lei 86.37
Regency FX 5.7422 CHF 0.00 lei 34'453.02 −lei 93.27
Wise 5.7576 CHF 18.47 lei 34'439.02 −lei 107.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7276 – lei 34'365.58
Wise Cheapest 5.7485 CHF 18.47 lei 34'385.00 +lei 19.42
Key Currency 5.7133 CHF 0.00 lei 34'279.67 −lei 85.91
Regency FX 5.7121 CHF 0.00 lei 34'272.79 −lei 92.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7276 – lei 34'365.58
Wise Cheapest 5.7485 CHF 18.47 lei 34'385.00 +lei 19.42
Key Currency 5.7133 CHF 0.00 lei 34'279.67 −lei 85.91
Regency FX 5.7121 CHF 0.00 lei 34'272.79 −lei 92.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7629 – lei 34'577.36
Key Currency Cheapest 5.7485 CHF 0.00 lei 34'490.91 −lei 86.45
Regency FX 5.7473 CHF 0.00 lei 34'484.00 −lei 93.36
Wise 5.7619 CHF 18.47 lei 34'465.10 −lei 112.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7467 – lei 34'480.34
Key Currency Cheapest 5.7324 CHF 0.00 lei 34'394.14 −lei 86.20
Regency FX 5.7312 CHF 0.00 lei 34'387.25 −lei 93.09
Wise 5.7462 CHF 18.47 lei 34'371.13 −lei 109.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7626 – lei 34'575.71
Key Currency Cheapest 5.7482 CHF 0.00 lei 34'489.27 −lei 86.44
Regency FX 5.7471 CHF 0.00 lei 34'482.36 −lei 93.35
Wise 5.7620 CHF 18.47 lei 34'465.70 −lei 110.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.8057 – lei 34'833.96
Key Currency Cheapest 5.7911 CHF 0.00 lei 34'746.88 −lei 87.08
Regency FX 5.7900 CHF 0.00 lei 34'739.91 −lei 94.05
Wise 5.8066 CHF 18.47 lei 34'732.11 −lei 101.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.8078 – lei 34'846.75
Key Currency Cheapest 5.7933 CHF 0.00 lei 34'759.64 −lei 87.11
Regency FX 5.7921 CHF 0.00 lei 34'752.67 −lei 94.08
Wise 5.8072 CHF 18.47 lei 34'735.82 −lei 110.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7932 – lei 34'758.94
Key Currency Cheapest 5.7787 CHF 0.00 lei 34'672.04 −lei 86.90
Regency FX 5.7775 CHF 0.00 lei 34'665.09 −lei 93.85
Wise 5.7868 CHF 18.47 lei 34'613.86 −lei 145.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7932 – lei 34'758.94
Key Currency Cheapest 5.7787 CHF 0.00 lei 34'672.04 −lei 86.90
Regency FX 5.7775 CHF 0.00 lei 34'665.09 −lei 93.85
Wise 5.7868 CHF 18.47 lei 34'613.86 −lei 145.08
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 5.7753 CHF 18.47 lei 34'545.01 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7888 – lei 34'733.03
Key Currency Cheapest 5.7744 CHF 0.00 lei 34'646.20 −lei 86.83
Regency FX 5.7732 CHF 0.00 lei 34'639.25 −lei 93.78
Wise 5.7881 CHF 18.47 lei 34'621.87 −lei 111.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 5.7929 – lei 34'757.12
Key Currency Cheapest 5.7784 CHF 0.00 lei 34'670.23 −lei 86.89
Regency FX 5.7772 CHF 0.00 lei 34'663.27 −lei 93.85
Wise 5.7938 CHF 18.47 lei 34'655.97 −lei 101.15

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more RON per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Key Currency pays 34,670.23 RON on 6,000 CHF, which is 86.89 RON less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 34,759.64 RON.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Romania.

We've tracked 106 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Key CurrencyAppeared in 57 comparisons

    Cheapest in 91% of them

  2. Regency FXAppeared in 71 comparisons

    Cheapest in 17% of them

  3. WiseAppeared in 101 comparisons

    Cheapest in 22% of them

Based on 106 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most RON, and it was also the cheapest in 91% of the 57 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Romania.

Regency FX (today's second cheapest) was the cheapest in only 17% of its comparisons, so it's rarely the cheapest option for transfers to Romania.

Ways to send money from Switzerland to Romania

8 companies send money from Switzerland to Romania, across broker, online, app, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 6,000 CHF gets your recipient 34,655.97 RON.

The fee is 18.47 CHF, with a -0.02% markup on top of the CHF/RON rate.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in RON (be it payments or travelling).

Wise converts CHF 6,000 with a -0.02% exchange-rate markup and lets you hold CHF and RON in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Wise charges fr.18.47 on a fr.6,000 transfer, and the money lands next day.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for fr.6,000 transfers.

You can also save recipients and create automated scheduled transfers to Romania.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Romania or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/RON).

I suggest , since the more RON you send the better rate you get.

Our analysis shows Key Currency was the cheapest broker in 96% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/RON rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Romania.

A global account lets you hold RON alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive RON in Romania

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 34,670.23 RON.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Romania.

In Romania, they can get RON delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    lei34,670

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    lei34,208

    -lei462

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    lei34,167

    -lei504

Things to know before sending CHF to Romania

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/RON transfer options

For a CHF 6,000 transfer to Romania, these are the best options in our comparison.

Cheapest way to send money to Romania

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 34,670.23 RON, which is 0.02% more than the next best option.

Fastest way to send money to Romania

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 34,399.32 RON in same day.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to RON requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 8 of them sending CHF to Romania, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 106 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/RON transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.